11-10556r RESOLUTION NO. 10556
RESOLUTION AUTHORIZING THE ISSUANCE, SALE, AND DELIVERY
OF THE CITY'S VARIABLE RATE DEMAND MULTIFAMILY HOUSING
REVENUE BONDS (WOODLAKE RICHFIELD APARTMENTS, LLC
PROJECT), SERIES 2011; ADOPTING A HOUSING PROGRAM
PURSUANT TO MINNESOTA STATUTES, CHAPTER 462C, AS
AMENDED; APPROVING THE FORM OF AND AUTHORIZING THE
EXECUTION AND DELIVERY OF THE BONDS AND RELATED
DOCUMENTS
WHEREAS, the City of Richfield, Minnesota (the "City"), is a home rule city and
political subdivision of the State of Minnesota; and
WHEREAS, pursuant to Minnesota Statutes, Chapter 462C, as amended (the
"Act"), the City is authorized to carry out the public purposes described in the Act by
issuing revenue bonds to finance multifamily housing developments located within the
City, and as a condition to the issuance of such revenue bonds, adopt a housing
program providing the information required by Section 462C.03, subdivision 1a, of the
Act; and
WHEREAS, Woodlake Richfield Apartments, LLC, a Minnesota limited liability
company (the "Borrower"), or a related entity, has requested that the City issue its
revenue bonds under the Act and lend the proceeds thereof to the Borrower to finance
the following: (i) the acquisition, construction, and equipping of a 94-unit multifamily
rental housing development located at 6401-6429 Lyndale Avenue South in the City
(the "Project"); (ii) the payment of interest on the bonds during the construction of the
Project; (iii) the funding of required reserves, if any; and (iv) the payment of certain
costs related to the issuance of the bonds; and
WHEREAS, the Project is designed as market-rate housing with twenty percent
(20%) of the units reserved for rental to and occupancy by persons and families of low
and moderate income; and
WHEREAS, the City has prepared a housing program (the "Housing Program") to
authorize the issuance by the City of revenue bonds in the principal amount of
approximately $15,000,000 to finance the acquisition, construction, and equipping by
the Borrower of the Project; and
WHEREAS, the Housing Program was prepared and submitted to the
Metropolitan Council for its review and on August 24, 2011, the City received
correspondence from the Metropolitan Council acknowledging receipt of the Housing
Program and providing its comments with respect to the Housing Program and the
Project; and
WHEREAS, a notice of public hearing (the "Public Notice") was published in the
Sun-Current, the official newspaper and a newspaper of general circulation in the City,
with respect to the required public hearing under Section 147(f) of the Internal Revenue
Code of 1986, as amended (the "Code") and the required public hearing under Section
462C.04, subdivision 2 of the Act; and
WHEREAS, the Public Notice was published at least fifteen (15) days before the
regularly scheduled meeting of the City Council of the City, and on the date hereof, the
City Council conducted a public hearing at which a reasonable opportunity was provided
for interested individuals to express their views, both orally and in writing; and
WHEREAS, the Borrower has requested that the City issue, sell, and deliver its
Variable Rate Demand Multifamily Housing Revenue Bonds (Woodlake Richfield
Apartments, LLC Project), Series 2011 (the "Bonds"), in an original aggregate principal
amount not to exceed $15,000,000; and
WHEREAS, on August 9, 2011, the City Council adopted Resolution No. 10540,
authorizing the submission of an application to the office of Minnesota Management and
Budget for an allocation of bonding authority with respect to the Bonds to finance the
Project in accordance with the requirements of Minnesota Statutes, Chapter 474A, as
amended (the "Allocation Act"), and providing preliminary approval for the sale and
issuance of the Bonds in the approximate aggregate principal amount of $15,000,000;
and
WHEREAS, the proceeds derived from the sale of the Bonds will be loaned by
the City to the Borrower pursuant to the terms of a Loan Agreement, dated on or after
September 1, 2011 (the "Loan Agreement"), between the City and the Borrower,
whereby the City will apply the proceeds derived from the sale of the Bonds to fund a
loan to the Borrower; and
WHEREAS, the Bonds will be issued pursuant to this resolution and an Indenture
of Trust, dated on or after September 1, 2011 (the "Indenture"), between the City and
U.S. Bank National Association, a national banking association, as trustee (the
"Trustee"), and the Bonds and the interest on the Bonds: (i) shall be payable solely
from the revenues pledged therefor under the Loan Agreement and additional sources
of revenue provided by or on behalf of the Borrower; (ii) shall not constitute a debt of the
City within the meaning of any constitutional or statutory limitation; (iii) shall not
constitute nor give rise to a pecuniary liability of the City or a charge against its general
credit or taxing powers; (iv) shall not constitute a charge, lien, or encumbrance, legal or
equitable, upon any property of the City other than the City's interest in the Loan
Agreement; and (v) shall not constitute a general or moral obligation of the City; and
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY
OF RICHFIELD, MINNESOTA, AS FOLLOWS:
1. The City acknowledges, finds, determines, and declares that the issuance
of the Bonds is authorized by the Act and is consistent with the purposes of the Act and
that the issuance of the Bonds, and the other actions of the City under the Indenture,
the Loan Agreement, and this resolution constitute a public purpose and are in the
interests of the City. In authorizing the issuance of the Bonds for the financing of the
Project and the related costs, the City's purpose is and the effect thereof will be to
promote the public welfare of the City and its residents by providing multifamily housing
developments for low or moderate income residents of the City and otherwise furthering
the purposes and policies of the Act.
2. For the purposes set forth above, there is hereby authorized the issuance,
sale, and delivery of the Bonds in one or more series in the maximum aggregate
principal amount not to exceed $15,000,000. The Bonds shall bear interest at the rates,
shall be designated, shall be numbered, shall be dated, shall mature, shall be in the
aggregate principal amount, shall be subject to redemption prior to maturity, shall be in
such form, and shall have such other terms, details, and provisions as are prescribed in
the Indenture, in the form now on file with the City, with the amendments referenced
herein. The City hereby authorizes the Bonds to be issued, in whole or in part, as "tax-
exempt bonds," the interest on which is not includable in gross income for federal and
State of Minnesota income tax purposes.
All of the provisions of the Bonds, when executed as authorized herein, shall be
deemed to be a part of this resolution as fully and to the same extent as if incorporated
verbatim herein and shall be in full force and effect from the date of execution and
delivery thereof. The Bonds shall be substantially in the form in the Indenture on file
with the City, which form is hereby approved, with such necessary and appropriate
variations, omissions, and insertions (including changes to the aggregate principal
amount of the Bonds, the stated maturities of the Bonds, the interest rates on the Bonds
and the terms of redemption of the Bonds) as the Mayor and the City Manager, in their
discretion, shall determine. The execution of the Bonds with the manual or facsimile
signatures of the Mayor and the City Manager and the delivery of the Bonds by the City
shall be conclusive evidence of such determination.
3. The Bonds shall be special, limited obligations of the City payable solely
from the revenues provided by the Borrower pursuant to the Loan Agreement and other
funds pledged pursuant to the Indenture and from payments made pursuant to an
Irrevocable Letter of Credit, dated on or after September 1, 2011 (the "Letter of Credit"),
issued by Wells Fargo Bank, N.A., a national banking association (the "Bank"), pursuant
to the terms of a Reimbursement Agreement, dated on or after September 1, 2011 (the
"Reimbursement Agreement"), between the Borrower and the Bank. The City Council
of the City hereby authorizes and directs the Mayor and the City Manager to execute
the Indenture, and to deliver the Indenture to said Trustee, and hereby authorizes and
directs the execution of the Bonds in accordance with the terms of the Indenture, and
hereby provides that the Indenture shall provide the terms and conditions, covenants,
rights, obligations, duties, and agreements of the owners of the Bonds, the City and the
Trustee as set forth therein.
All of the provisions of the Indenture, when executed as authorized herein, shall
be deemed to be a part of this resolution as fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of
execution and delivery thereof. The Indenture shall be substantially in the form on file
with the City, which is hereby approved, with such necessary and appropriate
variations, omissions and insertions as do not materially change the substance thereof,
and as the Mayor and the City Manager, in their discretion, shall determine, and the
execution thereof by the Mayor and the City Manager shall be conclusive evidence of
such determination.
4. The Mayor and the City Manager are hereby authorized and directed to
execute and deliver the Loan Agreement and the Bond Purchase Agreement, dated on
or after September 1, 2011 (the "Bond Purchase Agreement"), between Piper Jaffray &
Co. (the "Underwriter"), the City, and the Borrower. All of the provisions of the Loan
Agreement and Bond Purchase Agreement, when executed and delivered as authorized
herein, shall be deemed to be a part of this resolution as fully and to the same extent as
if incorporated verbatim herein and shall be in full force and effect from the date of
execution and delivery thereof. The Loan Agreement and Bond Purchase Agreement
shall be substantially in the forms on file with the City which are hereby approved, with
such omissions and insertions as do not materially change the substance thereof, and
as the Mayor and the City Manager, in their discretion, shall determine, and the
execution thereof by the Mayor and the City Manager shall be conclusive evidence of
such determinations.
5. To ensure compliance with certain rental and occupancy restrictions
imposed by the Act and Section 142(d) of the Code, and to ensure compliance with
certain restrictions imposed by the City, the Mayor and City Manager are also hereby
authorized and directed to execute and deliver a Regulatory Agreement, dated on or
after September 1, 2011 (the "Regulatory Agreement"), between the City, the Borrower,
and the Trustee. All of the provisions of the Regulatory Agreement, when executed and
delivered as authorized herein, shall be deemed to be a part of this resolution as fully
and to the same extent as if incorporated verbatim herein and shall be in full force and
effect from the date of execution and delivery thereof. The Regulatory Agreement shall
be substantially in the form on file with the City which is hereby approved, with such
omissions and insertions as do not materially change the substance thereof, or as the
Mayor and the City Manager, in their discretion, shall determine, and the execution
thereof by the Mayor and the City Manager shall be conclusive evidence of such
determination.
6. The Bonds shall be special, limited revenue obligations of the City, the
proceeds of which shall be disbursed pursuant to the terms of the Indenture and the
Loan Agreement, and the principal, premium, and interest on the Bonds shall be
payable solely from the proceeds of the Bonds, the revenues derived from the Loan
Agreement, and the other sources set forth in the Indenture.
7. The Trustee is hereby appointed as Paying Agent and Bond Registrar for
the Bonds.
8. The Mayor and the City Manager are hereby authorized to execute and
deliver, on behalf of the City, such other documents and certificates as are necessary or
appropriate in connection with the issuance, sale, and delivery of the Bonds, including
an Assignment of Mortgage, Security Agreement, Fixture Financing Statement and
Assignment of Leases and Rents, dated on or after September 1, 2011 (the
"Assignment of Mortgage"), from the City to the Bank, various certificates of the City, an
Information Return for Tax-Exempt Private Activity Bond Issues, Form 8038 (Rev. April
2011), with respect to the Bonds, a certificate as to arbitrage and rebate, and similar
documents, and all other documents and certificates as shall be necessary and
appropriate in connection with the issuance, sale, and delivery of the Bonds. The City
hereby approves the execution and delivery by the Trustee of the Indenture and all
other instruments, certificates, and documents prepared in conjunction with the
issuance of the Bonds that require execution by the Trustee. The City hereby
authorizes Kennedy & Graven, Chartered, as bond counsel, to prepare, execute, and
deliver its approving legal opinions with respect to the Bonds.
9. The City has not participated in the preparation of the Limited Offering
Memorandum relating to the offer and sale of the Bonds (the "Limited Offering
Memorandum"), and has made no independent investigation with respect to the
information contained therein, including the appendices thereto, and the City assumes
no responsibility for the sufficiency, accuracy, or completeness of such information.
Subject to the foregoing, the City hereby consents to the distribution and the use by the
Underwriter of the Limited Offering Memorandum in connection with the offer and sale
of the Bonds. The Limited Offering Memorandum is the sole material consented to by
the City for use in connection with the offer and sale of the Bonds.
10. Except as otherwise provided in this resolution, all rights, powers, and
privileges conferred and duties and liabilities imposed upon the City or the City Council
by the provisions of this resolution or of the aforementioned documents shall be
exercised or performed by the City or by such members of the City Council, or such
officers, board, body or agency thereof as may be required or authorized by law to
exercise such powers and to perform such duties.
No covenant, stipulation, obligation or agreement herein contained or contained
in the aforementioned documents shall be deemed to be a covenant, stipulation,
obligation or agreement of any member of the City Council of the City, or any officer,
agent or employee of the City in that person's individual capacity, and neither the City
Council of the City nor any officer or employee executing the Bonds shall be personally
liable on the Bonds or be subject to any personal liability or accountability by reason of
the issuance thereof.
No provision, covenant or agreement contained in the aforementioned
documents, the Bonds, or in any other document relating to the Bonds, and no
obligation therein or herein imposed upon the City or the breach thereof, shall constitute
or give rise to a general or moral obligation of the City or any pecuniary liability of the
City or any charge upon its general credit or taxing powers. In making the agreements,
provisions, covenants, and representations set forth in such documents, the City has
not obligated itself to pay or remit any funds or revenues, other than funds and
revenues derived from the Loan Agreement which are to be applied to the payment of
the Bonds, as provided therein.
11. Except as herein otherwise expressly provided, nothing in this resolution
or in the aforementioned documents expressed or implied is intended or shall be
construed to confer upon any person or firm or corporation, other than the City, any
holder of the Bonds issued under the provisions of this resolution, any right, remedy or
claim, legal or equitable, under and by reason of this resolution or any provisions
hereof, this resolution, the aforementioned documents, and all of their provisions being
intended to be and being for the sole and exclusive benefit of the City, and any holder
from time to time of the Bonds issued under the provisions of this resolution.
12. In case any one or more of the provisions of this resolution, other than the
provisions contained in the first sentence of Section 6 hereof, or of the aforementioned
documents, or of the Bonds issued hereunder shall for any reason be held to be illegal
or invalid, such illegality or invalidity shall not affect any other provision of this
resolution, or of the aforementioned documents, or of the Bonds, but this resolution, the
aforementioned documents, and the Bonds shall be construed and endorsed as if such
illegal or invalid provisions had not been contained therein.
13. The Bonds, when executed and delivered, shall contain a recital that they
are issued pursuant to the Act, and such recital shall be conclusive evidence of the
validity of the Bonds and the regularity of the issuance thereof, and that all acts,
conditions, and things required by the laws of the State of Minnesota relating to the
adoption of this resolution, to the issuance of the Bonds, and to the execution of the
aforementioned documents to happen, exist, and be performed precedent to the
execution of the aforementioned documents have happened, exist, and have been
performed as so required by law.
14. The officers of the City, bond counsel, other attorneys, engineers, and
other agents or employees of the City are hereby authorized to do all acts and things
required of them by or in connection with this resolution, the aforementioned
documents, and the Bonds, for the full, punctual, and complete performance of all the
terms, covenants, and agreements contained in the Bonds, the aforementioned
documents, and this resolution. If for any reason the Mayor or the City Manager is
unable to execute and deliver the documents referred to in this resolution, such
documents may be executed by any member of the City Council or any officer of the
City delegated the duties of the Mayor or the City Manager with the same force and
effect as if such documents were executed and delivered by the Mayor or the City
Manager.
15. The Borrower shall pay the administrative fee of the City on the date of
issuance of the Bonds and on each anniversary of the date of issuance of the Bonds, in
the amount of one-eighth of one percent (0.125%) of the outstanding principal amount
of the Bonds as of each such payment date. The Borrower will also pay, or, upon
demand, reimburse the City for payment of, any and all costs incurred by the City in
connection with the Project and the issuance of the Bonds, whether or not the Bonds
are issued, including any costs for attorneys' fees.
16. This resolution shall be in full force and effect from and after its approval.
Adopted by the City Council of the City of Richfield, Minnesota, on this 13th day
of September, 2011.
+�
Debbie Goettel, Mayor
ATTEST:
Nancy Gibb , ity Clerk