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2026-06-23 City Council Agenda Richfield City Council Agenda June 23, 2026 -- 7:00 PM Richfield Municipal Center Council Chambers 6700 Portland Avenue South 1. Call to Order 2. Pledge of Allegiance 3. Presentations a. Gene and Mary Jacobsen Awards Ceremony 4. Approval of the Agenda 5. Approval of Minutes a. Meeting Minutes from the City Council Regular Meeting from June 9, 2026. b. Meeting Minutes from the City Council Special Meeting from June 16, 2026. 6. Open Forum Participants can share their comments in person, by voicemail, or email, and may also request to participate virtually. For more information on submitting comments, refer to the Council Agenda and Minutes page on richfieldmn.gov/citycouncil 7. Proclamations and Presentations a. Receipt of the City of Richfield Annual Comprehensive Financial Report (ACFR) for the fiscal year ended December 31, 2025. 8. Consent Calendar Consent Calendar contains several separate items, which are acted upon by the City Council in one motion. Once the Consent Calendar has been approved, the individual items and recommended actions have also been approved. No further Council action on these items is necessary. However, any Council Member may request that an item be removed from the Consent Calendar and placed on the regular agenda for Council discussion and action. All items listed on the Consent Calendar are recommended for approval. a. Approve Disbursements/Claims b. Consider Resolutions of Support for Project Submittals for the 2026 Metropolitan Council Regional Solicitation. c. Consider approval of a request for three (3) new Secondhand Goods Dealer licenses for EcoATM, LLC. d. Consider approval of a Temporary On-Sale Intoxicating Liquor license for the Richfield Foundation's Wine Tasting event scheduled for Thursday, October 8, 2026, in the atrium area of Woodlake Center, located at 6601 Lyndale Ave South. e. Consider approval of a Temporary On Sale Intoxicating Liquor license for the Fred Babcock Days event scheduled to take place August 1, 2026, at Fred Babcock VFW #5555, located at 6715 Lakeshore Drive. f. Appoint 2026 Election Judges for the Primary and General Elections. g. Consider adoption of a resolution authorizing the City to affirm the monetary limits on statutory municipal tort liability. h. Consider approval of an agreement with Preferred Properties, in the amount of $263,970, for the replacement of exterior soffit on rink one of the Richfield Ice Arena. 9. Consideration of Items, if Any Removed From Consent Calendar 10. Public Hearings 11. Proposed Ordinances a. Consider the first reading of an ordinance amending Subsection 840.11 of the Richfield City Code, pertaining to alcohol in City parks. 12. Resolutions a. A resolution related to the amended 2026 General Pay Plan. b. Summary of the City Manager's annual performance evaluation for the period of July 2025 to June 2026, held on June 9 and June 16, 2026, as required by Minn. Statutes Page 1 of 326 13D.05 Subd. 3(a), and consider a resolution amending the employment agreement between the City of Richfield and City Manager Katie Rodriguez. 13. Other Business 14. City Manager’s Report 15. Council Discussion a. Hats off to Hometown Hits b. Council Liaison Reports 16. Adjournment Auxiliary aids for individuals with disabilities are available upon request. Requests must be made at least 96 hours in advance to the City Clerk at 612-861-9739. Includes Materials - Materials relating to these agenda items can be found in the Council Chambers Agenda Packet book located by the entrance. The complete Council Agenda Packet is available electronically on the City of Richfield website. Page 2 of 326 City Council Meeting 6/23/2026 Agenda Section: Presentations Agenda Item: 3.a. Report Prepared By: Department Director: Katie Rodriguez, City Manager Item for Consideration: Gene and Mary Jacobsen Awards Ceremony EXECUTIVE SUMMARY The Richfield Human Rights Commission has selected a Citizen of the Year award recipient since 1971. The award is given to a family, group, organization, business or individual who lives or works in Richfield and whose actions demonstrate an awareness and commitment to the attitudes and practices that foster human understanding, tolerance and the spirit of human relations. Due to the large number of nominees for this year’s award, all nominees were invited to the celebration. The Richfield Human Rights Commission has awarded the 2026 Gene and Mary Jacobsen Outstanding Citizen award to Maria Day. Maria was already active in the Richfield community through her work with Head Start and free produce stand, but Operation Metro Surge led her to dedicate part of her home to what became known as the Richfield Little Pantry. By leveraging a network of volunteers, Maria and the Richfield Little Pantry provided vital groceries and household supplies to neighbors in need. She exemplifies generosity, compassion, and community spirit. RECOMMENDED ACTION HISTORICAL CONTEXT EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) CRITICAL TIMING ISSUES FINANCIAL IMPACT Page 3 of 326 LEGAL CONSIDERATIONS ALTERNATIVE RECOMMENDATION(S) ATTACHMENTS None Page 4 of 326 ITEM #1 CALL TO ORDER The meeting was called to order by Mayor Supple at 7:00 p.m. on June 9, 2026, in the Council Chambers. Council Present: Mary Supple, Mayor; Walter Burk, Sean Hayford Oleary, Sharon Christensen, and Rori A. Coleman-Woods. Staff Present: Katie Rodriguez, City Manager; Sack Thongvanh, Assistant City Manager; Kristin Asher, Public Works Director; Melissa Poehlman, Community Development Director; Karl Huemiller, Recreation Services Director; Sam Ketchum, serving in place for Mary Tietjen, City Attorney; and Michelle Friedrich, City Clerk. ITEM #2 PLEDGE OF ALLEGIANCE Mayor Supple led the Pledge of Allegiance. ITEM #3 APPROVAL OF THE AGENDA MOTION: made by Council Member Hayford Oleary, seconded by Council Member Christensen to approve the agenda as presented. Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, Council Member Christensen, and Council Member Coleman-Woods. Motion carried: 5-0 ITEM #4 APPROVAL OF MINUTES MOTION: made by Council Member Burk, seconded by Council Member Hayford Oleary to approve the minutes of the (4a) City Council Work Session from May 26, 2026, and (4b) Regular Meeting from May 26, 2026. Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, Council Member Christensen, and Council Member Coleman-Woods. Motion carried: 5-0 CITY COUNCIL MEETING MINUTES Richfield, Minnesota Council Regular Meeting June 9, 2026 Page 5 of 326 City Council Meeting Minutes -2- May 26, 2026 ITEM #5 OPEN FORUM Mayor Supple noted the process for individuals wishing to speak during Open Forum and reviewed the three-minute time limit for public comments and explained the use of time warning cards to alert the speaker when their time is almost expired. Instructions were given for speakers to state their name and city of residence before speaking. No residents participated in the Open Forum opportunity. ITEM #6 PROCLAMATIONS AND PRESENTATIONS a. Proclamation Celebrating Juneteenth. Mayor Supple read the proclamation celebrating Juneteenth. The proclamation was received by Human Rights Commission Liaison Council Member Burk. b. Proclamation Celebrating Ava Wiederholt. Mayor Supple read the proclamation celebrating Ava Weiderholt. The proclamation was received by Ava Weiderholt. ITEM #7 CONSENT CALENDAR City Manager Rodriguez presented the consent calendar. a. Approve Disbursements/Claims U.S. BANK Thru 06-05-2026 A/P Checks/ETF’s: (05-15-2026 through 05-29-2026) $3,530,526.30 Payroll (06-05-2026) Includes health insurance premiums for June 2026. $1,371,441.82 TOTAL $4,901,968.12 b. Consideration of a Professional Service Agreement with TC2 to assist the City with the 2050 Comprehensive Plan update. c. Resolution supporting the City of Richfield's selection to host a Minnesota GreenCorps Member. RESOLUTION 12426 SUPPORTING THE CITY OF RICHFIELD'S SELECTION TO HOST A MINNESOTA GREENCORPS MEMBER d. Resolution authorizing the Mayor and City Manager to execute two Active Transportation Grant Agreements with the Metropolitan Council. RESOLUTION 12427 AUTHORIZING THE MAYOR AND CITY MANAGER TO EXECUTE TWO ACTIVE TRANSPORTATION GRANT AGREEMENTS WITH THE METROPOLITAN COUNCIL Page 6 of 326 City Council Meeting Minutes -3- May 26, 2026 MOTION: made by Council Member Coleman-Woods, seconded by Council Member Burk, to approve Consent Calendar items 7a-d as presented. Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, Council Member Christensen, and Council Member Coleman-Woods. Motion carried: 5-0 ITEM #8 CONSIDERATION OF ITEMS, IF ANY, REMOVED FROM CONSENT CALENDAR None. ITEM #9 PUBLIC HEARINGS None. ITEM #10 PROPOSED ORDINANCES None. ITEM #11 RESOLUTIONS a. Consideration of a policy for use of the 4d (1) tax classification as a tool to create and preserve affordable housing. Council Member Hayford Oleary presented staff report 11a, a proposed policy for the use of the 4d (1) tax classification to support affordable housing. The policy reflects the direction of the Council and the Housing and Redevelopment Authority Commission’s direction that 4d (1) should be used only as a last resort after other funding sources have been exhausted. Priority would be given to preserving existing affordable housing and projects that advance key housing goals. For new construction, 4d (1) would only be considered when it meets City priorities and is financially beneficial to the City. MOTION: made by Council Member Hayford Oleary, seconded by Council Member Burk, to adopt a resolution approving a policy governing the use of 4d (1) tax classification to help create and preserve affordable housing. Council Members expressed support for the 4d (1) policy and thanked staff for their work developing a balanced approach. Council discussion emphasized the importance of adhering to the policy when evaluating future requests, recognizing the need to balance affordable housing goals with the tax impacts on other property owners and agreed that the policy will serve as a useful framework for evaluating future requests. RESOLUTION 12428 APPROVING THE ADOPTION OF A 4d (1) TAX CLASSIFICATION POLICY Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, Council Member Christensen, and Council Member Coleman-Woods. Motion carried: 5-0 Page 7 of 326 City Council Meeting Minutes -4- May 26, 2026 ITEM #12 OTHER BUSINESS a. Consider and approve either a 46-day in-person or an 18-day early voting period for 2026 based on new election legislation passed on May 15, 2026, establish an absentee ballot board with Hennepin County, and a city absentee ballot board on election days, and as needed throughout the 46 days of absentee voting. Council Member Coleman-Woods presented staff report 12a, which included options for implementing new state election legislation that allows municipalities to choose either a 46-day in- person absentee voting period or an 18-day in-person early voting period for 2026 elections. Staff also recommended appointing Hennepin County as the absentee ballot board during the absentee voting period and establishing a City absentee ballot board for election days and as needed throughout the voting period. Council Members asked questions about how residents would access and return absentee ballots under the proposed 18-day in-person voting period. Staff explained that residents still have availability to vote beginning 46 days before an election through mail, online requests, or at Hennepin County Government Center, and can still drop-off ballots at City Hall. Staff also outlined plans to communicate the changes to residents and confirmed that computer access would be available at City Hall to assist voters with requesting mail-out ballots or with registering to vote. Council members expressed support for the 18-day option, noting that it maintains voter access and ballot security while reducing administrative workload and costs. MOTION: made by Council Member Burk, seconded by Council Member Christensen, to approve a resolution establishing an 18-day in-person early voting administration process for the statewide primary and general elections in Richfield, Minnesota; appointing Hennepin County as the primary absentee ballot board for Richfield elections during the 46-day absentee voting period; establishing a City absentee ballot board as needed during the 46-day absentee voting period; and establishing a City absentee ballot board for the statewide primary election on August 11, 2026, and the general election on November 3, 2026. RESOLUTION 12429 ESTABLISHING THE CITY OF RICHFIELD’S ABSENTEE AND EARLY VOTING ADMINISTRATION PERIOD AND ADMINISTRATION OF ABSENTEE BALLOT BOARD FOR ALL FUTURE PRIMARY AND GENERAL ELECTIONS HELD ON THE SAME DAY AS A STATEWIDE ELECTION PURSUANT TO MINNESOTA STATUTES § 203B.05 Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, Council Member Christensen, and Council Member Coleman-Woods. Motion carried: 5-0 ITEM #13 CITY MANAGER’S REPORT City Manager Rodriguez noted nothing to report for this evening. ITEM #14 COUNCIL DISCUSSION a. Hats off to Hometown Hits. Page 8 of 326 City Council Meeting Minutes -5- May 26, 2026 Council Member Coleman-Woods expressed appreciation to all the 2026 Richfield graduating seniors. Council Member Christensen reminded residents that the Richfield Pool is opening at Veterans Park on Friday, June 12. Council Member Hayford Oleary thanked Pizza Lucé for hosting its annual bike tour, which connects all eight metro-area locations. Council Member Hayford Oleary noted he participated in part of the ride and noted strong community participation, with more than 100 bicycles filling the bike racks and parking area at the Richfield location. The event highlighted local biking activity and provided a fun opportunity for residents to engage in the community. Council Member Burk expressed appreciation to City Clerk Friedrich for providing a thorough and informative presentation to the Human Rights Commission on election laws and election administration in Richfield. Mayor Supple invited residents to attend the Summer Kickoff event at the Municipal Center and Heredia Park, featuring family-friendly activities, community information booths, entertainment, and a State of the Community address. The mayor also congratulated local graduates, students, and educators on the completion of the school year and thanked Frasier School for hosting a recent tour of its facilities. b. Council Liaison Reports No reports were discussed. ITEM #15 CLOSED SESSION a. Closed Session City Manager Evaluation Mayor Supple announced the closed session item, and stated, “Council is moving into a closed session meeting in the Babcock Room for the purpose of conducting a performance evaluation of City Manager Katie Rodriguez, pursuant to Minnesota Statutes, section 13D.05, subdivision 3(a). MOTION: made by Council Member Burk, seconded by Council Member Coleman-Woods to recess the regular meeting and move into the closed session meeting. Voting Aye: Supple, Burk, Hayford Oleary, Christensen, and Coleman-Woods. Motion carries: 5:0 Council recessed to closed session at 7:32 pm. Council reconvened the regular meeting at 9:13 pm. Mayor Supple stated, "Council will now reconvene the regular meeting at 9:13 pm. The Council met in a closed session to conduct the performance evaluation of City Manager Rodriguez pursuant to Minnesota Statutes, section 13D.05, subd. 3(a). The Council will hold another closed-session performance evaluation meeting on June 16, 2026; and as required by law, will provide a summary of the performance evaluation at the June 23, 2026, regular council meeting. ITEM #16 ADJOURNMENT MOTION: made by Council Member Burk, seconded by Council Member Coleman-Woods to adjourn the meeting at 9:15 p.m. Voting Aye: Supple, Burk, Hayford Oleary, Christensen, and Coleman-Woods. Motion carries: 5:0 Page 9 of 326 City Council Meeting Minutes -6- May 26, 2026 Date Approved: June 23, 2026 Mary Supple Mayor Michelle Friedrich Katie Rodriguez City Clerk City Manager Page 10 of 326 CITY COUNCIL MEETING MINUTES Richfield, Minnesota City Council Special Meeting June 16, 2026 1. CALL TO ORDER The special meeting was called to order by Mayor Mary Supple at 5:05 p.m. in the Executive Conference Room. Council Present: Mary Supple, Mayor; Walter Burk; Sharon Christensen; Sean Hayford Oleary. and Rori Coleman-Woods. Staff Present: Katie Rodriguez, City Manager. ITEM #2 CLOSED EXECUTIVE SESSION a. Convene a closed session meeting to conduct a performance evaluation of City Manager Katie Rodriguez, pursuant to Minnesota Statutes, section 13,05, subd. 3(a). The special closed session was conducted pursuant to Minnesota State Statutes, section 13D.05, subd. 3(a). Mayor Supple stated, “Council will hold a closed-session meeting in the Executive Conference Room for the purpose of conducting a performance evaluation with City Manager Katie Rodriguez, pursuant to Minnesota Statutes section 13D.05, subd. 3(a).” MOTION: made by Council Member Burk, seconded by Council Member Hayford Oleary, to go into a closed session for the purpose of conducting a performance evaluation with City Manager Katie Rodriguez, pursuant to Minnesota Statute 13D.05, subd. 3(a). Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, and Council Member Christensen. Motion carried: 4-0 Council Member Coleman-Woods arrived at 5:11 pm. Council conducted the closed session performance evaluation meeting. MOTION: made by Council Member Coleman-Woods, seconded by Council Member Burk, to close the closed session meeting. Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, Council Member Christensen, and Council Member Coleman-Woods. Motion carried: 5-0 ITEM #3 ADJOURNMENT Page 11 of 326 City Council Work Session Minutes -2- June 28, 2022 MOTION: made by Council Member Hayford Oleary, seconded by Council Member Christensen, to adjourn the meeting at 6:31 p.m. Voting Aye: Mayor Supple, Council Member Burk, Council Member Hayford Oleary, Council Member Christensen, and Council Member Coleman-Woods. Motion carried: 5-0 Date Approved: June 23, 2026 Mary B. Supple Mayor Michelle Friedrich Katie Rodriguez City Clerk City Manager Page 12 of 326 City Council Meeting 6/23/2026 Agenda Section: Proclamations and Presentations Agenda Item: 7.a. Report Prepared By: Mary Bogie, Interim Finance Director Department Director: Mary Bogie, Interim Finance Director Item for Consideration: Receipt of the City of Richfield Annual Comprehensive Financial Report (ACFR) for the fiscal year ended December 31, 2025. EXECUTIVE SUMMARY As required by state law, all cities over 2,500 in population must have an annual audit in accordance with Generally Accepted Accounting Principles (GAAP). In addition, the Annual Comprehensive Financial Report and audit must be presented to the City Council and filed with the Office of the State Auditor (OSA) within 6 months of the close of each fiscal year. Bergan KDV, Ltd has completed the annual audit of the City's financial report and has issued their opinion that the financial statements present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information, as of December 31, 2025, and the respective changes in financial position and, where applicable, cash flows thereof, and the budgetary comparison for the General Fund, Ice Arena Special Revenue Fund, and Elections Special Revenue Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Caroline Stutsman, Manager at BerganKDV, Ltd, will present their findings and be available for questions at the meeting. RECOMMENDED ACTION By Motion: Accept the Annual Comprehensive Financial Report for the year ended December 31, 2025. HISTORICAL CONTEXT The City has received the Certificate of Excellence in Financial Reporting from the Government Finance Officers Association for many years and will be submitting the 2025 Annual Comprehensive Financial Report for consideration. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS Accurate financial information is critical for decisions that further the City's priorities detailed in its 2023-2027 Strategic Plan, including operational excellence, community development, sustainable infrastructure, a high-quality workforce and equity and inclusion. Page 13 of 326 POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) Summarized in the Execuitve Summary. CRITICAL TIMING ISSUES FINANCIAL IMPACT The Annual Comprehensive Financial Report's Letter of Transmittal and Management's Discussion and Analysis, along with the auditors Communication Letter provide a summary of the financial results for the year ended December 31, 2025. LEGAL CONSIDERATIONS The Annual Comprehensive Financial Report will be submitted by the June 30 deadline to the Minnesota Office of the State Auditor and will be published in the Sun Current pursuant to state law. ALTERNATIVE RECOMMENDATION(S) None. ATTACHMENTS 1. CL - 2025 Richfield - Final 2. ACFR - 2025 Richfield - Final 3. IC-UG-LC - 2025 Richfield Final 4. City of Richfield - 6-22-26 ACFR Presentation Page 14 of 326 City of Richfield Communications Letter December 31, 2025 Page 15 of 326 City of Richfield Table of Contents Report on Matters Identified as a Result of the Audit of the Basic Financial Statements 1 Material Weakness 3 Required Communication 4 Financial Analysis 10 Emerging Issues 20 Page 16 of 326 1 Report on Matters Identified as a Result of the Audit of the Basic Financial Statements Honorable Mayor and Members of the City Council and Management City of Richfield Richfield, Minnesota In planning and performing our audit of the financial statements of the governmental activities, business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Richfield, Minnesota, as of and for the year ended December 31, 2025, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, we considered the City's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. Our consideration of internal control was for the limited purpose described in the preceding paragraph and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and, therefore, material weaknesses or significant deficiencies may exist that have not been identified. In addition, because of inherent limitations in internal control, including the possibility of management override of controls, misstatements due to error, or fraud may occur and not be detected by such controls. However, as discussed below, we identified a certain deficiency in internal control that we consider to be a material weakness. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility that a material misstatement of the City's basic financial statements will not be prevented, or detected and corrected, on a timely basis. A reasonable possibility exists when the likelihood of an event occurring is either reasonably possible or probable as defined as follows: • Reasonably possible. The chance of the future event or events occurring is more than remote but less than likely. • Probable. The future event or events are likely to occur. The material weakness identified is stated within this letter. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control over financial reporting that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Page 17 of 326 2 The City's written response to the material weakness identified in our audit has not been subjected to audit procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on it. The accompanying memorandum also includes financial analysis provided as a basis for discussion. The matters discussed herein were considered by us during our audit and they do not modify the opinion expressed in our Independent Auditor's Report dated June 11, 2026, on such statements. The purpose of this communication, which is an integral part of our audit, is to describe for the Members of the City Council and management and others within the City and state oversight agencies the scope of our testing of internal control and the results of that testing. Accordingly, this communication is not intended to be and should not be used for any other purpose. St. Cloud, Minnesota June 11, 2026 Page 18 of 326 3 City of Richfield Material Weakness Lack of Segregation of Accounting Duties The City had a lack of segregation of accounting duties due to a limited number of office employees due city size and funding. The lack of adequate segregation of accounting duties could adversely affect the City's ability to initiate, record, process, and report financial data consistent with the assertions of management in the financial statements. In order to have appropriate segregation of accounting duties, the performance of the following duties would need to be completed by a different employee: initiation and authorization of transactions, recording and processing of transactions, reconciliation and reporting of transactions, and financial information, and custody of assets. During the course of our engagement, we proposed a material audit adjustment that would not have been identified as a result of the City's existing internal controls system and, therefore, could have resulted in a material misstatement of the City's financial statements. The material audit adjustment detected as a result of audit procedures were corrected by management. The adjustments to prior period net position and fund balance were determined and corrected by management. Management and the City Council must remain aware of this situation and should continually monitor the accounting system, including changes that occur. Page 19 of 326 4 City of Richfield Required Communication We have audited the basic financial statements of the governmental activities, business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2025. Professional standards require that we advise you of the following matters related to our audit. Our Responsibility in Relation to the Financial Statement Audit As communicated in our engagement letter, our responsibility, as described by professional standards, is to form and express opinions about whether the basic financial statements prepared by management with your oversight are presented fairly, in all material respects, in accordance with accounting principles generally accepted in the United States of America. Our audit of the basic financial statements does not relieve you or management of its respective responsibilities. Our responsibility, as prescribed by professional standards, is to plan and perform our audit to obtain reasonable, rather than absolute, assurance about whether the basic financial statements are free of material misstatement. An audit of the basic financial statements includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, as part of our audit, we considered the internal control of the City solely for the purpose of determining our audit procedures and not to provide any assurance concerning such internal control. We are also responsible for communicating significant matters related to the audit that are, in our professional judgement, relevant to your responsibilities in overseeing the financial reporting process. However, we are not required to design procedures for the purpose of identifying other matters to communicate to you. Generally accepted accounting principles provide for certain Required Supplementary Information (RSI) to supplement the basic financial statements. Our responsibility with respect to the RSI, which supplements the basic financial statements, is to apply certain limited procedures in accordance with generally accepted auditing standards. However, the RSI was not audited and, because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance, we do not express an opinion or provide any assurance on the RSI. Our responsibility for the supplementary information accompanying the basic financial statements, as described by professional standards, is to evaluate the presentation of the supplementary information in relation to the basic financial statements as a whole and to report on whether the supplementary information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Our responsibility with respect to the other information in documents containing the audited basic financial statements and auditor's report does not extend beyond the basic financial information identified in the report. We have no responsibility for determining whether this other information is properly stated. This other information was not audited, and we do not express an opinion or provide any assurance on it. Page 20 of 326 5 City of Richfield Required Communication Our Responsibility in Relation to Government Auditing Standards As communicated in our engagement letter, part of obtaining reasonable assurance about whether the basic financial statements are free of material misstatement, we performed tests of the City's compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of basic financial statement amounts. However, the objective of our tests was not to provide an opinion on compliance with such provisions. Our Responsibility in Relation to Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance) As communicated in our engagement letter, in accordance with the Uniform Guidance, we examined on a test basis, evidence about the City's compliance with the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Compliance Supplement applicable to each of its major federal programs for the purpose of expressing an opinion on the City's compliance with those requirements. While our audit provided a reasonable basis for our opinion, it did not provide a legal determination on the City's compliance with those requirements. In planning and performing our audit of compliance, we considered the City's internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Planned Scope and Timing of the Audit We conducted our audit consistent with the planned scope and timing we previously communicated to you. Compliance with All Ethics Requirements Regarding Independence The engagement team, others in our firm, as appropriate, our firm, and our network firms have complied with all relevant ethical requirements regarding independence. Significant Risks We addressed the following significant risks of material misstatement identified in our planning procedures: • Improper Revenue Recognition • Revenue recognition is considered a fraud risk on substantially all engagements as it generally has a significant impact on the results of the government operations. In addition, complexities exist surrounding the calculation and recording of various revenue sources. • Management Override of Controls through Journal Entries • Management override of internal control is considered a risk in substantially all engagements as management may be incentivized to produce better results. • Significant Accounting Estimates • Net Pension Liability, Deferred Outflows of Resources Related to Pensions, and Deferred Inflows of Resources Related to Pensions are generally material to the financial statements and involve significant estimates. Page 21 of 326 6 City of Richfield Required Communication Significant Risks (Continued) • Significant Accounting Estimates (Continued) • Total OPEB Liability, Deferred Outflows of Resources Related to OPEB, and Deferred Inflows of Resources Related to OPEB are generally material to the financial statements and involve significant estimates. • Land held for resale is generally material to the financial statements and involves significant estimates. • Lease Receivable and Deferred Inflows of Resources Related to leases are generally material to the financial statements and involve significant estimates. • Improper Payroll Activity • Due to a significant amount of turnover, there is a risk of incorrectly recording payroll activity within the City. Qualitative Aspects of the City's Significant Accounting Practices Significant Accounting Policies Management has the responsibility to select and use appropriate accounting policies. A summary of the significant accounting policies adopted by the City is included in the notes to the basic financial statements. There have been no initial selection of accounting policies and no changes to significant accounting policies or their application during 2025. No matters have come to our attention that would require us, under professional standards, to inform you about (1) the methods used to account for significant unusual transactions and (2) the effect of significant accounting policies in controversial or emerging areas for which there is a lack of authoritative guidance or consensus. Significant Accounting Estimates and Related Disclosures Accounting estimates and related disclosures are an integral part of the basic financial statements prepared by management and are based on management's current judgements. Those judgements are normally based on knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the basic financial statements and because of the possibility that future events affecting them may differ markedly from management's current judgements. The most sensitive estimates affecting the basic financial statements relate to: Net/Total Other Post Employment Benefits (OPEB) Liability, Deferred Outflows of Resources Related to OPEB and Deferred Inflows of Resources Related to OPEB – These balances are based on an actuarial study using the estimates of future obligations of the City for post-employment benefits. Net Pension Liability, Deferred Outflows of Resources Relating to Pensions and Deferred Inflows of Resources Relating to Pensions – These balances are based on an allocation by the pension plans using estimates based on contributions. Land Held for Resale – Land held for resale is recorded using either the lower of historical cost or estimated resale value. Page 22 of 326 7 City of Richfield Required Communication Qualitative Aspects of the City's Significant Accounting Practices (Continued) Significant Accounting Estimates and Related Disclosures (Continued) Lease Receivable and Related Deferred Inflows of Resources Related to Leases - These balances are based on estimates and judgments determined by the City related to the discount rate, lease term, and lease payments. We evaluated the key factors and assumptions used to develop the accounting estimates and determined that they are reasonable in relation to the basic financial statements taken as a whole and in relation to the applicable opinion units. Financial Statement Disclosures Certain basic financial statement disclosures involve significant judgment and are particularly sensitive because of their significance to financial statement users. The basic financial statement disclosures are neutral, consistent, and clear. Significant Difficulties Encountered during the Audit We encountered no significant difficulties in dealing with management relating to the performance of the audit. Uncorrected and Corrected Misstatements For the purposes of this communication, professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that we believe are trivial, and communicate them to the appropriate level of management. Further, professional standards require us to also communicate the effects of uncorrected misstatements related to prior periods on the relevant classes of transactions, account balances or disclosures, and the basic financial statements taken as a whole and each applicable opinion unit. The following bullet point summarizes the uncorrected financial statement misstatement whose effects in the current and prior periods, as determined by management, are immaterial, both individually and in the aggregate, to the basic financial statements taken as a whole and each applicable opinion unit. Uncorrected misstatements or matters underlying those uncorrected misstatements could potentially cause future-period financial statements to be materially misstated, even though the uncorrected misstatements are immaterial to the financial statements currently under audit. • Inventory balance overstated based on error projection. In addition, professional standards require us to communicate to you all material, corrected misstatements that were brought to the attention of management as a result of our audit procedures. The following material misstatements that we identified as a result of our audit procedures were brought to the attention of and corrected by management. • Prior period adjustment related to unearned revenue and revenue. • Accounts payable Page 23 of 326 8 City of Richfield Required Communication Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a matter, whether or not resolved to our satisfaction, concerning a financial accounting, reporting, or auditing matter, which could be significant to the City's basic financial statements or the auditor's report. No such disagreements arose during the course of our audit. Representations Requested from Management We have requested certain written representations from management, which are included in the management representation letter. Management's Consultations with Other Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters. Management has informed us that, and to our knowledge, there were no consultations with other accountants regarding auditing and accounting matters. Other Significant Matters, Findings, or Issues In the normal course of our professional association with the City, we generally discuss a variety of matters, including the application of accounting principles and auditing standards, significant events or transactions that occurred during the year, operating and regulatory conditions affecting the City, and operational plans and strategies that may affect the risks of material misstatement. None of the matters discussed resulted in a condition to our retention as the City's auditor. Other Information Included in Annual Reports Pursuant to professional standards, our responsibility as auditors for other information, whether financial or nonfinancial, included in the City's annual reports, does not extend beyond the information identified in the audit report, and we are not required to perform any procedures to corroborate such other information. We applied certain limited procedures to the RSI that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. With respect to the supplementary information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the basic financial statements or to the basic financial statements themselves. We were not engaged to report on the other information accompanying the basic financial statements but are not RSI. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on it. Page 24 of 326 9 City of Richfield Required Communication Other Information Included in Annual Reports (Continued) Our responsibility also includes communicating to you any information which we believe is a material misstatement of fact. Nothing came to our attention that caused us to believe that such information, or its manner of presentation, is materially inconsistent with the information, or manner of its presentation, appearing in the basic financial statements. Page 25 of 326 10 City of Richfield Financial Analysis The following pages provide graphic representation of select data pertaining to the financial position and operations of the City for the past five years. Our analysis of each graph is presented to provide a basis for discussion of past performance and how implementing certain changes may enhance future performance. We suggest you view each graph and document if our analysis is consistent with yours. General Fund As illustrated in the graph below, total revenues exceeded total expenditures in the General Fund in 2024 and 2025. This activity, combined with net transfers in of $156,240 resulted in an increase in fund balance of $1,737,617 in 2025. The City's total fund balance of $13,766,419 at December 31, 2025, represents 43.7% of General Fund expenditures based on 2025 spending levels. The City relies on year-end fund balance to finance much of the subsequent year's expenditures, since major property tax settlements are not received until June. The City's target General Fund balance is to maintain a minimum unassigned fund balance of 40% of the current year end actual General Fund expenditures. At December 31, 2025, the City's unassigned fund balance amounted to $13,693,552, which excludes nonspendable fund balance for prepaid items of $72,867. This amount equals 43.4% of the City's 2025 actual General Fund expenditures. 2021 2022 2023 2024 2025 Total Revenues $26,207,186 $27,178,618 $28,487,264 $30,997,426 $33,101,139 Total Expenditures 26,300,517 27,193,780 28,718,191 30,747,902 31,519,762 Fund Balance 10,564,929 10,990,390 11,486,988 12,028,802 13,766,419 $- $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 $30,000,000 $35,000,000 General Fund Revenues, Expenditures, and Fund Balance Page 26 of 326 11 City of Richfield Financial Analysis General Fund Revenues Trends for each of the City's major revenue classifications over the past five years are portrayed in the bar graph below. General Fund revenues increased $2,103,713 from 2024. Property taxes increased $1,094,751 because of an increase in the levy. Licenses and permits increased $159,768 as a result of additional building activity during the year. Intergovernmental revenues increased $501,716 due to an increase in state aids and grants. Charges for services revenue increased $341,401 due to fee increases and increased ROW permits resulting from internet fiber installation work that expanded beyond what was anticipated for the year. All other categories remained consistent with the prior year. Property Taxes Fees and Fines Licenses and Permits Intergovernmental Charges for Services Miscellaneous 2021 $18,938,165 $176,642 $1,695,431 $3,492,120 $1,842,554 $62,274 2022 20,052,150 175,056 1,379,973 3,419,575 1,969,877 181,987 2023 21,040,066 180,391 981,777 3,650,861 1,919,962 714,207 2024 22,211,293 221,719 1,133,987 5,173,077 2,011,939 245,411 2025 23,306,044 221,454 1,293,755 5,674,793 2,353,340 251,753 $- $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 General Fund Revenues Page 27 of 326 12 City of Richfield Financial Analysis General Fund Revenues (Continued) The City's revenues by source for 2025 and 2024 are shown below. As seen on the following graphs, the categories stay fairly consistent between the two years. Property Taxes 70% Fees and Fines 1% Licenses and Permits 4% Intergovernmental 17% Charges for Services7% Miscellaneous 1% 2025 General Fund Revenues Property Taxes 71% Fees and Fines 1% Licenses and Permits 4% Intergovernmental 17% Charges for Services 6%Miscellaneous 1% 2024 General Fund Revenues Page 28 of 326 13 City of Richfield Financial Analysis General Fund Expenditures Total General Fund expenditures increased 2.5%, or $771,860 from 2024 to 2025. The most significant increase by program was in public safety. Public safety expenditures increased in total by $772,204 due to an increase in grant spending and contracted services with Bloomington. Fire expenditures increased by $337,417 due to an increase in staffing and wages. Administrative services and finance expenditures decreased due to staffing changes. Public works increased by $272,753 due to USI fiber installation occurring faster than anticipated. Other programs' spending was consistent from 2024 to 2025. Legislative/Executive AdministrativeServices Finance Public Safety Fire CommunityDevelopment Public Works RecreationServices 2021 $941,743 $693,573 $765,641 $10,309,436 $5,136,190 $1,796,086 $4,657,771 $2,000,077 2022 990,581 959,929 1,005,251 10,437,293 5,314,355 1,616,827 4,884,218 1,985,326 2023 1,034,837 959,262 1,046,114 11,133,159 5,618,697 1,652,012 5,064,179 2,209,931 2024 1,162,137 1,250,239 1,359,854 11,907,830 5,902,146 1,736,430 5,104,976 2,324,290 2025 1,266,192 1,212,918 547,896 12,680,035 6,239,563 1,688,853 5,377,729 2,506,577 $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 $13,000,000 $14,000,000 General Fund Expenditures Page 29 of 326 14 City of Richfield Financial Analysis General Fund Expenditures (Continued) The City's expenditures by program for 2025 and 2024 are shown below. As seen on the following graphs, expenditure by program remained consistent from 2024 to 2025. Legislative/ Executive 4%Administrative Services4% Finance 2% Public Safety 40%Fire 20% Community Development 5% Public Works 17% Recreation Services 8% 2025 General Fund Expenditures Legislative/ Executive 4%Administrative Services 4% Finance 4% Public Safety 39%Fire 19% Community Development 6% Public Works 17% Recreation Services 7% 2024 General Fund Expenditures Page 30 of 326 15 City of Richfield Financial Analysis General Fund Revenues and Expenditures Variance Actual Final Budget - Final Budget Amounts Over (Under) Revenues Property taxes 23,419,852$ 23,306,044$ (113,808)$ Fines and fees 215,000 221,454 6,454 Licenses and permits 1,123,850 1,293,755 169,905 Intergovernmental revenues 5,492,443 5,674,793 182,350 Charges for services 1,895,888 2,353,340 457,452 Special assessments - 6,889 6,889 Investment income 100,000 222,216 122,216 Miscellaneous revenues 30,975 22,648 (8,327) Total revenues 32,278,008 33,101,139 823,131 Expenditures Legislative/executive 1,300,946 1,266,192 (34,754) Administrative services 1,357,601 1,212,918 (144,683) Finance 495,832 547,896 52,064 Public safety 12,586,184 12,680,034 93,850 Fire 6,333,130 6,239,563 (93,567) Community development 1,806,325 1,688,853 (117,472) Public works 5,301,140 5,377,729 76,589 Recreation services 2,474,590 2,506,577 31,987 Total expenditures 31,655,748 31,519,762 (135,986) Other Financing Sources (Uses) Net transfers (622,260) 156,240 778,500 Net change in fund balances -$ 1,737,617$ 1,737,617$ For the year ended December 31, 2025, the City budgeted for revenues and transfers into the General Fund to equal expenditures and transfers out. Actual revenues and transfers in exceeded expenditures and transfers out by $1,737,616. Revenues were overall over budget by $823,131, or 2.6%. Licenses and permits revenue was over budget $169,905 due to higher building permits than anticipated. Investment income was over budget 122,216 due to conservative budgeting. Charges for services revenue was over budget $457,452 due to fiber installation occurring faster than anticipated resulting in higher revenue collected than expected in 2025. Expenditures were $135,986 or 0.4% under budget. Page 31 of 326 16 City of Richfield Financial Analysis Tax Levy, Capacity, and Rates The graph below presents information relating to the City's tax levy, tax capacity and rates. The levy for 2025 includes the General Fund levy of $23,654,051 plus a levy for the Debt Service and Capital Project Funds totaling $5,630,175. As illustrated below, the taxable tax capacity of the City has experienced a steady increase over the last five years, with the exception of a decrease in 2025. While the City has increased the levy during this period, the tax capacity rate has fluctuated because of changes in market values and tax capacity. $37,567,917 $39,253,300 $45,429,412 $47,158,126 $46,055,876 $23,394,027 $24,570,597 $26,205,477 $27,763,794 $29,284,226 54.08%53.68% 50.84%52.25% 54.73% 0% 10% 20% 30% 40% 50% 60% 70% $10,000,000 $15,000,000 $20,000,000 $25,000,000 $30,000,000 $35,000,000 $40,000,000 $45,000,000 $50,000,000 2021 2022 2023 2024 2025 Tax Capacity, Levy, and Rates Taxable Tax Capacity Certified City Levy Tax Capacity Rate Page 32 of 326 17 City of Richfield Financial Analysis Liquor Fund The City's liquor store reported a decrease in sales from 2024 to 2025 of 2.3%. Cost of sales also decreased by 2.7%. Operating expenses in the Liquor Fund increased 3.4%. The City's gross profit percentage increased from 2024 to 2025. The City's gross profit percentage is slightly below comparable metro stores. $10,355,772 $10,659,157 $10,170,469 $9,920,096 $9,647,745 $2,558,138 $2,565,546 $2,464,105 $2,769,762 $2,865,177 $13,916,528 $14,200,736 $13,935,832 $14,024,984 $13,707,111 $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 $12,000,000 $13,000,000 $14,000,000 $15,000,000 2021 2022 2023 2024 2025 Liquor Fund Cost of Sales Operating Expenses Sales 2025 City of City of City of City of City of Richfield Richfield Edina*Eden Prairie**Savage* Sales 13,707,111$ 14,024,984$ 12,641,168$ 11,967,286$ 6,989,478$ Costs of sales 9,647,745 9,920,096 8,431,072 8,314,546 5,072,494 Gross profit 4,059,366 4,104,888 4,210,096 3,652,740 1,916,984 Operating expenses 2,865,177 2,769,762 3,976,001 2,456,519 1,561,298 Operating income 1,194,189 1,335,126 234,095 1,196,221 355,686 Gross profit percentage 29.6%29.3%33.3%30.5%27.4% 2024 * Individual metro municipal cities’ data obtained from each city’s respective 2024 Annual Comprehensive Financial Report. ** Includes building lease activity which can affect comparability of information presented above. Page 33 of 326 18 City of Richfield Financial Analysis Water and Sewer Utilities Fund Charges for services in the fund increased $647,918 or 6.9% from 2024 to 2025. This increase was due to an increase in rates and customers. Operating expenses decreased $509,533 or 5.3%. This decrease is due to a decrease in project costs. The Fund had operating income of $885,131 in 2025 with depreciation. The Fund has fully funded depreciation expense in four of the last five years. $9,220,649 $9,659,149 $10,241,076 $9,378,674 $10,026,592 $8,106,095 $9,004,417 $9,017,204 $9,650,994 $9,141,461 $2,599,956 $2,143,214 $2,602,340 $1,373,640 $2,481,960 $1,114,554 $654,732 $1,223,872 $(272,320) $885,131 $(1,000,000) $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 $11,000,000 2021 2022 2023 2024 2025 Water and Sewer Utilities Fund Charges for Services Operating Expenses Operating Income without Depreciation Operating Income (Loss) with Depreciation Page 34 of 326 19 City of Richfield Financial Analysis Storm Sewer Fund Charges for services in the Fund increased $130,679 from 2024 to 2025, or 6.2% due to an increase in usage. Operating expenses increased $1,005,663, or 48.9% due to an increase in repair and maintenance costs. The Fund reported an operating loss of $810,504 in 2025 with depreciation. The Fund fully funded depreciation expense for 2022 and 2024. $1,869,763 $2,004,767 $2,219,957 $2,121,056 $2,251,735 $1,910,721 $1,866,283 $2,384,416 $2,056,576 $3,062,239 $696,064 $901,367 $549,390 $976,191 $82,631 $(40,958) $138,484 $(164,459) $64,480 $(810,504) $(1,000,000) $(500,000) $- $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 $3,000,000 $3,500,000 2021 2022 2023 2024 2025 Storm Sewer Fund Charges for Services Operating Expenses Operating Income without Depreciation Operating Income (Loss) with Depreciation Page 35 of 326 20 City of Richfield Emerging Issues Executive Summary The following is an executive summary of financial related updates to assist you in staying current on emerging issues in accounting and finance. This summary will give you a preview of the new standards that have been recently issued and what is on the horizon for the near future. The most recent and significant updates include: • Accounting Standard Update – GASB Statement No. 103 – Financial Reporting Model Improvements GASB has issued GASB Statement No. 103 relating to changes in financial reporting requirements. The changes provide clarity, enhance the relevance of information, provide more useful information for decision-making, and provide for greater comparability amongst government entities. • Accounting Standard Update – GASB Statement No. 104 – Disclosure of Certain Capital Assets GASB has issued GASB Statement No. 104 relating to capital asset disclosures. The disclosures required by this Statement provide users of the financial statements with essential information about certain types of capital assets. The following are extensive summaries of the current updates. As your continued business partner, we are committed to keeping you informed of new and emerging issues. We are happy to discuss these issues with you further and their applicability to your City. Page 36 of 326 21 City of Richfield Emerging Issues Accounting Standard Update – GASB Statement No. 103 – Financial Reporting Model Improvements The objective of this Statement is to improve key components of the financial reporting model to enhance its effectiveness in providing information that is essential for decision making and assessing a government's accountability. This Statement also addresses certain application issues. This Statement addresses 5 areas of the financial statements (1) Management's Discussion and Analysis (MD&A), (2) Unusual or Infrequent Items, (3) Presentation of the Proprietary Fund Statement of Revenues, Expenses, and Changes in Fund Net Position, (4) Major Component Unit Information, and (5) Budgetary Comparison Information. This Statement continues the requirement that the MD&A precede the basic financial statements as part of the Required Supplementary Information (RSI). This Statement requires that the information presented in MD&A be limited to the related topics discussed in five sections: (1) Overview of the Financial Statements, (2) Financial Summary, (3) Detailed Analyses, (4) Significant Capital Asset and Long-Term Financing Activity, and (5) Currently Known Facts, Decisions, or Conditions. The Statement stresses that detailed analyses should explain why balances and results of operations changed, rather than stating amounts and "boilerplate" discussions. This Statement describes unusual or infrequent items as transactions and other events that are either unusual in nature or infrequent in occurrence. Furthermore, governments are required to display the inflows and outflows related to each unusual or infrequent item separately as the last presented flow(s) of resources prior to the net change in resource flows in the government-wide, governmental fund, and proprietary fund statements of resource flows. This Statement requires that the proprietary fund statement of revenues, expenses, and changes in fund net position continue to distinguish between operating and nonoperating revenues and expenses. The Statement provides clarification regarding operating and nonoperating revenues and expenses. Also, this Statement requires that a subtotal for operating income (loss) and noncapital subsidies be presented before reporting other nonoperating revenues and expenses. This Statement requires governments to present each major component unit separately in the reporting entity's statement of net position and statement of activities if it does not reduce the readability of the statements. If the readability of those statements would be reduced, combining statements of major component units should be presented after the fund financial statements. This Statement requires governments to present budgetary comparison information using a single method of communication - RSI. Governments also are required to present (1) variances between original and final budget amounts and (2) variances between final budget and actual amounts. An explanation of significant variances is required to be presented in notes to RSI. GASB Statement No. 103 is effective for fiscal years beginning after June 15, 2025. Earlier application is encouraged. Information provided above was obtained from www.gasb.org. Page 37 of 326 22 City of Richfield Emerging Issues Accounting Standard Update – GASB Statement No. 104 – Disclosure of Certain Capital Assets The objective of this Statement is to provide users of government financial statements with essential information about certain types of capital assets. This Statement requires certain types of capital assets continue to be disclosed separately in the capital assets note disclosures including presentation of capital assets by major class and separate disclosure of lease assets, subscription assets, and intangible right-to-use assets. This Statement requires additional disclosures for capital assets held for sale. A capital asset is held for sale if (a) the government has decided to pursue the sale of the capital asset and (b) it is probable that the sale will be finalized within one year of the financial statement date. Governments should disclose (1) the ending balance of capital assets held for sale, with separate disclosure for historical cost and accumulated depreciation by major class of asset, and (2) the carrying amount of debt for which the capital assets held for sale are pledged as collateral for each major class of asset. GASB Statement No. 104 is effective for fiscal years beginning after June 15, 2025. Earlier application is encouraged. Information provided above was obtained from www.gasb.org. Page 38 of 326 Page 39 of 326 Page 40 of 326 CITY OF RICHFIELD RICHFIELD, MINNESOTA ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE FISCAL YEAR ENDED DECEMBER 31, 2025 PREPARED BY: FINANCE DEPARTMENT Member GFOA of U.S. and Canada Page 41 of 326 Page 42 of 326 City of Richfield Table of Contents Page Introductory Section Letter of Transmittal 3 Certificate of Achievement for Excellence in Financial Reporting 11 City Officials 12 Organizational Chart 13 Financial Section Independent Auditor's Report 17 Management's Discussion and Analysis 21 Basic Financial Statements Government-wide Financial Statements Statement of Net Position 34 Statement of Activities 36 Fund Financial Statements Governmental Funds Balance Sheet 40 Reconciliation of the Balance Sheet to the Statement of Net Position 43 Statement of Revenues, Expenditures and Changes in Fund Balances 44 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 46 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - General Fund 47 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Ice Arena Special Revenue Fund 48 Elections Special Revenue Fund 49 Proprietary Funds Statement of Net Position 50 Statement of Revenues, Expenses and Changes in Net Position 52 Statement of Cash Flows 53 Fiduciary Funds Statement of Fiduciary Net Position 55 Statement of Changes in Fiduciary Net Position 56 Notes to the Financial Statements 57 Required Supplementary Information Schedule of Changes in Total OPEB Liability 104 Schedule of City's Proportionate Share of Net Pension Liability - General Employees Retirement Fund 106 Schedule of City's Proportionate Share of Net Pension Liability - Public Employees Police and Fire Retirement Fund 106 Schedule of City Contributions - General Employees Retirement Fund 107 Schedule of City Contributions - Public Employees Police and Fire Retirement Fund 107 Notes to Required Supplementary Information 108 Combining and Individual Fund Financial Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet 118 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 119 Page 43 of 326 City of Richfield Table of Contents Page Financial Section Combining and Individual Fund Financial Statements and Schedules (Continued) Nonmajor Special Revenue Funds Subcombining Balance Sheet 120 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances 124 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Liquor Contributions Special Revenue Fund 128 Tourism Admin Special Revenue Fund 129 Communications Special Revenue Fund 130 Public Safety Aid Special Revenue Fund 131 Drug/Forfeiture Special Revenue Fund 132 Public Safety Compliance Special Revenue Fund 133 Recreation Contribution Special Revenue Fund 134 Nature Center Contribution Special Revenue Fund 135 Public Health Grants Special Revenue Fund 136 Wood Lake Half Marathon Special Revenue Fund 137 Utility Franchise Fees Special Revenue Fund 138 Opioid Settlement Special Revenue Fund 139 Recreation Special Program Special Revenue Fund 140 Swimming Pool Special Revenue Fund 141 Street Light User Fee Special Revenue Fund 142 Special Facility Special Revenue Fund 143 General Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual 144 Internal Service Funds Combining Statement of Net Position 149 Combining Statement of Revenues, Expenses and Changes in Net Position 150 Combining Statement of Cash Flows 152 Supplementary Financial Information Housing and Redevelopment Authority Combined Balance Sheet 156 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 157 Housing Choice Vouchers Financial Data Schedules – Balance Sheet 158 Housing Choice Vouchers Financial Data Schedules – Income Statement 159 Economic Development Authority Balance Sheet 160 Statement of Revenues, Expenditures and Changes in Fund Balances 161 Statistical Section (Unaudited) Table Page Financial Trends Net Position by Component 1 166 Changes in Net Position 2 168 Fund Balances of Governmental Funds 3 172 Changes in Fund Balances of Governmental Funds 4 174 Revenue Capacity Taxable and Estimated Market Values of Taxable Property 5 176 Page 44 of 326 City of Richfield Table of Contents Table Page Statistical Section (Unaudited) (Continued) Revenue Capacity (Continued) Property Tax Rates - Direct and Overlapping Governments 6 178 Principal Property Taxpayers 7 179 Property Tax Levies and Collections 8 180 Ratios of Outstanding Debt by Type 9 181 Ratios of General Bonded Debt Outstanding 10 182 Debt Capacity Computation of Direct and Overlapping Debt 11 183 Legal Debt Margin Information 12 184 Revenue Bond Coverage 13 186 Demographic and Economic Information Demographic and Economic Statistics 14 187 Principal Employers 15 188 Operating Information Full-time Equivalent City Government Employees by Function 16 189 Operating Indicators by Function 17 190 Capital Asset Statistics by Function 18 191 Page 45 of 326 Page 46 of 326 1 INTRODUCTORY SECTION CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 47 of 326 2 Page 48 of 326 6700 PORTLAND AVENUE, RICHFIELD, MINNESOTA 55423 . | PHONE: 612.861.9700 WWW.RICHFIELDMN.GOV | AN EQUAL OPPORTUNITY EMPLOYER MAYOR MARY SUPPLE CITY COUNCIL WALTER BURK SHARON CHRISTENSEN RORI A. COLEMAN- WOODS SEAN HAYFORD OLEARY CITY MANAGER KATIE RODRIGUEZ The Honorable Mayor, Members of the City Council, and Citizens of the City of Richfleld, Minnesota State law requires that all general-purpose local governments publish within six months of the close of each flscal year a complete set of flnancial statements presented in conformance with U.S. generally accepted accounting principles (GAAP) and audited in accordance with U.S. generally accepted auditing standards by a flrm of licensed certifled public accountants. Pursuant to that requirement, we hereby issue the annual comprehensive flnancial report of the City of Richfleld for the flscal year ended December 31, 2025. This report consists of management’s representations concerning the flnances of the City of Richfleld. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Richfleld has established a comprehensive internal control framework that is designed both to protect the government’s assets from loss, theft, misuse and to compile sufficient reliable information for the preparation of the City of Richfleld’s flnancial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their beneflts, the City of Richfleld’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the flnancial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this flnancial report is complete and reliable in all material respects. The City of Richfleld’s flnancial statements have been audited by BerganKDV, a flrm of licensed certifled public accountants. The goal of the independent audit was to provide reasonable assurance that the flnancial statements of the City of Richfleld for the flscal year ended December 31, 2025, are free of material misstatement. The independent audit involved examining on a test basis, evidence supporting the amounts and disclosures in the flnancial statements: assessing the accounting principles used and signiflcant estimates made by management; and evaluating the overall flnancial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodifled opinion that the City of Richfleld’s flnancial statements for the flscal year ended December 31, 2025, are fairly presented in conformity with GAAP. The independent auditor’s report is presented as the flrst component of the flnancial section of this report. 3 Page 49 of 326 June 11, 2026 The independent audit of the flnancial statements of the City of Richfleld was part of a broader, federally mandated “Single Audit” designed to meet the special needs of federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the flnancial statements, but also on the audited government’s internal controls and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of federal awards. Those reports are available in the City of Richfleld’s separately issued Special Purpose Audit Reports. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic flnancial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The City of Richfleld’s MD&A can be found immediately following the report of the independent auditors. Profile of the Government The City was incorporated on February 26, 1908. Since 1964, the City has operated under a council/manager form of government, as authorized by its charter, and exists under the laws of the State of Minnesota. The City has a population of 36,994 (2020 Census) and covers an area of approximately seven square miles. Located in Hennepin County, Richfleld is the flrst suburb south of Minneapolis. Richfleld is bordered on the north by the Crosstown Highway 62; bordered on the east by the Minneapolis-St. Paul International Airport; bordered on the south by Interstate 494; and bordered on the west by Xerxes Avenue and the City of Edina. In addition, Interstate 35W, the major north/south thoroughfare in the Twin City area, runs north/south through the middle of Richfleld. The City of Richfleld provides a full range of services, including police and flre protection, the construction and maintenance of streets and other infrastructure, and recreational activities. The City of Richfleld also operates four municipal liquor stores, water and sewer utility, storm water utility, a two-sheet ice arena, a municipal swimming pool and a mini golf course. The annual budget serves as the foundation for the City of Richfleld’s flnancial planning and control. All departments of the City are required to submit requests for appropriation to the City Manager. The City Manager uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the City Council for review prior to September 15. The Council is required to hold public hearings on the proposed budget and to adopt a flnal budget no later than the last date established by law for the County Auditor to levy taxes. Budget-to-actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund, the ice arena fund and the elections fund, this comparison is presented in the Basic Financial Statements. For nonmajor governmental funds with appropriated annual budgets, this comparison is presented in the combining and individual fund statements and schedules. 4 Page 50 of 326 June 11, 2026 Factors Affecting Financial Condition Richfleld was initially developed as a residential community. Many residents work at the adjacent airport, in the downtown Minneapolis-St. Paul area or on the I-494 strip. Richfleld's commercial/industrial base is comparatively small when looking at other Twin City metropolitan area communities. When viewing the total estimated market value of the community, approximately 71% of the market value is comprised of residential properties, 16% apartments, and only 13% commercial/industrial property. Despite the limited commercial/industrial tax base, approximately 17,150 workers commute into the city compared to 17,900 who work outside the city according to 2023 U.S. Census Bureau data. The City continues to build a more diversifled tax base, including more commercial development. However, over 99% of the land area in Richfleld is already developed. Commercial development in Richfleld is a more complex process that requires extensive redevelopment and often the use of tax increment flnancing assistance. Since 1975, the City has created twenty-one tax increment districts. These tax increment districts were formed to help transform areas which are becoming market obsolete into a more vital commercial tax base. The City has transformed itself as a result of this redevelopment which includes not only commercial, but residential developments. Consequently, as the tax increment districts decertify, the City will realize the full market value beneflt of these districts. The City had a single district decertify in 1993, 1996, 2002, 2010, 2012, and two more decertifled in each 2019 and 2025. As of the last TIF Management Plan (dated April 2023), the market value of the current TIF districts has increased by 299%. In addition to the City’s efforts in commercial redevelopment, several housing programs have been established to encourage reinvestment in the City’s housing stock. The City enjoys an “AA+” bond rating and stable outlook from Standard and Poor’s Ratings. Long-term Financial Planning The Metropolitan Council requires all cities in the seven-county metropolitan area to have a Comprehensive Plan and State law requires cities to update their plans every 10 years. The Comprehensive Plan guides development and redevelopment and addresses changes likely to occur due to various social and market forces. The City’s 2040 Comprehensive Plan was adopted in 2020 and the process to update it will kick off in 2026. In addition, the City engages in long-term flnancial and capital planning on an annual basis. The objective of this process is to provide a framework for decision making required to identify and implement strategies that will assure long-term community viability. Accordingly, outcomes of the process include promotion of long-term community affordability and livability, reinvesting in the City’s housing stock to position the City to compete with other communities, addressing transportation impacts within the City, establishing a flnancial framework to maintain and 5 Page 51 of 326 June 11, 2026 replace the City’s physical and technical infrastructure, and reviewing options and opportunities to improve delivery of City services. Relevant Financial Policies The City has adopted a set of flnancial management policies that focus on such areas as capital budgeting, revenue policies, debt management, general fund balances, cash and investments, risk management and operating budgets. The City has an established fund balance policy for the general fund with a goal of maintaining an unassigned fund balance of 40% of general fund expenditures. To that end, the city budgeted an addition to the unassigned fund balance of $778,500 for 2025. In total, the City’s general fund balance grew by $1.7 million, and the unassigned fund balance of the general fund was 43.4% of general fund expenditures at year end. Major Initiatives Major initiatives in 2025 included the following: Recreation Initiatives: •Local Sales Tax Referendum Projects – Richfleld voters approved a 0.5% local sales tax in 2024 to help flnance multi-year projects for a new Community Center, Wood Lake Nature Center, and signiflcant upgrades at Veterans Park. o Wood Lake Nature Center – The Wood Lake Nature Center is a 150-acre natural area dedicated to environmental education, wildlife observation, and outdoor recreation. The park features several wildlife viewing areas, a picnic ground, and three miles of trails and boardwalks. A new educational facility will replace the existing Wood Lake Nature Center building to provide a more accessible setting for residents and visitors to reconnect with nature. In addition to $11 million general obligation sales tax bond proceeds, primary project funding includes $12 million state grant funds and a $3 million federal community project funding grant. The new building is on track to open in late 2026. o Veterans Park – The Veterans Park project addresses major repairs to the park’s outdoor swimming pool, ice arena, and trails. Repair projects got underway in 2025. o Community Center – This project will replace the city’s aging community center with a facility designed to support more activities and programs for residents of all ages. Spending on this project has not yet begun. •Parks Master Plan – This project will identify community needs, assess operations, and set the direction and priorities for park improvements and maintenance for the next 10 years. 6 Page 52 of 326 June 11, 2026 Right Of Way Improvements: • I-494 Project 1 – In coordination with the City, MnDOT is constructing improvements to the I-494 corridor between Hwy 77 and Hwy 169, and will be minimizing congestion issues along the corridor by removing local access to I-494 at Nicollet Ave and 12th Ave and improving access at Portland Ave. The project includes the addition of E-Z Pass Lanes for east and westbound traffic on I-494, a fiyover ramp at I-494 and I-35W, a new pedestrian bridge that will cross I-494 at Chicago Ave, and reconstruction of various frontage roads throughout Richfleld. The estimated cost of the project is $377 million dollars, with Richfleld’s share totaling approximately $2.6 million. Construction began in 2023 and is expected to be completed in 2026. •I-494 Project 2 – MnDOT has notifled the City that the second phase of the I-494 corridor vision has been substantially funded and will be constructed immediately following the completion of Project 1. Project 2 includes construction of EZ-Pass lanes on I-494 between Hwy 77 and I-35 and between Hwy 100 and Hwy 169. It also includes the replacement of the railroad bridge over I-494 at Pleasant Ave and some frontage road construction on 78th St east of 12th Ave. The project is expected to begin construction in 2027 and continue through 2030, and the City’s cost share is estimated to be less than $10,000. •Nicollet Avenue Reconstruction – In coordination with the City, Hennepin County will be reconstructing Nicollet Avenue from 77th Street to 66th Street. In addition to the reconstruction of the road itself, this project includes renewal/replacement of underground utilities, and new traffic calming infrastructure. The streetscape improvements include new and improved pedestrian and bicycle accommodation along the corridor. The total estimated project cost is anticipated to be $18.95 million. $2.0 million was secured by the City in the state bonding bill for this project. The project was recently bid, and construction is expected to begin in June 2026. •Penn Avenue Reconstruction – In coordination with the City, Hennepin County will be reconstructing Penn Avenue from 75th Street to Hwy 62. In addition to the reconstruction of the road itself, this project includes renewal/replacement of underground utilities, and new traffic calming infrastructure. The streetscape improvements include new and improved pedestrian and bicycle accommodation along the corridor. The total estimated project cost is $33.5 million, with Richfield contributing approximately $12.8 million for roadway and utility improvements. The project is in preliminary design and is scheduled for construction no earlier than 2028. •Sanitary Sewer Lining – This project is an ongoing reinvestment to line the sanitary sewer system throughout the City, as most of the sewer system consists of clay sewer pipe. The lining effort has been ongoing since 2017, with the City prioritizing lining based on risk modeling and known trouble spots. Approximately 5.2 miles of sanitary sewer lining was completed in 2025 at a cost of $1.2 million. Sanitary sewer lining for 2026 is budgeted at $900,000. 7 Page 53 of 326 June 11, 2026 •Pavement Management – The Public Works department has improved their pavement management program since the completion of the 6-Year Mill and Overlay Project using RoadAI software, and consistent road rehabilitation methods. Various concrete maintenance projects, pavement rejuvenation, and crack sealing were conducted in 2025 at a cost of $857,000. Programmed work for 2026 includes mill and overlay and concrete maintenance/replacement with a budget of $345,000. •Active Transportation Plan – The City completed their revised Active Transportation Plan in January 2024. The plan allocates a total of $280,000 annually toward pedestrian, bicyclist, and ADA improvements. Funding was secured for two sidewalk expansion projects and an intersection reconstruction through the Metropolitan Council’s Regional Solicitation in October 2024. These projects totaled $1.9 million in state active transportation funding and $2.7 million in federal formula funding. Each of these grants requires a 20% cost match from the city. The 73rd Street/Diagonal Blvd sidewalk project is planned for 2026 construction and the 64th Street sidewalk project is planned for 2027 construction. •Safe Routes to School (SRTS) Planning – The City continues to work on their Safe Routes to School Planning and has secured several grants and funding for numerous projects throughout the city. These projects include improving pedestrian crossings, installing a separated bike lane, a new trail, and constructing new sidewalk in several locations in Richfield. The total amount of funding secured for SRTS was approximately $1.26 million, which has minimal local match and includes some funding for design assistance on projects. Using those funds, a new sidewalk was completed on 71street Street between Elliot Avenue and 12th Avenue; the SRTS funding covered $150,000 of the $210,000 project total. Projects constructed in 2025 included a trail at Centennial Elementary School, 80% funded by a $635,000 federal Safe Routes to School grant, and a separated bike lane at STEM/RDLS funded by a $586,225 state Safe Routes to School grant. An additional SRTS grant of $544,500 was awarded in spring 2025 for a project at Sheridan Hills Elementary school. Based on construction bid results, this grant was reduced to $401,000. The project is scheduled to start construction in June 2026. •Funding Applications – The City will be applying for several grant funded projects through the Metropolitan Council’s Regional Solicitation in 2026. These projects consist of sidewalk construction and road reconstruction projects throughout the City, including major road reconstructions on 76th Street and 77th Street. Commercial Redevelopment and Housing Initiatives Continued high interest rates, labor costs, and material costs made redevelopment challenging in 2025. Projects/programs that progressed in 2025 include: 8 Page 54 of 326 June 11, 2026 •Construction began on Penn Station, a 42-unit affordable housing building at 65th and Penn Avenue. The project will offer 1, 2, 3, and 4-bedroom units and is expected to be completed by the end of 2026. •Revitalization of the central commercial area in and around the HUB shopping center continued in 2025. o A new large Mexican grocer, LomaBonita Market, opened in the fall. Investment included signiflcant building façade and site improvements. o The Richfleld Medical Group completed a signiflcant renovation of a long-vacant portion of the rear of the shopping center. The project was recognized by the Minnesota Real Estate Journal. o The relocation of the Richfleld Medical Group freed up their former building for an ongoing project that will bring a Coven co-working space to our downtown. •In 2025, the City’s Economic Development Authority undertook a Branding and Placemaking study for the City’s downtown. Implementation of the program will begin in 2026. •Throughout 2025, remodeling of the Meridian Crossings office towers took place. This work will continue through 2026, and the buildings are now once-again fully leased. •Plans for a new 27,000 square foot learning center and organizational headquarters for Minnesota Independence College and Community were approved in 2025. The long-standing Richfleld institution will now work to complete fundraising for the project. •Redevelopment discussions surrounding the former American Legion site on Portland Avenue continue. •The City continues to operate several very successful programs that encourage reinvestment in the City’s housing stock. These programs include, but are not limited to, incentive loan programs for remodeling homes to higher values, funding assistance for the replacement of small substandard homes with larger new construction, partnerships with non-proflt builders and developers like Habitat for Humanity, and a flrst-time homebuyer program speciflcally targeted at current renters. •The City’s Economic Development Authority continues to expand programming. In 2025, EDA staff worked to develop a new business revitalization program set to launch in 2026. Awards and Acknowledgments To be awarded a Certiflcate of Achievement, a government unit must publish an easily readable and efficiently organized annual report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certiflcate of Achievement is valid for 9 Page 55 of 326 June 11, 2026 a period of one year only. We believe that our current annual report continues to meet the Certiflcate of Achievement Program requirements, and we are submitting it to GFOA to determine its eligibility for the certiflcate. The preparation of this report would not have been accomplished without the efficient and dedicated services of the entire staff of the flnance department. We express our appreciation to all members of the department who assisted and contributed to its preparation. We also thank the Mayor and members of the City Council for their interest and support in planning and conducting the flnancial operations for the City of Richfleld in a responsible and progressive manner. Respectfully submitted, Katie Rodriguez City Manager 10 Page 56 of 326 11 City of Richfield Certificate of Achievement for Excellence in Financial Reporting Page 57 of 326 12 City of Richfield Elected Officials and Administration December 31, 2025 Name Title Term Ends Mary Supple Mayor January 12, 2027 Sharon Christensen Council Member January 12, 2027 Walter Burk, Ward 1 Council Member January 9, 2029 Sean Hayford Oleary, Ward 2 Council Member January 9, 2029 Rori Coleman-Woods, Ward 3 Council Member January 9, 2029 Name Title Katie Rodriguez City Manager Mary Bogie Finance Director Michelle Friedrich City Clerk City Officials Administrative Staff Page 58 of 326 13 City of Richfield Organizational Chart Citizens City Council Executive City Manager City Attorney Assistant City Manager Finance Public Safety Fire Public Works Recreation Services Community Development Administration Support Services Administration Recreation Administration Planning & Zoning Swimming Pool Human Resources Police Operations Engineering Park and Recreation Inspections City Clerk Emergency Services Street Maintenance/Fores try Wood Lake Nature Center Special Facilities Government Buildings Stormwater Utility & Equipment Information Technologies Park Maintenance Ice Arena Self Insurance/ Risk Management Water Utility Deputy Registrar Central Garage & Equipment Liquor Operations Communications Waste Water Utility Page 59 of 326 14 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 60 of 326 15 FINANCIAL SECTION CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 61 of 326 16 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 62 of 326 17 Independent Auditor's Report Honorable Mayor and Members of the City Council City of Richfield Richfield, Minnesota Report on the Audit of the Financial Statements Opinions We have audited the financial statements of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Richfield, Minnesota, as of and for the year ended December 31, 2025, and the related notes to the basic financial statements, which collectively comprise the City of Richfield's basic financial statements as listed in the Table of Contents. In our opinion, the accompanying financial statements present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Richfield, Minnesota, as of December 31, 2025, and the respective changes in financial position and, where applicable, cash flows thereof, and the budgetary comparison for the General Fund, Ice Arena Special Revenue Fund, and Elections Special Revenue Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements The City of Richfield's management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Page 63 of 326 18 Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS and Government Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control–related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, which follows this report letter, and Required Supplementary Information as listed in the Table of Contents be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Account Standards Board (GASB), who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the Required Supplementary Information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Page 64 of 326 19 Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Richfield's basic financial statements. The combining and individual fund financial statements and schedules identified in the Table of Contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the Annual Comprehensive Financial Report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 11, 2026, on our consideration of the City of Richfield's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Richfield's internal control over financial reporting and compliance. St. Cloud, Minnesota June 11, 2026 Page 65 of 326 20 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 66 of 326 21 City of Richfield Management's Discussion and Analysis As management of the City of Richfield, we offer readers of the City of Richfield's financial statements this narrative overview and analysis of the financial activities of the City of Richfield for the fiscal year ended December 31, 2025. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 1 through 8 of this report. Financial Highlights • The assets and deferred outflows of resources of the City of Richfield exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $134,819,648 (net position). Of this amount, $24,355,733 may be used to meet the government's ongoing obligations to citizens and creditors. • The government's total net position increased by $19,192,205. • As of the close of the current fiscal year, the City of Richfield's governmental funds reported combined ending fund balances of $46,956,810. Of this total amount, $78,856 is classified as nonspendable, $21,053,724 as restricted, $13,279,548 as committed by City Council action and $12,544,682 as unassigned. • At the end of the current fiscal year, the general fund balance of $13,766,419 included $72,867 as nonspendable and $13,693,552 as unassigned. • The City of Richfield's total bonded debt increased by $1,024,777 (1.5%) during the current fiscal year from $68,407,752 to $69,432,529. Overview of the Financial Statements This discussion and analysis are intended to serve as an introduction to the City of Richfield's basic financial statements. The City of Richfield's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-Wide Financial Statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Richfield's finances, in a manner like a private-sector business. The statement of net position presents information on all the City of Richfield's assets and deferred outflows of resources and liabilities and deferred inflows of resources, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Richfield is improving or deteriorating. The statement of activities presents information showing how the government's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Page 67 of 326 22 City of Richfield Management's Discussion and Analysis Overview of the Financial Statements (Continued) Government-Wide Financial Statements. (Continued) Both government-wide financial statements distinguish functions of the City of Richfield that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Richfield include general government, public safety, fire, community development, public works, and parks and recreation. The business-type activities of the City of Richfield include a municipal liquor operation, water and sewer utility, and a storm sewer utility. The government-wide financial statements include not only the City of Richfield itself (known as the primary government), but also the Richfield Housing and Redevelopment Authority and the Richfield Economic Development Authority, both discretely presented component units. Financial information for these component units is reported separately from the financial information presented for the primary government itself. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Richfield, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All the funds of the City of Richfield can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near- term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Richfield maintains twenty-four individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, ice arena fund, elections fund, improvement bonds fund, capital improvements fund, and parks capital projects fund all of which are considered major funds. Data from the other eighteen governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City of Richfield adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for these funds to demonstrate compliance with this budget. Page 68 of 326 23 City of Richfield Management's Discussion and Analysis Overview of the Financial Statements (Continued) Proprietary Funds. The City of Richfield maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City of Richfield uses enterprise funds to account for its liquor operation, water and sewer utility and for its storm sewer utility, all of which are considered to be major funds of the City. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Richfield's various functions. The City of Richfield uses internal service funds to account for its central garage & equipment, for its information technology systems, its self-insurance program, its building services function, and its compensated absences liability. Because all of these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government- wide financial statements. The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. Fiduciary Funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City of Richfield's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. Notes to the Financial Statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. Other Information. Required supplementary information can be found following the Notes to the Financial Statements. The combining statements referred to earlier in connection with nonmajor governmental funds, internal service funds and fiduciary funds are presented immediately following the required supplementary information. Government-Wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City of Richfield, assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $134,819,648 at the close of the most recent fiscal year. The city's net position reflects an increase of $19,192,205 driven primarily by increased revenues and capital assets – construction in progress. Page 69 of 326 24 City of Richfield Management's Discussion and Analysis Government-Wide Financial Analysis (Continued) By far the largest portion of the City of Richfield's net position (78%) reflects its investment in capital assets (e.g., land, buildings, machinery, and equipment); less any related debt used to acquire those assets that is still outstanding. The City of Richfield uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Richfield's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Increase Increase 2025 2024 (Decrease)2025 2024 (Decrease) Assets Current and other assets 74,966,505$ 70,029,192$ 4,937,313$ 12,237,038$ 11,642,947$ 594,091$ Capital assets, net of depreciation 115,329,210 101,952,023 13,377,187 39,862,960 40,677,495 (814,535) Total Assets 190,295,715 171,981,215 18,314,500 52,099,998 52,320,442 (220,444) Deferred Outflows of Resources 648,044 696,105 (48,061) 28,853 28,873 (20) Deferred pension resources 11,126,695 13,906,823 (2,780,128) 274,562 263,258 11,304 Total deferred outflows of resources 11,774,739 14,602,928 (2,828,189) 303,415 292,131 11,284 Liabilities Long-term liabilities outstanding 66,293,096 66,821,169 (528,073) 12,987,785 14,445,554 (1,457,769) Other liabilities 16,229,276 13,235,779 2,993,497 3,090,844 3,133,710 (42,866) Total Liabilities 82,522,372 80,056,948 2,465,424 16,078,629 17,579,264 (1,500,635) Deferred Inflows of Resources Deferred pension resources 15,410,974 18,363,987 (2,953,013) 673,530 836,847 (163,317) 843,843 1,009,393 (165,550) 37,571 41,869 (4,298) Deferred lease resources 4,087,300 4,328,161 (240,861) - - - Advanced appropriations - state shared tax - 1,500,291 (1,500,291) - - - Total deferred inflows of resources 20,342,117 25,201,832 (4,859,715) 711,101 878,716 (167,615) Net Position - Restated Net investment in capital assets 77,809,801 73,327,481 4,482,320 26,988,698 26,509,108 479,590 Restricted 11,977,066 9,210,048 2,767,018 - - - Unrestricted 9,419,098 (1,212,166) 10,631,264 8,624,985 7,645,485 979,500 Total net position 99,205,965$ 81,325,363$ 17,880,602$ 35,613,683$ 34,154,593$ 1,459,090$ CITY OF RICHFIELD'S NET POSITION Governmental Activities Business-Type Activities benefits resources benefits resources Deferred other postemployment Deferred other postemployment An additional portion of the City of Richfield's net position represents resources that are subject to external restrictions on how they may be used. On December 31, 2025, the City had restricted net position of $11,977,066. The remaining balance of unrestricted net position may be used to meet the government's ongoing obligations to citizens and creditors. Page 70 of 326 25 City of Richfield Management's Discussion and Analysis Government-Wide Financial Analysis (Continued) Governmental Activities. Governmental activities increased the City of Richfield's net position by $17,733,115 in 2025 driven predominately by increased revenues. Property tax revenues for the year increased primarily as result of a 5.45% levy rate increase as well as an overall increase in taxable property values of approximately 2% reflecting market conditions. Other taxes increased as result of a new 0.5% local sales tax funding capital projects including the Woodlake Nature Center, Veterans Park and future Community Center expansion. Sales tax receipts will be used to pay debt service on bonds issued to finance the projects. The increase in capital grants and contributions revenue primarily reflects intergovernmental participation in public works and other projects aligning with project spending. Increase Increase 2025 2024 (Decrease)2025 2024 (Decrease) Revenues Program revenues Charges for services 9,591,231$ 8,899,455$ 691,776$ 26,846,715$ 25,700,838$ 1,145,877$ Operating grants and contributions 2,988,951 2,695,970 292,981 91,500 15,000 76,500 Capital grants and contributions 8,362,296 4,362,651 3,999,645 31,087 3,827 27,260 General revenues Taxes Property taxes 28,983,778 27,396,488 1,587,290 - - - Other taxes 2,681,754 8,269 2,673,485 - - - Grants and contributions not restricted to specific programs 3,410,633 3,392,552 18,081 44,822 1,895 42,927 Unrestricted investment earnings 2,251,742 1,905,722 346,020 300,177 552,702 (252,525) Gain on sale of capital assets 121,888 110,431 11,457 15,500 15,000 500 Miscellaneous 175,266 81,590 93,676 - 153 (153) Total revenues 58,567,539 48,853,128 9,714,411 27,329,801 26,289,415 1,040,386 Expenses General government 3,808,169 5,044,942 (1,236,773) - - - Public safety 18,940,122 19,121,775 (181,653) - - - Public works 9,732,142 11,460,779 (1,728,637) - - - Culture and recreation 6,288,456 5,512,708 775,748 - - - Community development 1,344,168 1,845,055 (500,887) - - - Interest on long-term debt 1,570,857 1,264,578 306,279 - - - Municipal liquor - - 12,510,710 12,792,792 (282,082) Water and sewer utility - - 9,271,142 9,990,930 (719,788) Storm sewer - - 3,239,369 2,325,095 914,274 Total expenses 41,683,914 44,249,837 (2,565,923) 25,021,221 25,108,817 (87,596) Excess before transfers 16,883,625 4,603,291 12,280,334 2,308,580 1,180,598 1,127,982 Transfers 849,490 950,400 (100,910) (849,490) (860,088) 10,598 Change in net position 17,733,115 5,553,691 12,179,424 1,459,090 320,510 1,138,580 Net position, January 1 81,325,363 75,771,672 (11,403,676) 34,154,593 33,834,083 320,510 Correction of error (see Note 18)147,487 - 147,487 - - - Net position, January 1, restated 81,472,850 75,771,672 (11,256,189) 34,154,593 33,834,083 320,510 Net position, December 31 99,205,965$ 81,325,363$ 17,880,602$ 35,613,683$ 34,154,593$ 1,459,090$ Governmental Activities Business-Type Activities CITY OF RICHFIELD'S CHANGES IN NET POSITION Page 71 of 326 26 City of Richfield Management's Discussion and Analysis Government-Wide Financial Analysis (Continued) $- $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 $18,000,000 $20,000,000 General government Public safety Public works Culture and recreation Community development Interest on long-term debt Governmental Activities Revenues and Expenses by Program Revenues Expenses Charges for services 17% Operating grants and contributions 5% Capital grants and contributions 14% Taxes 54% Grants & contributions unrestricted 6% Unrestricted investment earnings 4% Gain on sale of capital assets 0% Miscellaneous 0% Governmental Activities Revenue Page 72 of 326 27 City of Richfield Management's Discussion and Analysis Government-Wide Financial Analysis (Continued) Business-Type Activities. Business-type activities increased the City's net position by $1,459,090 in 2025. Municipal liquor charges continued trend outpacing expenses with revenues reflecting market rates. Rate increases in water and sewer increased to cover expenses contributing to the increase in net position. $- $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 Municipal Liquor Water and Sewer Utility Storm Sewer Business-Type Activities Revenues and Expenses by Program Revenues Expenses Charges for services 98% Other 1% Unrestricted investment earnings 1% Business-Type Activities Revenues Page 73 of 326 28 City of Richfield Management's Discussion and Analysis Financial Analysis of the Government's Funds As noted earlier, the City of Richfield uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental Funds. The focus of the City of Richfield's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Richfield's financing requirements. Fund balances are identified based on a hierarchy of the constraints placed on the use of financial resources within governmental funds. Accordingly, fund balances are classified as: nonspendable, restricted, committed, assigned, and unassigned. As of the end of the current fiscal year, the City of Richfield's governmental funds reported combined ending fund balances of $46,956,810 an increase of $4,428,045 over 2024. This increase is primarily attributed to an increase in the property tax levy rate and a new $0.50 local option sales tax that began collection in 2025. Receipts from the sales tax will be used to pay debt service on general obligation revenue bonds issued to provide cash flow funding of parks capital project expenses for the Wood Lake Nature Center, Veterans Park, and Community Center projects. Other factors contributing to the increase in fund balance include: $3,000,000 intergovernmental revenues representing receipt of federal funds for the Woodlake Nature Center Project; and $6,160,000 receipt of general obligation bond proceeds issued in December for the sales tax supported parks projects. The year-end fund balance consists of the following: 0.2% ($78,856) are amounts that are not in spendable form such as prepaid items. 44.8% ($21,053,724) constitutes restricted fund balances which limits the spending of these balances to externally imposed constraints, i.e. debt service covenants. 28.3% ($13,279,548) represents committed fund balances which are determined by resolution of the City Council. Finally, 26.7% or $12,554,682 consists of balances classified as unassigned. The general fund is the chief operating fund of the City of Richfield. At the end of the current year, the unassigned fund balance of the general fund was $13,693,552 while total fund balance was $13,766,419. As a measure of the general fund liquidity, it may be useful to compare unassigned fund balance to total general fund revenues and expenditures. Unassigned fund balance represents approximately 41.4% of total general fund revenues and 43.4% of total general fund expenditures. Moreover, the State Auditor has set a standard that unrestricted, unassigned fund balance should be between 35 and 50% of yearly general fund revenues. The City has adopted a policy that strives to maintain a minimum fund balance equal to 40% of total general fund expenditures. At December 31, 2024 the City of Richfield met that goal. The City's fund balance for its general fund increased by $1,737,617 in 2025. The increase is primarily driven by a planned addition to the unassigned fund balance ($778,500) to align with the fund balance policy and a year over year increase in total revenues. The Ice Arena fund reflects an increase in fund balance of $913,863 in 2025. The increase is due to the City Council decision to pay off interfund advances from the City's Communications and Self- Insurance funds. Page 74 of 326 29 City of Richfield Management's Discussion and Analysis Financial Analysis of the Government's Funds (Continued) The Elections fund reflects a decrease in fund balance of $1,525,701 from 2024 resulting from the City Council decision to transfer $1,800,000 to the Capital Improvements fund. The Improvement Bonds fund has a fund balance of $9,250,848. The fund balance increased in 2025 by $2,636,879 reflecting the collection of new local option sales tax revenues. The Capital Improvement fund accounts for public improvements and road right-of-way projects undertaken by the City. For the year ended December 31, 2025, the beginning fund balance was adjusted to correct an overstatement of unearned revenue. The nonmajor governmental funds consist of the City's Special Revenue funds and the Redevelopment Bond fund. The Special Revenue funds increased by $900,616 in 2025. This increase primarily reflects an accumulation of franchise fee revenues in the Utility Franchise Fees Special Revenue fund that will be targeted to public works projects in future years. Proprietary Funds. The City of Richfield's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The Municipal Liquor fund increased net position by $465,644 to $6,515,376 in 2025. Operating revenues and expenses tracked similarly to the previous year. Net position for the Water and Sewer Utility fund increased $1,609,119 to $21,743,909 in 2025. Contributing factors include increased utility rates and receipt of PFAS (forever chemicals) settlement of $599,092. The Storm Sewer fund decreased net position by $623,147 driven primarily by a multi-year pond dredging maintenance project. Budgetary Highlights General Fund General fund revenues outperformed budget while expenditures tracked closely to budget. More than 70% of the General fund revenue is from the property tax levy. Lodging, building and sewer permits contributed to a $169,905 positive variance for Licensing and permit revenues. Charges for services benefited from increased right of way permits resulting from internet fiber installation work that expanded beyond what was anticipated in the budget. Overall, the fund balance increased $1,737,617 aided by a planned addition to the unassigned balance of $778,500 to increase toward the City's fund balance policy target. Capital Asset and Debt Administration Capital Assets. The City of Richfield's investment in capital assets for its governmental and business type activities as of December 31, 2025 amounts to $155,192,170 (net of accumulated depreciation/amortization). This investment in capital assets includes land, buildings and structures, other improvements, machinery and equipment, infrastructure, and construction in progress. Page 75 of 326 30 City of Richfield Management's Discussion and Analysis Capital Asset and Debt Administration (Continued) Major capital asset events during 2025 included the following:  I-494 Project 1- Improvements to the corridor between Hwy 77 and Hwy 169 and minimizing congestion issues along the corridor by removing local access to I-494 at Nicollet Ave and 12th Ave and improving access at Portland Ave. MnDOT, in coordination with the City, began this project began in 2023 and is expected to complete in 2026.  Sanitary sewer lining – approximately 5.2 miles of sanitary sewer lining was completed in 2025 at a cost of $1.2 million.  In November 2024, Richfield voters approved a 0.5% local sales tax to help finance multi- year projects for a new Community Center, Wood Lake Nature Center, and significant upgrades at Veterans Park. Construction efforts begin in 2025 and the Wood Lake Nature Center is expected to open late 2026. CITY OF RICHFIELD'S CAPITAL ASSETS (Net of Depreciation) Increase Increase 2025 2024 (Decrease)2025 2024 (Decrease) Land 9,353,605$ 9,353,605$ -$ 638,673$ 638,673$ -$ Leased equipment (Intangible right to use amount)23,063 48,224 (25,161) - - - Buildings and structures 27,351,210 28,514,309 (1,163,099) 2,201,874 2,386,285 (184,411) Machinery and equipment 8,509,783 8,067,572 442,211 4,140,138 4,614,112 (473,974) Other improvements 5,823,266 4,949,422 873,844 30,860,738 32,548,543 (1,687,805) Streets (infrastructure) 44,341,566 44,341,635 (69) - - - Construction in progress 19,926,717 6,677,256 13,249,461 2,021,537 489,882 1,531,655 Total 115,329,210$ 101,952,023$ 13,377,187$ 39,862,960$ 40,677,495$ (814,535)$ Governmental Activities Business-Type Activities Additional information on the City's capital assets can be found in Note 1P and Note 4 Capital Assets in the accompanying notes to the basic financial statements. Long-Term Debt At the end of the current fiscal year, the City of Richfield had total bonded debt outstanding of $69,432,529. The debt service for the general obligation redevelopment bonds is provided through the collection of tax increments from Hennepin County. On an annual basis tax increment proceeds are transferred to meet annual debt service requirements. The general obligation improvement bonds are serviced by special assessment collections and tax levies. Page 76 of 326 31 City of Richfield Management's Discussion and Analysis Long-Term Debt (Continued) CITY OF RICHFIELD'S OUTSTANDING DEBT General Obligation and Revenue Bonds Increase Increase 2025 2024 (Decrease)2025 2024 (Decrease) G.O. Redevelopment Bonds -$ 260,000$ (260,000)$ -$ -$ -$ G.O. Improvement Bonds 38,845,000 42,295,000 (3,450,000) - - - Revenue Bonds 16,160,000 10,000,000 6,160,000 12,445,000 13,670,000 (1,225,000) Bond Premium 1,583,698 1,724,358 (140,660) 398,831 458,394 (59,563) Total 56,588,698$ 54,279,358$ 2,309,340$ 12,843,831$ 14,128,394$ (1,284,563)$ Governmental Activities Business-Type Activities The City maintains a "AA+" bond rating and stable outlook from Standard and Poor's Ratings. State Statutes limit the amount of general obligation debt a governmental entity may issue to 3% of its total assessed valuation. The current debt limitation for the City of Richfield is $151,385,736, which is more than the City of Richfield's outstanding general obligation debt. Additional details of the City's long-term debt activity can be found in Note 6, Long-Term Liabilities, in the accompanying notes to the basic financial statements. Economic Factors and Next Year's Budgets and Rates The following factors provide insight to the City's planning for and dealing with near-term financial issues: High interest rates, labor costs, and material costs continue to make redevelopment challenging in 2025. A number of redevelopment and housing projects progressed in 2025, however, going forward into 2026 we expect a decrease in permit revenues and redevelopment activities. To prioritize limited resources, the City's policies, budgets and programs are guided by a four-year strategic plan. Developing the plan included several months of engagement with residents, policymakers, local partners and staff, and included measurable outcomes and performance targets. The plan prioritizes operational excellence, community development, sustainable infrastructure, high-quality workforce and equity. The City also maintains a 10-year financial strategies model to guide budget development, respond to short-term economic fluctuations, and support long-term fiscal decisions. Requests for Information This financial report is designed to provide a general overview of the City of Richfield's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, City of Richfield, 6700 Portland Avenue South, Richfield, MN 55423. Page 77 of 326 32 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 78 of 326 33 GOVERNMENT-WIDE FINANCIAL STATEMENTS CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 79 of 326 See notes to basic financial statements. 34 Primary Government Governmental Activities Business-Type Activities Total Housing and Redevelopment Authority Economic Development Authority Assets Cash and investments 61,912,711$ 9,325,754$ 71,238,465$ 20,980,107$ 1,499,418$ Property tax receivable 381,360 - 381,360 40,547 5,410 Accounts receivable 1,276,812 3,170,130 4,446,942 13,236 135 Interest receivable 88,174 5,283 93,457 15,054 793 Leases receivable 4,299,604 - 4,299,604 - - Special assessments receivable 529,941 621,501 1,151,442 - - Due from other governments 2,656,920 55,116 2,712,036 78,140 - Internal balances 2,984,689 (2,984,689) - - - Due from component unit 690,229 - 690,229 - - Inventory - 1,776,069 1,776,069 - - Land held for resale - - - 8,720,457 - Prepaid items 146,065 267,874 413,939 16,779 - Long-term second mortgage receivab - - - 4,224,773 - Deferred loan receivable - - - - 1,456,345 Allowance for uncollectivle accounts - - - (4,224,773) (1,456,345) Land and construction in progress 29,280,322 2,660,210 31,940,532 - Depreciable assets (net of accumulated depreciation/amortization)86,048,888 37,202,750 123,251,638 - - Total assets 190,295,715 52,099,998 242,395,713 29,864,320 1,505,756 Deferred Outflows of Resources Deferred outflows of resources related to pensions 11,126,695 274,562 11,401,257 - - Deferred outflows of resources related to OPEB 648,044 28,853 676,897 - - Total deferred outflows of resources 11,774,739 303,415 12,078,154 - - Total assets and deferred outflows of resources 202,070,454$ 52,403,413$ 254,473,867$ 29,864,320$ 1,505,756$ Component Units City of Richfield Statement of Net Position December 31, 2025 Page 80 of 326 See notes to basic financial statements. 35 Primary Government Governmental Activities Business-Type Activities Total Housing and Redevelopment Authority Economic Development Authority Liabilities Accounts payable 4,715,765$ 1,173,286$ 5,889,051$ 250,216$ 44,257$ Salaries and benefits payable 1,319,989 211,730 1,531,719 - - Deposits payable 663,062 - 663,062 3,458 - Due to other governments 719,746 191,540 911,286 97,916 - Due to primary government - - - 690,229 - Interest payable 682,475 153,216 835,691 - - Unearned revenue 219,590 - 219,590 - - Claims and judgements payable 1,287,564 - 1,287,564 - - Net G.O. bonds payable Payable within one year 5,765,000 1,250,000 7,015,000 - - Payable after one year 50,823,698 11,593,831 62,417,529 - - Lease liability Payable within one year 23,370 - 23,370 - - Compensated absences payable Payable within one year 737,812 106,847 844,659 - - Payable after one year 2,099,925 237,820 2,337,745 - - Net pension liability Payable after one year 11,341,942 1,065,860 12,407,802 - - Total OPEB liability Payable within one year 94,903 4,225 99,128 - - Payable after one year 2,027,531 90,274 2,117,805 - - Total liabilities 82,522,372 16,078,629 98,601,001 1,041,819 44,257 Deferred Inflows of Resources Deferred inflows of resources related to pensions 15,410,974 673,530 16,084,504 - - Deferred inflows of resources related to OPEB 843,843 37,571 881,414 - - Deferred inflows of resources related to leases receivable 4,087,300 - 4,087,300 - - Total deferred inflows of resources 20,342,117 711,101 21,053,218 - - Net Position Net investment in capital assets 77,809,801 26,988,698 98,486,849 - - Restricted for Debt service 8,883,935 - 8,883,935 - - Law enforcement drug forfeitures 312,155 - 312,155 - - Recreation services donations 100,132 - 100,132 - - Wood Lake Nature Center donations 499,427 - 499,427 - - Public Safety Aid 1,430,578 - 1,430,578 - - Public Health assessment 145,850 - 145,850 - - Public Health - opioid settlement 336,294 - 336,294 - - Wood lake Endowment 268,695 - 268,695 - - Capital Projects - - - 16,849,209 - Grants and donations - - - 76,000 - Unrestricted 9,419,098 8,624,985 24,355,733 11,897,292 1,461,499 Total net position 99,205,965 35,613,683 134,819,648 28,822,501 1,461,499 Total liabilities, deferred inflows of resources, and net position 202,070,454$ 52,403,413$ 254,473,867$ 29,864,320$ 1,505,756$ Component Units City of Richfield Statement of Net Position December 31, 2025 Page 81 of 326 See notes to basic financial statements. 36 Program Revenues Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Primary Government Governmental activities General government 3,808,169$ 1,331,170$ 117,027$ 6,889$ Public safety 18,940,122 699,164 2,400,004 - Public works 9,732,142 3,308,179 29,565 8,141,173 Culture and recreation 6,288,456 2,525,562 442,355 214,234 Community development 1,344,168 1,727,156 - - Interest on long-term debt 1,570,857 - - - Total governmental activities 41,683,914 9,591,231 2,988,951 8,362,296 Business-type activities Municipal Liqour 12,510,710 13,718,076 - - Water and Sewer Utility 9,271,142 10,714,740 - 31,087 Storm Sewer 3,239,369 2,413,899 91,500 - Total business-type activities 25,021,221 26,846,715 91,500 31,087 Total primary government 66,705,135$ 36,437,946$ 3,080,451$ 8,393,383$ Component Units Housing and Redevelopment Authority 11,813,935$ -$ 3,147,794$ 68,001$ Economic Development Authority 742,996 - 240,646 - Total component units 12,556,931$ -$ 3,388,440$ 68,001$ General revenues Property taxes, levied for general purposes Property taxes, levied for debt service Sales taxes Tax increments Lodging taxes Grants and contributions not restricted to specific programs Unrestricted investment income Miscellaneous Gain (loss) on sale of assets Transfers Total general revenues and transfers Change in net position Net position - beginning Correction of error (See Note 18) Net position - beginning restated Net position - ending Functions/Programs City of Richfield Statement of Activities Year Ended December 31, 2025 Page 82 of 326 37 Governmental Activities Business-Type Activities Total Housing and Redevelopment Authority Economic Development Authority (2,353,083)$ -$ (2,353,083)$ -$ -$ (15,840,954) - (15,840,954) - - 1,746,775 - 1,746,775 - - (3,106,305) - (3,106,305) - - 382,988 - 382,988 - - (1,570,857) - (1,570,857) - - (20,741,436) - (20,741,436) - - - 1,207,366 1,207,366 - - - 1,474,685 1,474,685 - - - (733,970) (733,970) - - - 1,948,081 1,948,081 - - (20,741,436) 1,948,081 (18,793,355) - - (8,598,140) - - (502,350) (8,598,140) (502,350) 24,971,468 - 24,971,468 720,479 623,343 4,012,310 - 4,012,310 - - 2,674,438 - 2,674,438 - - - - - 6,885,215 - 7,316 - 7,316 - - 3,410,633 44,822 3,455,455 - - 2,251,742 300,177 2,551,919 777,302 46,213 175,266 - 175,266 46,176 2,100 121,888 15,500 137,388 - - 849,490 (849,490) - - - 38,474,551 (488,991) 37,985,560 8,429,172 671,656 17,733,115 1,459,090 19,192,205 (168,968) 169,306 81,325,363 34,154,593 115,479,956 28,991,469 1,292,193 147,487 - 147,487 - - 81,472,850 34,154,593 115,627,443 28,991,469 1,292,193 99,205,965$ 35,613,683$ 134,819,648$ 28,822,501$ 1,461,499$ Primary Government Component Units Net (Expense) Revenues and Changes in Net Position Page 83 of 326 38 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 84 of 326 39 FUND FINANCIAL STATEMENTS CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 85 of 326 See notes to basic financial statements. 40 Debt Service General Ice Arena Elections Improvement Bonds Assets Cash and temporary investments 13,731,120$ -$ 570,719$ 8,346,864$ Interest receivable 3,782 309 58,071 2,443 Property taxes receivable 131,654 - - 246,460 Accounts receivable 213,409 134,007 69,954 - Leases receivable - 70,380 4,014,170 - Due from other funds 1,170,494 - - - Due from other governments 318,209 - - 901,541 Special assessment receivable Delinquent 1,654 - - - Deferred 7,560 - - 69,102 Advances to other funds - - - - Prepaid items 72,867 - 5,989 - Total assets 15,650,749$ 204,696$ 4,718,903$ 9,566,410$ Liabilities Accounts and contracts payable 252,187$ 54,490$ -$ -$ Accrued salaries payable 1,187,278 40,405 - - Deposits payable - - 34,165 - Due to other funds - 1,170,494 - - Due to other governments 273,997 21,888 - - Advances from other funds - - - - Unearned revenue - - - - Total liabilities 1,713,462 1,287,277 34,165 - Deferred Inflows of Resources Unavailable revenue - property taxes 131,654 - - 246,460 Unavailable revenue - special assessments 9,214 - - 69,102 Deferred inflows of resources related to leases receivable - 66,289 3,815,052 - Unavailable revenue - State shared taxes 30,000 - - - Total deferred inflows of resources 170,868 66,289 3,815,052 315,562 Fund Balances Nonspendable 72,867 - 5,989 - Restricted - - - 9,250,848 Committed - - 863,697 - Unassigned 13,693,552 (1,148,870) - - Total fund balances 13,766,419 (1,148,870) 869,686 9,250,848 Total liabilities, deferred inflows of resources, and fund balances 15,650,749$ 204,696$ 4,718,903$ 9,566,410$ Special Revenue City of Richfield Balance Sheet - Governmental Funds December 31, 2025 Page 86 of 326 41 Capital Improvements Park Capital Projects Nonmajor Governmental Funds Total Governmental Funds 6,575,265$ 11,445,288$ 8,761,250$ 49,430,506$ 8,856 1,231 6,620 81,312 3,246 - - 381,360 2,500 26,054 816,241 1,262,165 - - 215,054 4,299,604 - - - 1,170,494 1,258,087 - 179,083 2,656,920 2,954 - 13,618 18,226 287,265 - 147,788 511,715 - 148,040 - 148,040 - - - 78,856 8,138,173$ 11,620,613$ 10,139,654$ 60,039,198$ 901,166$ 2,732,153$ 144,555$ 4,084,551$ - - 19,022 1,246,705 598,222 30,675 - 663,062 - - - 1,170,494 28,804 - 83,474 408,163 - 148,040 - 148,040 219,590 - - 219,590 1,747,782 2,910,868 247,051 7,940,605 3,246 - - 381,360 290,219 - 161,406 529,941 - - 205,959 4,087,300 113,182 - - 143,182 406,647 - 367,365 5,141,783 - - - 78,856 - 8,709,745 3,093,131 21,053,724 5,983,744 - 6,432,107 13,279,548 - - - 12,544,682 5,983,744 8,709,745 9,525,238 46,956,810 8,138,173$ 11,620,613$ 10,139,654$ 60,039,198$ Capital Projects Page 87 of 326 42 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 88 of 326 See notes to basic financial statements. 43 City of Richfield Reconciliation of the Balance Sheet to the Statement of Net Position - Governmental Funds December 31, 2025 Total fund balances - governmental funds 46,956,810$ Capital assets used in governmental activities are not current financial resources and, therefore, are not reported as assets in governmental funds: Cost of capital assets 214,159,954 Less accumulated depreciation/amortization (104,832,289) Long-term liabilities, including bonds payable, are not due and payable in the current period and, therefore, are not reported as liabilities in the funds. Long-term liabilities at year-end consist of: G.O. bonds payable (55,005,000) Unamortized bond premiums (1,583,698) Lease liability (23,370) Total OPEB liability (2,089,987) Net pension liability (10,945,816) Delinquent receivables will be collected in subsequent years, but are not available soon enough to pay for the current period's expenditures and, therefore, are deferred in the funds: Property taxes 381,360 Special assessments 18,226 Deferred outflows of resources and deferred inflows of resources are created as a result of various differences related to pensions and OPEB that are not recognized in the governmental funds: Deferred inflows of resources related to pensions (15,160,657) Deferred inflows of resources related to OPEB (830,943) Deferred outflows of resources related to pensions 11,024,506 Deferred outflows of resources related to OPEB 638,136 Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds: Deferred special assessments 511,715 State shared taxes 143,182 Governmental funds do not report a liability for accrued interest on long-term debt until due and payable. (682,475) The assets and deferred outflows of resources and liabilities and deferred inflows of resources of certain Internal Service Funds are included in governmental activities in the statement of net position: Net position of internal service funds 12,851,393 Allocation to reflection consolidation of internal service fund activities related to enterprise funds 2,984,689 Allocation to reflection consolidation of internal service fund activities related to component unit 690,229 99,205,965$ Total net position - governmental activities Amounts reported for governmental activities in the Statement of Net Position are different because: Page 89 of 326 See notes to basic financial statements. 44 Debt Service General Ice Arena Elections Improvement Bonds Revenues Taxes 23,306,044$ -$ -$ 4,012,310$ Sales tax - - - 2,674,438 Franchise fees - - - - Lodging taxes - - - - Licenses and permits 1,293,755 - - - Intergovernmental 5,674,793 - - - Charges for services 2,353,340 1,335,461 - - Fines and forfeitures 221,454 - - - Special assessments 6,889 - - 37,171 Interest earnings 222,216 9,010 134,195 143,270 Miscellaneous 22,648 49,007 410,401 - Total revenues 33,101,139 1,393,478 544,596 6,867,189 Expenditures Current Legislative/executive 1,266,192 - 270,297 - Administrative services 1,212,918 - - - Finance 547,896 - - - Public safety 12,680,034 - - - Fire 6,239,563 - - - Community development 1,688,853 - - - Public works 5,377,729 - - - Recreation services 2,506,577 1,529,985 - - Capital outlay Public works - - - - Recreation services - - - - Debt service Principal - - - 3,450,000 Interest and other charges - 6,800 - 1,527,103 Total expenditures 31,519,762 1,536,785 270,297 4,977,103 Excess of revenues over (under) expenditures 1,581,377 (143,307) 274,299 1,890,086 Other Financing Sources (Uses) Issuance of debt - - - - Bond premium - - - - Transfers in 508,490 1,057,170 - 746,793 Transfers out (352,250) - (1,800,000) - Total other financing sources (uses)156,240 1,057,170 (1,800,000) 746,793 Net change in fund balances 1,737,617 913,863 (1,525,701) 2,636,879 Fund Balances Beginning of year 12,028,802 (2,062,733) 2,395,387 6,613,969 Correction of error (See Note 18)- - - - Beginning of year, restated 12,028,802 (2,062,733) 2,395,387 6,613,969 End of year 13,766,419$ (1,148,870)$ 869,686$ 9,250,848$ Special Revenue City of Richfield Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds Year Ended December 31, 2025 Page 90 of 326 45 Capital Improvements Park Capital Projects Nonmajor Governmental Funds Total Governmental Funds 1,528,800$ -$ -$ 28,847,154$ - - - 2,674,438 - - 2,782,083 2,782,083 - - 7,316 7,316 - - - 1,293,755 4,131,572 3,000,000 992,467 13,798,832 - - 993,491 4,682,292 - - 81,194 302,648 139,184 - 136,430 319,674 524,323 477,837 333,377 1,844,228 461,842 7,900 511,660 1,463,458 6,785,721 3,485,737 5,838,018 58,015,878 - - 508,759 2,045,248 - - - 1,212,918 - - - 547,896 - - 297,680 12,977,714 - - - 6,239,563 - - - 1,688,853 189,441 - 328,826 5,895,996 - 2,106 1,632,856 5,671,524 4,691,720 - - 4,691,720 - 12,639,039 - 12,639,039 - - 260,000 3,710,000 - 111,990 3,738 1,649,631 4,881,161 12,753,135 3,031,859 58,970,102 1,904,560 (9,267,398) 2,806,159 (954,224) - 6,160,000 - 6,160,000 - 101,579 - 101,579 2,957,000 475,000 657,250 6,401,703 (2,565,970) - (2,562,793) (7,281,013) 391,030 6,736,579 (1,905,543) 5,382,269 2,295,590 (2,530,819) 900,616 4,428,045 3,540,667 11,240,564 8,624,622 42,381,278 147,487 - - 147,487 3,688,154 11,240,564 8,624,622 42,528,765 5,983,744$ 8,709,745$ 9,525,238$ 46,956,810$ Capital Projects Page 91 of 326 See notes to basic financial statements. 46 4,428,045$ Capital outlays are reported in governmental funds as expenditures. However, in the Statement of Activities, the cost of those assets is allocated over the estimated useful lives as depreciation expense: Capital outlays 17,057,025 Depreciation/amortization expense (4,329,200) Some expenses are recognized as paid in the governmental funds but recognized as the expense is incurred in the Statement of Activities: Total OPEB liability 49,585 Principal payments on long-term debt are recognized as expenditures in the governmental funds but as an increase in the net position in the Statement of Activities: Bond principal payments 3,710,000 Lease payments 25,326 Governmental funds report the effects of bond premiums and discounts when debt is first issued, whereas these amounts are deferred and amortized in the Statement of Activities. 140,660 Interest on long-term debt in the statement of activities differs from the amount reported in the governmental funds because interest is recognized as an expenditure in the funds when it is due and thus requires use of current financial resources. In the Statement of Activities, however, interest expense is recognized as the interest accrues, regardless of when it is due. (163,465) Proceeds from long-term debt are recognized as another financing source in the governmental funds but have no impact on the changes in net position in the Statement of Activities. (6,160,000) Revenues in the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds: State shared taxes (303,304) Governmental funds recognize pension contributions as expenditures at the time of payment whereas the Statement of Activities factors in items related to pensions on a full accrual perspective: Pension expense 836,423 Internal service funds are used by management to charge the costs of certain activities to individual funds. The net revenue (loss) of internal service funds are reported with governmental activities: Investment earnings 407,514 Transfers - net 1,728,800 Gain on sale of capital assets 121,888 Consolidation of internal service fund activities with governmental activities 47,917 Delinquent property tax and special assessment receivables will be collected in subsequent years, but are not available soon enough to pay for the current period's expenditures and, therefore, are deferred in the funds: Property taxes 136,624 Special assessments (723) 17,733,115$ Change in net position - governmental activities Total net change in fund balances - governmental funds Expenditures, and Changes in Fund Balances to the City of Richfield Reconciliation of the Statement of Revenues, Statement of Activities - Governmental Funds Year Ended December 31, 2025 Amounts reported for governmental activities in the Statement of Activities are different because: Page 92 of 326 See notes to basic financial statements. 47 Original Final Actual Amounts Revenues Taxes 23,419,852$ 23,419,852$ 23,306,044$ (113,808)$ Special assessments - - 6,889 6,889 Licenses and permits 1,179,750 1,123,850 1,293,755 169,905 Intergovernmental 5,274,208 5,492,443 5,674,793 182,350 Charges for services 1,764,800 1,895,888 2,353,340 457,452 Fines and forfeitures 200,000 215,000 221,454 6,454 Interest earnings 50,000 100,000 222,216 122,216 Miscellaneous 28,750 30,975 22,648 (8,327) Total revenues 31,917,360 32,278,008 33,101,139 823,131 Expenditures Current Legislative/executive 1,314,929 1,300,946 1,266,192 (34,754) Administrative services 1,304,174 1,357,601 1,212,918 (144,683) Finance 678,020 495,832 547,896 52,064 Public safety 12,824,640 12,586,184 12,680,034 93,850 Fire 6,188,977 6,333,130 6,239,563 (93,567) Community development 1,865,120 1,806,325 1,688,853 (117,472) Public works 5,303,150 5,301,140 5,377,729 76,589 Recreation services 2,474,590 2,474,590 2,506,577 31,987 Total expenditures 31,953,600 31,655,748 31,519,762 (135,986) Excess of revenues over (under) expenditures (36,240) 622,260 1,581,377 959,117 Other Financing Sources (Uses) Transfers in 812,600 508,490 508,490 - Transfers out (776,360) (1,130,750) (352,250) 778,500 Total other financing sources (uses)36,240 (622,260) 156,240 778,500 Net change in fund balances -$ -$ 1,737,617 1,737,617$ Fund Balances Beginning of year 12,028,802 End of year 13,766,419$ Variance with Final Budget - Over (Under) Budgeted Amounts City of Richfield Statement of Revenues, Expenditures, and Changes in Fund Balances - Year Ended December 31, 2025 Budget and Actual - General Fund Page 93 of 326 See notes to basic financial statements. 48 City of Richfield Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Ice Arena Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Charges for services 1,327,020$ 1,327,020$ 1,335,461$ 8,441$ Interest earnings - - 9,010 9,010 Miscellaneous 70,880 70,880 49,007 (21,873) Total revenues 1,397,900 1,397,900 1,393,478 (4,422) Expenditures Current Recreation services 1,352,250 1,352,250 1,529,985 177,735 Debt service Interest and other charges 6,800 6,800 6,800 - Capital outlay Recreation services 20,000 20,000 - (20,000) Total expenditures 1,379,050 1,379,050 1,536,785 157,735 Excess of revenues over (under) expenditures 18,850 18,850 (143,307) (162,157) Other Financing Sources Transfers in 585,000 1,057,170 1,057,170 - Net change in fund balances 603,850$ 1,076,020$ 913,863 (162,157)$ Fund Balances Beginning of year (2,062,733) End of year (1,148,870)$ Budgeted Amounts Variance with Final Budget - Over (Under) Page 94 of 326 See notes to basic financial statements. 49 City of Richfield Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Elections Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Interest earnings 5,000$ 50,000$ 134,195$ 84,195$ Miscellaneous 389,700 408,000 410,401 2,401 Total revenues 394,700 458,000 544,596 86,596 Expenditures Current General government 334,050 274,320 270,297 (4,023) Total expenditures 334,050 274,320 270,297 (4,023) Excess of revenues over (under) expenditures 60,650 183,680 274,299 90,619 Other Financing Sources (Uses) Transfers out - (1,800,000) (1,800,000) - Total other financing sources (uses)- (1,800,000) (1,800,000) - Net change in fund balances 60,650$ (1,616,320)$ (1,525,701) 90,619$ Fund Balances Beginning of year 2,395,387 End of year 869,686$ Budgeted Amounts Variance with Final Budget - Over (Under) Page 95 of 326 See notes to basic financial statements. 50 Governmental Activities - Municipal Liquor Water and Sewer Utility Storm Sewer Total Internal Service Funds Assets Current assets Cash and temporary investments 3,496,160$ 3,286,540$ 2,543,054$ 9,325,754$ 12,482,205$ Interest receivable 1,866 1,940 1,477 5,283 6,862 Accounts receivable 315 2,576,845 592,970 3,170,130 14,647 Special assessments receivable - 621,478 23 621,501 - Due from other governments 4,999 50,117 - 55,116 - Inventories 1,776,069 - - 1,776,069 - Prepaid items 10,098 255,226 2,550 267,874 67,209 Total current assets 5,289,507 6,792,146 3,140,074 15,221,727 12,570,923 Noncurrent assets Capital assets not being depreciated Land 499,188 53,550 85,935 638,673 - Construction in progress - 1,864,387 157,150 2,021,537 921,231 Capital assets being depreciated Buildings and structures 5,090,657 5,405,688 - 10,496,345 14,957,718 Machinery and equipment 1,145,496 14,273,447 839,480 16,258,423 - Other improvements 253,149 33,029,145 29,839,923 63,122,217 - Less accumulated depreciation (3,956,703) (32,340,309) (16,377,223) (52,674,235) (9,877,404) Net capital assets 3,031,787 22,285,908 14,545,265 39,862,960 6,001,545 Total noncurrent assets 3,031,787 22,285,908 14,545,265 39,862,960 6,001,545 Total assets 8,321,294 29,078,054 17,685,339 55,084,687 18,572,468 Deferred Outflows of Resources Deferred outflows of resources related to pensions 127,644 140,103 6,815 274,562 102,189 Deferred outflows of resources related to OPEB 9,643 19,081 129 28,853 9,908 Total deferred outflows of resources 137,287 159,184 6,944 303,415 112,097 Total assets and deferred outflows of resources 8,458,581$ 29,237,238$ 17,692,283$ 55,388,102$ 18,684,565$ City of Richfield Statement of Net Position - Proprietary Funds December 31, 2025 Business-Type Activities - Enterprise Funds Page 96 of 326 See notes to basic financial statements. 51 Governmental Activities - Municipal Liquor Water and Sewer Utility Storm Sewer Total Internal Service Funds Liabilities Current liabilities Accounts and contracts payable 715,174$ 387,036$ 71,076$ 1,173,286$ 631,214$ Accrued salaries payable 85,553 114,784 11,393 211,730 73,284 Due to other governments 170,271 12,133 9,136 191,540 311,583 Accrued interest payable - 68,849 84,367 153,216 - Compensated absences payable 38,344 67,649 854 106,847 737,812 Bonds payable due within one year - 661,200 588,800 1,250,000 - Total OPEB liability due within one year 1,412 2,794 19 4,225 1,451 Total current liabilities 1,010,754 1,314,445 765,645 3,090,844 1,755,344 Noncurrent liabilities Compensated absences payable 85,347 150,573 1,900 237,820 2,099,925 Claims and judgements - - - - 1,287,564 Bonds payable - 5,051,257 6,542,574 11,593,831 - Net pension liability 492,904 546,910 26,046 1,065,860 396,126 Total OPEB liability 30,171 59,699 404 90,274 30,996 Total noncurrent liabilities 608,422 5,808,439 6,570,924 12,987,785 3,814,611 Total liabilities 1,619,176 7,122,884 7,336,569 16,078,629 5,569,955 Deferred Inflows of Resources Deferred inflows of resources related to pensions 311,472 345,599 16,459 673,530 250,317 Deferred inflows of resources related to OPEB 12,557 24,846 168 37,571 12,900 Total deferred inflows of resources 324,029 370,445 16,627 711,101 263,217 Net Position Net investment in capital assets 3,031,787 16,555,790 7,401,121 26,988,698 6,001,545 Unrestricted 3,483,589 5,188,119 2,937,966 11,609,674 6,849,848 Total net position 6,515,376 21,743,909 10,339,087 38,598,372 12,851,393 Total liabilities, deferred inflows of resources, and net position 8,458,581$ 29,237,238$ 17,692,283$ 55,388,102 18,684,565$ Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds (2,984,689) Net position of business-type activities 35,613,683$ Business-Type Activities - Enterprise Funds City of Richfield December 31, 2025 Statement of Net Position - Proprietary Funds Page 97 of 326 See notes to basic financial statements. 52 Governmental Activities - Municipal Liquor Water and Sewer Utility Storm Sewer Totals Internal Service Funds Operating Revenues Charges for services 13,707,111$ 10,026,592$ 2,251,735$ 25,985,438$ 5,114,233$ Less: cost of sales (9,647,745) - - (9,647,745) - Total operating revenues 4,059,366 10,026,592 2,251,735 16,337,693 5,114,233 Operating Expenses Personnel services 1,851,865 2,326,635 494,927 4,673,427 1,798,549 Other services and charges 812,890 5,217,997 1,674,177 7,705,064 2,051,813 Depreciation 200,422 1,596,829 893,135 2,690,386 1,209,732 Total operating expenses 2,865,177 9,141,461 3,062,239 15,068,877 5,060,094 Operating income (loss)1,194,189 885,131 (810,504) 1,268,816 54,139 Nonoperating Revenues (Expenses) Intergovernmental - 10,000 126,322 136,322 - Interest earnings 109,980 112,648 77,549 300,177 407,514 Miscellaneous revenues (expenses)10,965 684,153 162,164 857,282 2,307 Special assessment interest - 3,995 - 3,995 - Gain (loss) on sale of asset - 15,500 - 15,500 121,888 Interest and amortization expense - (133,395) (178,678) (312,073) - Total nonoperating revenues (expenses)120,945 692,901 187,357 1,001,203 531,709 Income (loss) before transfers 1,315,134 1,578,032 (623,147) 2,270,019 585,848 and contributions Capital contributions from availability charges - 31,087 - 31,087 - Transfers in - - - - 1,728,800 Transfers out (849,490) - - (849,490) - Change in net position 465,644 1,609,119 (623,147) 1,451,616 2,314,648 Net Position Beginning of year 6,049,732 20,134,790 10,962,234 37,146,756 10,536,745 End of year 6,515,376$ 21,743,909$ 10,339,087$ 38,598,372 12,851,393$ Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds 7,474 Change in net position of business-type activities 1,459,090$ Business-Type Activities - Enterprise Funds City of Richfield Statement of Revenues, Expenses, and Changes in Net Position - Proprietary Funds Year Ended December 31, 2025 Page 98 of 326 See notes to basic financial statements. 53 Governmental Activities - Municipal Liquor Water and Sewer Utility Storm Sewer Total Internal Service Funds Cash Flows - Operating Activities Receipts from customers and users 13,707,055$ 9,758,345$ 2,256,530$ 25,721,930$ 5,101,682$ Payments to suppliers (10,435,979) (5,356,555) (1,716,332) (17,508,866) (3,378,875) Payments to employees (1,951,717) (2,517,948) (509,220) (4,978,885) (1,963,576) Other operating receipts 10,965 684,153 162,164 857,282 2,307 Net cash flows - operating activities 1,330,324 2,567,995 193,142 4,091,461 (238,462) Cash Flows - Noncapital Financing Activities Intergovernmental revenue - 10,000 126,322 136,322 - Receipt of advances to other funds - - - - 372,707 Transfer from other funds - - - - 1,728,800 Transfer to other funds (849,490) - - (849,490) - Net cash flows - noncapital financing activities (849,490) 10,000 126,322 (713,168) 2,101,507 Cash Flows - Capital and Related Financing Activities Trunk and access charges - 31,087 - 31,087 - Principal paid on debt - (649,600) (575,400) (1,225,000) - Interest paid on debt - (174,044) (211,239) (385,283) - Proceeds from sale of capital assets - 15,500 - 15,500 121,888 Acquisition of capital assets (69,659) (1,765,658) (50,096) (1,885,413) (1,859,094) Net cash flows - capital and related financing activities (69,659) (2,542,715) (836,735) (3,449,109) (1,737,206) Cash Flows - Investing Activities Interest and dividends received 113,091 117,590 89,554 320,235 422,775 Net change in cash and cash equivalents 524,266 152,870 (427,717) 249,419 548,614 Cash and Cash Equivalents January 1 2,971,894 3,133,670 2,970,771 9,076,335 11,933,591 December 31 3,496,160$ 3,286,540$ 2,543,054$ 9,325,754$ 12,482,205$ City of Richfield Statement of Cash Flows - Proprietary Funds Year Ended December 31, 2025 Business-Type Activities - Enterprise Funds Page 99 of 326 See notes to basic financial statements. 54 Governmental Activities - Municipal Liquor Water and Sewer Utility Storm Sewer Total Internal Service Funds Reconciliation of Operating Income (Loss) to Net Cash Flows - Operating Activities Operating income (loss)1,194,189$ 885,131$ (810,504)$ 1,268,816$ 54,139$ Adjustments to reconcile operating income (loss) to net cash flows - operating activities Other revenues 10,965 688,148 162,164 861,277 2,307 Depreciation expense 200,422 1,596,829 893,135 2,690,386 1,209,732 Net pension liability expense (105,815) (183,899) (14,318) (304,032) (132,758) OPEB liability expense 2,611 2,277 186 5,074 887 Accounts receivable (97) (97,446) (10,205) (107,748) (12,551) Special assessments receivable - (174,796) - (174,796) - Due from other governments 41 - 15,000 15,041 - Prepaid items 13,023 (40,153) (2,550) (29,680) (52,873) Inventory (60,073) - - (60,073) - Accounts payable 67,474 107,861 (47,625) 127,710 171,034 Due to other governmental units 4,232 (206,266) 8,020 (194,014) 156,164 Salaries payable 8,661 23,188 2,042 33,891 9,837 Compensated absences payable - - - - (42,993) Estimated payable for outstanding claims (5,309) (32,879) (2,203) (40,391) (1,601,387) Total adjustments 136,135 1,682,864 1,003,646 2,822,645 (292,601) Net cash flows - operating activities 1,330,324$ 2,567,995$ 193,142$ 4,091,461$ (238,462)$ Acquisition of capital assets on account -$ 17,661$ 12,770$ 30,431$ -$ Business-Type Activities - Enterprise Funds City of Richfield Statement of Cash Flows - Proprietary Funds Year Ended December 31, 2025 Page 100 of 326 See notes to basic financial statements. 55 Assets Cash and temporary investments 161,086$ Total assets 161,086$ Liabilities Due to other governments 158,270$ Total liabilities 158,270 Net Position Restricted for Individuals, Organizations, and other Governments 2,816$ City of Richfield Statement of Fiduciary Net Position December 31, 2025 Custodial Funds Page 101 of 326 See notes to basic financial statements. 56 Additions License fee collections for State of Minnesota 22,091,919$ Total additions 22,091,919 Deductions Payments to State of Minnesota 22,091,919 Total deductions 22,091,919 Change in net position - Net Position Beginning of year 2,816 End of year $ 2,816 City of Richfield Statement of Changes in Fiduciary Net Position Year Ended December 31, 2025 Custodial Funds Page 102 of 326 57 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Summary of Significant Accounting Policies The City of Richfield (the City) was incorporated February 26, 1908. Since 1964, the City has operated under a Council-Manager form of government, as authorized by its City Charter. The accounting policies of the City conform to generally accepted accounting principles, as applied to governmental units by the U.S. Governmental Accounting Standards Board (GASB). The following is a summary of the more significant policies: B. Reporting Entity The financial statements present the City and its component units. The City includes all funds, organizations, institutions, agencies, departments, and offices that are not legally separate from such. Component units are legally separate organizations for which the elected officials of the City are financially accountable and are included within the general purpose financial statements of the City because of the significance of their operational or financial relationships with the City. The City is considered financially accountable for a component unit if it appoints a voting majority of the organization's governing body and it is able to impose its will on the organization by significantly influencing the programs, projects, activities, or level of services performed or provided by the organization, or there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens, on the City. As a result of applying the component unit definition criteria above, certain organizations have been defined and are presented in this report as follows: • Blended Component Units - Reported as if they were part of the City. • Discretely Presented Component Units - Entails reporting the component unit financial data in a column separate from the financial data of the City. • Related Organizations - The relationship of the City with the entity is disclosed. For each of the categories above, the specific entities are identified as follows: • Blended Components Units: The City has no blended component units. • Discretely Presented Component Units: - Housing and Redevelopment Authority (HRA) in and for the City of Richfield and Economic Development Authority (EDA) in and for the City of Richfield The HRA was established on November 12, 1974, per Minnesota Statute § 462.426 (Minnesota Housing and Redevelopment Act of 1947) and is governed by a five-member commission appointed by the Mayor. The HRA was formed by the City to provide housing and redevelopment assistance to Richfield citizens and businesses. The HRA provides this assistance through the general taxes, the use of Community Development Block Grants, and the establishment of tax increment and tax abatement financing districts. The HRA also operates the Section 8 rental subsidy program as a direct recipient from the Department of Housing and Urban Development. As the City appoints the HRA commission and has the ability to hire or dismiss those persons responsible for its day-to-day operations, the HRA is considered a component unit of the City. Page 103 of 326 58 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. Reporting Entity (Continued) The EDA was established May 9, 2017 per Minnesota Statutes §§ 469.090 through 469.108 and some but not all of the powers of a housing and redevelopment authority under Minnesota Statutes §§ 469.001 through 469.047. The EDA is governed by a five-member commission. Two commissioners shall be members of the City Council and three commissioners shall be members at large. The three at large commissioners shall be the three at large commissioners of the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota. The EDA was formed to provide resources for economic development in Richfield, including the Kids @ Home program, Transformation Loan program, apartment remodeling programs and business development programing. Financial statements of the HRA can be obtained from the administrative offices at City Hall: Richfield Housing and Redevelopment Authority 6700 Portland Avenue South Richfield, Minnesota 55423 Financial Statements of the EDA can be obtained from the administrative offices at City Hall: Richfield Economic Development Authority 6700 Portland Avenue South Richfield, Minnesota 55423 • Related Organizations - The City has no related organizations. C. Government-Wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business-type activity. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity; and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business type activity. Taxes and other items not included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Page 104 of 326 59 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the Proprietary Fund and Fiduciary Fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. The custodial funds report using the economic resources measurement focus and the accrual basis of accounting. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, OPEB obligations, and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: General Fund – This fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Ice Arena Fund - This fund accounts for the revenues earned and other resources generated by the operation of the City's two sheet ice arena facility. Elections Fund – This fund was established to isolate the large fluctuation over time in election costs from year to year. The fund provides voter registration services, voter information services and election administration. Funding for the costs of elections services is derived from rental revenues from cellular telephone carriers who rent space for their antennas on City infrastructure. Improvement Bond Debt Service Fund – This fund is used for the accumulation of resources for payment of principal and interest for outstanding general obligation issues. Capital Improvement Capital Projects Fund – This fund is used to account for projects related to public improvement within the City. Page 105 of 326 60 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) Park Capital Projects Fund – This fund is used to account for projects related to parks and recreation within the City. The government reports the following major proprietary funds: Municipal Liquor Fund – This fund accounts for the operations of the four municipal liquor stores operated by the City. Water and Sewer Utility Fund – This fund accounts for the water and sewer service charges which are used to finance the water system and sanitary sewer system operating expenses. Storm Sewer Fund – This fund accounts for storm sewer user fees, which are used to finance storm sewer system operating expenses. Additionally, the government reports the following fund types: Internal Service Funds – These fund account for fleet management, data processing, risk management, building maintenance services, and compensated absences, provided to other funds or departments on a cost reimbursement basis. Custodial Funds – These funds are used to account for the City's collection of fees to be remitted to the State of Minnesota such as building permit-surcharges, snowmobile-boat license fees, and motor vehicle license fees. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Richfield. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds, the liquor, water and sewer, and storm sewer funds, and the City's internal service funds are from the sale of product and charges to customers for services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. Budgets for the General Fund and Special Revenue Funds, excluding the Wood Lake Endowment Fund, are adopted on a basis consistent with generally accepted accounting principles. Budgetary control for Capital Projects Funds is accomplished through the use of project controls and for the Debt Service Funds by bond indentures. Page 106 of 326 61 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E. Budgets Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditures of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General, Special Revenue, and Capital Projects Funds. Encumbrances outstanding at year-end are reported within restrictions, commitments, or assignments of fund balance, as appropriate, since they do not constitute expenditures or liabilities. At December 31, 2025 there are no significant encumbrances outstanding in any major or nonmajor fund. F. Legal Compliance - Budgets The City follows these procedures in establishing the budgetary data reflected in the financial statement and set forth in Sections 7.05 and 7.06 of the City Charter. 1. The City Manager shall, at a special budget meeting of the Council on or before September 15, submit to the Council a proposed budget and an explanatory budget message in a form and manner as prescribed by the City Charter. 2. At the City Council meeting, where the proposed budget and tax levy is submitted for adoption, the Council shall determine the place and time of the public hearing on the budget. Public hearings are conducted to obtain taxpayer comments. 3. The Council shall adopt the budget no later than the last date established by law for the County Auditor to levy taxes. The budget shall set forth the total for each budgeted fund and each department with such segregation as to objects and purposes of expenditures as the Council deems necessary for purposes of budget control for the General and Special Revenue Funds. 4. Reported budget amounts are as originally adopted or as amended by Council-approved budget transfers. During 2025 the General Fund budget was amended to increase budgeted revenues by $360,648, decrease budgeted expenditures by $297,852 and decrease budgeted net transfers by $658,500. The City Manager is authorized to transfer budgeted amounts between divisions within any department; however, any revisions that alter the total expenditures of any department must be approved by the City Council with formal adoption by resolution. All budgeted appropriations lapse at the end of the year. 5. Expenditures may not legally exceed budgeted appropriations at the total department level. Monitoring of budgets is maintained at the expenditure category (i.e., salaries, wages, and benefits; material, supplies, and services; and capital outlay) within each activity. Budgetary monitoring, by departments or divisions and by category, is required by the City Charter. Page 107 of 326 62 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) G. Excess of Expenditures Over Appropriations Expenditures exceeded appropriations (budget) in the following individual funds for the year ended December 31, 2025: Excess of Expenditures Over Budget Actual Appropriations Major Ice arena 1,379,050$ 1,536,785$ 157,735$ Nonmajor Tourism Admin 5,440 5,441 1 Public safety compliance 24,650 53,284 28,634 Recreation contribution 146,000 232,860 86,860 Public health grants 110,000 183,989 73,989 Utility franchis fees 110,000 120,003 10,003 Opioid settlement 12,000 32,299 20,299 Fund H. Deficit Fund Equity The following funds had fund equity deficits as December 31, 2025: Amount Major Ice arena 1,148,870$ Fund I. Cash, Cash Equivalents, and Investments Cash and investment balances from all funds are pooled and invested to the extent available in authorized investments, with the exception of non-pooled investments related to the 2020A bond issuance. Earnings from such pooled investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. Certain investments for the City are reported at fair value as disclosed in Note 2. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. Page 108 of 326 63 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) I. Cash, Cash Equivalents, and Investments (Continued) Investment income is accrued at the balance sheet date. For purposes of the statement of cash flows, the Proprietary Funds consider investments held in the City's cash management pool to be cash equivalents because this pool is used essentially as a demand deposit account. 1. Short-Term Interfund and Primary Government/Component Unit Receivable/Payables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as "advances to other funds" or "advances from other funds" on the balance sheet. Payables/receivables between the primary government and its component unit are classified as "due to/from component unit" on the primary government's balance sheet and "due to/from primary government" on the component unit's balance sheet. Property taxes and special assessments have been reported net of estimated uncollectible accounts. (See Note 1H and I). Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. J. Property Tax Revenue Recognition The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local School District and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 5 and December 5 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. 1. Government-Wide Financial Statements The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. 2. Governmental Fund Financial Statements The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at the year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred inflows of resources because they are not available to finance current expenditures. Page 109 of 326 64 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) K. Special Assessment Revenue Recognition Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are allocated first to the County's costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. 1. Government-Wide Financial Statements The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. 2. Governmental Fund Financial Statements Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) and are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funding are completely offset by deferred inflows of resources. L. Inventories Inventories are valued at cost, on a first-in, first-out basis. The cost of inventory in the Proprietary Funds is recognized as cost of sales or expense of operation at the time the inventory is sold or used. M. Prepaid Items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Accordingly, prepaid items are accounted for using the consumption method, where expense is recognized in the periods that the service or benefit is provided. N. Lease Receivable The City's lease receivable is measured at the present value of lease payments expected to be received during the lease term. A deferred inflow of resources is recorded for the lease. The deferred inflow of resources is recorded at the initiation of the lease in an amount equal to the initial recording of the lease receivable. The deferred inflow of resources is amortized on a straight-line basis over the term of the lease. Page 110 of 326 65 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) O. Land Held for Resale Land held for resale represents property purchased by the City with the intent to resell in the future for redevelopment. These assets are stated at the lower of cost of net realizable value. P. Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Infrastructure assets that are reported within the government-wide financial statements include assets that were acquired on or after 1960. Capital assets are defined by the government as assets with an initial, individual cost of more than $25,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement are reported at acquisition value. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Property, plant and equipment of the primary government, as well as the component units, is depreciated using the straight-line method, while infrastructure assets are depreciated using the composite method. Capital assets are depreciated over the following estimated useful lives: Assets Buildings and structures 20 - 50 Machinery and equipment 3 - 15 Furniture and fixtures 10 Other improvements 10 - 50 Storm sewers 25 - 30 Streets 25 Street lights 25 Distribution and collection systems 30 - 50 Years Q. Compensated Absences It is the City's policy to permit employees to accumulate earned but unused vacation and personal leave pay benefits. In addition, the fire employees are paid one-third of their unused sick pay upon termination. All vacation pay is accrued when incurred in the government-wide and proprietary fund financial statements. The liability for compensated absences reported in the Statement of Net Position consists of leave that has not been used that is attributable to services already rendered, accumulates, and is more likely than not to be used for time off or otherwise paid in cash or settled through noncash means. The liability also includes amounts for leave that has been used for time off but has not yet been paid in cash or settled through noncash means and certain other types of leave. Compensated absences for governmental funds are accounted for in the Compensated Absences Internal Service Fund. Page 111 of 326 66 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) R. Long-Term Obligations In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. S. Pensions For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. T. Fund Balance In the fund financial statements, governmental funds report fund balance classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: • Nonspendable Fund Balances - Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets. • Restricted Fund Balances - Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. • Committed Fund Balances - Consists of internally imposed constraints that are established by resolution of the City Council. Those committed amounts cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action it employed to previously commit those amounts. • Assigned Fund Balances - Consists of internally imposed constraints. These constraints consist of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. In governmental funds, assigned amounts represent intended uses established by the governing body itself or by an official to which the governing body delegates the authority. Pursuant to City Council resolution, the City's Finance Manager is authorized to establish assignments of fund balance. • Unassigned Fund Balances - The residual classification for the General Fund which also reflects negative residual amounts in other funds. Page 112 of 326 67 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) T. Fund Balance (Continued) When both restricted and unrestricted resources are available for use, it is the City's policy to first use restricted resources and then use unrestricted resources as they are needed. When committed, assigned, or unassigned resources are available for use, it is the City's policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. U. Deferred Outflows/Inflows of Resources In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element represents a consumption of net assets that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until that time. The City has two items that qualifies for reporting in this category. The City presents deferred outflows of resources on the Statement of Net Position for deferred outflows or resources related to pensions and OPEB for various estimate differences that will be amortized and recognized over future years. In addition to liabilities, the statement of financial position and fund financial statements will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net assets that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The City has seven items that qualify for reporting in this category. Five of the items reported arise under the modified accrual basis of accounting and are reported in the Governmental Fund Balance Sheet as unavailable revenue, deferred inflows of resources related to lease receivables, and advanced appropriations - state shared taxes. The governmental funds report unavailable revenues from three sources: delinquent property taxes, special assessments, and state shared taxes. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The City presents deferred inflows or resources on the Statement of Net Position for deferred inflows of resources related to state shared taxes, lease receivable, pensions and OPEB for various estimate differences that will be amortized and recognized over future years. V. Net Position In the government-wide and proprietary fund financial statements, net position and fund net position, respectively, represents the difference between assets and deferred outflows of resources, and liabilities and deferred inflows of resources. A reclassification of $6,311,650 was made between the net investment in capital assets net position class and unrestricted net position in the total column of the Statement of Net Position to recognize the portion of debt attributable to capital assets donated from governmental activities to business-type activities. Net position is displayed in three components shown on the following page: Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation reduced by any outstanding debt attributable to acquire capital assets. Unspent bond proceeds are added back to the calculation. Restricted Net Position –Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments. Page 113 of 326 68 City of Richfield Notes to Basic Financial Statements NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) V. Net Position (Continued) Unrestricted Net Position –All other net positions that do not meet the definition of "restricted" or "invested in capital assets." W. Targeted Fund Balance The City has established a targeted fund balance policy for its General Fund where it will strive to maintain an unassigned fund balance of an amount not less than 40% of the current year end actual General Fund expenditures. The dollar amount of the target may fluctuate with each year's actual results. X. Interfund Transactions Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. Y. Use of Estimates The preparation of financial statements, in accordance with accounting principles generally accepted in the United States of America, requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. NOTE 2 - DEPOSITS AND INVESTMENTS A. Deposits Custodial Credit Risk – Deposits: This is the risk that in the event of a bank failure, the City's deposits may not be returned to it. Minnesota Statutes require that all deposits with financial institutions must be collateralized in an amount equal to 110% of deposits in excess of FDIC insurance. As of December 31, 2025, the City's bank balance was not exposed to custodial credit risk because it was insured and fully collateralized with securities held by the pledging financial institutions trust department or agent and in the City's name. The book balance as of December 31, 2025 was $83,898 for deposits. B. Investments The City, HRA and EDA are authorized by Minnesota Statutes Chapter 118A to invest in the following: 1. Direct obligations or obligations guaranteed by the United States or its agencies. 2. Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in a) above. 3. General obligations of the State of Minnesota or any of its municipalities. 4. Bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System. Page 114 of 326 69 City of Richfield Notes to Basic Financial Statements NOTE 2 - DEPOSITS AND INVESTMENTS (CONTINUED) B. Investments (Continued) 5. Commercial paper, issued by United States corporations of their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. 6. Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. government securities in the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. 7. Guaranteed investment contracts (GIC) issued or guaranteed by a United States commercial bank or domestic branch of a foreign bank or a United States insurance company or its Canadian or United States subsidiary. 8. Mortgage-backed securities that are direct obligations or guaranteed or insured issues of the United States, its agencies, and its instrumentality's, or organizations created by an act of Congress. The City's investments are categorized by level of risk as provided in GASB Statement No. 40, Deposit and Investment Risk Disclosures, in the following manner: Custodial Credit Risk: This is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City's investment policies do not formally address this risk, but the City typically limits its exposure by purchasing insured or registered investments, or by the control of who holds the securities. To protect against potential fraud and embezzlement, the investments of the City, HRA and EDA are secured through a third party custody and safekeeping arrangement. Interest Rate Risk: This is the risk to control the risk of market price changes, the City's formal investment policy recommends investment maturities shall match the City's projected cash flows. Investments in securities with maturities in excess of two years shall be placed with the intention to hold the security until maturity. Credit Risk: To control risk, investments purchased shall include those authorized by Minnesota Statutes, such as U.S. Government Securities and the highest quality commercial paper. The ratings assigned to these securities are noted in the table below. The City's investment policy does not further address credit risk. Concentration of Credit Risk: The City's investment policy places no limit on the amount the City may invest in any one issuer. The City participates in the Minnesota Municipal Money Market Fund (the 4M Fund) which is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is a customized cash management and investment program for Minnesota public funds. Sponsored and governed by the League of Minnesota Cities since 1987, the 4M Fund is a unique investment alternative designed to address the daily and long term investment needs of Minnesota cities and other municipal entities. Allowable under Minnesota Statutes, the 4M Fund is comprised of top quality, rated investments. Page 115 of 326 70 City of Richfield Notes to Basic Financial Statements NOTE 2 - DEPOSITS AND INVESTMENTS (CONTINUED) B. Investments (Continued) The Minnesota Municipal Money Market Fund operates in accordance with appropriate State laws and regulations. The 4M Fund is an external investment pool not registered with the Securities and Exchange Commission (SEC): however, it follows the same regulatory rules of the SEC under rule 2a7. The reported value of the pool is the same as the fair value of the pool share. In accordance with GASB Statement No. 79, the Minnesota Municipal Investment Pool securities are valued at amortized cost, which approximates fair value. There are no restrictions or limitations on withdrawals from the 4M Liquid Asset Fund. Investments in the 4M Plus must be deposited for a minimum of 14 calendar days. Withdrawal prior to the 14-day restriction period will be subject to a penalty equal to seven days interest on the amount withdrawn. Seven days' notice of redemption is required for withdrawals of investments in the 4M Term Series withdrawn prior to the maturity date of that series. A penalty could be assessed as necessary to recoup the Series for any charges, losses, and other costs attributable to the early redemption. Money market mutual funds invested as part of the City's trust arrangement at Principal consist entirely of money market funds and are unrated. The following is a summary of the City's, HRA's and EDA's investments, stated at fair value. The majority of the HRA and EDA investments are in the investment pool of the City. Therefore, the HRA and EDA investments are not segregated for disclosure. Nonpooled investments relate to the 2020A bond issuance. As of December 31, 2025, the City, HRA and EDA had the following investments and maturities (in years): S&P's Percent of Fair Less Ratings Total Value Than 1 Year Pooled Investments Money Markets NR 17.74%16,579,100$ 16,579,100$ U.S. Treasury Securities AA+10.49%9,807,153 9,807,153 Other government backed securities AA+0.00%- - 4M NR 59.54%55,663,077 55,663,077 4M Plus NR 12.23%11,431,593 11,431,593 Total Pooled Investments 100.00%93,480,923 93,480,923 Non-pooled Investment 4M Plus NR 100.00%298,685 298,685 Total Investments 93,779,608$ 93,779,608$ Types of Investments The City has the following recurring fair value measurements as of December 31, 2025: • $16,579,100 of investments are valued using a quoted market prices (Level 1 inputs) • $9,807,153 of investments are valued using a matrix pricing model (Level 2 inputs) Page 116 of 326 71 City of Richfield Notes to Basic Financial Statements NOTE 2 - DEPOSITS AND INVESTMENTS (CONTINUED) B. Investments (Continued) Summary of cash deposits and investments as of December 31, 2025, were as follows: Deposits 83,898$ Petty Cash 15,570 Investments 93,779,608 Total 93,879,076$ Deposits and investments are presented in the December 31, 2025, basic financial statements as follows: Statement of Net Position 93,717,990$ Statement of Fiduciary Net Position 161,086 Total 93,879,076$ NOTE 3 - LEASE RECEIVABLE As of December 31, 2025 the City had the following lease receivable: Deferred Issue Inflows of Balance at Date Resources Year End Woodlawn Terrace Cooperative - Property Lease 1/1/2022 1.55 %92,712$ 97,146$ Wheel Fun Rentals, LLC - Management Services Agreement 1/1/2022 1.27 103,339 117,909 E-Clan Inc (B&J Trees) - Property Lease 11/1/2022 3.24 - - Sprint - Site Lease Agreement (City Hall)1/1/2022 0.69 247,589 290,489 T-Mobile - Site Lease Agreement (Penn)1/1/2022 0.98 100,584 147,257 T-Mobile - Site Lease Agreement (Logan)1/1/2022 1.52 673,713 702,991 AT&T - Site Lease Agreement (Penn)1/1/2022 1.41 579,461 615,883 Verizon - Site Lease Agreement (City Hall)1/1/2022 1.41 610,974 652,277 Verizon - Site Lease Agreement (Penn)1/1/2022 1.59 1,189,542 1,225,482 American - Site Lease Agreement (66th)1/1/2022 1.31 346,371 379,791 Fortis Academy - Training Room Lease 11/1/2023 3.53 53,341 70,379 Total lease receivables 3,997,626$ 4,299,604$ Discount Description Rate For the Woodlawn Terrace Cooperative lease, the vendor paid the City $5,776 in 2025 and this will increase by 3% each year to lease ten feet of the City's property. This lease can be renewed for up to two successive five-year terms. Page 117 of 326 72 City of Richfield Notes to Basic Financial Statements NOTE 3 - LEASE RECEIVABLE (CONTINUED) For the Wheel Fund Rentals, LLC lease, the vendor pays the City $4,000 quarterly for renting the City owned Mini-Golf facility. The City will also be paid 10% of gross revenues from the operation, concessions and bike rentals, after $200,000 of gross revenues is received. For the E-Clan Inc. (B&J Trees) lease, the vendor paid the City $9,839 in 2025 and will increase by 5% each year to use property owned by the City for storing, displaying and selling of Christmas trees. The City may terminate this agreement without cause by giving notice of termination. For the Sprint lease, the vendor paid the City $43,155 in 2025 and will increase by 4% each year to use property owned by the City for operating cell towers. Each term of five years and can be extend for three additional five-year periods. For the T-Mobile lease, the vendor paid the City $84,687 in 2025 and will increase by 4% each year to use property owned by the City for operating cell towers. Each term of five years and can be extend for three additional five-year periods. For the AT&T lease, the vendor paid the City $43,426 in 2025 and will increase by 4% each year to use property owned by the City for operating cell towers. Each term of five years and can be extend for three additional five-year periods. For the Verizon lease, the vendor paid the City $102,009 in 2025 and will increase by 3% each year to use property owned by the City for operating cell towers. Each term of five years and can be extend for three additional five-year periods. For the American lease, the vendor paid the City $36,947 in 2025 and will increase by 4% each year to use property owned by the City for operating cell towers. Each term of five years and can be extend for two additional five-year periods. For the Fortis Academy lease, the vendor paid the City $1,550 monthly to lease office space from the City. The monthly fee will increase $50 annually during the three-year agreement. This lease can be renewed for an additional three-year term. Page 118 of 326 73 City of Richfield Notes to Basic Financial Statements NOTE 4 - CAPITAL ASSETS Capital asset activity for the year ended December 31, 2025: Beginning Ending Balance Increases Decreases Balance Governmental activities Capital assets not being depreciated/amortized Land 9,353,605$ -$ -$ 9,353,605$ Construction in progress 6,677,256 16,114,307 (2,864,846) 19,926,717 Total capital assets not being depreciated/amortized 16,030,861 16,114,307 (2,864,846) 29,280,322 Capital assets being depreciated/amortized Leased equipment (intangible right to use asset)123,705 - - 123,705 Buildings and structures 50,147,703 - - 50,147,703 Machinery and equipment 21,174,115 1,888,041 (664,049) 22,398,107 Other improvements 10,967,452 1,396,728 - 12,364,180 Streets (infrastructures)113,342,997 2,381,889 - 115,724,886 Total capital assets being depreciated/amortized 195,755,972 5,666,658 (664,049) 200,758,581 Less accumulated depreciation/amortization for Leased equipment (intangible right to use asset)(75,481) (25,161) - (100,642) Buildings and structures (21,633,394) (1,163,099) - (22,796,493) Machinery and equipment (13,106,543) (1,445,830) 664,049 (13,888,324) Other improvements (6,018,030) (522,884) - (6,540,914) Streets (Infrastructures)(69,001,362) (2,381,958) - (71,383,320) Total accumulated depreciation/amortization (109,834,810) (5,538,932) 664,049 (114,709,693) Total capital assets being depreciated/amortized, net 85,921,162 127,726 - 86,048,888 Governmental activities capital assets, net 101,952,023$ 16,242,033$ (2,864,846)$ 115,329,210$ Page 119 of 326 74 City of Richfield Notes to Basic Financial Statements NOTE 4 - CAPITAL ASSETS (CONTINUED) Beginning Ending Balance Increases Decreases Balance Business-type activities Capital assets not being depreciated Land 638,673$ -$ -$ 638,673$ Construction in progress 489,882 1,649,351 (117,696) 2,021,537 Total capital assets not being depreciated 1,128,555 1,649,351 (117,696) 2,660,210 Capital assets being depreciated Buildings and structures 10,496,345 - - 10,496,345 Machinery and equipment 16,137,818 131,040 (10,435) 16,258,423 Other improvements 62,909,061 213,156 - 63,122,217 Total capital assets being depreciated 89,543,224 344,196 (10,435) 89,876,985 Less accumulated depreciation for Buildings and structures (8,110,060) (184,411) - (8,294,471) Machinery and equipment (11,523,706) (605,014) 10,435 (12,118,285) Other improvements (30,360,518) (1,900,961) - (32,261,479) Total accumulated depreciation (49,994,284) (2,690,386) 10,435 (52,674,235) Total capital assets being depreciated, net 39,548,940 (2,346,190) - 37,202,750 Business-type activities capital assets, net 40,677,495$ (696,839)$ (117,696)$ 39,862,960$ Capital assets transferred from governmental activities to business-type activities are not reflected in the changes of capital assets because those assets were never capitalized as governmental assets prior to the transfer. Depreciation/amortization expense was charged to functions/programs of the primary government as follows: Governmental activities General government 525,418$ Public safety 94,117 Public works 2,816,994 Culture and recreation 892,671 Internal service funds 1,209,732 Total depreciation/amortization expense - governmental activities 5,538,932$ Page 120 of 326 75 City of Richfield Notes to Basic Financial Statements NOTE 4 - CAPITAL ASSETS (CONTINUED) At December 31, 2025, the City had construction project contracts in progress. The commitments related to the remaining contract balances are summarized as follows: Contract Remaining Amount Commitment Wood Lake Nature Center Building 22,330,346$ 12,900,798$ Vets Park Projects 619,216 116,269 73rd Street Trail 930,174 4,754 77th Street Underpass 25,147,999 1,720,410 Total 49,027,735$ 14,742,231$ Project NOTE 5 - RISK MANAGEMENT The City is exposed to various risks such as loss related to: torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. It is the City's policy to be self-insured for workers' compensation, dental insurance and short-term disability insurance. Additionally, the City maintains a risk retention program for property, general liability, and auto liability insurance coverage by maintaining high deductibles. Accordingly, a Self-Insurance Fund (an Internal Service Fund) was established to account for and finance the City's uninsured risk of loss. Under this program, the Self Insurance Fund provides coverage for up to a maximum of $500,000 for each Workers' Compensation claim, and $50,000 ($300,000 aggregate) for each general liability and property damage claim. The City purchases insurance from the League of Minnesota Cities Insurance Trust (LMCIT) for property and municipal liability and the Workers' Compensation Reinsurance Association for claims in excess of coverage provided by the Fund and for all other risks of loss. The City has realized no significant reductions in insurance coverage during 2025. Finally, settled claims have not exceeded this commercial coverage in any of the past three fiscal years. Insurance reimbursements to the Self-Insurance Fund are charged back to the affected Governmental and Proprietary funds in the form of an insurance charge to fund future premiums and estimated prior and current year claims. The claims and judgments liability of $1,287,564 reported in the fund at December 31, 2025 is based on the requirements of Governmental Accounting Standards Board Statement No. 10 which requires a liability for claims reported if it is probable that a liability has been incurred at the date of the financial statements and the amount of loss can be reasonably estimated. Page 121 of 326 76 City of Richfield Notes to Basic Financial Statements NOTE 5 - RISK MANAGEMENT (CONTINUED) Liabilities of the fund are reported when it is probable that a loss has occurred, and the amount of the loss can be reasonably estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNRs). The result of the process to estimate the claims liability is not an exact amount as it depends on many complex factors, such as inflation, changes in legal doctrines, and damage awards. Accordingly, claims are reevaluated periodically to consider the effects of inflation, recent claim settlement trends (including frequency and amount of pay-outs), and other economic and social factors. The estimate of the claims liability also includes amounts for incremental claim adjustment expenses related to specific claims and other claim adjustment expenses regardless of whether allocated to specific claims. Estimated recoveries, for example from salvage or subrogation, are another component of the claims liability estimate. A summary of the claims and judgments liability amount at December 31, 2025 and 2024 are as follows: Current Year Beginning Claims and Balance at Years Ended of Fiscal Year Changes Claim Fiscal December 31,Liability in Estimates Payments-Net Year End 2024 1,183,616$ 2,006,608$ (301,273)$ 2,888,951$ 2025 2,888,951 (1,268,599)(332,788)1,287,564 NOTE 6 - LONG-TERM LIABILITIES The City issues general obligation bonds to provide funds for the acquisition and construction of capital projects. The reporting entity and long-term debt is segregated between the amounts repaid from governmental activities and amounts to be repaid from business-type activities. Redevelopment bonds are paid primarily from tax increments derived from increases in the taxable valuation of property within a redevelopment area in the City. The full faith and credit of the City is pledged on the bonds. Improvement bonds are paid primarily from debt service tax levies and proceeds of special assessments levied against property owners benefiting from improvements made. The full faith and credit of the City is pledged on the bonds. The Water and Sewer Revenue Bonds debt requirements are paid from the revenues of the operation of Water and Sewer Utility Fund. The Storm Sewer Revenue Bonds debt requirements are paid from net revenue of the operation of the Storm Sewer Utility Fund. The City entered into a lease agreement with Big Belly Solar, LLC for the purchase of hardware/software for the public works department. See the details below of the agreement. Current Year Total Lease Issue Payment Payment Additional Liability Date Terms Amount Outflows Connect Services Agreement - hardware/ software for public works department 23,370$ 0.69 %1/1/2022 59 months $2,132 monthly -$ Interest Description Rate Page 122 of 326 77 City of Richfield Notes to Basic Financial Statements NOTE 6 - LONG-TERM LIABILITIES (CONTINUED) A. Components of Long-Term Liabilities As of December 31, 2025, the governmental long-term bonded debt of the financial reporting entity consisted of the following: Issue Maturity Authorized Balance at Date Date and Issued Year End Improvement Bonds G.O. Improvement Bonds, Series 2013A 2.18 03/21/13 02/01/34 3,120,000$ 1,185,000$ G.O. Street Reconstruction Bonds, Series 2015A 2.71 06/04/15 02/01/36 9,100,000 5,340,000 G.O. Refunding Bonds, Series 2016B 1.58 11/17/16 02/01/28 5,085,000 1,550,000 G.O. Refunding Bonds, Series 2016C 2.04 12/15/16 02/01/29 6,130,000 2,655,000 G.O. Street Reconstruction Bonds, Series 2017A 2.49 04/20/17 02/01/38 9,130,000 6,475,000 G.O. Capital Improvement Refunding Bonds, Series 2017B 2.17 12/14/17 02/01/29 3,045,000 1,285,000 G.O. Street Reconstruction Bonds, Series 2018A 3.10 05/31/18 02/01/39 9,770,000 7,425,000 G.O. Bonds, Series 2019A 2.63 06/06/19 02/01/40 5,290,000 4,280,000 G.O. Bonds, Series 2020A 1.91 05/14/20 02/01/41 2,995,000 2,515,000 G.O. Refunding Bonds, Series 2020B 1.09 11/19/20 02/01/33 1,370,000 950,000 G.O. Bonds, Series 2022A 4.00 07/07/22 02/01/43 5,565,000 5,185,000 Unamortized bond premiums 910,209 Total improvement bonds 39,755,209 Revenue Bonds G.O. Sales Tax Revenue Bond, Series 2024A 5.00 12/30/24 02/01/30 10,000,000 10,000,000 G.O. Sales Tax Revenue Bond, Series 2025A 3.07 12/18/25 02/01/31 6,160,000 6,160,000 Unamortized bond premiums 673,489 Total improvement bonds 16,833,489 Lease Payable Connect services agreement - hardware/ software for public works department 0.68 01/01/22 11/19/26 123,705 23,370 Total governmental indebtedness 56,612,068$ Enterprise Bonds G.O. Refunding Bonds, Series 2015B 1.74 11/10/15 02/01/27 5,360,000 1,115,000$ G.O. Storm Water Bonds, Series 2016A 2.18 05/19/16 02/01/37 2,970,000 1,955,000 G.O. Bonds, Series 2019A 2.63 06/06/19 02/01/40 3,035,000 2,465,000 G.O. Bonds, Series 2020A 1.91 05/14/20 02/01/41 2,125,000 1,570,000 G.O. Refunding Bonds, Series 2020B 1.09 11/19/20 02/01/33 1,740,000 1,210,000 G.O. Bonds, Series 2022A 4.00 07/07/22 02/01/43 4,435,000 4,130,000 Unamortized bond premiums 398,831 Total enterprise bonds 12,843,831 Total city indebtedness 69,455,899$ Net Interest Rate Page 123 of 326 78 City of Richfield Notes to Basic Financial Statements NOTE 6 - LONG-TERM LIABILITIES (CONTINUED) B. Minimum Debt Payments Annual debt service requirements to maturity for general obligation bonds are as follows: Year Ended December 31,Principal Interest Total 2026 3,540,000$ 1,090,054$ 4,630,054$ 2027 3,645,000 992,729 4,637,729 2028 3,750,000 891,961 4,641,961 2029 3,325,000 793,693 4,118,693 2030 2,340,000 713,414 3,053,414 2031-2035 12,395,000 2,508,536 14,903,536 2036-2040 8,525,000 833,213 9,358,213 2041-2043 1,325,000 71,681 1,396,681 Total 38,845,000$ 7,895,281$ 46,740,281$ Improvement Bonds Year Ended December 31,Principal Interest Total 2026 2,225,000$ 580,219$ 2,805,219$ 2027 3,030,000 538,175 3,568,175 2028 2,645,000 405,850 3,050,850 2029 2,735,000 278,825 3,013,825 2030 2,815,000 147,775 2,962,775 2031 2,710,000 40,650 2,750,650 Total 16,160,000$ 1,991,494$ 18,151,494$ G.O. Revenue Bonds Page 124 of 326 79 City of Richfield Notes to Basic Financial Statements NOTE 6 - LONG-TERM LIABILITIES (CONTINUED) B. Minimum Debt Payments (Continued) Year Ended December 31,Principal Interest Total 2026 23,370$ 80$ 23,450$ Total 23,370$ 80$ 23,450$ Lease Payable Year Ended December 31,Principal Interest Total 2026 661,200$ 156,540$ 817,740$ 2027 682,800 138,835 821,635 2028 296,000 124,584 420,584 2029 302,600 114,512 417,112 2030 320,800 104,569 425,369 2031-2035 1,429,200 390,808 1,820,008 2036-2040 1,459,400 181,220 1,640,620 2041-2043 360,112 18,484 378,596 Total 5,512,112$ 1,229,552$ 6,741,664$ Water and Sewer Year Ended December 31,Principal Interest Total 2026 588,800$ 195,155$ 783,955$ 2027 607,200 180,280 787,480 2028 454,000 166,661 620,661 2029 467,400 154,483 621,883 2030 474,200 142,826 617,026 2031-2035 2,240,800 534,397 2,775,197 2036-2040 1,485,600 242,143 1,727,743 2041-2043 614,888 37,604 652,492 Total 6,932,888$ 1,653,549$ 8,586,437$ Storm Sewer Page 125 of 326 80 City of Richfield Notes to Basic Financial Statements NOTE 6 - LONG-TERM LIABILITIES (CONTINUED) C. Change in Long-Term Liabilities Long-term liability activity for the year ended December 31, 2025, was as follows: Beginning Ending Due Within Balance Increases Decreases Balance One Year Governmental activities Bonds payable Redevelopment bonds 260,000$ -$ (260,000)$ -$ -$ Improvement bonds 42,295,000 - (3,450,000) 38,845,000 3,540,000 Revenue bonds 10,000,000 6,160,000 - 16,160,000 2,225,000 Bond premium 1,724,358 101,579 (242,239) 1,583,698 - Total bonds payable 54,279,358 6,261,579 (3,952,239) 56,588,698 5,765,000 Lease payable 48,696 - (25,326) 23,370 23,370 Claims and judgements 2,888,951 (1,268,599) (332,788) 1,287,564 - Compensated absences payable 2,880,730 - (42,993) 2,837,737 737,812 Governmental activity long-term liabilities 60,097,735$ 4,992,980$ (4,353,346)$ 60,737,369$ 6,526,182$ Business-type activities Bonds payable Storm sewer revenue bonds 2,095,000$ -$ (140,000)$ 1,955,000$ 145,000$ G.O. Bonds 8,570,000 - (405,000) 8,165,000 415,000 G.O. Refunding Bonds 3,005,000 - (680,000) 2,325,000 690,000 Bond premium 458,394 - (59,563) 398,831 - Total bonds payable 14,128,394 - (1,284,563) 12,843,831 1,250,000 Compensated absences payable 385,058 - (40,391) 344,667 106,847 Business-type activity long-term liabilities 14,513,452$ -$ (1,324,954)$ 13,188,498$ 1,356,847$ Net OPEB obligations and pensions are generally liquidated by the General Fund and Enterprise Funds. Claims and judgments are generally liquidated by the Self Insurance Fund. All long-term bonded indebtedness outstanding at December 31, 2025 is backed by the full faith and credit of the City, including special assessment and revenue bond issues. Special assessment receivable at December 31, 2025 totaled $529,941. The change in the compensated absences liability is presented as a net change. Page 126 of 326 81 City of Richfield Notes to Basic Financial Statements NOTE 6 - LONG-TERM LIABILITIES (CONTINUED) D. Revenue Pledged Future revenue pledged for the payment of long-term debt is as follows: Remaining Principal Pledged Use of Term of Principal and Interest Revenue Proceeds Type Pledge and Interest Paid Received G.O. Refunding Bonds, Utility Utility Series 2015B Infrastructure Charges 100 %2016-2027 1,137,450$ 567,700$ 7,163,763$ G.O. Storm Water Bonds, Utility Utility Series 2016A Infrastructure Charges 100 2017-2037 2,246,612 186,115 2,251,735 G.O. Bonds Utility Utility Series 2019A Infrastructure Charges 100 2020-2040 3,066,600 205,500 12,278,327 G.O. Bonds,Utility Utility Series 2020A Infrastructure Charges 100 2021-2041 1,840,518 165,550 4,912,028 G.O. Refunding Bonds, Utility Utility Series 2020B Infrastructure Charges 100 2021-2033 1,281,725 160,930 2,251,735 G.O. Refunding Bonds, Utility Utility Series 2022A Infrastructure Charges 100 2023-2043 5,791,200 323,300 12,278,327 Revenue Pledged Current Year Bond Issue Percent of Total Debt Service NOTE 7 - INTERFUND BALANCES AND TRANSACTIONS Interfund transfers as of December 31,2025 are as follows: Ice Improvement Captial Park Capital Nonmajor Internal General Arena Bond Improvements Projects Governmental Service Funds Total Transfer out General -$ 220,000$ -$ -$ -$ 132,250$ -$ 352,250$ Election - - - 1,800,000 - - - 1,800,000 Capital Improvements - 837,170 - - - - 1,728,800 2,565,970 Nonmajor Governmental 134,000 - 746,793 1,157,000 475,000 50,000 - 2,562,793 Municipal Liquor 374,490 - - - - 475,000 - 849,490 Total 508,490$ 1,057,170$ 746,793$ 2,957,000$ 475,000$ 657,250$ 1,728,800$ 8,130,503$ Transfer In Fund Interfund transfers allow the City to allocate financial resources to funds to provide funding for services to be provided or to provide financing for specific capital projects. In 2013, the City's Recreation Improvement Fund made an advance to the Park Capital Project Fund to finance the Honoring All Veterans Memorial monument located in Veterans Park. The advance will be repaid over the next five years using proceeds received from monument engravings at 0% interest. At December 31, 2025 the portion due in more than one year is $148,040. Page 127 of 326 82 City of Richfield Notes to Basic Financial Statements NOTE 7 - INTERFUND BALANCES AND TRANSACTIONS (CONTINUED) At the end of 2025, the Ice Arena has overdrawn it's cash position. As a result, the General Fund has advanced to the Ice Arena fund to cover the overdrawn cash position as of December 31, 2025. These advances are reflected in the financial statements as due to and due from other funds. Individual fund advances to and advances from at year-end were as follows: Amount Park Capital Projects Park Capital Projects 148,040$ Total 148,040$ Advances to Other Funds Advances from Other Funds Individual fund interfund receivables and payables balances at year-end were as follows: Amount General Ice Arena 1,170,494$ Receivable Fund Payable Fund NOTE 8 - FUND BALANCES The following is a breakdown of equity components of governmental funds which are defined earlier in the report. Any such restrictions which have an accumulated deficit rather than positive balance at December 31 are included in unassigned fund balance in the City's financial statements in accordance with generally accepted accounting principles. Page 128 of 326 83 City of Richfield Notes to Basic Financial Statements NOTE 8 - FUND BALANCES (CONTINUED) At December 31, 2025, a summary of the City's governmental fund balance classifications are as follows: Ice Improvement Capital Park Capital Other General Arena Elections Bonds Improvements Projects Governmental Total Nonspendable Prepaid items $ 72,867 $ - $ 5,989 $ - $ - $ - $ - $ 78,856 Restricted for Future debt service - - - 9,250,848 - - - 9,250,848 - - - - - 8,709,745 - 8,709,745 Law enforcement drug forfeitures - - - - - - 312,155 312,155 Recreation services donations - - - - - - 100,132 100,132 Wood Lake Nature Center donations - - - - - - 499,427 499,427 Public health assessment - - - - - - 145,850 145,850 Public safety aid - - - - - - 1,430,578 1,430,578 Public health - opioid settlement - - - - - - 336,294 336,294 Wood Lake endowment - - - - - - 268,695 268,695 Total Restricted - - - 9,250,848 - 8,709,745 3,093,131 21,053,724 Committed to Street light maintenance - - - - - - 236,446 236,446 Park improvement projects - - - - - - 160,445 160,445 Tourism administration - - - - - - 62,815 62,815 Public cable TV and information activities - - - - - - 1,850,127 1,850,127 National, state and local elections - - 863,697 - - - - 863,697 Alcohol and tobacco compliance - - - - - - 413,194 413,194 Wood Lake half marathon - - - - - - 128,746 128,746 Street maintenance and forestry programs - - - - - - 2,988,358 2,988,358 Special facilities - - - - - - 79,206 79,206 Recreation special program - - - - - - 303,928 303,928 Swimming pool - - - - - - 208,842 208,842 Capital improvements - - - - 5,983,744 - - 5,983,744 Total Committed - - 863,697 - 5,983,744 - 6,432,107 13,279,548 Unassigned 13,693,552 (1,148,870) - - - - - 12,544,682 Total 13,766,419$ (1,148,870)$ 869,686$ 9,250,848$ 5,983,744$ 8,709,745$ 9,525,238$ 46,956,810$ capital projects Park and recreation NOTE 9 - CONTINGENCIES AND LITIGATION The City is currently involved in various pending litigation cases. After evaluation by the City's attorney it is believed that the resolution of these cases will not have a material impact on the financial statements. The City has entered into an agreement with the Metropolitan Airports Commission (MAC), where the City will purchase certain right-of-way-properties as part of the 66th Street/17th Avenue intersection constructed in 2007. As part of the agreement, MAC will provide to the City the funds necessary to finance the right-of-way acquisitions. In addition, the City agrees to repay to MAC payments made by MAC to the City for the right-of-way acquisitions. However, within the agreements there are specific provisions that must be met in order for repayment to MAC to occur. Page 129 of 326 84 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS The City participates in various pension plans. For the year ended December 31, 2025 total pension expense was $1,622,118 and the total net pension liability was $12,407,802. The components of pension expense and net pension liability are noted in the following plan summaries. Public Employees Retirement Association A. Plan Description The City of Richfield participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA's defined benefit pension plans are established and administered in accordance with Minnesota Statutes Chapters 353, 353D, 353E, 353G, and 356. Minnesota Statutes Chapter 356 defines each plan's financial reporting requirements. PERA's defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. General Employees Retirement Plan Membership in the General Plan includes employees of counties, cities, townships, schools in non- certified positions, and other governmental entities whose revenues are derived from taxation, fees, or assessments. Plan membership is required for any employee who is expected to earn more than $425 in a month, unless the employee meets exclusion criteria. Public Employees Police and Fire Plan Membership in the Police and Fire Plan includes full-time, licensed police officers and firefighters who meet the membership criteria defined in Minnesota Statutes § 353.64 and who are not earning service credit in any other PERA retirement plan or a local relief association for the same service. Employers can provide Police and Fire Plan coverage for part-time positions and certain other public safety positions by submitting a resolution adopted by the City's governing body. The resolution must state that the position meets plan requirements. B. Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Vested, terminated employees who are entitled to benefits, but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. When a member is vested, they have earned enough service credit to receive a lifetime monthly benefit after leaving public service and reaching an eligible retirement age. Members who retire at or over their Social Security full retirement age with at least one year of service qualify for a retirement benefit. Page 130 of 326 85 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) B. Benefits Provided (Continued) General Employees Plan Benefits General Employees Plan requires three years of service to vest. Benefits are based on a member's highest average salary for any 5 successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for General Plan members. Members hired prior to July 1, 1989, receive the higher of Step or Level formulas. Only the Level formula is used for members hired after June 30, 1989. Under the Step formula, General Plan members receive 1.2% of the highest average salary for each of the first 10 years of service and 1.7% for each additional year. Under the Level formula, General Plan members receive 1.7% of the highest average salary for all years of service. For members hired prior to July 1, 1989, a full retirement benefit is available when age plus years of service equal 90 and normal retirement age is 65. Members can receive a reduced requirement benefit as early as age 55 if they have three or more years of service. Early retirement benefits are reduced by .25% for each month under age 65. Members with 30 or more years of service can retire at any age with a reduction of .25% for each month the member is younger than age 62. The Level formula allows General Plan members to receive a full retirement benefit at age 65 if they were first hired before July 1, 1989 or at age 66 if they were hired on or after July 1, 1989. Early retirement begins at age 55 with an actuarial reduction applied to the benefit. Benefit increases are provided to benefit recipients each January. The postretirement increase is equal to 50% of the cost-of-living adjustment (COLA) announced by the SSA, with a minimum increase of at least 1% and a maximum of 1.5%. The 2025 annual increase was 1.25%. Recipients that have been receiving the annuity or benefit for at least a full year as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least one month but less than a full year as of the June 30 before the effective date of the increase will receive a reduced prorated increase. Police and Fire Plan Benefits Benefits for the Police and Fire Plan members hired before July 1, 2010, are vested after three years of service. Members hired on or after July 1, 2010, are 50% vested after five years of service and 100% vested after 10 years. After five years, vesting increase by 10% each full year of service until members are 100% vested after 10 years. Police and Fire Plan members receive 3% of highest average salary for all years of service. Police and Fire Plan members receive a full retirement benefit when they are 55 and vested, or when their age plus their years of service equals 90 or greater if they were first hired before July 1, 1989. Early retirement starts at age 50, and early retirement benefits are reduced by 0.417% each month members are younger than age 55. Benefit increases are provided to benefit recipients each January. The postretirement increase is fixed at 1%. Recipients that have been receiving the annuity or benefit for at least 36 months as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least 25 months but less than 36 months as of the June 30 before the effective date of the increase will receive a reduced prorated increase. Page 131 of 326 86 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) C. Contributions Minnesota Statutes Chapter 353, 353E, 353G, and 356 set the rates for employer and employee contributions. Contribution rates can only be modified by the state Legislature. General Employees Fund Contributions General Plan members were required to contribute 6.5% of their annual covered salary in fiscal year 2025, and the City was required to contribute 7.5% for General Plan members. The City's contributions to the General Employees Fund for the year ended December 31, 2025, were $1,076,127. The City's contributions were equal to the required contributions as set by state statute. Police and Fire Fund Contributions Police and Fire Plan members were required to contribute 11.8% of their annual covered salary in fiscal year 2025, and the City was required to contribute 17.7% for Police and Fire Plan members. The City's contributions to the Police and Fire Fund for the year ended December 31, 2025, were $1,630,426. The City's contributions were equal to the required contributions as set by state statute. D. Pension Costs General Employees Fund Pension Costs At December 31, 2025, the City reported a liability of $5,220,749 for its proportionate share of the General Employees Fund's net pension liability. The City's net pension liability reflected a reduction due to the State of Minnesota's contribution of $16 million. The State of Minnesota is considered a non-employer contributing entity and the State's contribution meets the definition of a special funding situation. The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $125,941. City's proportionate share of the net pension liability 5,220,749$ State of Minnesota's proportionate share of the net pension liability associated with the City 125,941 Total 5,346,690$ The net pension liability was measured as of June 30, 2025, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportionate share of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2024, through June 30, 2025, relative to the total employer contributions received from all of PERA's participating employers. The City's proportionate share was 0.1575% at the end of the measurement period and 0.1540% for the beginning of the period. Page 132 of 326 87 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) D. Pension Costs (Continued) General Employees Fund Pension Costs (Continued) For the year ended December 31, 2025, the City recognized pension expense of ($171,533) for its proportionate share of General Employees Plan's pension expense. Included in the amount, the City recognized $19,318 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $16 million to the General Employees Fund. At December 31, 2025, the City of Richfield reported its proportionate share of the General Employees Plan's deferred outflows of resources and deferred inflows of resources, related to pensions from the following sources: Differences between expected and actual economic experience 488,343$ -$ Changes in actuarial assumptions 125,788 1,152,398 Net difference between projected and actual investment earnings - 2,049,632 Changes in proportion 218,401 97,020 Contributions paid to PERA subsequent to the measurement date 538,064 - Total 1,370,596$ 3,299,050$ Deferred Outflows of Resources Deferred Inflows of Resources Page 133 of 326 88 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) D. Pension Costs (Continued) General Employees Fund Pension Costs (Continued) The $538,064 reported as deferred outflows of resources related to pensions resulting from City of Richfield contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2026. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ended Expense December 31,Amount (553,524)$ (868,643) (673,253) (371,098) Total (2,466,518)$ 2026 2027 2028 2029 Police and Fire Fund Pension Costs At December 31, 2025, the City reported a liability of $7,187,053 for its proportionate share of the Police and Fire Fund's net pension liability. The net pension liability was measured as of June 30, 2025, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportionate share of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2024, through June 30, 2025, relative to the total employer contributions received from all of PERA's participating employers. The City's proportionate share was 0.6134% at the end of the measurement period and 0.6347% for the beginning of the period. Page 134 of 326 89 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) D. Pension Costs (Continued) Police and Fire Fund Pension Costs (Continued) The State of Minnesota contributed $18 million to the Police and Fire Fund in the plan fiscal year ended June 30, 2025. The contribution consisted of $9 million in direct state aid that meets the definition of a special funding situation and $9 million in supplemental state aid that does not meet the definition of a special funding situation. The $9 million direct state aid was paid on October 1, 2024. The direct state aid payment will increase by $17.7 million, which was paid on October 1, 2025. Thereafter, by October 1 of each year, the State will pay $26.7 million to the Police and Fire Fund until the fund is 110% funded for a minimum of three consecutive years (on an actuarial value of assets basis). The $9 million in supplemental state aid will continue until the fund and the State Patrol Plan (administered by the Minnesota State Retirement System) are 100% funded for three consecutive years (on an actuarial value of assets basis). The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $249,139. City's proportionate share of the net pension liability 7,187,053$ State of Minnesota's proportionate share of the net pension liability associated with the City 249,139 Total 7,436,192$ For the year ended December 31, 2025, the City recognized pension expense of $1,792,030 for its proportionate share of the Police and Fire Plan's pension expense. Included in this amount, the City recognized $120,546 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $9 million to the Police and Fire Fund. The State of Minnesota is not included as a non-employer contributing entity in the Police and Fire Pension Plan pension allocation schedules for the $9 million in supplemental state aid because this contribution was not considered to meet the definition of a special funding situation. The City recognized $55,207 for the year ended December 31, 2025, as revenue and an offsetting reduction of the net pension liability for its proportionate share of the State of Minnesota's on-behalf contributions to the Police and Fire Fund. Page 135 of 326 90 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) D. Pension Costs (Continued) Police and Fire Fund Pension Costs (Continued) At December 31, 2025, the City of Richfield reported its proportionate share of the Police and Fire Plan's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual economic experience 3,272,342$ -$ Changes in actuarial assumptions 5,513,560 8,938,272 Net difference between projected actual investment earnings - 3,051,619 Changes in proportion 429,546 795,563 Contributions paid to PERA subsequent to the measurement date 815,213 - Total 10,030,661$ 12,785,454$ Deferred Outflows of Resources Deferred Inflows of Resources The $815,213 reported as deferred outflows of resources related to pensions resulting from City of Richfield contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2026. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ended Expense December 31,Amount 2026 1,617,877$ 2027 (1,607,517) 2028 (3,617,109) 2029 (216,082) 2030 259,888 Total (3,562,943)$ Page 136 of 326 91 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) E. Long-Term Expected Return on Investment The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Domestic equity 33.5 %5.10 % International equity 16.5 5.30 Fixed income 25.0 0.75 Private markets 25.0 5.90 Total 100.0 % Long-Term Expected Real Rate of ReturnAllocationAsset Class Target F. Actuarial Assumptions The total pension liability for each of the cost-sharing defined benefit plans was determined by an actuarial valuation as of June 30, 2025, using the entry-age normal actuarial cost method. The long- term rate of return on pension plan investments used to determine of the total liability is 7.0%. The 7% assumption is based on a review of inflation and investments return assumptions from a number of national investment consulting firms. The review provided a range of investment return rates considered reasonable by the actuary. An investment return of 7.0% is within that range. Inflation is assumed to be 2.25% for the General Employees Plan and 2.25% for the Police and Fire Plan. Benefit increases after retirement are assumed to be 1.5% for the General Employees Plan and 1% for the Police and Fire Plan. Salary growth assumptions in the General Employees Plan range in annual increments from 11.5% after one year of service to 3.0% after 27 years of service. In the Police and Fire Plan, salary growth assumptions range in annual increments from 10.75% after one year of service to 3.0% after 23 years of service. Mortality rates for the General Employees Plan are based on the Pub-2010 General Employee Mortality Table. Mortality rates for the Police and Fire Plan are based on the Pub-2010 Public Safety Employee Mortality tables. The tables are adjusted slightly to fit PERA's experience. Page 137 of 326 92 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) F. Actuarial Assumptions (Continued) Actuarial assumptions for the General Employees Plan are reviewed every four years. The General Employees Plan was last reviewed in 2022. The assumption changes were adopted by the Board and became effective with the July 1, 2023, actuarial valuation. The Police and Fire Plan was reviewed in 2024. The assumption changes were adopted by the board and became effective with the July 1, 2025, actuarial valuation. The following changes in actuarial assumptions and plan provisions occurred in 2025: General Employees Fund Changes in Actuarial Assumptions • The combined service annuity loading factors increased from 15% to 19% for vested, terminated members and from 3% to 44% for non-vested members, terminated members. • The assumed post-retirement benefit increase changed from 1.25% to 1.5%. Changes in Plan Provisions • The post retirement benefit increase formula changed to 100% of the Social Security annual increase, between 1% and 1.75%, beginning January 1, 2026. If the funded ration (on a market value of assets basis) is less than 85% for the last two consecutive annual valuations or is less than 80% in the most recent actuarial valuation, the maximum is reduced 1.5%. Previously, the benefit increase was 50% of the Social Security annual increase, between 1% and 1.5%. • The 1% additional employer contribution is eliminated when the plan reaches 98% funded status (on actuarial value of assets basis); this contribution was previously scheduled to stop when the plan reached 100% funded status. Police and Fire Fund Changes in Actuarial Assumptions • Assumed rates of salary increases were reduced slightly. • Assumed rates of retirement were adjusted, resulting in an overall increase in unreduced (full) retirements and an overall increase in reduced (early) retirements. • Assumed rates of withdrawal were modified; the new rates will increase predicted terminations, especially in the first few years of employment. • Assumed rates of disabled retirement were significantly increased, especially for ages over age 30. • Continued used of Pub-2010 Public Safety Mortality Table with rates adjusted to better fit observed experience. • Percent married assumption for female retirees lowered from 70% to 65%. • Minor changes were made to form of payment assumptions for retirees. • Minor changes were made to assumptions made with respect to missing participant data. • The combined service annuity load changed from 33% to 13% for vested, terminated members and from 2% to 38% for non-vested, terminated members. Page 138 of 326 93 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) F. Actuarial Assumptions (Continued) Police and Fire Fund (Continued) Changes in Plan Provisions • The period of time needed for benefit recipients to receive their first benefit increase was reduced by one year (from 36 months to 24 months for a full increase). • The January 1, 2026, benefit increase changed from 1% to 3%; subsequent January 1 increases will be 1%. • The threshold to end the $9 million annual state aid contribution changed from the earlier of July 1, 2048, or 90% funded for both PERA Police & Fire and MSRS State Patrol for three consecutive years to 100% funded for both PERA Police & Fire and MSRS State Patrol for three consecutive years (on an actuarial value of assets basis). • The threshold to end the additional $9 million annual state aid contribution changed from the earlier of July 1, 2048 or 100% funded for a minimum of three consecutive years to 110% funded for a minimum of three consecutive years (on an actuarial value of assets basis). • An additional $17.7 million in direct state aid will be paid annually each October 1 beginning October 1, 2025, through June 30, 2048. • Joint and survivor actuarial equivalent factors were updated to reflect changes in assumptions. G. Discount Rate The discount rate used to measure the total pension liability in 2025 was 7.0%. The projection of cash flows used to determine the discount rate assumed that contributions from Plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net positions of the General Employees and Police and Fire Plans were projected to be available to make all projected future benefit payments of current Plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Page 139 of 326 94 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Retirement Association (Continued) H. Pension Liability Sensitivity The following presents the City of Richfield's proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City of Richfield's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in Current 1% Increase in City's proportionate share of the General Employees Fund net pension liability 12,680,380$ 5,220,749$ (830,691)$ 1% Decrease in Current 1% Increase in City's proportionate share of the Police and Fire Fund net pension liability 18,831,608$ 7,187,053$ (2,374,960)$ Discount Rate (6%) Discount Rate (7%) Discount Rate (8%) Discount Rate (6%) Discount Rate (7%) Discount Rate (8%) I. Pension Plan Fiduciary Net Position Detailed information about each pension plan's fiduciary net position is available in a separately issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. Public Employees Defined Contribution Plan (Defined Contribution Plan) Three council members of the City of Richfield are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by PERA. The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Page 140 of 326 95 City of Richfield Notes to Basic Financial Statements NOTE 10 - DEFINED BENEFIT PENSION PLANS (CONTINUED) Public Employees Defined Contribution Plan (Defined Contribution Plan) (Continued) J. Pension Plan Fiduciary Net Position (Continued) The defined contribution plan consists of individual accounts paying a lump-sum benefit. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses; therefore, there is no future liability to the City. Minnesota Statutes Chapter 353D and 356, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5% of salary which is matched by the elected official's employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employees must be a fixed percent of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% (.25%) of the assets in each member's account annually. Pension expense for the year is equal to the contributions made. Total contributions made by the City during fiscal year 2025 were: 5% Contribution Amount Percentage of Covered Payroll Employee Employer Employee Employer Required Rate 1,621$ 1,621$ 5%5% NOTE 11 - OTHER POST EMPLOYMENTS BENEFITS A. Plan Description The City provides a single-employer defined benefit health care plan to eligible retirees and their spouses. The plan offers medical coverage that is administered by Health Partners. It is the City's policy to periodically review its medical coverage and to obtain requests for proposals in order to provide the most favorable benefits and premiums for City employees and retirees. No assets are accumulated in a trust. B. Benefits Provided At retirement, employees of the City receiving a retirement or disability benefit, or eligible to receive a benefit, from a Minnesota public pension plan may continue to participate in the City's group health insurance plan. Page 141 of 326 96 City of Richfield Notes to Basic Financial Statements NOTE 11 - OTHER POST EMPLOYMENTS BENEFITS (CONTINUED) C. Members As of December 31, 2023, the following were covered by the benefit terms: Inactive Plan Members or Beneficiaries Currently Receiving Benefit Payments 14 Active Plan Members 208 Total 222 D. Contributions Retirees and their spouses contribute to the health care plan at the same rate as City employees. This results in retirees receiving an implicit rate subsidy. Contribution requirements are established by the City, based on the contract terms with BlueCross BlueShield. The required contributions are based on projected pay-as-you-go financing requirements. For 2025, the City contributed $236,863 to the plan. E. Actuarial Assumptions The total OPEB liability was determined by an actuarial valuation as of December 31, 2023, using the following actuarial assumptions, applied to all periods included in the measurement, unless otherwise specified: Discount Rate 4.08% Expected Long-Term investment Return N/A 20-Year Municipal Bond Yield 4.05% Inflation Rate 2.60% Salary Increases N/A Medical Trend Rate 7.45%in 2025 grading to 4.0% in 2043 Key Methods and Assumptions Used in Valuation of Total OPEB Liability Mortality Rate - The mortality rates used are in the PERA plan of which the employee, retiree or beneficiary is a participant. 1. Coordinated • Healthy Pre-Retirement RP-2014 Employee Mortality Table, adjusted for white collar and mortality improvements using projection scale MP-2018, from a base year of 2014. Rates are set forward one year for males and set back one year for females. • Healthy Post-Retirement RP-2014 Healthy Annuitant Mortality Table, adjusted for white collar and mortality improvements using projection scale MP-2018, from a base year of 2014. Rates are set forward two years for males. Female rates are multiplied by a factor of 0.90. Page 142 of 326 97 City of Richfield Notes to Basic Financial Statements NOTE 11 - OTHER POST EMPLOYMENTS BENEFITS (CONTINUED) E. Actuarial Assumptions (Continued) 1. Coordinated (Continued) • Disabled RP-2014 Disabled Mortality Table, adjusted for mortality improvements using projection scale MP-2018, from a base year of 2014. Rates are set forward one year for males and set forward six years for females. 2. Police and Fire • Healthy Pre-Retirement RP-2014 employee generational mortality table projected with mortality improvement scale MP-2018, from a base year of 2006. • Healthy Post-Retirement RP-2014 annuitant generational mortality table projected with mortality improvement scale MP-2018 from a base year of 2006. Male rates are adjusted by a factor of 0.96. • Disabled RP-2014 annuitant generational mortality table projected with mortality improvement scale MP-2018 from a base year of 2006. Male rates are adjusted by a factor of 0.96 The discount rate used to measure the total OPEB liability was 4.08%. F. Total OPEB Liability The City's total OPEB liability of $2,216,933 was measured as of December 31, 2024 and was determined by an actuarial analysis as of that date. Total OPEB Liability Balances at December 31, 2024 2,137,939$ Changes for the year Service cost 231,212 Interest 84,852 Differences between expected and actual economic experience 41,631 Changes of assumptions (41,838) Benefit payments (236,863) Net changes 78,994 Balances at December 31, 2025 2,216,933$ Page 143 of 326 98 City of Richfield Notes to Basic Financial Statements NOTE 11 - OTHER POST EMPLOYMENTS BENEFITS (CONTINUED) F. Total OPEB Liability (Continued) Changes of assumptions and other inputs reflect a change in the discount rate from 3.77% as of December 31, 2024 to 4.08% as of December 31, 2025. G. OPEB Liability Sensitivity The following presents the City's total OPEB liability calculated using the discount rate of 4.08% as well as the liability measured using 1% lower and 1% higher than the current discount rate. 1% Decrease in Current 1% Increase in Discount Rate Discount Rate Discount Rate (3.08%)(4.08%)(5.08%) 2,352,988$ 2,216,933$ 2,085,072$ Total OPEB Liability The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using health care trend rates that are 1% lower and 1% higher than the current health care trend rates. 1% Decrease in Current 1% Increase in Trend Rate Trend Rate Trend Rate 1,970,916$ 2,216,933$ 2,509,942$ Total OPEB Liability 6.45% Decreasing to 3%) (7.45% Decreasing to 4%) (8.45% Decreasing to 5%) H. OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended December 31, 2025 the City recognized OPEB expense of $213,527. At December 31, 2025, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Deferred Outflows of Inflows of Resources Resources Differences between expected and actual experience 476,278$ 321,904$ Changes of assumptions 77,286 559,510 Contributions subsequent to the measurement date 123,333 - Total 676,897$ 881,414$ Page 144 of 326 99 City of Richfield Notes to Basic Financial Statements NOTE 11 - OTHER POST EMPLOYMENTS BENEFITS (CONTINUED) H. OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB (Continued) The $123,333 reported as deferred outflows of resources related to OPEB resulting from the City's contributions to OPEB subsequent to the measurement date will be recognized as a reduction of the OPEB liability in the year ended December 31, 2026. Amounts reported as deferred outflows and deferred inflows of resources related to OPEB will be recognized in OPEB expense as follows: Total (104,700)$ (104,203) (86,464) (2,050) (9,985) (20,448) Total (327,850)$ Thereafter 2026 2027 2028 2029 2030 Year Ended December 31, NOTE 12 - RIGHT-OF-WAY In 2002 the City acquired three properties for a total cost of $7,000,000 for Interstate 494 widening right-of-way under the Metropolitan Council Right-of-Way Acquisition Loan Fund (RALF). Under the RALF program, the City is obligated to return to the Metropolitan Council the proceeds of all RALF properties sold to the State of Minnesota. These RALF obligations and related properties have not been recorded since they do not represent true resources or liabilities of the City. NOTE 13 - CONDUIT DEBT From time to time, the City has issued various industrial development revenue bonds to provide financial assistance to private-sector entities for the acquisition and construction of industrial and commercial facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private-sector entity served by the bond issuance. Neither the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. Finally, the City does not track the remaining outstanding principal balances on conduit debt, as the City does not have any obligation toward the debt. As of December 31, 2025 there was one bond issue outstanding with an estimated aggregate principal amount outstanding of approximately $10,000,000. Page 145 of 326 100 City of Richfield Notes to Basic Financial Statements NOTE 14 - TAX INCREMENT FINANCING The Richfield Housing and Redevelopment Authority (HRA) have entered into 10 Tax Increment Financing agreements which meet the criteria for disclosure under Governmental Accounting Standards Board Statement No. 77 Tax Abatement Disclosures. The HRA's authority to enter into these agreements comes from Minnesota Statute § 469. The HRA entered into these agreements for the purpose of economic development. Under each agreement, the City and developer agree on an amount of development costs to be reimbursed to the developer by the HRA through tax revenues from additional taxable value of the property generated by the development (tax increment). A "pay-as-you-go" note is established for this amount, on which the HRA makes payments for a fixed period of time with available tax increment after deducting for certain administrative costs. The HRA has determined through its agreements with developers and state law to grant abatements of up to 90% of annual property taxes through a direct reduction of the entity's property tax bill. There were no agreements in 2025 that exceeded this 90% threshold. During the year ended December 31, 2025, the HRA generated $6,885,215 in tax increment revenue and made $5,066,273 in payments to developer. The tax abatement agreements that the HRA has outstanding as of December 31, 2025 are the following: Amount of Taxes Abated Purpose During the Year Senior housing and townhomes 71 %445,246$ Business redevelopment 75 893,962 Rental housing 36 84,218 Mixed-use housing and retail 75 770,534 Mixed-use housing and retail 80 430,706 Mixed-use housing and retail 75 529,466 Senior Housing 75 146,302 Rental housing 90 667,190 Townhomes 70 137,748 Rental housing 61 510,089 Rental housing 90 215,645 Rental housing 90 235,167 Percentage of Taxes Abated During the Year Page 146 of 326 101 City of Richfield Notes to Basic Financial Statements NOTE 15 - FEDERAL AND STATE FUNDS The City received financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2025. NOTE 16 - NATURE AND AMOUNT OF SIGNIFICANT TRANSACTIONS BETWEEN CITY - HRA As noted in note 1, the HRA was established for the purpose to provide housing and redevelopment assistance to Richfield residents and businesses. The structure of the HRA is that it has no employees per se; however, it has a contract with the City where the City's Community Development department is to provide services as needed. Accordingly, the City charges the HRA for labor provided, data processing services, and office supplies, etc. In addition, to help fund redevelopment projects, the City will issue long term debt on behalf of the HRA. At the same time the HRA enters into a pledge agreement with the City whereby the HRA pledges future tax increment receipts generated by the redevelopment to service the debt issued. During 2025, the HRA transferred to the City $263,738 of tax increment receipts to fund debt service requirements for debt issued on behalf of the HRA. Finally, during 2013, as part of the North Richfield Parkway project, the City purchased several properties with the future intent to convey the properties to the HRA for future redevelopment of the site. Funding for the property purchases was provided by the $3,120,000 G.O. Improvement Bonds, Series 2013A. The bonds were issued with a debt service structure of 75% to be paid with a debt service tax levy and 25% to be paid by special assessments levied against the HRA, once the properties were conveyed to the HRA. The amount of the special assessment was $780,000. During 2014, the City conveyed the properties to the HRA at a value of $704,639 and levied the planned special assessments against the HRA. As part of the special assessment process the HRA prepaid the $780,000 with funding provided by the City in the form of an inter fund loan from the City's Capital Improvement Fund. The term of the loan will be twenty (20) years with no principal and interest payments due the first two years and then payment beginning in year three with an interest rate of 1%.The repayment of the loan will have three sources in the following priority; land sale proceeds, tax increment revenues and funds of the HRA that are legally available to pay on the loan. In 2016, the City conveyed several properties to the HRA at a book value of $1,264,063. The City Council determined that since the HRA was the development agency of the City, it would be appropriate for ease of future development that the properties be legally owned by the HRA. Page 147 of 326 102 City of Richfield Notes to Basic Financial Statements NOTE 17 - JOINT VENTURE A. Local Government Information Systems Association (LOGIS) This consortium of approximately 30 government entities provides computerized data processing and support services to its members. LOGIS is legally separate; the City does not appoint a voting majority of its board, and the Consortium is fiscally independent of the City. The total amount recorded within the 2025 financial statements of the City was $804,248 for services provided, which is allocated to the various funds based on applications. Complete financial statements may be obtained at the LOGIS offices located at 5750 Duluth Street, Golden Valley, Minnesota 55422. NOTE 18 – RESTATEMENTS AND ADJUSTMENTS OF BEGINNING NET POSITION AND FUND BALANCES For the year ended December 31, 2025, a correction of error was required to adjust beginning fund balance for the Capital Improvements Fund. Beginning fund balance was adjusted to correct overstatement of unearned revenue. Capital Improvements Governmental Activities 12/31/2024, as previously reported 3,540,667$ 81,325,363$ Correction of error 147,487 147,487 12/31/2024, as adjusted or restated 3,688,154$ 81,472,850$ Governmental Funds Government- Wide Reporting Units Affected by Adjustments to and Restatements of Beginning Balances NOTE 19 – NEW STANDARDS ISSUED BUT NOT YET IMPLEMENTED GASB Statement No. 103, Financial Reporting Model Improvements. The changes required by this Statement provide clarity, enhance the relevance of information, provide more useful information for decision-making, and provide for greater comparability amongst government entities. This Statement will be effective for the year ending December 31, 2026. GASB Statement No. 104, Disclosure of Certain Capital Assets. The disclosures required by this Statement provide users of the financial statements with essential information about certain types of capital assets. This Statement will be effective for the year ending December 31, 2026. Page 148 of 326 103 REQUIRED SUPPLEMENTARY INFORMATION CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 149 of 326 See notes to required supplementary information. 104 December 31,December 31,December 31,December 31, 2018 2019 2020 2021 Total OPEB Liability Service cost 184,122$ 202,165$ 146,639$ 183,028$ Interest 83,730 84,039 100,980 49,990 - - (987,796) 18,865 Changes of assumptions 53,295 (110,794) 144,714 59,622 Benefit payments (109,190) (113,317) (74,575) (96,235) 211,957 62,093 (670,038) 215,270 Beginning of year 2,085,544 2,297,501 2,359,594 1,689,556 End of year 2,297,501$ 2,359,594$ 1,689,556$ 1,904,826$ 15,900,000$ 16,500,000$ 16,600,000$ 17,100,000$ 14.4%14.3%10.2%11.1% City of Richfield Schedule of Changes in Total OPEB Liability and Related Ratios Note: Schedule is intended to show ten year trend. Additional years will be reported as they become available. No assets are accumulated in a trust for OPEB. Total OPEB liability as a percentage Covered employee payroll of covered employee payroll Differences between expected and actual experience OPEB liability Net change in total Page 150 of 326 105 December 31,December 31,December 31,December 31, 2022 2023 2024 2025 214,592$ 254,038$ 196,483$ 231,212$ 43,201 47,246 85,277 84,852 585,621 - 116,167 41,631 (468,540) (255,608) (70,023) (41,838) (163,225) (153,951) (198,165) (236,863) 211,649 (108,275) 129,739 78,994 1,904,826 2,116,475 2,008,200 2,137,939 2,116,475$ 2,008,200$ 2,137,939$ 2,216,933$ 18,800,000$ 19,500,000$ 20,300,000$ 21,900,000$ 11.3%10.3%10.5%10.1% Page 151 of 326 See notes to required supplementary information. 106 City's Covered Payroll 2016 0.1587%12,885,653$ 168,215$ 13,053,868$ 9,846,133$ 130.9%68.9% 2017 0.1507%9,620,589 121,007 9,741,596 9,711,387 99.1%75.9% 2018 0.1520%8,432,337 276,621 8,708,958 10,214,587 82.6%79.5% 2019 0.1491%8,243,405 256,322 8,499,727 10,555,547 78.1%80.2% 2020 0.1530%9,173,049 282,832 9,455,881 10,910,907 84.1%79.1% 2021 0.1563%6,674,710 203,866 6,878,576 11,253,880 59.3%87.0% 2022 0.1546%12,244,371 359,121 12,603,492 11,581,413 105.7%76.7% 2023 0.1497%8,371,056 230,721 8,601,777 11,903,267 70.3%83.1% 2024 0.1540%5,694,579 147,250 5,841,829 13,036,840 43.7%89.1% 2025 0.1575%5,220,749 125,941 5,346,690 14,268,213 36.6%90.8% For Fiscal Year Ended June 30, City's Proportion of the Net Pension Liability (Asset) City's Proportionate Share of the Net Pension Liability (Asset) State's Proportionate Share (Amount) of the Net Pension Liability Associated with the City City's Proportionate Share of the Net Pension Liablility and the State's Proportionate Share of the Net Pension Liablility Associated with the City City's Covered Payroll City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 2016 0.6560%26,326,421$ -$ 26,326,421$ 6,317,469$ 416.7%63.9% 2017 0.5910%7,979,203 - 7,979,203 6,070,907 131.4%85.4% 2018 0.6046%6,389,999 - 6,389,999 6,371,512 100.3%88.8% 2019 0.6387%6,713,383 - 6,713,383 6,587,723 101.9%89.3% 2020 0.6287%8,230,357 195,222 8,425,579 7,092,654 116.0%87.2% 2021 0.6000%4,577,363 208,222 4,785,585 7,091,288 64.5%93.7% 2022 0.6276%27,310,672 1,193,051 28,503,723 7,624,186 358.2%70.5% 2023 0.6088%10,513,185 423,463 10,936,648 7,995,051 131.5%86.5% 2024 0.5807%7,639,781 291,225 7,931,006 8,041,226 95.0%90.2% 2025 0.6134%7,187,053 249,139 7,436,192 9,309,497 77.2%91.8% Schedule of City's Proportionate Share of Net Pension Liability - Public Employees Police and Fire Retirement Fund Last Ten Years City of Richfield Schedule of City's Proportionate Share of Net Pension Liability - General Employees Retirement Fund Last Ten Years City's Proportionate Share of the Net Pension Liablility and the State's Proportionate Share of the Net Pension Liablility Associated with the City For Fiscal Year Ended June 30, City's Proportionate Share (Percentage) of the Net Pension Liability (Asset) City's Proportionate Share (Amount) of the Net Pension Liability (Asset) State's Proportionate Share (Amount) of the Net Pension Liability Associated with the City City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Page 152 of 326 See notes to required supplementary information. 107 2016 726,143$ 726,143$ -$ 9,681,907$ 7.50% 2017 742,606 742,606 - 9,901,413 7.50% 2018 783,227 783,227 - 10,443,027 7.50% 2019 812,029 812,029 - 10,827,053 7.50% 2020 837,463 837,463 - 11,166,173 7.50% 2021 861,454 861,454 - 11,486,053 7.50% 2022 869,515 869,515 - 11,593,533 7.50% 2023 935,761 935,761 - 12,476,813 7.50% 2024 1,025,949 1,025,949 - 13,679,320 7.50% 2025 1,076,127 1,076,127 - 14,348,360 7.50% 2016 1,000,004$ 1,000,004$ -$ 6,172,864$ 16.20% 2017 1,004,300 1,004,300 - 6,199,383 16.20% 2018 1,048,095 1,048,095 - 6,469,722 16.20% 2019 1,217,879 1,217,879 - 7,185,127 16.95% 2020 1,262,187 1,262,187 - 7,131,000 17.70% 2021 1,343,767 1,343,767 - 7,591,904 17.70% 2022 1,383,252 1,383,252 - 7,814,983 17.70% 2023 1,432,678 1,432,678 - 8,094,226 17.70% 2024 1,529,296 1,529,296 - 8,640,090 17.70% 2025 1,630,426 1,630,426 - 9,211,446 17.70% City of Richfield Schedule of City Contributions - General Employees Retirement Fund Last Ten Years City's Covered Payroll Contributions as a Percentage of Covered Payroll Last Ten Years Contributions in Relation to the Statutorily Required Contributions Fiscal Year Ending December 31, Fiscal Year Ending December 31, Statutorily Required Contribution Contributions in Relation to the Statutorily Required Contributions Contribution Deficiency (Excess) Public Employees Police and Fire Retirement Fund Contribution Deficiency (Excess) City's Covered Payroll Contributions as a Percentage of Covered Payroll Statutorily Required Contribution Schedule of City Contributions - Page 153 of 326 108 City of Richfield Notes to Required Supplementary Information General Employees Fund 2025 Changes Changes in Actuarial Assumptions • The combined service annuity loading factors increased from 15% to 19% for vested, terminated members and from 3% to 44% for non-vested, terminated members. • The assumed post-retirement benefit increase changed from 1.25% to 1.5%. Changes in Plan Provisions • The post-retirement benefit increase formula changed to 100% of the Social Security annual increase, between 1% and 1.75%, beginning January 1, 2026. If the funded ratio (on a market value of assets basis) is less than 85% for the last two consecutive annual valuations or is less than 80% in the most recent actuarial valuation, the maximum is reduced to 1.5%. Previously, the benefit increase was 50% of the Social Security annual increase, between 1% and 1.5%. • The 1% additional employer contribution is eliminated when the plan reaches 98% funded status (on an actuarial value of assets basis); this contribution was previously scheduled to stop when the plan reached 100% funded status. 2024 Changes Changes in Actuarial Assumptions • Rates of merit and seniority were adjusted, resulting in slightly higher rates. • Assumed rates of retirement were adjusted as follows: increase the rate of assumed unreduced retirements, slight adjustments to Rule of 90 retirement rates, and slight adjustments to early retirement rates for Tier 1 and Tier 2 members. • Minor increase in assumed withdrawals for males and females. • Lower rates of disability. • Continued use of Pub-2010 general mortality table with slight rate adjustments as recommended in the most recent experience study. • Minor changes to form of payment assumptions for male and female retirees. • Minor changes to assumptions made with respect to missing participant data. Changes in Plan Provisions • The workers' compensation offset for disability benefits was eliminated. The actuarial equivalent factors updated to reflect the changes in assumptions. 2023 Changes Changes in Actuarial Assumptions • The investment return assumption and single discount rate were changed from 6.5% to 7.0%. Changes in Plan Provisions • An additional one-time direct state aid contribution of $170.1 million was contributed to the Plan on October 1, 2023. • The vesting period of those hired after June 30, 2010, was changed from five years of allowable service to three years of allowable service. • The benefit increase delay for early retirements on or after January 1, 2024, was eliminated. • A one-time, non-compounding benefit increase of 2.5% minus the actual 2024 adjustment will be payable in a lump sum for calendar year 2024 by March 31, 2024. 2022 Changes Changes in Actuarial Assumptions • The mortality improvement scale was changed from scale MP-2020 to scale MP-2021. Page 154 of 326 109 City of Richfield Notes to Required Supplementary Information General Employees Fund (Continued) 2022 Changes (Continued) Changes in Plan Provisions • There have been no changes since the prior valuation. 2021 Changes Changes in Actuarial Assumptions • The investment return and single discount rates were changed from 7.5% to 6.5% for financial reporting purposes. • The mortality improvement scale was changed from scale MP-2019 to scale MP-2020. Changes in Plan Provisions • There have been no changes since the prior valuation. 2020 Changes Changes in Actuarial Assumptions • The price inflation assumption was decreased from 2.5% to 2.25%. • The payroll growth assumption was decreased from 3.25% to 3.0%. • Assumed salary increase rates were changed as recommended in the June 30, 2019, experience study. The net effect is assumed rates that average 0.25% less than previous rates. • Assumed rates of retirement were changed as recommended in the June 30, 2019, experience study. The changes result in more unreduced (normal) retirements and slightly fewer Rule of 90 and early retirements. • Assumed rates of termination were changes as recommended in the June 30, 2019, experience study. The new rates are based on service and are generally lower than the previous rates for years 2-5 and slightly higher thereafter. • Assumed rates of disability were changed as recommended in the June 30, 2019, experience study. The change results in fewer predicted disability retirements for males and females. • The base mortality table for healthy annuitants and employees was changed from the RP-2014 table to the Pub-2010 General Mortality table, with adjustments. The base mortality table for disabled annuitants was changed from the RP-2014 disabled annuitant mortality table to the Pub-2010 General/Teacher disabled annuitant mortality table, with adjustments. • The mortality improvement scale was changed from Scale MP-2018 to Scale MP-2019. • The assumed spouse age difference was changed from two years older for females to one year older. • The assumed number of married male new retirees electing the 100% Joint and Survivor option changed from 35% to 45%. The assumed number of married female new retires electing the 100% Joint and Survivor option changed from 15% to 30%. The corresponding number of married new retirees electing the Life annuity option was adjusted accordingly. Changes in Plan Provisions • Augmentation for current privatized members was reduced to 2.0% for the period July 1, 2020 through December 31, 2023, and 0.0% thereafter. Augmentation was eliminated for privatizations occurring after June 30, 2020. 2019 Changes Changes in Actuarial Assumptions • The mortality projection scale was changed from MP-2017 to MP-2018. Page 155 of 326 110 City of Richfield Notes to Required Supplementary Information General Employees Fund (Continued) 2019 (Changes) Changes in Plan Provisions • The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The State's special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2018 Changes Changes in Actuarial Assumptions • The mortality projection scale was changed from MP-2015 to MP-2017. • The assumed benefit increase was changed from 1.0% per year through 2044 and 2.5% per year thereafter to 1.25% per year. Changes in Plan Provisions • The augmentation adjustment in early retirement factors is eliminated over a five-year period starting July 1, 2019, resulting in actuarial equivalence after June 30, 2024. • Interest credited on member contributions decreased from 4.00% to 3.00%, beginning July 1, 2018. • Deferred augmentation was changed to 0.00%, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply. • Contribution stabilizer provisions were repealed. • Annual increases were changed from 1.00% per year with a provision to increase to 2.50% upon attainment of 90.00% funding ratio to 50.00% of the Social Security Cost of Living Adjustment, not less than 1.00% and not more than 1.50%, beginning January 1, 2019. • For retirements on or after January 1, 2024, the first benefit increase is delayed until the retiree reaches normal retirement age. This does not apply to Rule of 90 retirees, disability benefit recipients, or survivors. • Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. 2017 Changes Changes in Actuarial Assumptions • The CSA loads were changed from 0.8% for active members and 60% for vested and non-vested deferred members. The revised CSA loads are now 0.0% for active member liability, 15% for vested deferred member liability and 3% for non-vested deferred member liability. • The assumed annual increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5% per year thereafter. Changes in Plan Provisions • The State's contribution for the Minneapolis Employees Retirement Fund equals $16,000,000 in 2017 and 2018, and $6,000,000 thereafter. • The Employer Supplemental Contribution for the Minneapolis Employees Retirement Fund changed from $21,000,000 to $31,000,000 in calendar years 2019 to 2031. The State's contribution changed from $16,000,000 to $6,000,000 in calendar years 2019 to 2031. 2016 Changes Changes in Actuarial Assumptions • The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2035 and 2.5% per year thereafter to 1.0% per year for all future years. Page 156 of 326 111 City of Richfield Notes to Required Supplementary Information General Employees Fund (Continued) 2016 Changes (Continued) Changes in Actuarial Assumptions (Continued) • The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 7.5%. • Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, the inflation was decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. Changes in Plan Provisions • There have been no changes since the prior valuation. Page 157 of 326 112 City of Richfield Notes to Required Supplementary Information Police and Fire Fund 2025 Changes Changes in Actuarial Assumptions • Assumed rates of salary increases were reduced slightly. • Assumed rates of retirement were adjusted, resulting in an overall increase in unreduced (full) retirements and an overall increase in reduced (early) retirements. • Assumed rates of withdrawal were modified; the new rates will increase predicted terminations, especially in the first few years of employment. • Assumed rates of disabled retirement were significantly increased, especially for ages over age 30. • Continued used of Pub-2010 Public Safety Mortality Table with rates adjusted to better fit observed experience. • Percent married assumption for female retirees lowered from 70% to 65%. • Minor changes were made to form of payment assumptions for retirees. • Minor changes were made to assumptions made with respect to missing participant data. • The combined service annuity load changed from 33% to 13% for vested, terminated members and from 2% to 38% for non-vested, terminated members. Changes in Plan Provisions • The period of time needed for benefit recipients to receive their first benefit increase was reduced by one year (from 36 months to 24 months for a full increase). • The January 1, 2026, benefit increase changed from 1% to 3%; subsequent January 1 increases will be 1%. • The threshold to end the $9 million annual state aid contribution changed from the earlier of July 1, 2048, or 90% funded for both PERA Police & Fire and MSRS State Patrol for three consecutive years to 100% funded for both PERA Police & Fire and MSRS State Patrol for three consecutive years (on an actuarial value of assets basis). • The threshold to end the additional $9 million annual state aid contribution changed from the earlier of July 1, 2048 or 100% funded for a minimum of three consecutive years to 110% funded for a minimum of three consecutive years (on an actuarial value of assets basis). • An additional $17.7 million in direct state aid will be paid annually each October 1 beginning October 1, 2025, through June 30, 2048. • Joint and survivor actuarial equivalent factors were updated to reflect changes in assumptions. 2024 Changes Changes in Plan Provisions • The State contribution of $9.0 million per year will continue until the earlier of 1) both the Police and Fire Plan and the State Patrol Retirement Fund attain 90% funded status for three consecutive years (on an actuarial value of assets basis) or 2) July 1, 2048. The contribution was previously due to expire after attaining a 90% funded status for one year. • The additional $9.0 million contribution will continue until the Police and Fire Plan is fully funded for a minimum of three consecutive years on an actuarial value of assets basis, or July 1, 2048, whichever is earlier. This contribution was previously due to expire upon attainment of fully funded status on an actuarial value of assets basis for one year (or July 1, 2048 if earlier). Page 158 of 326 113 City of Richfield Notes to Required Supplementary Information Police and Fire Fund (Continued) 2023 Changes Changes in Actuarial Assumptions • The investment return assumption was changed from 6.5% to 7.0%. • The single discount rate changed from 5.4% to 7.0%. Changes in Plan Provisions • Additional one-time direct state aid contribution of 19.4 million will be contributed to the Plan on October 1, 2023. • Vesting requirement for new hires after June 30, 2014, was changed from a graded 20-year vesting schedule to a graded 10-year vesting schedule, with 50% vesting after five years, increasing incrementally to 100% after 10 years. • A one-time, non-compounding benefit increase of 3.0% will be payable in a lump sum for calendar year 2024 by March 31, 2024. • Psychological treatment is required effective July 1, 2023, prior to approval for a duty disability benefit for a psychological condition relating to the member's occupation. • The total and permanent duty disability benefit was increased, effective July 1, 2023. 2022 Changes Changes in Actuarial Assumptions • The mortality improvement scale was changed from scale MP-2020 to scale MP-2021. • The single discount rate was changed from 6.5% to 5.4%. Changes in Plan Provisions • There have been no changes since the prior valuation. 2021 Changes Changes in Actuarial Assumptions • The investment return and single discount rates were changed from 7.5% to 6.5% for financial reporting purposes. • The inflation assumption was changed from 2.5% to 2.25%. • The payroll growth assumption was changed from 3.25% to 3.0%. • The base mortality table for healthy annuitants and employees was changed from the RP-2014 table to the Pub-2010 Public Safety mortality table. The mortality improvement scale was changed from MP-2019 to MP-2020. • The base mortality table for disabled annuitants was changed from the RP-2014 healthy annuitant mortality table (with future mortality improvement according to scale MP-2019) to the Pub-2010 Public Safety disabled annuitant mortality table (with future mortality improvement according to scale MP-2020). • Assumed rates of salary increase were modified as recommended in the July 14, 2020, experience study. The overall impact is a decrease in gross salary increase rates. • Assumed rates of retirement were changed as recommended in the July 14, 2020, experience study. The changes resulted in slightly more unreduced retirements and fewer assumed early retirements. • Assumed rates of withdrawal were changed from select and ultimate rates to service-based rates. The changes resulted in more assumed terminations. • Assumed rates of disability were increased for ages 25-44 and decreased for ages over 49. Overall, proposed rates resulted in more projected disabilities. Page 159 of 326 114 City of Richfield Notes to Required Supplementary Information Police and Fire Fund (Continued) 2021 Changes (Continued) Changes in Actuarial Assumptions (Continued) • Assumed percent married for active female members was changed from 60% to 70%. Minor changes to form of payment assumptions were applied. Changes in Plan Provisions • There have been no changes since the prior valuation. 2020 Changes Changes in Actuarial Assumptions • The mortality projection scale was changed from MP-2018 to MP-2019. Changes in Plan Provisions • There have been no changes since the prior valuation. 2019 Changes Changes in Actuarial Assumptions • The mortality projection scale was changed from MP-2017 to MP-2018. Changes in Plan Provisions • There have been no changes since the prior valuation. 2018 Changes Changes in Actuarial Assumptions • The mortality projection scale was changed from MP-2016 to MP-2017. Changes in Plan Provisions • Annual increases were changed to 1.00% for all years, with no trigger. • An end date of July 1, 2048, was added to the existing $9.0 million state contribution. • New annual state aid will equal $4.5 million in fiscal years 2019 and 2020, and $9.0 million thereafter until the plan reaches 100% funding, or July 1, 2048, if earlier. • Member contributions were changed from 10.80% to 11.30% of pay, effective January 1, 2019, and 11.80% of pay, effective January 1, 2020. • Employer contributions were changed from 16.20% to 16.95% of pay, effective January 1, 2019, and 17.70% of pay, effective January 1, 2020. • Interest credited on member contributions decreased from 4.00% to 3.00%, beginning July 1, 2018. • Deferred augmentation was changed to 0.00%, effective January 1, 2019. Augmentation that has already accrued for deferred members will still apply. • Actuarial equivalent factors were updated to reflect revised mortality and interest assumptions. 2017 Changes Changes in Actuarial Assumptions • Assumed salary increases were changed as recommended in the June 30, 2016, experience study. The net effect is proposed rates that average 0.34% lower than the previous rates. • Assumed rates of retirement were changed, resulting in fewer retirements. • The CSA load was 30% for vested and non-vested deferred members. The CSA has been changed to 33% for vested members and 2% for non-vested members. Page 160 of 326 115 City of Richfield Notes to Required Supplementary Information Police and Fire Fund (Continued) 2017 Changes (Continued) Changes in Actuarial Assumptions (Continued) • The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. • Assumed termination rates were decreased to 3% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. • Assumed percentage of married female members was decreased from 65% to 60%. • Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. • The assumed percentage of female members electing Joint and Survivor annuities was increased. • The assumed annual benefit increase rate was changed from 1% for all years to 1% per year through 2064 and 2.5% thereafter. • The single discount rate was changed from 5.6% per annum to 7.5% per annum. Changes in Plan Provisions • There have been no changes since the prior valuation. 2016 Changes Changes in Actuarial Assumptions • The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2037 and 2.5% thereafter to 1.0% per year for all future years. • The assumed investment return was changed from 7.9% to 7.5%. The single discount rate changed from 7.9% to 5.6%. • The single discount rate changed from 7.90% to 5.60%. • The assumed future salary increases, payroll growth, and inflation was decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. Changes in Plan Provisions • There have been no changes since the prior valuation. Page 161 of 326 116 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 162 of 326 117 COMBINING AND INDIVIDUAL FUND FINANCIAL STATEMENTS AND SCHEDULES CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 163 of 326 118 Special Revenue Redevelopment Bonds Total Nonmajor Governmental Funds Assets Cash and investments 8,761,250$ -$ 8,761,250$ Interest receivable 6,620 - 6,620 Accounts receivable 816,241 - 816,241 Lease receivable 215,054 - 215,054 Due from other governments 179,083 - 179,083 Special assessment receivable Delinquent 13,618 - 13,618 Deferred 147,788 - 147,788 Total assets 10,139,654$ -$ 10,139,654$ Liabilities Accounts and contracts payable 144,555$ -$ 144,555$ Accrued salaries payable 19,022 - 19,022 Due to other governments 83,474 - 83,474 Total liabilities 247,051 - 247,051 Deferred Inflows of Resources Unavailable revenue - special assessments 161,406 - 161,406 Deferred inflows of resources related to leases receivable 205,959 - 205,959 Total deferred inflows of resources 367,365 - 367,365 Fund Balances Restricted 3,093,131 - 3,093,131 Committed 6,432,107 - 6,432,107 Total fund balances 9,525,238 - 9,525,238 Total liabilities, deferred inflows of resources, and fund balances 10,139,654$ -$ 10,139,654$ City of Richfield Nonmajor Governmental Funds Combining Balance Sheet December 31, 2025 Page 164 of 326 119 Special Revenue Redevelopment Bonds Total Nonmajor Governmental Funds Revenues Taxes 2,789,399$ -$ 2,789,399$ Special assessments 136,430 - 136,430 Intergovernmental 728,729 263,738 992,467 Charges for services 993,491 - 993,491 Fines and forfeitures 81,194 - 81,194 Interest earnings (loss)333,377 - 333,377 Miscellaneous 511,660 - 511,660 Total revenues 5,574,280 263,738 5,838,018 Expenditures Current Administrative services 508,759 - 508,759 Public safety 297,680 - 297,680 Public works 328,826 - 328,826 Recreation services 1,632,856 - 1,632,856 Debt service Principal - 260,000 260,000 Interest and other charges - 3,738 3,738 Total expenditures 2,768,121 263,738 3,031,859 Excess of revenues over (under) expenditures 2,806,159 - 2,806,159 Other Financing Sources (Uses) Transfers in 657,250 - 657,250 Transfers out (2,562,793) - (2,562,793) Total other financing sources (uses)(1,905,543) - (1,905,543) Net change in fund balances 900,616 - 900,616 Fund Balances Beginning of year 8,624,622 - 8,624,622 End of year 9,525,238$ -$ 9,525,238$ City of Richfield Nonmajor Governmental Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Year Ended December 31, 2025 Page 165 of 326 120 Liquor Contributions Fund Tourism Admin Communications Public Safety Aid Assets Cash and temporary investments 160,348$ 69,079$ 1,800,300$ 1,429,643$ Interest receivable 97 43 983 935 Accounts receivable - 6,422 67,184 - Lease receivable - - - - Due from other governments - - - - Special assessment receivable Delinquent - - - - Deferred - - - - Total assets 160,445$ 75,544$ 1,868,467$ 1,430,578$ Liabilities Accounts and contracts payable -$ -$ 6,991$ -$ Accrued salaries payable - - 11,349 - Due to other governments - 12,729 - - Total liabilities - 12,729 18,340 - Deferred Inflows of Resources Unavailable revenue - special assessments - - - - Deferred inflows of resources related to leases receivable - - - - Total deferred inflows of resources - - - - Fund Balances Restricted - - - 1,430,578 Committed 160,445 62,815 1,850,127 - Total fund balances 160,445 62,815 1,850,127 1,430,578 Total liabilities, deferred inflows of resources, and fund balances 160,445$ 75,544$ 1,868,467$ 1,430,578$ Special Revenue City of Richfield Nonmajor Special Revenue Funds Combining Balance Sheet December 31, 2025 Page 166 of 326 121 (Continued) Drug/ Forfeiture Public Safety Compliance Recreation Contribution Nature Center Contribution Public Health Grants Wood Lake Half Marathon 313,632$ 406,530$ 94,523$ 487,804$ 131,631$ 128,716$ 178 197 665 226 85 70 - 1,508 - 10 - - - - 97,145 - - - - 4,959 - 15,578 69,595 - - - - - - - - - - - - - 313,810$ 413,194$ 192,333$ 503,618$ 201,311$ 128,786$ 1,103$ -$ 2,040$ 4,191$ -$ 40$ - - - - - - 552 - - - 55,461 - 1,655 - 2,040 4,191 55,461 40 - - - - - - - - 90,161 - - - - - 90,161 - - - 312,155 - 100,132 499,427 145,850 - - 413,194 - - - 128,746 312,155 413,194 100,132 499,427 145,850 128,746 313,810$ 413,194$ 192,333$ 503,618$ 201,311$ 128,786$ Special Revenue Page 167 of 326 122 (Continued) Utility Francise Fees Opioid Settlement Recreation Special Program Swimming Pool Assets Cash and temporary investments 2,415,783$ 344,690$ 256,645$ 217,522$ Interest receivable 1,832 196 225 147 Accounts receivable 632,302 - - - Lease receivable - - - - Due from other governments - - 88,951 - Special assessment receivable Delinquent - - 13,618 - Deferred - - 147,788 - Total assets 3,049,917$ 344,886$ 507,227$ 217,669$ Liabilities Accounts and contracts payable 61,559$ -$ 34,220$ 2,687$ Accrued salaries payable - - 7,673 - Due to other governments - 8,592 - 6,140 Total liabilities 61,559 8,592 41,893 8,827 Deferred Inflows of Resources Unavailable revenue - special assessments - - 161,406 - Deferred inflows of resources related to leases receivable - - - - Total deferred inflows of resources - - 161,406 - Fund Balances Restricted - 336,294 - - Committed 2,988,358 - 303,928 208,842 Total fund balances 2,988,358 336,294 303,928 208,842 Total liabilities, deferred inflows of resources, and fund balances 3,049,917$ 344,886$ 507,227$ 217,669$ Special Revenue Fund City of Richfield Nonmajor Special Revenue Funds Combining Balance Sheet December 31, 2025 Page 168 of 326 123 (Continued) Special Revenue Fund Street Light User Fee Special Facility Wood Lake Endownment Total Nonmajor Special Revenue Funds 156,930$ 78,941$ 268,533$ 8,761,250$ 145 434 162 6,620 108,815 - - 816,241 - 117,909 - 215,054 - - - 179,083 - - - 13,618 - - - 147,788 265,890$ 197,284$ 268,695$ 10,139,654$ 29,444$ 2,280$ -$ 144,555$ - - - 19,022 - - - 83,474 29,444 2,280 - 247,051 - - - 161,406 - 115,798 - 205,959 - 115,798 - 367,365 - - 268,695 3,093,131 236,446 79,206 - 6,432,107 236,446 79,206 268,695 9,525,238 265,890$ 197,284$ 268,695$ 10,139,654$ Page 169 of 326 124 Liquor Contributions Fund Tourism Admin Communications Public Safety Aid Revenues Taxes Franchise -$ -$ 287,129$ -$ Lodging - 7,316 - - Special assessments - - - - Intergovernmental - - - - Charges for services - - - - Fines and forfeitures - - - - Interest earnings (loss)5,618 2,510 57,151 54,269 Miscellaneous - - - - Total revenues 5,618 9,826 344,280 54,269 Expenditures Current Administrative services - 5,441 383,315 - Public safety - - - - Public works - - - - Recreation services - - - - Total expenditures - 5,441 383,315 - Excess of revenues over (under) expenditures 5,618 4,385 (39,035) 54,269 Other Financing Sources (Uses) Transfers in 475,000 - - - Transfers out (475,000) - - (134,000) Total other financing sources (Uses) - - - (134,000) Net change in fund balances 5,618 4,385 (39,035) (79,731) Fund Balances Beginning of year 154,827 58,430 1,889,162 1,510,309 End of year 160,445$ 62,815$ 1,850,127$ 1,430,578$ City of Richfield Nonmajor Special Revenue Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Year Ended December 31, 2025 Special Revenue Page 170 of 326 125 (Continued) Drug/ Forfeiture Public Safety Compliance Recreation Contribution Nature Center Contribution Public Health Grants Wood Lake Half Marathon -$ -$ -$ -$ -$ -$ - - - - - - - - - - - - - 121,903 116,961 15,578 185,489 - - - - - - - 81,194 - - - - - 10,346 11,584 3,586 13,391 5,002 4,049 889 32,886 107,673 253,069 - 61,060 92,429 166,373 228,220 282,038 190,491 65,109 - - - - - - 60,407 53,284 - - 183,989 - - - - - - - - - 232,860 45,138 - 28,241 60,407 53,284 232,860 45,138 183,989 28,241 32,022 113,089 (4,640) 236,900 6,502 36,868 - - - - - - - - - - - - - - - - - - 32,022 113,089 (4,640) 236,900 6,502 36,868 280,133 300,105 104,772 262,527 139,348 91,878 312,155$ 413,194$ 100,132$ 499,427$ 145,850$ 128,746$ Speical Revenue Page 171 of 326 126 (Continued) Utility Francise Fees Opioid Settlement Recreation Special Program Swimming Pool Revenues Taxes Franchise 2,494,954$ -$ -$ -$ Lodging - - - - Special assessments - - 136,430 - Intergovernmental - - 288,798 - Charges for services - - - 557,923 Fines and forfeitures - - - - Interest earnings (loss)108,594 11,616 13,272 8,845 Miscellaneous 8,275 56,152 - (9,827) Total revenues 2,611,823 67,768 438,500 556,941 Expenditures Current Administrative services 120,003 - - - Public safety - - - - Public works - - - - Recreation services - 32,299 589,658 638,056 Total expenditures 120,003 32,299 589,658 638,056 Excess of revenues over (under) expenditures 2,491,820 35,469 (151,158) (81,115) Other Financing Sources (Uses) Transfers in - - 102,250 80,000 Transfers out (1,953,793) - - - Total other financing sources (Uses) (1,953,793) - 102,250 80,000 Net change in fund balances 538,027 35,469 (48,908) (1,115) Fund Balances Beginning of year 2,450,331 300,825 352,836 209,957 End of year 2,988,358$ 336,294$ 303,928$ 208,842$ City of Richfield Nonmajor Special Revenue Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Special Revenue Year Ended December 31, 2025 Page 172 of 326 127 (Continued) Street Light User Fee Special Facility Wood Lake Endownment Total Nonmajor Special Revenue Funds -$ -$ -$ 2,782,083$ - - - 7,316 - - - 136,430 - - - 728,729 371,917 63,651 - 993,491 - - - 81,194 8,908 5,271 9,365 333,377 - 1,233 250 511,660 380,825 70,155 9,615 5,574,280 - - - 508,759 - - - 297,680 328,826 - - 328,826 - 66,604 - 1,632,856 328,826 66,604 - 2,768,121 51,999 3,551 9,615 2,806,159 - - - 657,250 - - - (2,562,793) - - - (1,905,543) 51,999 3,551 9,615 900,616 184,447 75,655 259,080 8,624,622 236,446$ 79,206$ 268,695$ 9,525,238$ Special Revenue Page 173 of 326 128 Changes in Fund Balances - Budget and Actual Liquor Contributions Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Interest earnings (loss)1,000$ 1,000$ 5,618$ 4,618$ Total revenues 1,000 1,000 5,618 4,618 Other Financing Sources (Uses) Transfers in 475,000 475,000 475,000 - Transfers out (475,000) (475,000) (475,000) - Total other financing sources (uses)- - - - Net change in fund balances 1,000$ 1,000$ 5,618 4,618$ Fund Balances Beginning of year 154,827 End of year 160,445$ Budgeted Amounts Variance with Final Budget - Over (Under) City of Richfield Schedule of Revenues, Expenditures, and Page 174 of 326 129 Changes in Fund Balances - Budget and Actual Tourism Admin Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Taxes Lodging 7,000$ 7,000$ 7,316$ 316$ Interest earnings (loss)150 150 2,510 2,360 Total revenues 7,150 7,150 9,826 2,676 Expenditures Current Administrative services 5,440 5,440 5,441 1 Total expenditures 5,440 5,440 5,441 1 Net change in fund balances 1,710$ 1,710$ 4,385 2,675$ Fund Balances Beginning of year 58,430 End of year 62,815$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 175 of 326 130 Changes in Fund Balances - Budget and Actual Communications Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Taxes Franchise 235,000$ 280,000$ 287,129$ 7,129$ Interest earnings (loss)5,000 5,000 57,151 52,151 Total revenues 240,000 285,000 344,280 59,280 Expenditures Current Administrative services 422,220 388,840 383,315 (5,525) Total expenditures 422,220 388,840 383,315 (5,525) Net change in fund balances (182,220)$ (103,840)$ (39,035) 64,805$ Fund Balances Beginning of year 1,889,162 End of year 1,850,127$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 176 of 326 131 Changes in Fund Balances - Budget and Actual Public Safety Aid Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Interest earnings (loss)5,000$ 50,000$ 54,269$ 4,269$ Other Financing Uses Transfers out (438,110) (134,000) (134,000) - Net change in fund balances (433,110)$ (84,000)$ (79,731) 4,269$ Fund Balances Beginning of year 1,510,309 End of year 1,430,578$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 177 of 326 132 Changes in Fund Balances - Budget and Actual Drug/Forfeiture Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Fines and forfeitures 500$ 1,500$ 81,194$ 79,694$ Interest earnings (loss)35,000 35,000 10,346 (24,654) Miscellaneous 400 2,000 889 (1,111) Total revenues 35,900 38,500 92,429 53,929 Expenditures Current Public safety 30,000 94,900 60,407 (34,493) Total expenditures 30,000 94,900 60,407 (34,493) Net change in fund balances 5,900$ (56,400)$ 32,022 88,422$ Fund Balances Beginning of year 280,133 End of year 312,155$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 178 of 326 133 Changes in Fund Balances - Budget and Actual Public Safety Compliance Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Intergovernmental 20,100$ 77,300$ 121,903$ 44,603$ Interest earnings (loss)400 - 11,584 11,584 Miscellaneous 15,000 20,300 32,886 12,586 Total revenues 35,500 97,600 166,373 68,773 Expenditures Current Public safety 17,600 24,650 53,284 28,634 Total expenditures 17,600 24,650 53,284 28,634 Net change in fund balances 17,900$ 72,950$ 113,089 40,139$ Fund Balances Beginning of year 300,105 End of year 413,194$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 179 of 326 134 Changes in Fund Balances - Budget and Actual Recreation Contribution Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Intergovernmental -$ -$ 116,961$ 116,961$ Interest earnings (loss)- - 3,586 3,586 Miscellaneous 120,000 165,000 107,673 (57,327) Total revenues 120,000 165,000 228,220 63,220 Expenditures Current Recreation services 145,500 146,000 232,860 86,860 Total expenditures 145,500 146,000 232,860 86,860 Net change in fund balances (25,500)$ 19,000$ (4,640) (23,640)$ Fund Balances Beginning of year 104,772 End of year 100,132$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 180 of 326 135 Changes in Fund Balances - Budget and Actual Nature Center Contribution Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Intergovernmental 5,000$ 5,000$ 15,578$ 10,578$ Interest earnings (loss)7,000 7,000 13,391 6,391 Miscellaneous 75,000 75,000 253,069 178,069 Total revenues 87,000 87,000 282,038 195,038 Expenditures Current Recreation services 75,000 78,953 45,138 (33,815) Total expenditures 75,000 78,953 45,138 (33,815) Net change in fund balances 12,000$ 8,047$ 236,900 228,853$ Fund Balances Beginning of year 262,527 End of year 499,427$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 181 of 326 136 Changes in Fund Balances - Budget and Actual Public Health Grants Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Intergovernmental 230,467$ 57,327$ 185,489$ 128,162$ Interest earnings (loss)500 500 5,002 4,502 Total revenues 230,967 57,827 190,491 132,664 Expenditures Current Public safety 177,835 110,000 183,989 73,989 Total expenditures 177,835 110,000 183,989 73,989 Net change in fund balances 53,132$ (52,173)$ 6,502 58,675$ Fund Balances Beginning of year 139,348 End of year 145,850$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 182 of 326 137 Changes in Fund Balances - Budget and Actual Wood Lake Half Marathon Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Interest earnings (loss)-$ -$ 4,049$ 4,049$ Miscellaneous 73,000 69,000 61,060 (7,940) Total revenues 73,000 69,000 65,109 (3,891) Expenditures Current Recreation services 66,000 85,000 28,241 (56,759) Total expenditures 66,000 85,000 28,241 (56,759) Net change in fund balances 7,000$ (16,000)$ 36,868 52,868$ Fund Balances Beginning of year 91,878 End of year 128,746$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 183 of 326 138 Changes in Fund Balances - Budget and Actual Utility Franchise Fees Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts RevenuesTaxes Franchise 2,450,000$ 2,450,000$ 2,494,954$ 44,954$ Interest earnings (loss)50,000 50,000 108,594 58,594 Miscellaneous - - 8,275 8,275 Total revenues 2,500,000 2,500,000 2,611,823 111,823 Expenditures Current Administrative services 435,000 110,000 120,003 10,003 Total expenditures 435,000 110,000 120,003 10,003 Excess of revenues over (under) expenditures 2,065,000 2,390,000 2,491,820 101,820 Other Financing Uses Transfers out (2,523,000) (1,953,000) (1,953,793) (793) Net change in fund balances (458,000)$ 437,000$ 538,027 101,027$ Fund Balances Beginning of year 2,450,331 End of year 2,988,358$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 184 of 326 139 Changes in Fund Balances - Budget and Actual Opioid Settlement Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Interest earnings (loss)500$ 500$ 11,616$ 11,116$ Miscellaneous 56,613 56,613 56,152 (461) Total revenues 57,113 57,113 67,768 10,655 Expenditures Current Recreation services 150,000 12,000 32,299 20,299 Total expenditures 150,000 12,000 32,299 20,299 Net change in fund balances (92,887)$ 45,113$ 35,469 (9,644)$ Fund Balances Beginning of year 300,825 End of year 336,294$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 185 of 326 140 Changes in Fund Balances - Budget and Actual Recreation Special Program Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Special assessments 198,751$ 130,361$ 136,430$ 6,069$ Intergovernmental 140,000 127,405 288,798 161,393 Interest earnings (loss)- - 13,272 13,272 Miscellaneous - 211,916 - (211,916) Total revenues 338,751 469,682 438,500 (31,182) Expenditures Current Recreation services 393,354 639,017 589,658 (49,359) Total expenditures 393,354 639,017 589,658 (49,359) Excess of revenues over (under) expenditures (54,603) (169,335) (151,158) 18,177 Other Financing Sources Transfers in 102,250 102,250 102,250 - Total other financing sources 102,250 102,250 102,250 - Net change in fund balances 47,647$ (67,085)$ (48,908) 18,177$ Fund Balances Beginning of year 352,836 End of year 303,928$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 186 of 326 141 Changes in Fund Balances - Budget and Actual Swimming Pool Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Intergovernmental 23,300$ 23,300$ -$ (23,300)$ Charges for services 567,750 567,750 557,923 (9,827) Interest earnings (loss)- - 8,845 8,845 Miscellaneous - - (9,827) (9,827) Total revenues 591,050 591,050 556,941 (34,109) Expenditures Current Recreation services 643,850 643,850 638,056 (5,794) Total expenditures 643,850 643,850 638,056 (5,794) Excess of revenues over (under) expenditures (52,800) (52,800) (81,115) (28,315) Other Financing Sources Transfers in 80,000 80,000 80,000 - Net change in fund balances 27,200$ 27,200$ (1,115) (28,315)$ Fund Balances Beginning of year 209,957 End of year 208,842$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 187 of 326 142 Changes in Fund Balances - Budget and Actual Street Light User Fee Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Charges for services 332,000$ 380,000$ 371,917$ (8,083)$ Interest earnings (loss)- - 8,908 8,908 Total revenues 332,000 380,000 380,825 825 Expenditures Current Public works 332,000 332,000 328,826 (3,174) Total expenditures 332,000 332,000 328,826 (3,174) Net change in fund balances -$ 48,000$ 51,999 3,999$ Fund Balances Beginning of year 184,447 End of year 236,446$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 188 of 326 143 Changes in Fund Balances - Budget and Actual Specialty Facility Special Revenue Fund Year Ended December 31, 2025 Original Final Actual Amounts Revenues Charges for services 67,510$ 67,510$ 63,651$ (3,859)$ Interest earnings (loss)- - 5,271 5,271 Miscellaneous - - 1,233 1,233 Total revenues 67,510 67,510 70,155 2,645 Expenditures Current Recreation services 67,690 67,690 66,604 (1,086) Net change in fund balances (180)$ (180)$ 3,551 3,731$ Fund Balances Beginning of year 75,655 End of year 79,206$ City of Richfield Schedule of Revenues, Expenditures, and Budgeted Amounts Variance with Final Budget - Over (Under) Page 189 of 326 144 (Continued) Original Final Actual Amounts Revenues Taxes Property taxes 23,419,852$ 23,419,852$ 19,465,675$ (3,954,177)$ Fiscal disparities - - 3,840,369 3,840,369 Total taxes 23,419,852 23,419,852 23,306,044 (113,808) Special assessments - - 6,889 6,889 Licenses and permits Business 270,150 245,750 314,684 68,934 Non-business 909,600 878,100 979,071 100,971 Total licenses and permits 1,179,750 1,123,850 1,293,755 169,905 Intergovernmental revenue Federal grants 160,800 160,000 158,483 (1,517) Local government aid 3,410,633 3,410,633 3,410,633 - Fire aid 238,000 250,000 307,418 57,418 Police aid 475,000 483,000 613,750 130,750 MSA 315,000 315,000 315,000 - Communitay health services 177,835 177,835 177,835 - Other state grants and aids 473,900 662,515 658,243 (4,272) County grants 21,040 - - - Other local grants and aids 2,000 33,460 33,431 (29) Total intergovernmental revenue 5,274,208 5,492,443 5,674,793 182,350 Charges for services General government 35,000 38,000 37,961 (39) Deputy registrat 710,000 700,000 706,581 6,581 Public safety 20,700 37,338 23,367 (13,971) Public works 38,500 168,500 428,639 260,139 Park and recreation 250,650 293,540 345,020 51,480 Nature center 97,650 58,010 53,465 (4,545) Community development 612,300 600,500 758,307 157,807 Total charges for services 1,764,800 1,895,888 2,353,340 457,452 Fines and forfeitures 200,000 215,000 221,454 6,454 Miscellaneous revenues Investment income 50,000 100,000 222,216 122,216 Refunds and reimbursements - - 4,320 4,320 Other 28,750 30,975 18,328 (12,647) Total miscellaneous revenues 78,750 130,975 244,864 113,889 Total revenues 31,917,360 32,278,008 33,101,139 823,131 Variance with Final Budget - Over (Under) Budgeted Amounts City of Richfield General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Year Ended December 31, 2025 2025 Page 190 of 326 145 (Continued) Original Final Actual Amounts Expenditures Current Legislative/executive Mayor and city council Personnel services 61,170$ 61,170$ 62,152$ 982$ Other services and charges 259,800 249,800 241,973 (7,827) Total mayor and city council 320,970 310,970 304,125 (6,845) Other agencies Personnel services 24,340 24,310 24,310 - Other services and charges 91,800 91,800 91,800 - Total other agencies 116,140 116,110 116,110 - City manager Personnel services 450,916 446,963 445,111 (1,852) Other services and charges 67,753 67,753 83,417 15,664 Total city manager 518,669 514,716 528,528 13,812 Legal Other services and charges 359,150 359,150 317,429 (41,721) Total legislative/executive 1,314,929 1,300,946 1,266,192 (34,754) Administrative services Administration Personnel services 75,390 75,834 72,809 (3,025) Other services and charges 90,160 90,360 89,053 (1,307) Total administration 165,550 166,194 161,862 (4,332) Human resources Personnel services 176,890 152,391 160,103 7,712 Other services and charges 100,370 185,357 130,233 (55,124) Total human resources 277,260 337,748 290,336 (47,412) City clerk Personnel services 723,234 710,499 602,603 (107,896) Other services and charges 138,130 143,160 158,117 14,957 Total city clerk 861,364 853,659 760,720 (92,939) Total administrative services 1,304,174 1,357,601 1,212,918 (144,683) Finance Personnel services 387,630 231,170 262,208 31,038 Other services and charges 277,870 252,142 262,287 10,145 Total finance 665,500 483,312 524,495 41,183 Assessing Personnel services - - 33 33 Other services and charges 12,520 12,520 23,368 10,848 Total finance 678,020 495,832 547,896 52,064 City of Richfield General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Year Ended December 31, 2025 2025 Budgeted Amounts Variance with Final Budget - Over (Under) Page 191 of 326 146 (Continued) Original Final Actual Amounts Expenditures (Continued) Current (continued) Public safety Administrative support services Personnel services 707,099$ 641,017$ 640,701$ (316)$ Other services and charges 633,841 619,747 1,089,617 469,870 Total administrative support services 1,340,940 1,260,764 1,730,318 469,554 Police operations Personnel services 9,193,960 8,902,870 8,685,683 (217,187) Other services and charges 2,247,390 2,374,030 2,231,134 (142,896) Total police operations 11,441,350 11,276,900 10,916,817 (360,083) Emergency services Personnel services 10,100 7,550 7,122 (428) Other services and charges 32,250 40,970 25,777 (15,193) Total emergency services 42,350 48,520 32,899 (15,621) Total public safety 12,824,640 12,586,184 12,680,034 93,850 Fire Fire protection Personnel services 5,228,070 5,309,813 5,225,095 (84,718) Other services and charges 960,907 1,023,317 1,014,468 (8,849) Total fire 6,188,977 6,333,130 6,239,563 (93,567) Community development Administration Other services and charges 67,370 67,370 67,300 (70) 2025 City of Richfield General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Year Ended December 31, 2025 Budgeted Amounts Variance with Final Budget - Over (Under) Page 192 of 326 147 (Continued) Original Final Actual Amounts Expenditures (Continued) Current (continued) Community development (continued) Planning and zoning Personnel services 276,770$ 268,810$ 231,831$ (36,979)$ Other services and charges 70,760 70,910 81,274 10,364 Total planning and zoning 347,530 339,720 313,105 (26,615) Inspection Personnel services 1,179,160 1,126,620 1,033,857 (92,763) Other services and charges 271,060 272,615 273,725 1,110 Total engineering 1,450,220 1,399,235 1,307,582 (91,653) Total community development 1,865,120 1,806,325 1,688,853 (117,472) Public works Administration Personnel services 170,190 165,130 176,059 10,929 Other services and charges 50,770 55,810 47,546 (8,264) Total administration 220,960 220,940 223,605 2,665 Engineering Personnel services 378,260 375,080 459,029 83,949 Other services and charges 211,300 214,300 154,135 (60,165) Total engineering 589,560 589,380 613,164 23,784 Streets Personnel services 1,534,580 1,478,580 1,578,062 99,482 Other services and charges 1,254,990 1,310,060 1,179,622 (130,438) Total streets 2,789,570 2,788,640 2,757,684 (30,956) Park maintenance Personnel services 965,140 965,260 949,915 (15,345) Other services and charges 737,920 736,920 833,361 96,441 Total park maintenance 1,703,060 1,702,180 1,783,276 81,096 Total public works 5,303,150 5,301,140 5,377,729 76,589 2025 Budgeted Amounts Variance with Final Budget - Over (Under) City of Richfield General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Year Ended December 31, 2025 Page 193 of 326 148 (Concluded) Original Final Actual Amounts Expenditures (Continued) Current (continued) Recreation services Recreation services administration Personnel services 365,520$ 386,380$ 391,590$ 5,210$ Other services and charges 151,047 152,897 142,611 (10,286) Total recreation services administration 516,567 539,277 534,201 (5,076) Recreation programs Personnel services 842,515 900,103 876,842 (23,261) Other services and charges 383,848 351,833 347,337 (4,496) Total recreation programs 1,226,363 1,251,936 1,224,179 (27,757) Wood Lake Nature Center Personnel services 564,628 541,877 604,777 62,900 Other services and charges 167,032 141,500 143,420 1,920 Total wood lake nature center 731,660 683,377 748,197 64,820 Total recreation services 2,474,590 2,474,590 2,506,577 31,987 Total expenditures 31,953,600 31,655,748 31,519,762 (135,986) Excess of revenues over (under) expenditures (36,240) 622,260 1,581,377 959,117 Other Financing Sources (Uses) Transfers in 812,600 508,490 508,490 - Transfers out (776,360) (1,130,750) (352,250) 778,500 Total other financing sources (uses) 36,240 (622,260) 156,240 778,500 Net change in fund balances -$ -$ 1,737,617 1,737,617$ Fund Balances Beginning of year 12,028,802 End of year 13,766,419$ Year Ended December 31, 2025 2025 Budgeted Amounts Variance with Final Budget - Over (Under) City of Richfield General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Page 194 of 326 149 Central Garage and Equipment Information Technology Self Insurance Building Services Compensated Absences Total Assets Current Assets Cash and temporary investments 1,602,954$ 650,216$ 5,935,137$ 1,221,775$ 3,072,123$ 12,482,205$ Receivables Accrued interest 641 306 3,311 757 1,847 6,862 Accounts 14,647 - - - - 14,647 Prepaid expenses - 67,209 - - - 67,209 Total current assets 1,618,242 717,731 5,938,448 1,222,532 3,073,970 12,570,923 Noncurrent Assets Capital assets Construction in progress 921,231 - - - - 921,231 Buildings and structures 13,133,837 1,152,502 - 671,379 - 14,957,718 Less accumulated depreciation (8,572,210) (879,945) - (425,249) - (9,877,404) Total capital assets (net of accumulated depreciation)5,482,858 272,557 - 246,130 - 6,001,545 Total noncurrent assets 5,482,858 272,557 - 246,130 - 6,001,545 Total assets 7,101,100 990,288 5,938,448 1,468,662 3,073,970 18,572,468 Deferred Outflows of Resources Deferred outflows of resources related to pensions 34,483 38,222 - 29,484 - 102,189 Deferred outflows of resources related to OPEB 2,111 4,402 - 3,395 - 9,908 Total deferred outflows of resources 36,594 42,624 - 32,879 - 112,097 Total assets and deferred outflows of resources 7,137,694$ 1,032,912$ 5,938,448$ 1,501,541$ 3,073,970$ 18,684,565$ Liabilities Current Liabilities Accounts and contracts payable 539,104$ 44,878$ 14,451$ 32,781$ -$ 631,214$ Accrued salaries payable 25,863 30,122 - 17,299 - 73,284 Due to other governments 232,189 - 79,394 - - 311,583 Compensated absences payable - current 6,036 9,711 - 13,013 709,052 737,812 Other postemployment benefits payable - current 309 645 - 497 - 1,451 Total current liabilities 803,501 85,356 93,845 63,590 709,052 1,755,344 Noncurrent Liabilities Compensated absences payable 17,180 27,638 - 37,036 2,018,071 2,099,925 Claims and judgements - - 1,287,564 - - 1,287,564 Net pension liability 132,815 148,647 - 114,664 - 396,126 Other postemployment benefits payable 6,604 13,771 - 10,621 - 30,996 Total noncurrent liabilities 156,599 190,056 1,287,564 162,321 2,018,071 3,814,611 Total liabilities 960,100 275,412 1,381,409 225,911 2,727,123 5,569,955 Deferred Inflows of Resources Deferred inflows of resources related to pensions 83,927 93,932 - 72,458 - 250,317 Deferred inflows of resources related to OPEB 2,748 5,732 - 4,420 - 12,900 Total deferred inflows of resources 86,675 99,664 - 76,878 - 263,217 Net Position Net investment in capital assets 5,482,858 272,557 - 246,130 - 6,001,545 Unrestricted 608,061 385,279 4,557,039 952,622 346,847 6,849,848 Total net position 6,090,919 657,836 4,557,039 1,198,752 346,847 12,851,393 Total liabilities, deferred inflows of resources and net position 7,137,694$ 1,032,912$ 5,938,448$ 1,501,541$ 3,073,970$ 18,684,565$ City of Richfield Internal Service Funds Combining Statement of Net Position December 31, 2025 Page 195 of 326 150 City of Richfield Internal Service Funds Combining Statement of Revenues, Expenses, and Changes in Net Position Year Ended December 31, 2025 Central Garage and Equipment Information Technology Self Insurance Building Services Operating Revenues Charges for services 1,629,080$ 1,473,854$ 954,001$ 1,057,298$ Operating Expenses Personnel services 484,492 567,438 368,581 378,038 Other services and charges 1,219,484 1,076,165 (761,027) 517,191 Depreciation 1,141,792 46,515 - 21,425 Total operating expenses 2,845,768 1,690,118 (392,446) 916,654 Operating Income (Loss)(1,216,688) (216,264) 1,346,447 140,644 Nonoperating Revenues/Expenses Interest earnings (loss)37,484 18,076 198,974 44,861 Miscellaneous revenues/expenses 2,205 - 102 - Gain on sale of capital assets 121,888 - - - Total nonoperating revenues/expenses 161,577 18,076 199,076 44,861 Income (loss) before transfers (1,055,111) (198,188) 1,545,523 185,505 Transfers In 1,335,000 393,800 - - Change in net position 279,889 195,612 1,545,523 185,505 Net position, January 1 5,811,030 462,224 3,011,516 1,013,247 Net position, December 31 6,090,919$ 657,836$ 4,557,039$ 1,198,752$ Page 196 of 326 151 Compensated Absences Total -$ 5,114,233$ - 1,798,549 - 2,051,813 - 1,209,732 - 5,060,094 - 54,139 108,119 407,514 - 2,307 - 121,888 108,119 531,709 108,119 585,848 - 1,728,800 108,119 2,314,648 238,728 10,536,745 346,847$ 12,851,393$ Page 197 of 326 152 City of Richfield Internal Service Funds Combining Statement of Cash Flows Year Ended December 31, 2025 Central Garage and Equipment Information Technology Self Insurance Building Services Cash Flows - Operating Activities Receipts from customers and users 1,614,433$ 1,473,854$ 956,097$ 1,057,298$ Other operating receipts 2,205 - 102 - Payments to suppliers (845,210) (1,148,279) (784,659) (600,727) Payments to employees (540,024) (625,859) (366,448) (437,645) Net cash flows - operating activities 231,404 (300,284) (194,908) 18,926 Cash Flows - Noncapital Financing Activities Financing activities Receipt of advances to other funds - - 372,707 - Transfer from other funds 1,335,000 393,800 - - Net cash flows - noncapital financing activities 1,335,000 393,800 372,707 - Cash Flows - Capital and Related Financing Activities Proceeds from sale of capital assets 121,888 - - - Acquisition of capital assets (1,772,418) - - (86,676) Net cash flows - capital and related financing activities (1,650,530) - - (86,676) Cash Flows - Investing Activities Interest received 38,885 18,554 207,464 45,908 Net change in cash and cash equivalents (45,241) 112,070 385,263 (21,842) Cash and Cash Equivalents, January 1 1,648,195 538,146 5,549,874 1,243,617 Cash and Cash Equivalents, December 31 1,602,954$ 650,216$ 5,935,137$ 1,221,775$ Reconciliation of Operating Loss to Net Cash Flows - Loss to Net Cash Flows - Operating Activities Operating income (loss)(1,216,688)$ (216,264)$ 1,346,447$ 140,644$ Adjustments to reconcile operating loss to net cash flows - loss to net cash flows - operating activities Depreciation expense 1,141,792 46,515 - 21,425 Other income related to operations 2,205 - 102 - Accounts receivable (14,647) - 2,096 - Prepaid items - (52,873) - - OPEB liability expense 779 (473) - 581 Net pension liability expense (43,678) (42,865) - (46,215) Accounts payable 223,943 35,368 (4,741) (83,536) Due to other governmental units 150,331 (54,609) 60,442 - Salaries payable 4,674 4,848 2,133 (1,818) Compensated absences payable (17,307) (19,931) - (12,155) Estimated payable for outstanding claims - - (1,601,387) - Total adjustments 1,448,092 (84,020) (1,541,355) (121,718) Net cash flows - operating activities 231,404$ (300,284)$ (194,908)$ 18,926$ Page 198 of 326 153 Compensated Absences Total -$ 5,101,682$ - 2,307 - (3,378,875) 6,400 (1,963,576) 6,400 (238,462) - 372,707 - 1,728,800 - 2,101,507 121,888 - (1,859,094) - (1,737,206) 111,964 422,775 118,364 548,614 2,953,759 11,933,591 3,072,123$ 12,482,205$ -$ 54,139$ - 1,209,732 - 2,307 - (12,551) - (52,873) - 887 - (132,758) - 171,034 - 156,164 - 9,837 6,400 (42,993) (1,601,387) 6,400 (292,601) 6,400$ (238,462)$ Page 199 of 326 154 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 200 of 326 155 SUPPLEMENTARY FINANCIAL INFORMATION CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 201 of 326 156 General Special Revenue Capital Projects Total Assets Cash and investments 3,178,322$ 2,252,589$ 15,549,196$ 20,980,107$ Taxes receivable - delinquent 40,476 - 71 40,547 Accounts receivable - 10,439 2,797 13,236 Interest receivable 1,701 5,139 8,214 15,054 Due from other funds 199,477 - 2,068,867 2,268,344 Due from other governments 2,789 24,877 50,474 78,140 Long term second mortgage receivable 20,988 3,958,535 245,250 4,224,773 Allowance for uncollectible accounts (20,988) (3,958,535) (245,250) (4,224,773) Land held for resale 76,000 - 8,644,457 8,720,457 Prepaid expenses 7,401 9,378 - 16,779 Total assets 3,506,166$ 2,302,422$ 26,324,076$ 32,132,664$ Liabilities Accounts payable 16,719$ 195,279$ 38,218$ 250,216$ Deposits payable - - 3,458 3,458 Due to other funds - 59,780 2,208,564 2,268,344 Due to other governments - 55 97,861 97,916 Total liabilities 16,719 255,114 2,348,101 2,619,934 Deferred Inflows of Resources Unavailable revenue - property taxes 40,476 - 71 40,547 Total deferred inflows of resources 40,476 - 71 40,547 Fund Balances Nonspendable 7,401 9,378 - 16,779 Restricted 76,000 - 16,849,209 16,925,209 Committed - 998,170 - 998,170 Assigned - 1,084,280 7,263,695 8,347,975 Unassigned 3,365,570 (44,520) (137,000) 3,184,050 Total fund balances 3,448,971 2,047,308 23,975,904 29,472,183 Total liabilities, deferred inflows of resources, and fund balances 3,506,166$ 2,302,422$ 26,324,076$ 32,132,664$ Total fund balances reported above 29,472,183$ Amounts reported for the Housing and Redevelopment Authority in the Statement of Net Position are different because: Allocation to reflect consolidation on internal service fund activities related to component unit (690,229)$ Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are reported as unavailable revenue in the funds Delinquent taxes receivable 40,547 Total net position - Housing and Redevelopment Authority 28,822,501$ Housing and Redevelopment Authority Combined Balance Sheet of Richfield, Minnesota December 31, 2025 Governmental Funds Page 202 of 326 157 General Special Revenue Capital Projects Total Revenues Tax increments -$ -$ 6,885,215$ 6,885,215$ Property taxes 705,344 - - 705,344 Intergovernmental - 2,340,091 775,863 3,115,954 Investment income 110,876 105,892 560,534 777,302 Miscellaneous 42,752 35,264 68,001 146,017 Total revenues 858,972 2,481,247 8,289,613 11,629,832 Expenditures Current General government - 1,740,001 - 1,740,001 Housing and redevelopment Personnel services 343,031 258,898 328,849 930,778 Other services and charges 106,555 2,255,036 450,119 2,811,710 Capital outlay Housing and redevelopment 36,696 - 1,915,023 1,951,719 Debt Service Principal - - 260,000 260,000 Interest and other - - 4,120,782 4,120,782 Total expenditures 486,282 4,253,935 7,074,773 11,814,990 Excess of revenues over (under) expenditures 372,690 (1,772,688) 1,214,840 (185,158) Other Financing Sources (Uses) Transfers in - 1,300,001 691,800 1,991,801 Transfers out (7,600) - (1,984,201) (1,991,801) Total other financing sources (uses)(7,600) 1,300,001 (1,292,401) - Net change in fund balances 365,090 (472,687) (77,561) (185,158) Fund Balances Beginning balance, restated 3,083,881 2,519,995 24,053,465 29,657,341 End of year 3,448,971$ 2,047,308$ 23,975,904$ 29,472,183$ Amounts reported for the Housing and Redevelopment Authority in the Statement of Activities are different because: Net change in fund balances - Housing and Redevelopment Authority (185,158)$ Adjustment to reflect the consolidation of internal service fund activities related to component unit 1,055 Certain revenues are recognized as soon as they are earned. Under the modified accrual basis of accounting, certain revenues cannot be recognized until they are available to liquidate liabilities of the current period. Property taxes 15,135 Change in net position - Housing and Redevelopment Authority (168,968)$ of Richfield, Minnesota Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Year Ended December 31, 2025 Housing and Redevelopment Authority Governmnetal Funds Page 203 of 326 158 of Richfield Minnesota Financial Data Schedules Balance Sheet December 31, 2025 111 Cash - unrestricted 85,149$ 122 Accounts receivable - HUD 5,472 124 Accounts receivable - other governments 4,877 128 Fraud recovery 17,967 128.1 Allowance for doubtful accounts - fraud (13,000) 129 Accrued interest receivable 106 Prepaid items 9,378 290 Total Assets 109,949$ 312 Accounts payable <= 90 days 351$ 347 Inter Program - Due To 59,780 Total Liabilities 60,131 512.4 Unrestricted 49,818 513 Total Net Position 49,818 600 Total Liabilities and Fund Balances 109,949$ Housing and Redevelopment Authority - Housing Choice Vouchers Assets Liabilities Net Position Page 204 of 326 159 70600 HUD PHA operating grants 2,223,733$ 71100 Investment income - unrestricted 6,811 71400 Fraud recovery 8,074 71500 Other revenue 676,965 70000 Total revenues 2,915,583 Administrative expenses 91100 Administrative salaries 258,898 91500 Office expenses 27,469 91600 Other 21,537 91000 Total administrative expenses 307,904 General expenses 96200 Other general expenses 75,995 96900 Total expenditures 383,899 Excess (deficiency) of revenues over (under) expenditures 2,531,684 97300 Housing assistance payments 1,989,886 97350 HAP portability-in 615,607 90000 Total other expenses 2,605,493 Net increase (decrease) in net position (73,809) Net position, January 1 123,627 Net position, December 31 49,818$ Memo account information 11190 Unit months available 2,623 11210 Number of unit months leased 2,307 Notes: Financial Data Schedules - U.S. Department of Housing and Urban Development The City has presented the financial data schedules for its Housing and Redevelopment Authority. These schedules are presented on a modified accrual basis of accounting. The information in these schedules is presented in accordance with the U.S. Department of Housing and Urban Development, Office of Public Housing (HUD) and Indian Housing, Real Estate Assessment Center and the Financial Assessment Subsystem - Public Housing (FASS-PH). Accordingly, some of the amounts presented in these schedules may differ from the amounts presented in, or used in the preparation of, the City's basic financial statements. Housing and Redevelopment Authority - Housing Choice Vouchers of Richfield, Minnesota Financial Data Schedules Income Statement for the Year Ended December 31, 2025 Revenues Expenditures Other Expenses Page 205 of 326 160 Assets Cash and investments 1,499,418$ Property taxes receivable 5,410 Accounts receivable 135 Interest receivable 793 Deferred loan receivable 1,456,345 Allowance for uncollectible accounts (1,456,345) Total assets 1,505,756$ Liabilities Accounts payable 44,257$ Deferred Inflows of Resources Unavailable revenue - property taxes 5,410 Fund Balances Unassigned 1,456,089 Total fund balances 1,456,089 Total liabilities, deferred inflows of resources, and fund balances 1,505,756$ Fund balance reported above 1,456,089$ Some receivables are not available soon enough to pay for the current period's expenditures, and therefore are unavailable in the funds. Delinquent taxes 5,410 Net position of component unit activities 1,461,499$ City of Richfield Economic Development Authority Component Unit Balance Sheet December 31, 2025 Page 206 of 326 161 Revenues Taxes 623,343$ Intergovernmental 38,875 Miscellaneous Investment income 46,213 Loan repayment 201,771 Other 2,100 Total revenues 912,302 Expenditures Current Economic development Personnel services 161,049 Other services and charges 581,947 Total expenditures 742,996 Excess of revenues over (under) expenditures 169,306 Fund Balances Beginning of year 1,286,783 End of year 1,456,089$ Adjustment to reflect the change in other long-term assets not available to pay current period expenditures -$ Change in net position of component unit activities 169,306$ Year Ended December 31, 2025 Statement of Revenues, Expenditures, and Changes in Fund Balances Economic Development Authority Component Unit City of Richfield Page 207 of 326 162 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 208 of 326 163 STATISTICAL SECTION (UNAUDITED) CITY OF RICHFIELD RICHFIELD, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2025 Page 209 of 326 164 (THIS PAGE LEFT BLANK INTENTIONALLY) Page 210 of 326 165 City of Richfield Statistical Section This part of the City of Richfield's annual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Pages Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. 166-175 Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. 176-182 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 183-186 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place. 187-188 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 189-191 Sources: Unless otherwise noted, the information in these schedules is derived from the annual comprehensive financial reports for the relevant year. Page 211 of 326 166 City of Richfield Statistical Section (Unaudited) Net Position by Component Last Ten Fiscal Years (Accrual Basis of Accounting) 2016 2017 2018 2019 Governmental Activities Net investment in capital assets 51,478,014$ 46,432,821$ 44,695,707$ 46,258,802$ Restricted 3,093,111 3,388,199 6,336,024 5,933,995 Unrestricted (428,034) (4,174,406) (8,092,783) (16,378,793) Total governmental activities net position 54,143,091$ 45,646,614$ 42,938,948$ 35,814,004$ Business-Type Activities Net investment in capital assets 16,757,963$ 19,656,557$ 23,309,355$ 20,657,979$ Unrestricted 2,429,606 4,155,490 4,418,358 5,970,660 Total business-type activities net position 19,187,569$ 23,812,047$ 27,727,713$ 26,628,639$ Total Primary Government Net investment in capital assets 68,235,977$ 60,155,878$ 59,206,662$ 58,559,804$ Restricted 3,093,111 3,388,199 6,336,024 5,933,995 Unrestricted 2,001,572 5,914,584 5,123,975 (3,108,970) Total primary government net position 73,330,660$ 69,458,661$ 70,666,661$ 61,384,829$ Fiscal Year Page 212 of 326 167 Table 1 2020 2021 2022 2023 2024 2025 46,316,911$ 51,429,664$ 64,217,643$ 75,377,835$ 73,327,481$ 77,809,801$ 7,253,345 16,485,325 3,964,804 8,636,333 9,210,048 11,977,066 (8,288,323) (3,540,422) 411,109 (5,405,313) (1,212,166) 9,419,098 45,281,933$ 64,374,567$ 68,593,556$ 78,608,855$ 81,325,363$ 99,205,965$ 20,657,979$ 21,303,212$ 21,550,313$ 19,177,441$ 26,509,108$ 26,988,698$ 5,970,660 6,361,197 8,177,018 12,086,805 7,645,485 8,624,985 26,628,639$ 27,664,409$ 29,727,331$ 31,264,246$ 34,154,593$ 35,613,683$ 58,758,640$ 64,876,476$ 78,279,906$ 87,445,726$ 93,119,889$ 98,486,849$ 7,253,345 16,485,325 3,964,804 8,636,333 9,210,048 11,977,066 5,898,587 10,677,175 16,076,177 13,791,042 13,150,019 24,355,733 71,910,572$ 92,038,976$ 98,320,887$ 109,873,101$ 115,479,956$ 134,819,648$ Fiscal Year Page 213 of 326 168 City of Richfield Statistical Section (Unaudited) Changes in Net Position (Continued on the Following Pages) Last Ten Fiscal Years (Accrual Basis of Accounting) 2016 2017 2018 2019 Expenses Governmental activities General government 3,503,975$ 3,261,312$ 3,205,714$ 3,365,461$ Public safety 16,846,901 13,706,386 12,958,838 14,234,972 Community development 1,489,202 1,364,675 1,552,826 1,676,267 Public works 16,161,254 15,028,590 13,039,259 21,901,131 Culture and recreation 4,244,085 4,142,433 4,308,628 4,196,419 Interest on long-term debt 1,786,750 1,751,627 1,563,101 1,449,654 Total governmental activities expenses 44,032,167 39,255,023 36,628,366 46,823,904 Business-type activities Liquor 10,018,719 10,729,098 10,824,828 11,904,943 Water and sewer utility 8,067,365 7,957,436 8,262,064 8,330,939 Storm sewer utility 1,462,684 1,623,854 1,720,653 1,924,222 Total business-type activities expenses 19,548,768 20,310,388 20,807,545 22,160,104 Total primary government expenses 63,580,935$ 59,565,411$ 57,435,911$ 68,984,008$ Program Revenues Governmental activities Charges for services General government 830,145$ 762,824$ 793,277$ 893,750$ Public safety 658,591 735,790 754,699 780,881 Community development 1,383,804 1,289,746 1,696,677 2,204,262 Public works 309,235 309,361 317,813 305,451 Culture and recreation 1,751,634 1,694,849 1,868,941 1,831,136 Operating grants and contributions 1,434,327 1,463,533 1,463,533 1,562,337 Capital grants and contributions 4,733,815 3,590,702 3,590,702 4,159,314 Total governmental activities program revenues 11,101,551 9,846,805 10,485,642 11,737,131 Business-type activities Charges for services Liquor 10,457,318 11,351,640 11,561,557 12,678,003 Water and sewer utility 7,647,683 8,023,101 8,648,729 8,826,120 Storm sewer utility 1,352,699 1,495,191 1,768,394 1,828,180 Operating grants and contributions - - - - Capital grants and contributions - - - - Total business-type activities program revenues 19,457,700 20,869,932 21,978,680 23,332,303 Total primary government program revenues 30,559,251$ 30,716,737$ 32,464,322$ 35,069,434$ Fiscal Year Page 214 of 326 169 Table 2 2020 2021 2022 2023 2024 2025 3,443,118$ 3,591,071$ 4,535,832$ 4,416,925$ 5,044,942$ 3,808,169$ 14,767,550 14,455,290 17,406,811 19,165,643 19,121,775 18,940,122 1,601,218 1,730,362 1,758,662 8,969,774 1,845,055 9,732,142 11,146,122 8,969,332 9,179,955 5,653,215 11,460,779 6,288,456 3,426,087 4,666,522 5,308,282 1,788,215 5,512,708 1,344,168 1,487,038 1,317,337 1,380,404 1,290,114 1,264,578 1,570,857 35,871,133 34,729,914 39,569,946 41,283,886 44,249,837 41,683,914 12,384,877 12,979,538 13,299,880 12,700,999 12,792,792 12,510,710 8,272,505 8,380,422 9,343,582 9,330,452 9,990,930 9,271,142 2,057,741 2,043,408 2,129,905 2,640,186 2,325,095 3,239,369 22,715,123 23,403,368 24,773,367 24,671,637 25,108,817 25,021,221 58,586,256$ 58,133,282$ 64,343,313$ 65,955,523$ 69,358,654$ 66,705,135$ 590,246$ 951,034$ 1,027,491$ 1,003,475$ 1,435,328$ 1,331,170$ 535,792 500,678 675,771 508,704 584,490 699,164 2,137,248 2,137,779 1,619,026 343,747 1,365,053 3,308,179 237,698 338,892 324,499 2,420,618 3,076,726 2,525,562 605,969 1,927,900 2,123,558 1,181,748 2,437,858 1,727,156 4,238,000 1,456,035 1,614,601 3,627,875 2,695,970 2,988,951 8,163,705 17,781,877 7,027,935 8,372,899 4,362,651 8,362,296 16,508,658 25,094,195 14,412,881 17,459,066 15,958,076 20,942,478 13,262,924 13,927,926 14,209,724 13,967,904 14,053,489 13,718,076 8,716,310 9,227,632 9,892,777 10,429,228 9,348,958 10,714,740 2,047,290 2,043,821 2,154,934 2,382,576 2,298,391 2,413,899 - - - 15,000 91,500 - - - - 3,827 31,087 24,026,524 25,199,379 26,257,435 26,779,708 25,719,665 26,969,302 40,535,182$ 50,293,574$ 40,670,316$ 44,238,774$ 41,677,741$ 47,911,780$ Fiscal Year Page 215 of 326 170 City of Richfield Statistical Section (Unaudited) Changes in Net Position (Continued on the Following Pages) Changes in Net Position (Continued) (Accrual Basis of Accounting) 2016 2017 2018 2019 Net Revenues (Expenses) Governmental activities (32,930,616)$ (29,789,259)$ (26,142,724)$ (35,086,773)$ Business-type activities (91,068) 559,544 1,171,135 1,172,199 Total primary government net revenues (expenses)(33,021,684)$ (29,229,715)$ (24,971,589)$ (33,914,574)$ General Revenues and Other Changes in Net Position Governmental activities Taxes Property taxes 18,398,414$ 19,075,553$ 20,019,144$ 20,887,161$ Franchise taxes 2,260,122 2,264,759 224,216 2,241,396 Sales taxes - - - - Lodging taxes - - - - Grants and contributions not restricted to specific programs 2,084,057 2,094,443 2,229,280 2,235,643 Other general revenues 940,123 1,573,837 1,772,578 2,057,553 Transfers (1,596,613) (3,715,810) (2,727,229) 308,930 Total governmental activities 22,086,103 21,292,782 21,517,989 27,730,683 Business-type activities Other general revenues 348,827 349,124 434,240 502,377 Transfers 1,596,613 3,715,810 2,727,229 (308,930) Special item - - (93,263) (335,943) Total business-type activities 1,945,440 4,064,934 3,068,206 (142,496) Total primary government 24,031,543$ 25,357,716$ 24,586,195$ 27,588,187$ Change in Net Position Governmental activities (10,844,502)$ (8,496,477)$ (2,606,735)$ (7,356,090)$ Business-type activities 1,854,372 4,624,478 4,239,341 1,029,703 Total primary government (8,990,130)$ (3,871,999)$ 1,632,606$ (6,326,387)$ Fiscal Year Page 216 of 326 171 Table 2 (Continued) 2020 2021 2022 2023 2024 2025 (19,272,475)$ (9,635,719)$ (25,157,065)$ (23,824,820)$ (28,291,761)$ (20,741,436)$ 1,311,401 1,796,011 1,484,068 2,108,071 610,848 1,948,081 (17,961,074)$ (7,839,708)$ (23,672,997)$ (21,716,749)$ (27,680,913)$ (18,793,355)$ 22,183,130$ 23,336,637$ 24,553,760$ 21,992,920$ 27,404,757$ 28,983,778$ 2,235,139 2,242,186 2,242,820 4,046,389 - - - - - - - 2,674,438 - - - - - 7,316 2,366,046 2,104,750 2,334,669 2,038,711 3,392,552 3,410,633 1,187,879 217,010 692,988 4,610,559 2,097,743 2,548,896 768,210 827,770 (448,183) 1,197,926 950,400 849,490 28,740,404 28,728,353 29,376,054 33,886,505 33,845,452 38,474,551 514,623 67,529 130,671 626,770 569,750 360,499 (768,210) (827,770) 448,183 (1,197,926) (860,088) (849,490) - - - - - - (253,587) (760,241) 578,854 (571,156) (290,338) (488,991) 28,486,817$ 27,968,112$ 29,954,908$ 33,315,349$ 33,555,114$ 37,985,560$ 9,467,929$ 19,092,634$ 4,218,989$ 10,061,685$ 5,553,691$ 17,733,115$ 1,057,814 1,035,770 2,062,922 1,536,915 320,510 1,459,090 10,525,743$ 20,128,404$ 6,281,911$ 11,598,600$ 5,874,201$ 19,192,205$ Fiscal Year Page 217 of 326 172 City of Richfield Statistical Section (Unaudited) Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2016 2017 2018 2019 General Fund Nonspendable 15,799$ 141,195$ 12,679$ 177,753$ Restricted - - - - Unassigned 9,600,129 10,038,550 10,520,461 11,313,120 Total general fund 9,615,928$ 10,179,745$ 10,533,140$ 11,490,873$ All Other Governmental Funds Nonspendable 2,887$ 17,761$ 105,287$ 15,236$ Restricted 18,332,804 20,275,918 16,286,001 10,642,272 Committed 720,397 738,817 1,790,562 2,836,946 Assigned 13,408,861 17,069,166 22,069,612 21,371,523 Unassigned (1,847,409) (3,741,559) (6,573,705) (4,101,728) Total all other governmental funds 30,617,540$ 34,360,103$ 33,677,757$ 30,764,249$ Fiscal Year Page 218 of 326 173 Table 3 2020 2021 2022 2023 2024 2025 28,365$ 47,489$ 66,984$ 61,640$ 317,975$ 72,867$ 16,118 - - - - - 12,870,165 10,517,440 10,923,406 11,425,348 11,710,827 13,693,552 12,914,648$ 10,564,929$ 10,990,390$ 11,486,988$ 12,028,802$ 13,766,419$ 1,485$ 1,111$ 2,754$ 90$ 1,389$ 5,989$ 8,785,571 3,090,932 2,121,557 8,986,815 20,157,255 21,053,724 4,078,939 13,661,056 14,448,057 8,212,034 12,256,565 13,279,548 24,710,670 5,518,491 5,839,195 - - - (1,749,993) (3,798,986) (3,141,170) (2,899,672) (2,062,733) (1,148,870) 35,826,672$ 18,472,604$ 19,270,393$ 14,299,267$ 30,352,476$ 33,190,391$ Fiscal Year Page 219 of 326 174 Statistical Section (Unaudited) Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2016 2017 2018 2019 Revenues Taxes 18,357,209$ 19,112,961$ 20,041,028$ 20,876,291$ Sales taxes - - - - Franchise taxes 2,260,122 2,264,759 2,242,216 2,241,396 Lodging taxes - - - - Special assessments 194,607 206,140 202,308 232,098 Fines and forfeitures 279,437 345,143 363,806 401,118 License and permits 1,124,025 1,061,107 1,385,288 1,734,871 Intergovernmental 7,971,353 6,526,885 6,995,230 7,532,797 Charges for services 3,529,947 3,386,320 3,682,313 3,879,491 Interest earnings (loss)157,444 247,818 685,353 689,997 Miscellaneous 719,430 1,254,319 951,055 1,197,637 Total revenues 34,593,574 34,405,452 36,548,597 38,785,696 Expenditures Current General government 2,602,322 2,633,435 2,652,810 2,757,627 Public safety 12,367,364 12,471,350 12,993,392 14,018,093 Community development 1,330,766 1,349,571 1,471,067 1,586,564 Public works 13,457,283 12,643,244 10,834,054 19,635,955 Recreation services 3,382,122 3,379,327 3,615,978 3,567,386 Capital outlay 2,951,196 4,636,951 4,441,313 9,773,296 Debt service Principal 2,125,000 8,140,000 2,365,000 8,870,000 Interest and other charges 1,563,351 1,699,998 1,597,997 1,658,046 Bond issuance costs - - - - Total expenditures 39,779,404 46,953,876 39,971,611 61,866,967 Excess (deficiency) of revenues over (under) expenditures (5,185,830) (12,548,424) (3,423,014) (23,081,271) Other Financing Sources (Uses) Bond proceeds 11,215,000 12,175,000 9,770,000 5,290,000 Premium on bonds issued 516,582 319,366 151,774 314,825 Sale of capital assets - - - - Payment to refunded bond escrow agent - (2,950,000) - - Transfers in 4,368,205 5,333,223 11,296,324 12,196,655 Transfers out (4,860,995) (6,172,033) (11,851,404) (12,887,725) Total other financing sources (uses)11,238,792 8,705,556 9,366,694 4,913,755 Net change in fund balances 6,052,962$ (3,842,868)$ 5,943,680$ (18,167,516)$ Debt service as a percentage of noncapital expenditures 10.0%23.3%11.1%20.2% Fiscal Year City of Richfield Page 220 of 326 175 Table 4 2020 2021 2022 2023 2024 2025 22,201,245$ 23,308,086$ 24,548,928$ 25,962,569$ 27,476,773$ 28,847,154$ - - - - - 2,674,438 2,235,139 2,242,186 2,242,820 2,250,588 2,789,922 2,782,083 - - - - - 7,316 229,692 159,089 146,248 244,981 326,342 319,674 202,012 230,966 266,793 208,885 255,014 302,648 1,743,695 1,695,431 1,379,973 981,777 1,133,987 1,293,755 14,493,527 10,896,993 17,291,129 15,436,492 9,008,065 13,798,832 2,251,246 3,383,966 3,572,411 3,677,002 4,212,577 4,682,292 265,483 27,564 474,176 1,783,377 1,414,911 1,844,228 833,164 969,270 1,388,855 1,023,718 1,022,381 1,463,458 44,455,203 42,913,551 51,311,333 51,569,389 47,639,972 58,015,878 2,900,167 2,995,213 3,736,372 4,077,430 4,469,352 3,806,062 14,599,965 15,587,368 15,946,189 16,922,072 18,066,838 19,217,277 1,640,111 1,796,086 1,616,827 1,652,012 1,736,430 1,688,853 8,907,229 12,153,261 4,999,152 5,254,536 5,726,040 5,895,996 2,724,828 3,773,805 4,151,016 4,491,736 4,805,618 5,671,524 4,642,849 1,336,393 18,655,668 18,366,678 6,202,147 17,330,759 3,290,000 3,560,000 3,760,000 3,870,000 4,190,000 3,710,000 1,615,536 1,497,299 1,360,676 1,477,493 1,447,368 1,649,631 - - 110,227 - - - 40,320,685 42,699,425 54,336,127 56,111,957 46,643,793 58,970,102 4,134,518 214,126 (3,024,794) (4,542,568) 996,179 (954,224) 4,365,000 - 5,565,000 - 10,000,000 6,160,000 170,520 - 195,727 - 686,292 101,579 - - 500 - - - - (1,385,000) - - - - 11,766,403 5,532,754 6,059,926 5,733,451 3,592,781 6,401,703 (12,013,193) (5,769,984) (7,573,109) (5,619,025) (4,050,381) (7,281,013) 4,288,730 (1,622,230) 4,248,044 114,426 10,228,692 5,382,269 8,423,248$ (1,408,104)$ 1,223,250$ (4,428,142)$ 11,224,871$ 4,428,045$ 13.7%14.3%14.2%14.1%13.1%12.8% Fiscal Year Page 221 of 326 176 Real Property Total Fiscal Commercial Personal Taxable Year Residential Apartments Industrial Property Market Value 2016 1,920,643,255$ 334,634,375$ 619,857,100$ 17,757,000$ 2,892,891,730$ 2017 2,078,843,492 379,947,517 596,335,200 20,497,500 3,075,623,709 2018 2,373,695,072 391,924,323 631,189,700 21,223,000 3,418,032,095 2019 2,533,077,293 489,451,590 641,809,900 21,104,000 3,685,442,783 2020 2,594,212,488 563,006,090 676,704,300 25,160,800 3,859,083,678 2021 2,828,914,390 609,514,200 672,025,000 12,868,200 4,123,321,790 2022 3,336,255,143 704,770,100 700,744,000 15,541,300 4,757,310,543 2023 3,409,420,309 796,733,100 738,664,000 13,617,600 4,958,435,009 2024 3,353,771,859 778,604,100 704,227,600 13,932,400 4,850,535,959 2025 3,465,193,177 733,069,100 650,054,600 15,611,100 4,863,927,977 Source: Hennepin County report Market Value and Tax Capacity Growth By City. City of Richfield Taxable and Estimated Market Values of Taxable Property Last Ten Fiscal Years (unaudited) Page 222 of 326 177 Table 5 Estimated Actual Market Value 62.66 %3,072,682,200$ 94.15 % 58.41 3,263,103,600 94.25 59.34 3,587,736,600 95.27 54.74 3,846,256,100 95.82 54.73 4,018,060,200 96.04 55.50 4,264,414,600 96.69 55.07 4,868,218,300 97.72 52.12 5,061,837,200 97.96 53.53 5,039,434,100 96.25 55.78 5,046,191,200 96.39 Market Value Total Taxable Total Direct Tax Rate as a Percent of Estimated Actual Market Value Page 223 of 326 178 City of RichfieldStatistical Section (Unaudited)Property Tax Rates - Direct and Overlapping Governments Last Ten Fiscal Years Table 6 Fiscal Year 2016 53.190 %7.800 %1.670 %62.660 %28.770 %45.360 %9.530 %146.320 % 2017 53.180 6.670 1.560 61.410 27.050 44.090 9.320 141.870 2018 49.580 8.150 1.610 59.340 37.050 42.810 8.970 148.170 2019 45.470 7.810 1.460 54.740 33.330 41.860 8.550 138.480 2020 45.120 8.170 1.440 54.730 32.660 41.080 8.220 136.690 2021 46.150 7.930 1.420 55.500 30.520 38.210 7.810 132.040 2022 45.843 7.838 1.385 55.066 28.708 38.535 7.849 130.158 2023 43.057 7.784 1.279 52.120 26.890 34.542 8.164 121.716 2024 44.670 7.578 1.285 53.533 26.604 34.681 6.723 121.541 2025 47.228 7.506 1.314 56.048 26.824 37.081 7.246 127.199 Source: Hennepin County Assessing Office RatesOverlappingDirect andSchoolDistrictCountyAgenciesHennepinDirect City Rates MetropolitanOverlapping Rates Total General CityDebtHRATotal Page 224 of 326 179 City of Richfield Statistical Section (Unaudited) Principal Property Taxpayers Current and Nine Years Ago Table 7 Net Net Tax Tax Taxpayer Capacity Rank Taxpayer Capacity Rank Best Buy Company, Inc.1,379,250$ 1 2.44 %Best Buy Company, Inc.3,203,690$ 1 12.52 % JRK Investors, Inc.1,175,000 2 2.08 - JIW Inc.767,250 3 1.36 - Novo LLC 574,438 4 1.01 - Meridian Crossings LLC 528,510 5 0.93 Meridian Crossings LLC 1,099,250 2 4.30 Individual 522,690 6 0.92 - Ryan Companies 510,250 7 0.90 - CSM Corporation 467,210 8 0.83 CSM Corporation 307,450 7 1.20 DRFC Southdale Square LLC 458,430 9 0.81 - 6200 Penn LLC 448,188 10 0.79 - - Menards, Inc.516,930 3 2.02 - Crossroads at Penn LLC 429,363 4 1.68 - City Bella 340,095 5 1.33 - Brixmor SPE 1 LLC 318,610 6 1.25 - Gramercy Park 265,034 8 1.04 - The Oaks LLC 197,763 9 0.77 - ROP Investment Co LLC 188,788 10 0.74 Total 6,831,216$ 12.07 %6,866,973$ 26.84 % Source: Hennepin County Assessing Office Tax Capacity Tax Capacity 2025 2016 Percent of Percent of Total Net Total Net Page 225 of 326 180 City of Richfield Statistical Section (Unaudited) Property Tax Levies and Collections Last Ten Fiscal Years Table 8 Delinquent Total Tax Collections in Fiscal Levy for Subsequent Year Fiscal Year Amount Years Amount 2016 19,125,557$ 19,001,616$ 99.35 %-$ 19,001,616$ 99.35 % 2017 19,664,285 19,568,641 99.51 - 19,568,641 99.51 2018 21,083,735 20,972,448 99.47 - 20,972,448 99.47 2019 22,089,350 21,973,828 99.48 - 21,973,828 99.48 2020 23,267,441 23,178,920 99.62 -(28,064) 23,150,856 99.50 2021 23,735,662 23,567,746 99.29 -(62,533) 23,505,213 99.03 2022 25,777,379 25,636,397 99.45 (13,796) 25,622,602 99.40 2023 27,460,533 27,209,919 99.09 (130,806) 27,079,113 98.61 2024 29,062,775 28,685,014 98.70 (22,905) 28,662,108 98.62 2025 30,628,179 29,986,869 97.91 - 29,986,869 97.91 Source: Hennepin County Assessing Office Collected within the Total Collections to Date of Levy of Levy Percentage Percentage Fiscal Year of the Levy Page 226 of 326 181 Table 9 General General 53000 Water and 51000 52000 Total Debt Fiscal Redevelopment Obligation Obligation Lease Storm Sewer Sewer Water Sewer Primary Per Year Bonds Bonds Revenue Bonds Payable Bonds Bonds Bonds Bonds Government Capita 2016 6,340,000$ 42,212,887$ -$ -$ 7,150,861$ -$ 5,194,818$ -$ 60,898,566$ - 1,666$ 2017 5,645,000 44,228,837 - - 6,896,061 - 4,846,018 - 61,615,916$ - 1,696 2018 4,940,000 52,399,608 - - 6,516,261 - 4,457,218 - 68,313,087$ - 1,869 2019 4,220,000 49,747,831 - - 6,950,730 - 5,304,682 1,141,176 67,364,419$ - 1,821 2020 3,475,000 51,621,351 - - 8,357,825 - 6,132,188 1,137,976 70,724,340$ - 1,912 2021 2,715,000 47,319,352 - 123,705 6,116,394 - 5,651,987 1,094,776 63,021,214$ - 1,700 2022 1,925,000 49,983,779 - 98,827 8,786,936 - 6,085,480 1,560,103 68,440,125$ - 1,873 2023 1,110,000 46,800,923 - 73,848 8,315,882 - 5,541,049 1,516,026 63,357,728$ - 1,638 2024 260,000 43,333,066 10,686,292 48,696 7,732,828 - 4,940,117 1,455,449 68,456,448$ - 1,779 2025 - 39,755,209 16,833,489 23,370 7,131,374 - 4,323,135 1,389,322 69,455,899$ 1,805 Details regarding the City's outstanding debt can be found in the notes to the financial statements. Information on personal income is not available. Percentage of Personal Income Business-Type ActivitiesGovernmental Activities City of Richfield Statistical Section (Unaudited) Ratios of Outstanding Debt by Type Last Ten Fiscal Years Page 227 of 326 182 City of Richfield Statistical Section (Unaudited) Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Table 10 Less: Amounts General Available in Fiscal Obligation Redevelopment Revenue Debt Service Net Taxable Year Bonds Bonds Bonds Total Fund Total Per Capita (2) 2016 42,212,887$ 6,340,000$ -$ 48,552,887$ 1,653,862$ 46,899,025$ 1.68 %1,067$ 2017 44,228,837 5,645,000 - 49,873,837 1,904,043 47,969,794 1.62 1,336 2018 52,399,608 4,940,000 - 57,339,608 2,356,747 54,982,861 1.68 1,372 2019 49,747,831 4,220,000 - 53,967,831 3,039,324 50,928,507 1.46 1,569 2020 51,621,351 3,475,000 - 55,096,351 3,440,778 51,655,573 1.43 1,481 2021 47,319,352 2,715,000 - 50,034,352 5,067,755 44,966,597 1.21 1,489 2022 49,983,779 1,925,000 - 51,908,779 5,775,047 46,133,732 1.09 1,356 2023 46,800,923 1,110,000 - 47,910,923 5,912,811 41,998,112 0.97 1,423 2024 43,333,066 260,000 10,686,292 54,279,358 6,353,054 47,926,304 1.12 1,245 2025 39,755,209 - 16,833,489 56,588,698 8,883,935 47,704,763 1.16 1,240 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property for property value data. (2) Population data can be found in the Schedule of Demographic and Economic Statistics. Estimated Market Value of Property (1) Percentage of Page 228 of 326 183 City of Richfield Statistical Section (Unaudited) Computation of Direct and Overlapping Debt December 31, 2025 Table 11 Estimated Estimated Share of Debt Percentage Overlapping Governmental Unit Outstanding Applicable (1)Debt Hennepin County 1,532,160$ 1.83 %28,001$ Independent School District #280, Richfield, MN 123,155,000 70.98 87,420,749 Three Rivers Park District 63,065,000 2.46 1,549,989 Hennepin Regional RR Authority 71,980,000 1.83 1,315,483 Metropolitan Council 1,159,185,118 0.82 9,450,100 Metro Transit 405,060,000 0.97 3,923,089 Total overlapping debt 1,823,977,278 103,687,411 City of Richfield 56,612,068 100.00 56,612,068 Total direct and overlapping debt 1,880,589,346$ 160,299,479$ Note: (1) The percentage applicable to the City of Richfield was determined by dividing the portion of the tax capacity within the City by the total tax capacity of the taxing jurisdiction. Sources: Government entity Annual Comprehensive Financial Reports; Hennepin County Assessing Office Page 229 of 326 184 City of Richfield Statistical Section (Unaudited) Legal Debt Margin Information Last Ten Fiscal Years 2016 2017 2018 2019 Debt limit 92,180$ 97,893$ 107,632$ 115,388$ Total net debt applicable to limit 29,522 42,506 50,769 47,972 Legal debt margin 62,658$ 55,387$ 56,863$ 67,416$ Total net debt applicable to the limit as a percent of debt limit 32.03%43.42%47.17%41.57% Fiscal Year Page 230 of 326 185 Table 12 2020 2021 2022 2023 2024 2025 120,542$ 127,932$ 146,047$ 151,855$ 151,183$ 151,386$ 47,440 44,306 47,135 46,745 42,555 38,845 73,102$ 83,626$ 98,912$ 105,110$ 108,628$ 112,541$ 39.36%34.63%32.27%30.78%28.15%25.66% Estimated market value 5,046,191,200$ Debt limit (3% of market value)151,385,736 Debt applicable to limit General Obligation Bonds 30,894,644 Legal debt margin 120,491,092$ Fiscal Year Legal Debt Margin Calculation for Fiscal Year 2023 Page 231 of 326 186 City of Richfield Statistical Section (Unaudited) Revenue Bond Coverage Last Ten Fiscal Years Table 13 Direct Net Fiscal Gross Operating Available Year Revenue (3)Expense (1)Revenue Principal Interest Total 2016 4,929,871$ 3,520,861$ 1,305,812$ 570,000$ 364,299$ 934,299$ 1.40 % 2017 5,195,297 3,532,721 1,349,245 570,000 357,053 927,053 1.46 2018 5,771,247 3,943,875 1,126,957 735,000 324,269 1,059,269 1.06 2019 10,654,300 7,964,269 1,223,490 750,000 312,455 1,062,455 1.15 2020 10,763,600 7,807,898 1,318,264 1,760,000 416,995 2,176,995 0.61 2021 11,090,412 7,794,392 3,296,020 2,685,000 357,048 3,042,048 1.08 2022 11,663,916 8,619,335 3,044,581 960,000 394,171 1,354,171 2.25 2023 12,448,664 9,309,303 3,139,361 1,000,000 464,046 1,464,046 2.14 2024 11,497,797 9,149,899 2,347,898 1,185,000 424,664 1,609,664 1.46 2025 12,278,327 9,713,736 2,564,591 1,225,000 385,283 1,610,283 1.59 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) Total operating expenses excluding depreciation. (2) Include principal and interest of revenue bonds only. (3) Water and Sewar Utility and Storm Sewer Debt Service Requirements (2) Coverage Page 232 of 326 187 City of Richfield Statistical Section (Unaudited) Demographic and Economic Statistics Last Ten Fiscal Years Table 14 Per Capita Education Fiscal Personal Personal Median Level in Years School Unemployment Year Population Income Income Age of Schooling Enrollment 2016 36,338 -$ -$ - - 4,364 3.2 % 2017 36,544 - - - - 4,379 2.7 2018 36,436 - - - - 4,360 2.7 2019 36,993 - - - - 4,231 2.3 2020 36,994 - - - - 4,195 4.9 2021 36,661 - - - - 4,139 2.6 2022 36,543 - - - - 4,102 2.6 2023 38,678 - - - - 4,044 2.8 2024 38,482 - - - - 4,035 2.6 2025 38,482 - - - - 3,986 3.6 Note: Information on personal income, median age, and education levels is not available. Data Sources Metropolitan Council (www.metrocouncil.org) Minnesota Dept of Employment and Economic Development (www.deed.state.mn.us) U.S. Census Bureau (www.factfinder2.census.gov) Richfield School District #280 Minnesota State Demographic Center (mn.gov/admin/demography) Rate Page 233 of 326 188 City of Richfield Statistical Section (Unaudited) Principal Employers Current Year and Nine Years Ago Table 15 Employees Rank Employees Rank Best Buy Corporate office 5,300 1 26.12 %Best Buy Corporate office 6,000 1 29.53 % U.S. Bancorp 1,350 2 6.65 U.S. Bancorp 1,964 2 9.67 Independent School District No. 280 1,057 3 5.21 Independent School District #280 681 3 3.35 Super Target 350 4 1.72 Super Target 350 4 1.72 City of Richfield 327 5 1.61 Metro Sales, Inc 270 5 1.33 Fraser 299 6 1.47 Fraser School 244 6 1.20 Headway Emotional Health Services 250 7 1.23 Menard, Inc.200 7 0.98 Menard, Inc.200 8 0.99 City of Richfield 190 8 0.94 Weis Builders 100 9 0.49 Headway Emotional Health Services 100 9 0.49 Pizza Luce 60 10 0.30 Weis Builders 75 10 0.37 Total 9,293 45.79 %10,074 49.58 % Note: Employee totals include only employees with full time status.Menard, Inc.200 7 (1)Estimated for 2025 as data specific to city is no longer available. Source: Minnesota Department of Employment and Economic Development Employer Employer 2025 2016 Employment (1)Employment Percent Percent of City of City Page 234 of 326 189 City of Richfield Statistical Section (Unaudited) Full-Time Equivalent City Government Employees by Function Last Ten Fiscal Years Table 16 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 General Government Management services 3 3 3 3 3 3 3 3 4 4 Finance 5 6 6 5 6 5 2 4 7 7 City Clerk 9 10 9 9 10 10 10 10 8 8 Assessing 1 1 1 1 - - - - -- Others 12 11 12 12 11 11 11 13 14 14 Public Safety Police 48 48 48 48 48 48 48 46 46 46 Dispatchers - - - - - - - - -- Others 14 14 14 14 14 14 15 15 14 14 Fire Firefighters and officers 27 27 26 26 26 26 26 30 30 30 Community Development Planning/zoning 2 2 2 2 2 2 2 2 3 3 Inspections 8 8 9 9 9 9 8 9 10 10 Others 6 7 8 8 8 10 9 8 6 6 Public Works Engineering 3 3 4 4 5 5 5 5 5 5 Street and park maintenance 19 20 18 23 23 24 23 23 23 23 Forestry 4 4 4 - - - - - - - Others 6 6 6 6 6 6 6 6 6 6 Parks and recreation 33 32 32 34 35 30 34 38 38 38 Liquor 25 23 24 24 25 28 33 29 34 34 Water and wastewater 17 16 18 19 19 19 17 19 19 19 Storm water 1 1 1 1 1 1 1 1 1 1 Recreation funds - - - - - - - - - - Total 243 242 245 248 251 251 253 261 268 268 Source: City budgets and personnel records. Function Page 235 of 326 190 City of Richfield Statistical Section (Unaudited) Operating Indicators by Function Last Ten Fiscal years Table 17 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Police Physical arrests 471 489 591 491 701 701 829 676 838 920 Total offenses cited 4,486 4,818 5,315 4,728 3,429 2,078 2,961 2,400 3,580 2,187 Fire Emergency responses 4,073 4,287 4,252 4,411 4,451 4,710 4,876 4,989 5,083 5,140 Fires extinguished 83 72 92 88 104 87 87 100 78 69 Other public works Streets resurfacing (miles)15.00 16.00 14.40 15 14.25 3 1.5 0.5 - - Potholes repaired (tons of asphalt used)81.40 18.64 84.93 98.2 138.52 97.32 69.9 33.5 14.5 17.4 Parks and recreation Athletic field permits issued 56 53 57 58 30 49 39 36 31 35 Water New connections 6 9 10 11 54 31 18 10 - - Connections eliminated (redevelopment)18 3 - 6 - 2 3 3 2 - Water main breaks 16 15 14 11 12 9 20 11 17 18 Average daily consumption (millions of gallons)2.70 2.70 2.71 2.55 2.76 2.72 2.69 2.76 2.35 2.36 Peak daily consumption (millions of gallons)4.80 5.23 5.26 3.88 3.03 4.94 4.40 6.87 3.98 3.46 Waste water Average daily sewage treatment (million of gallons)3.14 3.02 2.42 1.70 2.60 2.65 2.28 2.10 2.10 2.02 Note: Indicators are not available for the general government function Sources: Various city departments Function Page 236 of 326 191 City of Richfield Statistical Section (Unaudited) Capital Asset Statistics by Function Last Ten Fiscal Years Table 18 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Police Stations 1 1 1 1 1 1 1 1 1 1 Fire stations 2 2 2 2 2 2 2 2 2 2 Other public works Streets (miles)123.43 123.43 123.43 123.43 123.43 123.43 123.67 123.67 123.67 123.67 Highway (miles)7.17 7.17 7.17 7.17 7.17 7.17 7.17 7.17 7.17 7.17 Street lights 3,349 3,349 3,349 3,349 3,349 3,458 3,458 3,458 3,471 3,471 Traffic signals 49 49 47 43 43 43 43 43 43 43 Parks and recreation Acreage 461 461 461 461 461 461 461 461 461 461 Playgrounds 21 21 21 21 21 21 21 21 21 22 Baseball/softball diamonds 21 21 21 21 21 21 21 21 21 21 Soccer/football fields 4 4 4 4 4 4 4 4 4 4 Hockey rinks - indoor 2 2 2 2 2 2 2 2 2 2 Community Center 1 1 1 1 1 1 1 1 1 1 Nature Center 1 1 1 1 1 1 1 1 1 1 Water Water mains (miles)121 120 120 120 120 120 118 118 118 118 Fire hydrants 1,050 1,053 1,053 1,073 1,073 1,074 1,074 1,074 1,080 1,080 Storage capacity (millions of gallons)5 5 5 5 5 5 5 5 5 5 Wastewater Sanitary sewer (miles)119.4 119.4 118.0 118.0 118.0 118.0 97.2 97.2 97.2 97.2 Storm sewer (miles)59.9 59.9 59.9 59.9 59.9 59.9 86.0 86.0 86.0 86.0 Note: No capital asset indicators are available for the general governments Sources: Various city departments Function Page 237 of 326 77 City of Richfield Hennepin County, Minnesota Schedule of Expenditures of Federal Awards and Independent Auditor's Reports December 31, 2025 Page 238 of 326 City of Richfield Table of Contents Schedule of Expenditures of Federal Awards 1 Notes to Schedule of Expenditures of Federal Awards 2 Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 3 Report on Compliance for Each Major Program and Report on Internal Control over Compliance and on the Schedule of Expenditures of Federal Awards in Accordance with the Uniform Guidance 5 Schedule of Findings and Questioned Costs 8 Minnesota Legal Compliance 10 Page 239 of 326 See notes to Schedule of Expenditures of Federal Awards. 1 Federal Expenditures U.S. Department of Housing and Urban Development Received Directly Section 8 Housing Choice Voucher Program 14.871 2,900,698$ 14.251 3,000,000 Passed through Hennepin County Community Development Block Grant - Entitlement Grant 14.218 55,000 Total U.S. Department of Housing and Urban Development 5,955,698 U.S. Department of Health and Human Services Passed through the State of Minnesota CDC's Collaboration with Academia to Strengthen Public Health 93.967 130,528 Public Health Emergency Preparedness 93.069 54,961 Total U.S. Department of Health and Human Services 185,489 U.S. Department of Justice Received directly Bulletproof Vest Partnership Program 16.607 5,512 Total U.S. Department of Justice 5,512 U.S. Department of Transportation Passed through the State of Minnesota Highway Planning and Construction 20.205 635,000 State and Community Highway Safety 20.600 37,757 National Priority Safety Programs 20.616 82,083 Passed Through City of Bloomington State and Community Highway Safety 20.600 13,525 Minimum Penalties for Repeat Offenders 20.608 11,207 National Priority Safety Programs 20.616 13,912 Total U.S. Department of Transportation 793,484 U.S. Department of Agriculture Passed through the State of Minnesota Local Food Purchase Assistance Program 10.182 116,962 Total U.S. Department of Agriculture 116,962 U.S. Environmental Protection Agency Passed through the State of Minnesota Sewer Overflow and Stormwater Reuse Municipal Grant Program 66.447 91,500 Total U.S. Evironmental Protection Agency 91,500 U.S. Department of Treasury Received directly Coronavirus State and Local Fiscal Recovery Funds 21.027 833,861 Total U.S. Department of Treasury 833,861 Total Federal Expenditures 7,982,506$ Economic Development Initiative, Community Project Funding, and Miscellaneous Grants Federal Agency/Pass Through Agency/Program Title City of Richfield Schedule of Expenditures of Federal Awards Year Ended December 31, 2025 Assistance Listing Number Federal Page 240 of 326 2 2 City of Richfield Notes to Schedule of Expenditures of Federal Awards NOTE 1 – BASIS OF PRESENTATION The accompanying Schedule of Expenditures of Federal Awards (the "Schedule") includes the federal award activity of the City under programs of the federal government for the year-ended December 31, 2025. The information in this Schedule is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Because the Schedule presents only a selected portion of the operations of the City, it is not intended to and does not present the financial position, changes in net position, or cash flows of the City. NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Expenditures reported on the Schedule are reported on the modified accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. NOTE 3 – PASS-THROUGH GRANT NUMBERS All pass-through entities listed previously use the same Assistance Listing numbers as the federal grantors to identify these grants and have not assigned any additional identifying numbers. NOTE 4 – INDIRECT COST RATE The City did not elect to use the de minimis indirect cost rate of up to 15%, as allowed under the Uniform Guidance. NOTE 5 – PRIOR YEAR GRANT EXPENDITURES The U.S. Department of Housing and Urban Development (HUD) awarded $3,000,000 of funding to the City under Federal Assistance Listing Number 14.251. Additional and full funding for the related project was finalized in February of 2025. As a result, HUD allowed the City to apply prior year expenditures towards the grant. The amount of prior year expenditures included in the Schedule of Expenditures of Federal Awards on the previous page was $1,089,240. Page 241 of 326 3 3 Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards Independent Auditor's Report Honorable Mayor and Members of the City Council City of Richfield Richfield, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States (Government Auditing Standards), the financial statements of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Richfield, Minnesota, as of and for the year ended December 31, 2025, and the related notes to financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated June 11, 2026. Report on Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses, or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that were not identified. We did identify a certain deficiency in internal control, described in the accompanying Schedule of Findings and Questioned Costs that we consider to be a material weakness. Audit Finding 2025-001. Page 242 of 326 4 4 Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. City's Response to the Finding Government Auditing Standards requires the auditor to perform limited procedures on the City's response to the finding identified in our audit that are described in the accompanying Schedule of Findings and Questioned Costs. The City's response was not subjected to the other auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on the response. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. St. Cloud, Minnesota June 11, 2026 Page 243 of 326 5 5 Report on Compliance for each Major Federal Program and Report on Internal Control over Compliance and on the Schedule of Expenditures of Federal Awards in Accordance with the Uniform Guidance Independent Auditor's Report Honorable Mayor and Members of the City Council City of Richfield Richfield, Minnesota Report on Compliance for Each Major Federal Program Opinion on Each Major Federal Program We have audited compliance of the City of Richfield, Minnesota, with the types of compliance requirements identified as subject to audit in the (U.S. Office of Management and Budget) OMB Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended December 31, 2025. The City's major federal programs are identified in the summary of auditor's results section of the accompanying Schedule of Findings and Questioned Costs. In our opinion, the City complied in all material respects, with the compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended December 31, 2025. Basis for Opinion on Each Major Federal Program We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America (GAAS); the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States (Government Auditing Standards); and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Our responsibilities under those standards and the Uniform Guidance are further described in the Auditor's Responsibilities for the Audit of Compliance section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for each major federal program. Our audit does not provide a legal determination of the City's compliance with the compliance requirements referred to above. Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules and provisions of contracts or grant agreements applicable to the City's federal programs. Page 244 of 326 6 Auditor's Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on the City's compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material, if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about the City's compliance with the requirements of each major federal program as a whole. In performing an audit in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the City's compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances. • Obtain an understanding of the City's internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of City's internal control over compliance. Accordingly, no such opinion is expressed. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. Report on Internal Control over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in Auditor's Responsibilities for the Audit of Compliance section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. Page 245 of 326 7 7 Report on Internal Control over Compliance (Continued) Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Report on Schedule of Expenditures of Federal Awards Required by the Uniform Guidance We have audited the financial statements of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Richfield, Minnesota, as of and for the year ended December 31, 2025, and have issued our report thereon dated June 11, 2026, which contained unmodified opinions on the financial statements. Our audit was conducted for the purpose of forming an opinion on the financial statements as a whole. The accompanying Schedule of Expenditures of Federal Awards is presented for purposes of additional analysis as required by the Uniform Guidance and is not a required part of the financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Schedule of Expenditure of Federal Awards is fairly stated, in all material respects, in relation to the basic financial statements as a whole. St. Cloud, Minnesota June 11, 2026 Page 246 of 326 8 City of Richfield Schedule of Findings and Questioned Costs SECTION I – SUMMARY OF AUDITOR'S RESULTS Financial Statements Type of auditor's report issued: We issued an unmodified opinion on the fair presentation of the financial statements of the governmental activities, business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information in accordance with accounting principles generally accepted in the United States of America (GAAP). Internal control over financial reporting: • Material weakness(es) identified? Yes, Audit Finding 2025-001 • Significant deficiency(ies) identified? None reported Noncompliance material to financial statement noted? No Federal Awards Type of auditor's report issued on compliance for major programs: Unmodified Internal control over major programs: • Material weakness(es) identified? No • Significant deficiency(ies) identified? None reported Any audit findings disclosed that are required to be reported in accordance with 2 CFR 200.516(a)? No Identification of Major Programs Assistance Listing No: 14.871 Name of Federal Program or Cluster Section 8 Housing Choice Voucher Program Assistance Listing No: 14.251 Name of Federal Program or Cluster Economic Development Initiative, Community Project Funding and Miscellaneous Grants Dollar threshold used to distinguish between type A and type B programs: $1,000,000 Auditee qualified as low risk auditee? No Page 247 of 326 9 City of Richfield Schedule of Findings and Questioned Costs SECTION II – FINANCIAL STATEMENT FINDINGS Audit Finding 2025-001 Criteria: Internal control that supports the City's ability to initiate, record, process and report financial data consistent with the assertions of management in the financial statements requires adequate segregation of accounting duties. A material audit adjustment and prior period adjustments were proposed and subsequently recorded by management. Condition: The City does not have adequate segregation of accounting duties. Context: This finding impacts the internal control for all significant accounting functions. Cause: There was significant turnover of office employees. Effect or Potential Effect: The lack of adequate segregation of accounting duties could adversely affect the City's ability to record, process, summarize, and report financial data consistent with the assertions of management in the financial statements. Recommendation: Continue to review the accounting system, including changes that may occur. Implement segregation whenever practical during times of turnover. Views of Responsible Officials and Planned Corrective Action: CORRECTIVE ACTION PLAN (CAP): 1. Explanation of Disagreement with Audit Finding There is no disagreement with the audit finding. 2. Actions Planned in Response to Finding Administration will review current segregation of accounting duties to determine if further segregation or mitigating controls are possible. 3. Official Responsible for Ensuring CAP Mary Bogie, Finance Director, is the official responsible for ensuring corrective action of the deficiency. 4. Planned Completion Date for CAP The planned completion date for the CAP is December 31, 2026. 5. Plan to Monitor Completion of CAP The Finance Director will be monitoring this CAP. Page 248 of 326 10 Minnesota Legal Compliance Independent Auditor's Report Honorable Mayor and Members of the City Council City of Richfield Richfield, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Richfield, Minnesota as of and for the year ended December 31, 2025, and the related notes to financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated June 11, 2026. In connection with our audit, nothing came to our attention that caused us to believe that the City failed to comply with the provisions of the contracting – bid laws, depositories of public funds and public investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing sections of the Minnesota Legal Compliance Audit Guide for Cities, promulgated by the State Auditor pursuant to Minnesota Statute § 6.65, insofar as they relate to accounting matters. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City's noncompliance with the above referenced provisions, insofar as they relate to accounting matters. The purpose of this report is solely to describe the scope of our testing of compliance and the results of that testing, and not to provide an opinion on compliance. Accordingly, this communication is not suitable for any other purpose. St. Cloud, Minnesota June 11, 2026 Page 249 of 326 City of Richfield Caroline Stutsman, CPA Page 250 of 326 The Audit Page 251 of 326 Financial Statement Opinion ◊Management is responsible for the financial statements ◊Auditor is responsible for expressing an opinion on the financial statements ◊Unmodified Opinion –best opinion an auditor is able to offer ◊Provides assurance that the financial statements are fairly presented in all material respects Government Auditing Standards ◊Lack of Segregation of Accounting Duties Federal Single Audit –no findings Minnesota Legal Compliance Audit –no findings Independent Auditor’s Report Page 252 of 326 Financial Communications Page 253 of 326 General Fund Revenues, Expenditures, and Fund Balance Page 254 of 326 General Fund Revenue Page 255 of 326 General Fund Expenditures Page 256 of 326 General Fund Revenues and Expenditures Variance Actual Final Budget - Final Budget Amounts Over (Under) Revenues Property taxes 23,419,852$ 23,306,044$ (113,808)$ Fines and fees 215,000 221,454 6,454 Licenses and permits 1,123,850 1,293,755 169,905 Intergovernmental revenues 5,492,443 5,674,793 182,350 Charges for services 1,895,888 2,353,340 457,452 Special assessments - 6,889 6,889 Investment income 100,000 222,216 122,216 Miscellaneous revenues 30,975 22,648 (8,327) Total revenues 32,278,008 33,101,139 823,131 Expenditures Legislative/executive 1,300,946 1,266,192 (34,754) Administrative services 1,357,601 1,212,918 (144,683) Finance 495,832 547,896 52,064 Public safety 12,586,184 12,680,034 93,850 Fire 6,333,130 6,239,563 (93,567) Community development 1,806,325 1,688,853 (117,472) Public works 5,301,140 5,377,729 76,589 Recreation services 2,474,590 2,506,577 31,987 Total expenditures 31,655,748 31,519,762 (135,986) Other Financing Sources (Uses) Net transfers (622,260) 156,240 778,500 Net change in fund balances -$ 1,737,617$ 1,737,617$ Page 257 of 326 Tax Capacity, Levy, and Rates Page 258 of 326 Liquor Fund Page 259 of 326 Liquor Fund 2025 2024 City of City of City of City of City of Richfield Richfield Edina* Eden Prairie** Savage* Sales $ 13,707,111 $ 14,024,984 $ 12,641,168 $ 11,967,286 $ 6,989,478 Costs of sales 9,647,745 9,920,096 8,431,072 8,314,546 5,072,494 Gross profit 4,059,366 4,104,888 4,210,096 3,652,740 1,916,984 Operating expenses 2,865,177 2,769,762 3,976,001 2,456,519 1,561,298 Operating income 1,194,189 1,335,126 234,095 1,196,221 355,686 Gross profit percentage 29.6%29.3%33.3%30.5%27.4% Page 260 of 326 Water and Sewer Utilities Fund Page 261 of 326 Storm Sewer Fund Page 262 of 326 Auditor Page 263 of 326 Caroline Stutsman AUDIT PARTNER 320-650-0228 CAROLINE.STUTSMAN@CREATIVEPLANNING.COM Page 264 of 326 Thank You Page 265 of 326 This commentary is provided for general information purposes only, should not be construed as investment, tax or legal advice, and does not constitute an attorney/client relationship. Past performance of any market results is no assurance of future performance. The information contained herein has been obtained from sources deemed reliable but is not guaranteed.Page 266 of 326 City Council Meeting 6/23/2026 Agenda Section: Consent Calendar Agenda Item: 8.b. Report Prepared By: Matt Hardegger, Transportation Engineer Department Director: Kristin Asher, Public Works Director Item for Consideration: Consider Resolutions of Support for Project Submittals for the 2026 Metropolitan Council Regional Solicitation. EXECUTIVE SUMMARY The Metropolitan Council's biannual Regional Solicitation grant program is currently open for applications until June 25. The program distributes federal Surface Transportation Block Grant funding for road and bridge projects and state Regional Sales and Use Tax Revenue funding for active transportation funding. City staff have prepared materials for six projects to submit to the program for this cycle. RECOMMENDED ACTION By Motion: Approve Resolutions of Support for Project Submittals for the 2026 Metropolitan Council Regional Solicitation. HISTORICAL CONTEXT Engineering staff are currently preparing applications for the 2026 Regional Solicitation cycle. Staff have prepared four projects for active transportation categories (regional sales tax funding) and two projects for roadway categories (federal funding). Roadway projects require an 80/20 split of construction costs between the federal money and a local match, with the city responsible for 100% of design and construction administration funding. For active transportation projects, design costs are eligible for reimbursement, and up to 100% of the category maximum can be granted without any local match, with the city responsible for any overages. All projects will go through Richfield's public engagement process prior to final design and construction. Recent changes to the Regional Solicitation scoring process place an emphasis on community engagement following project selection, which aligns with the City's public engagement process and ensures robust community support prior to final design. Draft copies of the concepts for these projects have been created for cost estimation purposes and are available from staff upon request, but should not be considered definitive designs and will be adjusted as needed throughout the engagement process. Active Transportation Projects Page 267 of 326 1. Citywide Bicycle Master Plan Update Project would update the 2012 Bicycle Master Plan. Planning documents that are more than 10 years old are eligible for planning funding from the Active Transportation funding, with a maximum award of $200,000. 2. Richfield Middle School Safe Routes to School - SRTS Comprehensive Plan & Design Assistance Study Project would construct a sidewalk along 74th Street from Penn Ave to Oliver Ave, a sidewalk along Oliver Ave from 74th Street to 75th Street, narrow the existing roadway, and build raised crossings on Oliver Ave. 3. 73rd Street Trail Link - Pedestrian Master Plan Project would construct a shared use path along one side of 73rd Street from the I-35W pedestrian bridge to Lyndale Ave and narrow 73rd Street in the project area. Construction would complement the planned replacement of the 73rd Street pedestrian bridge over I-35W. 4. 68th Street Sidewalk Gap - Pedestrian Master Plan Project would construct a sidewalk along one side of 68th Street from Lyndale Ave to Portland Ave and narrow 68th Street in the project area. Roadway Projects 5. 76th Street West Reconstruction - Capital Improvement Plan Project would reconstruct 76th Street from Xerxes Ave to Sheridan Ave, including a 4 lane to 3 lane conversion, buffered sidewalks on both sides of the street and traffic control (signal replacement or new roundabout) at Upton Ave. 6. 76th Street and Newton Avenue - Capital Improvement Plan Project would construct a roundabout at 76th Street and Newton Ave to replace an aging and obsolete signal system. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS Strategic Considerations or Impacts Leveraging external funding sources for these projects allows the city to use other financial resources for ongoing maintenance and construction needs, advancing the goal of sustainable infrastructure financing. Completing projects identified in planning documents such as the CIP, Pedestrian Master Plan, and Safe Routes to School Comprehensive Plan ensures that City infrastructure supports service needs. Equity Considerations or Impacts Bicycle Master Plan Update: The current plan was adopted in 2012, and updating the plan offers an opportunity to better engage a community that has changed demographically in the past 14 years to create a plan that supports the whole city's needs. Richfield Middle School Safe Routes to School: Adding sidewalk connectivity and traffic calming features as identified in the SRTS Comprehensive Plan and Design Assistance Study will create safer pedestrian experiences and slow vehicle traffic around the Page 268 of 326 Middle School, especially for students who live in the rental properties along Penn Ave to the west of the school. 73rd Street Trail Link: Filling a sidewalk gap identified in the Pedestrian Master Plan by connecting the shared use path on Lyndale Avenue to the 73rd Street Pedestrian Bridge creates an improved link between two Richfield Public Schools (Middle and High School), and improves east-west non-motorized connectivity across the city in advance of MnDOT's planned reconstruction of the bridge in approximately 2030. 68th Street Sidewalk Gap: Filling this sidewalk gap identified in the Pedestrian Master Plan would create improved pedestrian safety conditions in the downtown area of the city, with a high percentage of residents over the age of 65. This would also create safer connections between the downtown area, the Academy of Holy Angels, and City Hall. 76th Street West Reconstruction: Staff is assuming (based on existing traffic counts) that a 4 lane to 3 lane conversion would be the outcome of the technical analysis performed as part of this project. Conversion of the roadway from a 4 lane section to a 3 lane section would shorten pedestrian crossing distances and allow for a pedestrian facility with better separation from the roadway. A 4 to 3 conversion has been demonstrated to reduce vehicle speeds and crashes in other applications. This would benefit the large number of renters in an area of the city where approximately 40% of residents are BIPOC. 76th Street & Newton Avenue: A conversion from a signal to a roundabout at this location would increase pedestrian and driver safety by reducing speed through the intersection and reducing right angle crashes. This would benefit drivers as well as renters trying to cross 76th Street in the area. This intersection is adjacent to the planned Minnesota Independence and Community College development, and staff acknowledge that additional education and outreach is likely warranted for their students and staff if this project advances. POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) Metropolitan Council policies require a resolution of support from the governing body of the jurisdiction applying for funding. CRITICAL TIMING ISSUES Applications for the Regional Solicitation are due on June 25, 2026. FINANCIAL IMPACT Financial impacts for the city are still to be finalized. Final cost estimates are expected from the city's consultant the week of June 22. Because Active Transportation projects are eligible for reimbursement of all project expenses, staff intend to apply for 100% of the costs of the Active Transportation projects, meaning the city's cost participation would theoretically be 0% (the city would be responsible for cost overages, staff time, and any ineligible expenses). Staff will be requesting approximately $125,000 for the Bicycle Master Plan Update, $1,000,000 for the 73rd Street Trail project, $1,500,000 for the 68th Street Sidewalk project, and $500,000 for the Richfield Middle School Safe Routes to School project. These values are subject to change as the estimates are finalized. Page 269 of 326 The 76th Street West Reconstruction and 76th and Newton intersection are both need- based projects that will be reconstructed in the next five years whether outside funding is obtained or not, and both projects are expected to have total costs below the maximum grant amount for their category. Securing outside funding, even with a 20% required local match, would lower the expected cost for the city for both projects. The expected request for 76th Street will be around $2,400,000 for 76th Street from Xerxes to Penn, requiring a city contribution of approximately $600,000 in construction dollars and approximately $675,000 in engineering costs. The expected request for 76th and Newton will be approximately $1,600,000, requiring a city construction match of approximately $400,000 and approximately $450,000 in engineering costs. These values are subject to change as the estimates are finalized. The 76th Street project is currently planned for Street Reconstruction bonds; award of this grant may reduce the City's contribution enough that Municipal State Aid funds could be used in lieu of bonding. LEGAL CONSIDERATIONS None at this time. Selected federal projects would be covered under the city's existing Federal Aid Agreement with MnDOT (signed in 2023). Any Active Transportation projects would be required to complete an agreement with the Metropolitan Council for disbursement of funds. ALTERNATIVE RECOMMENDATION(S) None. ATTACHMENTS 1. Resolution_2026-XXXXX RegSol_BikePlan 2. Resolution_2026-XXXXX RegSol_68thWalk 3. RRS_68thSWLayout-20260526 4. Resolution_2026-XXXXX RegSol_73rdTrail 5. RRS_73rdTrailLayout-20260526 6. Resolution_2026-XXXXX RegSol_RMS SRTS 7. RRS_SRTSLayout_20260615 8. Resolution_2026-XXXXX RegSol_76th 9. RRS_76thLayout-Update-20260529 10. Resolution_2026-XXXXX RegSol_76thNewton 11. RRS_76thNewtonLayout-Update-20260529 Page 270 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 1 of 2 Motion by: Seconded by: SUPPORTING REGIONAL SOLICITATION APPLICATION FOR RICHFIELD BICYCLE MASTER PLAN UPDATE PROJECT WHEREAS, the Metropolitan Council’s regional solicitation is a competitive allocation process for federal and state infrastructure funding available to local governments in the Twin Cities region; and WHEREAS, the regional solicitation’s Active Transportation Planning category’s purpose is to help communities establish plans to identify and prioritize future investments in active transportation and ensure eligibility for future active transportation infrastructure funding; and WHEREAS, the city’s Bicycle Master Plan was adopted in 2012 and is therefore more than ten years old; and WHEREAS, projects submitted for Active Transportation Funding must be in an adopted plan from within the past ten years; and WHEREAS, the City of Richfield has no bicycle-specific document that meets this requirement; and WHEREAS, no local government match funding is required if the project is selected; and WHEREAS, if the above project is selected, planning is feasible in 2027 or 2028; and WHEREAS, the City of Richfield will coordinate with other governmental units whose facilities would be identified as part of the planning process; and WHEREAS, the City of Richfield invests in infrastructure to best serve today’s and tomorrow’s residents, businesses, and visitors; and WHEREAS, the City of Richfield ensures that City services are accessible to people of all races, ethnicities, incomes, and abilities. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of Richfield supports Public Works’ 2026 regional solicitation application for the Bicycle Master Plan Update. Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Page 271 of 326 2 of 2 Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 272 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 1 of 2 Motion by: Seconded by: SUPPORTING REGIONAL SOLICITATION APPLICATION FOR WEST 68TH STREET SIDEWALK PROJECT WHEREAS, the Metropolitan Council’s regional solicitation is a competitive allocation process for federal and state infrastructure funding available to local governments in the Twin Cities region; and WHEREAS, the regional solicitation’s Local Pedestrian Facilities category’s purpose is to fund construction of and improvements to pedestrian-focused facilities that improve mobility, safety or accessibility for pedestrians in local communities; and WHEREAS, there is currently a gap in the City’s sidewalk network on 68th Street between Lyndale Avenue and Portland Avenue; and WHEREAS, the gap was identified as a Priority Pedestrian Route in the 2018 Pedestrian Master Plan, and a Priority Neighborhood Route in the 2024 Active Transportation Action Plan; and WHEREAS, the proposed project would create a direct sidewalk connection between Wood Lake Nature Center and Richfield City Hall; and WHEREAS, no local government match funding is required if the project is selected; and WHEREAS, if the above project is selected, construction is feasible in 2028 or 2029; and WHEREAS, the City of Richfield owns the roadway being submitted and will operate and maintain the roadway for its design life; and WHEREAS, the City of Richfield invests in infrastructure to best serve today’s and tomorrow’s residents, businesses, and visitors; and WHEREAS, the City of Richfield ensures that City services are accessible to people of all races, ethnicities, incomes, and abilities. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of Richfield supports Public Works’ 2026 regional solicitation application for the West 68th Street Sidewalk project between Lyndale Avenue and Portland Avenue. Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Page 273 of 326 2 of 2 Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 274 of 326 COORDINATED WITH RAILROAD CONCRETE PANELS TO BE FUTURE NICOLLET AVE LINEWORK 68TH ST W 68TH ST W 68TH ST W 68TH ST W 68TH ST W 68TH ST W 68TH ST W 68TH ST WLYNDALE AVE SLYNDALE AVE SGARFIELD AVE SGARFIELD AVE SHARRIET AVE SHARRIET AVE SGRAND AVE SGRAND AVE SPLEASANT AVE SPLEASANT AVE SPLEASANT AVE SPLEASANT AVE SPILLSBURY AVE SPILLSBURY AVE SWENTWORTH AVE SWENTWORTH AVE SBLAISDELL AVE SBLAISDELL AVE SNICOLLET AVE SNICOLLET AVE S1ST AVE SSTEVEN AVE S2ND AVE S2ND AVE S3RD AVE S3RD AVE SCLINTON AVE SCLINTON AVE S4TH AVE S4TH AVE S5TH AVE SPORTLAND AVE SPORTLAND AVE S6749 6745 6744 6801 6800 6804 6743 6740 6801 6745 6741 6748 6744 6805 68006801 6804 6745 6744 6738 6801 6805 6800 6745 6801 6742 6800 6745 6744 6801 127 6745 6744 6801 6800 6801 6802 6744 6745 6803 6745 6744 11 15 21 101 105 109 113 121 125 129 6745 6744 135 157 6800 6744 6747 6745 6744 6800 6801 6743 6742 68006801 6743 6742 68006801 6743 6700 6801 6800 6801 6800 6804 6700 600 601 W 68th Street Sidewalk 5/26/2026 0' SCALE 40'20'Lyndale Ave to Portland Ave Richfield, MN LEGEND PROPOSED ROADWAY/DRIVEWAY CURB AND GUTTER / MEDIAN PROPOSED CONCRETE WALK / PROPOSED TRAIL TURF AND LANDSCAPING Page 275 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 1 of 2 Motion by: Seconded by: SUPPORTING REGIONAL SOLICITATION APPLICATION FOR WEST 73RD STREET TRAIL PROJECT WHEREAS, the Metropolitan Council’s regional solicitation is a competitive allocation process for federal and state infrastructure funding available to local governments in the Twin Cities region; and WHEREAS, the regional solicitation’s Local Bike Facilities category’s purpose is to fund construction of and improvements to bicycle facilities that are identified in a local or regional plan. Projects may be identified as Regional Bicycle Transportation Network alignments or Regional Trails or may be local in nature; and WHEREAS, there is currently a gap in the City’s bicycle network on 73rd Street between I-35W and Lyndale Avenue; and WHEREAS, the gap was identified as a Planned Route in the 2012 Bicycle Master Plan, a Priority Pedestrian Route in the 2018 Pedestrian Master Plan, and a Priority Neighborhood Route in the 2024 Active Transportation Action Plan; and WHEREAS, the proposed project would connect to the I-35W pedestrian bridge at 73rd Street, which is slated for reconstruction in or around 2030; and WHEREAS, 73rd Street is a direct connecting route for non-motorized travel between Richfield Middle School and Richfield High School; and WHEREAS, no local government match funding is required if the project is selected; and WHEREAS, if the above project is selected, construction is feasible in 2028 or 2029; and WHEREAS, the City of Richfield owns the roadway being submitted and will operate and maintain the roadway for its design life; and WHEREAS, the City of Richfield invests in infrastructure to best serve today’s and tomorrow’s residents, businesses, and visitors; and WHEREAS, the City of Richfield ensures that City services are accessible to people of all races, ethnicities, incomes, and abilities. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of Richfield supports Public Works’ 2026 regional solicitation application for the West 73rd Street Trail project between I- 35W and Lyndale Avenue. Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Page 276 of 326 2 of 2 Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 277 of 326 73RD ST W 73RD ST W 73RD ST W 73RD ST W HUMBOLDT AVE SGIRARD AVE SGIRARD AVE SFREMONT AVE SEMERSON AVE SEMERSON AVE SDUPONT AVE SDUPONT AVE SOAK GROVE BLVD COLFAX AVE SBRYANT AVE SBRYANT AVE SALDRICH AVE SALDRICH AVE SLYNDALE AVE SLYNDALE AVE S7245 1400 7301 7300 1320 1316 1308 1300 7306 1319 7300 1220 7301 1216 1208 1200 7232 1201 7245 7241 7240 1100 7305 7300 7309 7304 7229 7233 7231 7229 924 7225 918 7224 7240 7234 7211 7301 7300 7301 7300 7301 7309 7300 7304 7247 800 72327209 7228 7220 7201 720 7256 7240 7236 7230 7225 7229 7233 7237 7301 7300 W 73rd Street Trail 5/26/2026 0' SCALE 40'20'I-35W to Lyndale Ave S Richfield, MN LEGEND PROPOSED ROADWAY/DRIVEWAY CURB AND GUTTER / MEDIAN PROPOSED CONCRETE WALK / PROPOSED TRAIL TURF AND LANDSCAPING TRAFFIC SIGNAL EXISTING Page 278 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 1 of 2 Motion by: Seconded by: SUPPORTING REGIONAL SOLICITATION APPLICATION FOR RICHFIELD MIDDLE SCHOOL SAFE ROUTES TO SCHOOL PROJECT WHEREAS, the Metropolitan Council’s regional solicitation is a competitive allocation process for federal and state infrastructure funding available to local governments in the Twin Cities region; and WHEREAS, the regional solicitation’s Local Pedestrian Facilities category’s purpose is to fund construction of and improvements to pedestrian-focused facilities that improve mobility, safety or accessibility for pedestrians in local communities; and WHEREAS, the 7400 block of Oliver Avenue is a key segment for students getting to school by all modes of transportation; and WHEREAS, there is an existing sidewalk gap along 74th Street between Penn Avenue and Oliver Avenue; and WHEREAS, this project was identified through the 2024 Safe Routes to School Design Assistance project and was included in the 2025 Richfield Public Schools Safe Routes to School Comprehensive Plan; and WHEREAS, the proposed project would calm traffic along the 7400 block of Oliver Avenue, increase visibility of pedestrians crossing Oliver Avenue at 74th Street and 75th Street, and increase visibility for users of the Nine Mile Creek Regional Trail; and WHEREAS, no local government match funding is required if the project is selected; and WHEREAS, if the above project is selected, construction is feasible in 2028 or 2029; and WHEREAS, the City of Richfield owns the roadway being submitted and will operate and maintain the roadway for its design life; and WHEREAS, the City of Richfield invests in infrastructure to best serve today’s and tomorrow’s residents, businesses, and visitors; and WHEREAS, the City of Richfield ensures that City services are accessible to people of all races, ethnicities, incomes, and abilities. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of Richfield supports Public Works’ 2026 regional solicitation application for the Richfield Middle School Safe Routes to School project on 74th Street between Penn Avenue and Oliver Avenue and on Oliver Avenue between 74th Street and 75th Street. Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Page 279 of 326 2 of 2 Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 280 of 326 REGIONAL TRAIL NINE MILE CREEK SAFE ROUTES TO SCHOOL LIGHTING TO BE CONSIDERED ALONG 74TH ST W 74TH ST W 75TH ST W 75TH ST WPENN AVE SPENN AVE SOLIVER AVE SOLIVER AVE SOLIVER AVE S7348 7400 7349 7344 2215 7413 7412 74207421 7461 7461 7426 7434 7444 7427 7435 7445 7461 SRTS Improvements 6/15/2026 0' SCALE 40'20'74th St W to Oliver Ave to 75th St W Richfield, MN LEGEND PROPOSED DRIVEWAY MILL & OVERLAY ROADWAY/ / RAISED CROSSING CURB AND GUTTER PROPOSED CONCRETE WALK / PROPOSED TRAIL TURF AND LANDSCAPING Page 281 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 1 of 2 Motion by: Seconded by: SUPPORTING REGIONAL SOLICITATION APPLICATION FOR WEST 76TH STREET MODERNIZATION PROJECT WHEREAS, the Metropolitan Council’s regional solicitation is a competitive allocation process for federal and state infrastructure funding available to local governments in the Twin Cities region; and WHEREAS, the regional solicitation’s Roadway Modernization category’s purpose is to fund projects that implement a complete streets approach in policy, planning, operations and maintenance of roads; emphasize and prioritize the safety of people outside vehicles in the transportation right-of- way; and plan for and invest in first/last mile freight connections between major freight generators and the regional highway system; and WHEREAS, the project would reconstruct West 76th Street from Xerxes Avenue to Sheridan Avenue, including new sidewalks on both sides of the street and a roundabout at Upton Avenue; and WHEREAS, West 76th Street from Xerxes Avenue to Sheridan Avenue is a four lane undivided road; and WHEREAS, converting four lane undivided roads to three lanes reduces rear-end, right angle, and head-on crashes; and WHEREAS, West 76th Street connects low, medium, and high density housing with the Centennial Lakes commercial area, Best Buy headquarters, and public transit; and WHEREAS, a 20% local government match funding is required if the project is selected; and WHEREAS, if the above project is selected, construction is feasible in either 2030 or 2031; and WHEREAS, the City of Richfield owns the roadway being submitted and will operate and maintain the roadway for its design life; and WHEREAS, the City of Richfield invests in infrastructure to best serve today’s and tomorrow’s residents, businesses, and visitors; and WHEREAS, the City of Richfield ensures that City services are accessible to people of all races, ethnicities, incomes, and abilities. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of Richfield supports Public Works’ 2026 regional solicitation application for the West 76th Street modernization project. Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Page 282 of 326 2 of 2 Hayford Oleary, Sean Hayford Oleary, Sean Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 283 of 326 W 76TH ST FLOWS WEST TO EAST ALONG 33" RCP MCES INTERCEPTOR W 76TH ST FLOWS WEST TO EAST ALONG 33" RCP MCES INTERCEPTOR UPTON AVE S FLOWS NORTH TO SOUTH ALONG 33" RCP MCES INTERCEPTOR W 76TH ST FLOWS WEST TO EAST ALONG 33" RCP MCES INTERCEPTOR 7600 W 76TH ST W 76TH ST W 76TH ST W 76TH ST W 76TH ST W 76TH STXERXES AVE SXERXES AVE SWASHBURN AVE SVINCENT AVE SVINCENT AVE SUPTON AVE SUPTON AVE STHOMAS AVE STHOMAS AVE SSHERIDAN AVE SSHERIDAN AVE S7520 7545 7544 7545 7544 7545 7544 7545 7544 7545 7544 7545 7600 7601 3009 3001 2921 2915 2909 7600 7601 2805 7600 7601 7600 7601 7600 7601 W 76th Street Modernization 5/28/2026 0' SCALE 80'40'Xerxes Ave to Sheridan Ave Richfield, MN LEGEND PROPOSED ROADWAY CURB AND GUTTER / MEDIAN PROPOSED CONCRETE WALK / PROPOSED TRAIL TURF AND LANDSCAPING TRAFFIC SIGNAL EXISTING/PROPOSED Page 284 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 1 of 2 Motion by: Seconded by: SUPPORTING REGIONAL SOLICITATION APPLICATION FOR WEST 76TH STREET & NEWTON AVENUE INTERSECTION PROJECT WHEREAS, the Metropolitan Council’s regional solicitation is a competitive allocation process for federal and state infrastructure funding available to local governments in the Twin Cities region; and WHEREAS, the regional solicitation’s Proactive Safety category’s purpose is to fund projects that reduce fatalities and serious injuries, as well as increase safety and comfort of people outside of vehicles by focusing on locations with a high severe crash risk that may not have a documented severe crash history; and WHEREAS, West 76th Street and Newton Avenue would be reconstructed as a roundabout; and WHEREAS, West 76th Street and Newton Avenue is currently a four-leg signalized intersection; and WHEREAS, the existing signal system is reaching the end of its useful life and has been identified for replacement in 2030; and WHEREAS, converting signalized intersections to roundabouts reduces fatal and serious crashes; and WHEREAS, West 76th Street connects low, medium, and high density housing with the Centennial Lakes commercial area, Best Buy headquarters, and public transit; and WHEREAS, a 20% local government match funding is required if the project is selected; and WHEREAS, if the above project is selected, construction is feasible in either 2030 or 2031; and WHEREAS, the City of Richfield owns the roadway being submitted and will operate and maintain the roadway for its design life; and WHEREAS, the City of Richfield invests in infrastructure to best serve today’s and tomorrow’s residents, businesses, and visitors; and WHEREAS, the City of Richfield ensures that City services are accessible to people of all races, ethnicities, incomes, and abilities. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of Richfield supports Public Works’ 2026 regional solicitation application for the West 76th Street & Newton Avenue intersection project. Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Page 285 of 326 2 of 2 Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 286 of 326 EXISTING BUS STOP EXISTING BUS STOP W 76TH ST FLOWS WEST TO EAST ALONG 33" RCP MCES INTERCEPTOR W 76TH ST W 76TH ST W 76TH ST PENN AVE SOLIVER AVE SNEWTON AVE SMORGAN AVE SLOGAN AVE S7545 7533 7536 7544 7545 7601 2120 7601 2018 2006 2000 1920 1912 1900 1601 7601 W 76th Street & Newton Intersection 5/28/2026 0' SCALE 80'40'Oliver Ave to Morgan Ave Richfield, MN LEGEND PROPOSED ROADWAY CURB AND GUTTER / MEDIAN PROPOSED CONCRETE WALK / PROPOSED TRAIL TURF AND LANDSCAPING TRAFFIC SIGNAL EXISTING/PROPOSED Page 287 of 326 City Council Meeting 6/23/2026 Agenda Section: Consent Calendar Agenda Item: 8.c. Report Prepared By: Jennifer Anderson, Support Services Manager Department Director: Jay Henthorne, Police Chief Item for Consideration: Consider approval of a request for three (3) new Secondhand Goods Dealer licenses for EcoATM, LLC. EXECUTIVE SUMMARY On May 27, 2026, the City received three (3) applications for new Secondhand Goods Dealer licenses for EcoATM, LLC, located at: 1. 7500 Lyndale Avenue South (Speedway) 2. 7720 Nicollet Avenue South (Speedway) 3. 2913 66th Street West (Speedway) All required information, documents and fees have been received. The Public Safety background investigation has been completed. The Public Safety Director has reviewed the background investigation report. None of the information in the report would cause the Public Safety Director to recommend denial of the requested license. RECOMMENDED ACTION By Motion: Approve the request for three (3) new Secondhand Goods Dealer licenses for EcoATM, LLC, located at: • 7500 Lyndale Avenue South (Speedway) • 7720 Nicollet Avenue South (Speedway) • 2913 66th Street West (Speedway) HISTORICAL CONTEXT The Public Safety background investigation has been completed and reveals the following: • The applicant has paid the required licensing fees. • The required license and permit bond for $1500.00 were issued by RLI Insurance Company. • All real estate and personal property taxes due and payable for the premises have been paid. • A criminal background check was conducted on the applicant and no criminal history was found. Page 288 of 326 The Council has already approved two other locations for EcoATM, LLC, and licenses have been granted. Per city code section 1186.21, each EcoATM requested location for a kiosk within the city requires a new application and approval from the Council. If approved, this will allow EcoATM to operate five (5) kiosks in Richfield. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) The applicant has complied with all the provisions of the application process. CRITICAL TIMING ISSUES There are no critical timing issues. FINANCIAL IMPACT Licensing fees have been received. LEGAL CONSIDERATIONS There are no legal considerations. ALTERNATIVE RECOMMENDATION(S) Deny the request for the three (3) Secondhand Goods Dealer licenses for EcoATM, LLC; however, Public Safety has not found any basis for denial. ATTACHMENTS None Page 289 of 326 City Council Meeting 6/23/2026 Agenda Section: Consent Calendar Agenda Item: 8.d. Report Prepared By: Jennifer Anderson, Support Services Manager Department Director: Jay Henthorne, Police Chief Item for Consideration: Consider approval of a Temporary On-Sale Intoxicating Liquor license for the Richfield Foundation's Wine Tasting event scheduled for Thursday, October 8, 2026, in the atrium area of Woodlake Center, located at 6601 Lyndale Ave South. EXECUTIVE SUMMARY On May 27, 2026, the City received application materials for a Temporary On-Sale Intoxicating Liquor license for the Richfield Foundation's Wine Tasting event scheduled for Thursday, October 8, 2026, from 6:30 pm to 9:00 pm, in the atrium area of Woodlake Center, located at 6601 Lyndale Avenue South. The request is to serve wine, craft beer, and spirits. The wine tasting event will have approximately 20 different wine, craft beer vendors, and spirits vendors. In addition to beverage offerings, attendees will have access to a selection of appetizers and desserts. All required information, documents and licensing fee have been provided. The Director of Public Safety has reviewed all required information and has found no basis for denial. The City Council has previously granted this license in conjunction with this event. RECOMMENDED ACTION By Motion: Approve the issuance of a Temporary On-Sale Intoxicating Liquor license for Richfield Foundation's Wine Tasting event, scheduled for Thursday, October 8, 2026, in the atrium area of Woodlake Center, located at 6601 Lyndale Ave South. HISTORICAL CONTEXT The applicant has satisfied the following requirements for the issuance of this license: • The required licensing fees have been received. • Proof of liquor liability insurance has been provided showing Evanston Insurance affording the coverage. • The Richfield Foundation has contacted food sanitarians from the City of Bloomington to ensure food handling practices are followed. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) Page 290 of 326 Richfield City Code Section 1202.05 requires applicants to comply with all the provisions of this code, as well as the provisions of Minnesota Statutes, Chapter 340A. CRITICAL TIMING ISSUES There are no critical timing issues. FINANCIAL IMPACT The required licensing fees have been received. LEGAL CONSIDERATIONS There are no legal considerations. ALTERNATIVE RECOMMENDATION(S) The Council could deny the approval of the Temporary On-Sale Intoxicating Liquor license for the Richfield Foundation. This would mean the applicant would not be able to serve alcohol at their wine tasting event. However, Public Safety has not found any basis for denial. ATTACHMENTS None Page 291 of 326 City Council Meeting 6/23/2026 Agenda Section: Consent Calendar Agenda Item: 8.e. Report Prepared By: Jennifer Anderson, Support Services Manager Department Director: Jay Henthorne, Police Chief Item for Consideration: Consider approval of a Temporary On Sale Intoxicating Liquor license for the Fred Babcock Days event scheduled to take place August 1, 2026, at Fred Babcock VFW #5555, located at 6715 Lakeshore Drive. EXECUTIVE SUMMARY On June 2, 2026, the City received application materials for a Temporary On-Sale Intoxicating Liquor license for the Fred Babcock Days event to take place on Saturday, August 1, 2026. The event will take place from 10:00 a.m. to 9:00 pm at the Fred Babcock VFW Post #5555, located at 6715 Lakeshore Drive, Richfield. The request is to serve wine, beer and spirits in their parking lot. There will also be food offered. All required information, documents and licensing fee have been provided. The Director of Public Safety has reviewed all required information and has found no basis for denial. The City Council has previously granted licenses in conjunction with similar events at this location. RECOMMENDED ACTION By Motion: Approve the issuance of a Temporary On-Sale Intoxicating Liquor license for the Fred Babcock Days event, to take place on Saturday, August 1, 2026, at the Fred Babcock VFW Post #5555, located at 6715 Lakeshore Drive. HISTORICAL CONTEXT The applicant has satisfied the following requirements for the issuance of this license: • The required licensing fees have been received. • Proof of liquor liability insurance has been provided showing Evanston Insurance affording the coverage. • Fred Babcock VFW Post #5555 has contacted food sanitarians from the City of Bloomington to ensure food handling practices are followed. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) Page 292 of 326 Richfield City Code Section 1202.05 requires applicants to comply with all the provisions of this code, as well as the provisions of Minnesota Statutes, Chapter 340A. CRITICAL TIMING ISSUES There are no critical timing issues. FINANCIAL IMPACT The required licensing fees have been received. LEGAL CONSIDERATIONS There are no legal considerations. ALTERNATIVE RECOMMENDATION(S) The Council could deny the approval of the Temporary On-Sale Intoxicating Liquor license for the Fred Babcock VFW Post #5555. This would mean the applicant would not be able to serve alcohol at their Fred Babcock Days event. However, Public Safety has not found any basis for denial. ATTACHMENTS 1. VFW August 1 2026 Fred Babcock Days Page 293 of 326 LAKESADVe Dr.Zydale Ave SaI BandChaileCon cessions VEW Entmee Wrestling Rinr CVADEy Bu ldingPage 294 of 326 City Council Meeting 6/23/2026 Agenda Section: Consent Calendar Agenda Item: 8.f. Report Prepared By: Michelle Friedrich, City Clerk Department Director: Sack Thongvanh, Assistant City Manager Item for Consideration: Appoint 2026 Election Judges for the Primary and General Elections. EXECUTIVE SUMMARY The Primary Election is August 11, 2026, and the General Election is on November 3, 2026. Election judges are assigned to precincts based on availability and party balance. There are currently 109 election judges who indicated availability to assist with the elections this year. RECOMMENDED ACTION By Motion: Adopt a resolution appointing election judges and an absentee ballot board for the Primary and General Elections in 2026. HISTORICAL CONTEXT Minnesota Statute 204B.21 Subd. 2 provides that election judges for precincts in a municipality shall be appointed by the governing body of the municipality and that the appointments be made at least 25 days before the election at which the election judges will serve. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS The Richfield City Clerk office is committed to ensuring equity and inclusivity in elections for all election judges and for our community. POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) The City Council is required by State Statute 204B.21, Subd. 2, to make election judge appointments. CRITICAL TIMING ISSUES Election judge appointment is a requirement per State Statute 204B.21, Subd. 2. The draft resolution contains names of those qualified individuals who have indicated a willingness and ability to serve as an election judge for the Primary Election on August 11, 2026, and the General Election on November 3, 2026. FINANCIAL IMPACT N/A LEGAL CONSIDERATIONS The City Council must appoint election judges to serve at elections to comply with Minnesota Statute 204B.21, Subd. 2. The list of election judges come from a list of people who have indicated their interest in serving as an election judge to the County Auditor pursuant to the provisions of M.S. 204B.21 Subd. 1, and those who have previously served or indicated interest Page 295 of 326 in serving. Resident and non-residents can complete an application for consideration to serve as an election judge to the County Auditor pursuant to the provisions of M.S. 204B.21 Subd. 1. ALTERNATIVE RECOMMENDATION(S) N/A ATTACHMENTS 1. 2026-06-23 Resolution 12XXX Election Judges Page 296 of 326 City of Richfield County of Hennepin State of Minnesota June 23, 2026 RESOLUTION NO. 12XXX Motion by: Seconded by: RESOLUTION APPOINTING ELECTION JUDGES AND AN ABSENTEE BALLOT BOARD FOR THE 2026 PRIMARY AND GENERAL ELECTIONS WHEREAS, Minnesota Election Law 204B.21 requires election judges for precincts in a municipality be appointed by the governing body of the municipality; and WHEREAS, the City of Richfield is required to appoint election judges to serve at the Primary Election to be held on August 11, 2026; and the General Election to be held on November 3, 2026; and WHEREAS, a list of individuals qualified and trained to serve as election judges has been submitted to the City Council and is attached hereto as Exhibit A Primary Election Judges, and Exhibit B General Election Judges, and is also on file in the office of the City Clerk; and WHEREAS, the city is responsible for establishing an Absentee Ballot Board as authorized under Minn. Stat. 203B.121, and authorizes the City Clerk to oversee the appointment and procedural processes of the Absentee Ballot Board; and NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Richfield, Minnesota, that the individuals named on Exhibit A and Exhibit B, and on file in the office of the City Clerk, be and hereby are appointed to serve as Election Judges, including but not limited to Absentee Ballot Board Judges, Absentee Voting Election Judges, Early Voting Election Judges, and Election Day Judges, for the Primary Election to be held on August 11, 2026, and for the General Election to be held on November 3, 2026. BE IT FURTHER RESOLVED that the City Clerk is authorized to make any necessary substitutions or additions as needed to ensure proper staffing of all election-related duties, and to assign judges as required for all aspects of the election process. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Passed and adopted by the City Council of the City of Richfield, Minnesota this 23rd day June, 2026. Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 1 of 3 Page 297 of 326 City of Richfield County of Hennepin State of Minnesota June 23, 2026 RESOLUTION NO. 12XXX Exhibit A Primary Election Judges Robert Alexander Ruth Hiland Thomas Ritchie John Ashmead Lisa Hintermeister Jay Rossom Barbara Bauer Linda Hinz Richard Rubenstein Matthew Bell Dean Hoffman Michael Sawyer Valory Belton Andy Kahn Maureen Scaglia Rosemary Bernau Amanda Kaiser Lynn Schoonmaker Rosalie Bjorkman James Kaiser Margaret Schow Susan Blumberg Janet Karnick Ellen Stavreff Sara Boothe Corral Carol Kellett John Swanson Linda Boyd John Kelly Roger Swanson Meredith Bruzek Mary Kelly Kristin Swenson Willis Cahill Erica Klein Matthew Taraldsen Rebecca Case Barbara Knoll Cara Thrane Sally Cassellius Helen Lapakko Mark Tilc Carrie Chillman Joan Lash Hayley Tompkins Margaret Cole Mandee Liberty Penelope Tower Gretchen Crow William Lockrem Mary Jo Tuttle Katrina DeVore Emily Lodermeier Stephanie Vizecky Cynthia Dubansky Andy May Karin Wolverton Janel Dysart Kathleen McDonough Michael Zazzera Joanne Ehren Dahlquist Sandra Menning-Glavan Mary Elliot Robert Mulcahy Debbie Eng Sarah Musgrave Carolyn Engeldinger Sumner Musolf Mary Jo Fadell Susan Nielsen Derek Field Robert Olson Arend Geurink Barbara Orzechowski Judith Goebel Paul Peichel Jane Greene Wayne Peterson Rebecca Guarino Carol Petkoff Bradley Hanson Susan Poore Dennis Heidelberg Holly Rhodes Page 2 of 3 Page 298 of 326 City of Richfield County of Hennepin State of Minnesota June 23, 2026 RESOLUTION NO. 12XXX Exhibit B General Election Judges Robert Alexander Dennis Heidelberg Thomas Ritchie John Ashmead Ruth Hiland Samantha Ross Barbara Bauer Linda Hinz Jay Rossom Matthew Bell Dean Hoffman Richard Rubenstein Valory Belton Thomas Jensen Robert Sakkinen Rosemary Bernau Henry Jimenez Michael Sawyer Rosalie Bjorkman Andy Kahn Maureen Scaglia Susan Blumberg Amanda Kaiser Lynn Schoonmaker Sara Boothe Corral James Kaiser Anne Schuette Linda Boyd Lisa Kampf Bonnie Scurry James Brietfeller Janet Karnick K. Lashel Solberg Meredith Bruzek Carol Kellett Ellen Stavreff Christie Burke John Kelly Virginia Stillwell Willis Cahill Mary Kelly Elaine Swanson Rebecca Case Erica Klein John Swanson Sally Cassellius Anna Kluge Roger Swanson Carrie Chillman Barbara Knoll Kristin Swenson Mary Clark Helen Lapakko Matthew Taraldsen Margaret Cole Joan Lash Cheryl Thiele Amy Cook Mandee Liberty Cara Thrane Gretchen Crow William Lockrem Mark Tilc Scott Dahlquist Emily Lodermeier Hayley Tompkins Blue Delliquanti Andy May Penelope Tower Katrina DeVore Kathleen McDonough Mary Jo Tuttle Cynthia Dubansky Michele McGee Stephanie Vizecky Janel Dysart Kristin McWeeny Emily Wecker Joanne Ehren Dahlquist Sandra Menning-Glavan Michael Zazzera Mary Elliot Robert Mulcahy Debbie Eng Sarah Musgrave Carolyn Engeldinger Sumner Musolf Mary Jo Fadell Carol Nelson Derek Field Susan Nielsen Megan Forsmark Robert Olson Claire Gahler Barbara Orzechowski Arend Geurink Paul Peichel Judith Goebel Wayne Peterson Jane Greene Carol Petkoff Daniel Groepper Joshua Policarpio Rebecca Guarino Susan Poore Bradley Hanson Donald Rhodes James Harding Holly Rhodes Page 3 of 3 Page 299 of 326 City Council Meeting 6/23/2026 Agenda Section: Consent Calendar Agenda Item: 8.g. Report Prepared By: Sack Thongvanh, Assistant City Manager Department Director: Kate Croteau, Human Resources Director Item for Consideration: Consider adoption of a resolution authorizing the City to affirm the monetary limits on statutory municipal tort liability. EXECUTIVE SUMMARY The City purchases its liability insurance coverage from the League of Minnesota Cities Insurance Trust (LMCIT). Each year, the City must decide to either affirm or waive its statutory limits of liability by July 1. After reviewing cost considerations measured against potential risk, the City has, historically, affirmed the liability limits which are $500,000 for an individual claimant and $1,500,000 per occurrence. Staff is recommending the same course of action for the upcoming insurance renewal as waiving the liability limits would increase costs due to the need to purchase excess liability insurance. RECOMMENDED ACTION By Motion: Adopt a resolution authorizing the City Council to affirm the monetary limits on municipal tort liability established by Minnesota Statutes, section 466.04. HISTORICAL CONTEXT A requirement of insurance coverage through the LMC-IT is an annual affirmation or waiver of statutory limits of liability. The current statutory limits of liability for Minnesota cities are $500,000 for an individual claimant and $1,500,000 per occurrence. Cities can waive these limits to allow an individual claimant to recover more than $500,000, up to the $1,500,000 per occurrence limit, if excess liability insurance is purchased. Because waiving the statutory limits increases the exposure, the premium is higher for coverage under the waiver option. The cost of the excess liability insurance continues to be very expensive. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) State Statute establishes liability limits for cities and the current level is $1,500,000, which appears to be a reasonable limit. Historically, the majority of municipalities in Minnesota do not waive the monetary limits on municipality tort liability as established by Minnesota Statutes, section 466.04. Page 300 of 326 CRITICAL TIMING ISSUES The City's insurance policy with the League of Minnesota Cities Insurance Trust will renew on July 1, 2026. This action must be completed on, or before, that time. FINANCIAL IMPACT The City has historically not purchased excess liability coverage because of the cost of such coverage. LEGAL CONSIDERATIONS The tort liability limits established by Minnesota Statutes have historically protected cities and no Minnesota court has ever established a monetary award in excess of the statutory limits against a municipality. Each city must annually decide whether the city would voluntarily waive the statute for both the single claims and each occurrence limit. ALTERNATIVE RECOMMENDATION(S) If the Council determines that any single claimant should receive more than the $500,000 limit, the Council could elect to waive the statutory monetary limits. If the Council determines that the $1,500,000 per occurrence limit is not adequate, the City could purchase excess liability coverage at a significant additional cost. ATTACHMENTS 1. 2026-06-23 Resolution 12XXX Tort Liability 2. Liability Coverage Waiver Form Page 301 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. 12XXX 1 of 1 Motion by: Seconded by: A RESOLUTION AFFIRMING MUNICIPAL TORT LIABILITY LIMITS ESTABLISHED BY MINNESOTA STATUTES, SECTION 466.04 WHEREAS, Minnesota Statutes, section 466.04 provides for Municipal tort liability limits for Minnesota cities; and WHEREAS, the League of Minnesota Cities Insurance Trust has asked that each city review the tort liability limits and determine if the respective city would choose to waive its limits; and WHEREAS, such decision to affirm or waive the tort liability limits must be filed with the League of Minnesota Cities Insurance Trust at the insurance renewal date. NOW, THEREFORE, BE IT RESOLVED that the City Manager is directed to report to the League of Minnesota Cities Insurance Trust that the Richfield City Council does not waive the monetary limits on the municipal tort liability established by Minnesota Statutes, section § 466.04. Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 302 of 326 League of Minnesota Cities 3/2/2023 Liability Coverage Waiver Form Page 1 LIABILITY COVERAGE WAIVER FORM Members who obtain liability coverage from LMCIT must decide whether to waive the statutory tort liability limits to the extent of the coverage purchased. The decision to waive or not waive the statutory tort limits must be made annually by the member’s governing body, in consultation with its attorney if necessary. The decision has the following effects: •If the member does not waive the statutory tort limits, an individual claimant could recover no more than $500,000 on any claim to which the statutory tort limits apply. The total all claimants could recover for a single occurrence towhich the statutory tort limits apply would be limited to $1,500,000. These statutory tort limits would applyregardless of whether the member purchases the optional LMCIT excess liability coverage. •If the member waives the statutory tort limits and does not purchase excess liability coverage, a single claimant couldrecover up to $2,000,000 for a single occurrence (under the waive option, the tort cap liability limits are only waived to the extent of the member’s liability coverage limits, and the LMCIT per occurrence limit is $2,000,000). The totalall claimants could recover for a single occurrence to which the statutory tort limits apply would also be limited to$2,000,000, regardless of the number of claimants. •If the member waives the statutory tort limits and purchases excess liability coverage, a single claimant could potentially recover an amount up to the limit of the coverage purchased. The total all claimants could recover for asingle occurrence to which the statutory tort limits apply would also be limited to the amount of coverage purchased,regardless of the number of claimants. Claims to which the statutory municipal tort limits do not apply are not affected by this decision. LMCIT Member Name: __________________________________________________________________________ ______________________________________________________________________________________________ Check one: ☐The member DOES NOT WAIVE the monetary limits on municipal tort liability established by Minn. Stat. § 466.04. ☐The member WAIVES the monetary limits on municipal tort liability established by Minn. Stat. § 466.04, to the extent of the limits of the liability coverage obtained from LMCIT. Date of member’s governing body meeting:___________________________________________________________ Signature: _____________________________________________________________________________________ Position: _______________________________________________________________________________________ Members who obtain liability coverage through the League of Minnesota Cities Insurance Trust (LMCIT) must complete and return this form to LMCIT before their effective date of coverage. Email completed form to your city’s underwriter, to pstech@lmc.org, or fax to 651.281.1298. Page 303 of 326 City Council Meeting 6/23/2026 Agenda Section: Consent Calendar Agenda Item: 8.h. Report Prepared By: John Evans, Analyst Department Director: Karl Huemiller, Recreation Director Item for Consideration: Consider approval of an agreement with Preferred Properties, in the amount of $263,970, for the replacement of exterior soffit on rink one of the Richfield Ice Arena. EXECUTIVE SUMMARY The Veterans Park Improvement project, funded by the Local Option Sales Tax general obligation bonds, includes the replacement of the exterior soffit on rink one of the Richfield Ice Arena. The soffit is original to the building's 1971 construction and in need of replacement due to damage from animals and to improve energy efficiency. Bids to replace the soffit siding were solicited and opened on May 26, 2026. Bids were received from four contractors: Atomic Architectural Sheet Metal, CJC Construction LLC, John A Dalsin & Son Inc, and Preferred Properties Inc. The lowest base bid was submitted by Preferred Properties Inc. which Loeffler Construction, the project management company, recommends for award of contract. RECOMMENDED ACTION By Motion: Approve the agreement between the City of Richfield and Preferred Properties, in the amount of $263,970, for the replacement of the soffit on rink one of the Richfield Ice Arena and authorize the Mayor and City Manager to finalize and execute the contract. HISTORICAL CONTEXT In November 2024, voters approved $9 million in Local Option Sales Tax funding for improvements at Veterans Memorial Park, including the pool and Ice Arena. On May 13, 2025, Council approved an agreement with Loeffler Construction to manage the Veterans Park Project, which includes the replacement of the roof of rink two at the Richfield Ice Arena. Replacement of the exterior soffit was identified as part of the Vets Park Project to ensure its viability for decades to come and will prevent any further costs associated with maintaining and repairing the aging materials. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS Equity: This project improves facilities that are often low or no cost to residents and Page 304 of 326 provide access to an indoor rink in the community. The arena is an important amenity for families of all income levels living in the community. Strategic Plan: This project best aligns with the strategic plan priority of Sustainable Infrastructure addressing all sub-initiatives of asset management, comprehensive funding, and sustainability efforts. POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) None CRITICAL TIMING ISSUES In order to keep pace with the numerous sub-projects identified as part of the Veterans Park Project, and to minimize disruption to the Richfield Ice Arena, work must begin in a timely fashion. FINANCIAL IMPACT The soffit replacement bids are within the amount anticipated for the job. Bids include all labor and materials. LEGAL CONSIDERATIONS The agreement has been reviewed by legal counsel. ALTERNATIVE RECOMMENDATION(S) None ATTACHMENTS 1. 2026-05-26 Richfield Rink 1 Upgrades Bid Minutes 2. Bid Tabs-Soffit Replacement: Rink One Page 305 of 326 CITY OF RICHFIELD, MINNESOTA Bid Opening May 26, 2026 2:00 p.m. PROJECT: 2026 Richfield Rink 1 Upgrades Project Bid No.: 2026-01V Pursuant to requirements of Resolution No. 1015 and the City Code, a meeting of the Administrative Staff was called by City Clerk Friedrich who announced the purpose of the meeting was to receive; open and read aloud bids for the 2026 Richfield Rink 1 Upgrades Project, as advertised in the official newspaper on May 14, and May 21, 2026. Present: Michelle Friedrich, City Clerk Karl Huemiller, Recreation Director Drew Illestschko, Loffler Construction John Barrick, Loffler Construction The following bids were submitted and read aloud: Bidder’s Name SCOPE OF WORK On Bid Form (Y/N) Bid Bond Present (Y/N) Addenda Noted (Y/N) Total Base Bid Preferred Properties Inc. 7.5 Y Y Y $263,970 CJC Construction LLC 7.5 Y Y Y $343,000 Atomic Architectural Sheet Metal 7.5 Y Y Y $500,000 John A Dalsin & Son Inc. 7.5 Y Y Y $511,735 City Clerk Friedrich noted the bids would be tabulated and considered at a future City Council meeting. City staff will contact the apparent low bidder regarding next steps. Bid Opening Adjourned at 2:12 pm. _______________________ Michelle Friedrich, City Clerk Page 306 of 326 ADDRESS PHONE WEBSITE 9202 202nd Street W Suite 100 Lakeville, MN 55044 952.955.9119 loefflerconstruction.com 1 June 9, 2026 TO: Karl Huemiller– Recreation Services Director, City of Richfield CC: Dan Peterson – Architect, U+B Architecture & Design, Inc. Will Forbord – Vice President, Loeffler Construction John Barrick – Project Manager, Loeffler Construction RE: Richfield Rink 1 Upgrades – Recommendation for Contractor Awards Karl: On May 26th, 2026, Loeffler Construction (LCC) collected responses for the Request for Quotes (RFQ) #1 that was issued for the Richfield Rink 1 Upgrades Project. These quotes were for Painting, Mechanical, and Electrical scopes of work. Also on May 26th, 2026, representatives from Loeffler Construction and the City of Richfield were also present to hold and witness the public bid opening for Bid Package #1 of the Richfield Rink 1 Upgrades Project. Bid Package #1 included the Siding scope of work. Summary of Request for Quotes #1: In line with public bidding law, scopes of work under $175,000 can be procured with a Request for Quote process. Loeffler distributed the plans and specifications to (18) potential contractors and received responses from (7) contractors. See attached RFQ Bid Tabulation for a list of the contractors that submitted quotes. We have reviewed the quotes and determined that the lowest quote amount is responsive and recommend those firms for award. At the City’s direction, we have included pricing for Alternate #1 to remove and replace existing light fixtures above the rink entrance doors at the corners of the building, resulting in Laketown Electric Corporation being the lowest responsive bidder. Summary of Bid Package #1: In addition to running an advertisement for bids in the local newspaper, LCC posted the plans and specifications for the project to the Minnesota Builders Exchange. The sealed bid process for this bid package yielded (4) bids for the Siding scope of work. See attached Bid Package #1 Tabulation for a list of the contractors that submitted bids. We have reviewed the quotes and determined that the lowest quote amount is responsive and recommend this firm for award. Table of Recommended Awards for Bid Package #1 and RFQ #1: Page 307 of 326 ADDRESS PHONE WEBSITE 9202 202nd Street W Suite 100 Lakeville, MN 55044 952.955.9119 loefflerconstruction.com 2 We appreciate the opportunity to work with the City of Richfield and look forward to delivering a successful project. Sincerely, Drew Illetschko Estimator, Loeffler Construction Attached: Richfield Rink 1 Upgrades Bid Tabulation – Bid Package #1 Richfield Rink 1 Upgrades Bid Tabulation – Request for Quotes #1 Page 308 of 326 City Council Meeting 6/23/2026 Agenda Section: Proposed Ordinances Agenda Item: 11.a. Report Prepared By: John Evans, Analyst Department Director: Karl Huemiller, Recreation Director Item for Consideration: Consider the first reading of an ordinance amending Subsection 840.11 of the Richfield City Code, pertaining to alcohol in City parks. EXECUTIVE SUMMARY City Code Chapter VII, Section 840 contains ordinances pertaining to park use. In section 840.11, the sale, possession with intent to consume, or consumption of alcoholic beverages is prohibited in the parks except for two situations expressly permitted. The first is as part of a City Council-authorized community celebration at Veterans Memorial Park. The second is by a Junior Hockey Team at the Ice Arena. These two exceptions were added piecemeal as the need arose. Based on City Council feedback, Staff have drafted a comprehensive update to the ordinance that would allow: • Alcoholic beverages at Wood Lake Nature Center and the Community Center • Alcoholic beverages less than 17% at the Richfield Ice Arena and at City- Sponsored events • Community Celebration license holders to sell alcoholic beverages less the 17% in designated areas Anyone selling or consuming alcohol in designated locations would need: • Appropriate permits and licenses from the City and State • Written approval from the Recreation Services Director • Indemnification agreement with the City if determined appropriate The updates to this ordinance would provide the City with flexibility in managing alcohol use in the parks. RECOMMENDED ACTION By Motion: Approve the first reading of an ordinance amending Subsection 840.11 of the Code of Ordinances, pertaining to alcohol in the parks, and schedule the second reading for July 14, 2026. HISTORICAL CONTEXT Page 309 of 326 The ordinance has been amended in the past to allow for the approval of the serving of alcohol in specific cases. An amendment in 1999 allowed for the sale of 3.2 percent malt liquor in Veterans Memorial Park to accommodate the Richfield 4th of July's main fundraising source, and another amendment in 2013 made allowances for the sale of 3.2 malt liquor at the Ice Arena, which was added when semi-professional hockey teams began playing there. The new Wood Lake Nature Center building will have a 3,000-square-foot room with a catering kitchen, one of the largest event spaces in the City. Throughout the planning process, the community expressed a desire to host events in this space for events that often serve alcohol, like weddings, anniversaries, and fundraisers. A new Community Center is also planned for construction in the next five years and the amended ordinance would meet this need, as well. This ordinance does not address low-dose THC-infused beverages. Caterers holding the appropriate state license would be permitted to serve low-dose THC-infused beverages in accordance with applicable state laws and regulations. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS Alcohol can be an important cultural aspect to celebrations and events. The prohibition on alcohol in City parks may affect the attractiveness of City facilities as venues for special events. The ability to consume alcohol at City facilities impacts the potential revenue generated by these facilities and their eventual cost recovery. POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) Subsection 840.11 has, and will continue to be, an effective way to regulate alcohol in City parks, but will also allow for special facilities like Wood Lake, the Community Center, and the Ice Arena to remain competitive and desirable for rental. This ordinance amendment requires a first reading and scheduling of a second reading, suggested for July 14, 2026. CRITICAL TIMING ISSUES In order to remain on the timetable needed to establish related policies and fees before the opening of Wood Lake Nature Center, Council will need to consider this amendment in a timely fashion. FINANCIAL IMPACT Facility rentals are a key source of revenue for recreation facilities like Wood Lake, the Community Center, and the Ice Arena, and are crucial to providing a source of income that funds part-time staff, building maintenance, upkeep, and minor improvements. LEGAL CONSIDERATIONS None ALTERNATIVE RECOMMENDATION(S) None ATTACHMENTS 1. 07-14 DRAFT Bill 2026-XX Amending Subsection 840.11 (R1) Page 310 of 326 1 DOCSOPEN\RC160\7\1092637.v4-6/12/26 City of Richfield July 14, 2026 County of Hennepin State of Minnesota BILL NO. 2026-XX Motion by: Seconded by: AN ORDINANCE AMENDING SUBSECTION 840.11 OF THE RICHFIELD CITY CODE PERTAINING TO ALCOHOL IN CITY PARKS Section 1. Subsection 840.11 of the Richfield City Code is amended as follows: 840.11. - Sale and consumption of beer alcoholic beverages in parks. Subdivision 1. Definitions. For purposes of this subsection, terms defined in the subdivision have the meanings given them below. (a) "Sale", “sell” and “sold” means all means of furnishing alcoholic beverages and includes but is not limited to the furnishing for money or other consideration. (b) "Beer" means any beverage which is produced wholly or in part from the brewing of any grains or malt or malt substitute and containing more than “Low alcohol beverages” mean any beverage which contains less than seventeen percent (17%) alcohol by volume but more than one-half (½) of one percent (1%) alcohol by volume. (c) "Organization" means any entity having a club, or religious, veteran, charitable or non- profit organization. business activities as its principal purpose and which qualifies in all respects for the issuance of a license to sell the type of beer to be furnished at the activity or event for which the permit is being sought. (d) “Alcoholic Beverages” means any beverage containing more than one-half (½) of one percent (1%) alcohol by volume. (e) “Director” means the Recreation Services Director or their designee. Subd. 2. Sale and consumption prohibited. The sale, possession with intent to consume, or consumption of alcoholic beverages is prohibited in the public parks of the City, except as expressly permitted by subdivisions 3 and 4 of this subsection. Subd. 3. Alcohol allowed in certain recreation facilities and parks. The sale and consumption of alcoholic beverages is allowed as follows, subject to the requirements in subdivision 4: (a) Alcoholic beverages may be sold and consumed inside the Wood Lake Nature Center building and on designated decks, patios, and designated outdoor areas which are adjacent to the Wood Lake Nature Center building. (b) Alcoholic beverages may be sold and consumed inside the Community Center building and on designated decks, patios, and designated outdoor areas which are adjacent to the Community Center building. (c) Low alcohol beverages only may be sold and consumed inside the Richfield Ice Arena. Page 311 of 326 2 DOCSOPEN\RC160\7\1092637.v4-6/12/26 City of Richfield July 14, 2026 County of Hennepin State of Minnesota BILL NO. 2026-XX (d) Low alcohol beverages only may be sold and consumed in park areas and park pavilions approved by the Director for City-sponsored events only. Subd. 4. Requirements for sale and consumption of alcohol. Sale and consumption of alcoholic beverages allowed by this subsection is subject to the following requirements: (a) Persons, organizations, or entities selling or dispensing alcoholic beverages must have an appropriate liquor license or permit from the City’s Public Safety Department and/or the State of Minnesota and meet all applicable provisions of city code and state law. (b) Alcohol sales or consumption are allowed only in connection with banquets, receptions, social functions, tasting events, or community festivals approved by the Director. (c) The Director must give written approval to the host of any event at which alcoholic beverages will be sold or consumed. (d) The host of an event at which alcoholic beverages will be sold or consumed must enter into a user or indemnification agreement with the City if determined appropriate by the Director and City Attorney. Subd. 3 5. Community celebration. An organization or other authorized liquor licensee nonprofit corporation that has obtained a community celebration license in accordance with subsection 850.09 of this code may sell 3.2 percent malt liquor in Veteran's Memorial Park low alcohol beverages in connection with the licensed community celebration, provided that the corporation organization also obtains a license under subsection 1210.07 1202.05, subdivision 3 of this code and applicable state law. The community celebration license and temporary on- sale license must designate the area(s) of Veteran's Memorial Park where sales may be made. A person of legal age may possess with intent to consume or consume alcohol purchased pursuant to this subdivision within the areas designated in those licenses. (Added, Bill No. 1999- 6) Subd. 4. Richfield Ice Arena. An establishment holding a food license may sell 3.2 percent malt liquor at the Richfield Ice Arena, located in Veteran's Memorial Park, provided that the establishment obtains a license under subsection 1202.05, subdivision 3(a)(1) of this code. The 3.2 percent malt liquor license must designate the area(s) of the arena where sales may be made. Sale and consumption of 3.2 percent malt liquor under this subdivision are allowed only during junior hockey league games at the arena for consumption on the premises. Upon the effective date of special legislation enacted by the State of Minnesota Legislature allowing the issuance of on-sale wine and malt liquor licenses for beverage sales at the arena, this subdivision shall become null and void. (Added, Bill No. 2013-16) Subd. 6. Enforcement. Those selling, possessing or consuming alcoholic beverages in public parks in violation of this subsection or other applicable provisions of city code or Page 312 of 326 3 DOCSOPEN\RC160\7\1092637.v4-6/12/26 City of Richfield July 14, 2026 County of Hennepin State of Minnesota BILL NO. 2026-XX state law may be removed from public property. A violation of this subsection is a misdemeanor. Section 2. This Ordinance is effective in accordance with Section 3.09 of the Richfield City Charter. Passed by the City Council of the City of Richfield, Minnesota this 14th day of July, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 313 of 326 City Council Meeting 6/23/2026 Agenda Section: Resolutions Agenda Item: 12.a. Report Prepared By: Kate Croteau, Human Resources Director Department Director: Kate Croteau, Human Resources Director Item for Consideration: A resolution related to the amended 2026 General Pay Plan. EXECUTIVE SUMMARY Currently, the 2026 general pay plan lists the pay grades for non-represented permanent full-time and part-time city employees, including the position of City Manager. The established pay plan lists grades 1 through 22 with the City Manager position slotted into grade 22. After reviewing the current base salary of the City Manager within our comparable communities group, it was determined that the market has shifted, and our current pay plan does not provide for increases over $206,044 annually, which is well below the market average of approximately $230,000 for salary only and $237,000 with additional compensation (like car allowance and deferred compensation contributions). Staff recommend adding three additional pay grades (23,24 and 25) as shown in the attachment. The maximum of the proposed pay grade 25 would be $238,522. Additionally, in order to remain equitable within the market and to remain competitive in recruiting for this position in the future, staff recommend reclassifying the City Manager position into grade 25. RECOMMENDED ACTION By Motion: Approve the amended 2026 General Pay Plan. HISTORICAL CONTEXT In 2023, the City contracted with Baker Tilly to complete a comprehensive review of the City's compensation structure. The result was the creation of the General Pay Plan, which lists non-represented permanent full-time and part-time city employees, including the position of City Manager in grades based off of a job evaluation process. The pay plan has been adopted annually with the minimum and maximums of the ranges adjusted by the cost-of-living increase each year. In 2026, the cost-of-living increase was 3%. Also in 2023, the Minnesota Legislature officially removed the compensation cap for local government employees, allowing cities and counties to determine their own pay limits. Prior to this change, local government employee salaries were strictly limited by state statute to 110% of the governor's pay ($206,939), requiring governments to apply for waivers to retain or recruit top talent. In the years following the legislative change, city manager position salaries increased to catch up with the market for similar positions in other states. Page 314 of 326 EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS The relatively recent legislative changes led to the need for equitable changes to the 2026 general pay plan. Following a review of data from comparable communities, the range for the position of City Manager is no longer competitive and necessitates additional pay grades and a reclassification into the newly created pay grade 25. Along with the City Manager position falling behind, the range limitations also create compression issues with other positions, including department directors. Providing three additional pay grades ensures we can retain and attract staff in a tight labor market. POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) CRITICAL TIMING ISSUES Staff recommends that the updates to the 2026 General Pay Plan be implemented starting July 1, 2026. FINANCIAL IMPACT The financial impact will be reflected in the 2026 revised budget, which will be presented in coordination with the upcoming 2027 budget. LEGAL CONSIDERATIONS N/A ALTERNATIVE RECOMMENDATION(S) Council could chose not to amend the 2026 General Pay Plan. ATTACHMENTS 1. 2026-XX-XX DRAFT Resolution XXXXX PAYPLAN UPDATE 2026 Page 315 of 326 City of Richfield June 23,2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 1 of 7 Motion by: Seconded by: A RESOLUTION FOR THE 2026 UPDATED GENERAL PAY PLAN WHEREAS the compensation personnel policy of the City of Richfield provides for the adoption of a pay plan for General employees from time-to-time; and WHEREAS, the City Administration and Human Resources Director have recommended the addition of three paygrades (23, 24 and 25) to the current 2026 pay plan; and WHEREAS, the Richfield City Council recognizes that adjustments to the pay plan may be necessary at time to address inequities or other issues due to external and internal factors; and WHEREAS, the Richfield City Councils continues to authorize that the City Manager to make adjustments to the pay plan to: add or reclassify positions as necessary; make equity adjustments to individual positions when warranted; and, resolve other issues that may arise to aid in the fair and equitable implementation of the pay plan; and WHEREAS, the Richfield City Council does approve the reclassification of the City Manager position to be placed in newly established grade 25 effective July 1, 2026; and NOW, THEREFORE, BE IT RESOLVED by the Richfield City Council of the City of Richfield that the City Council hereby does establish effective July 1, 2026, the following update to the 2026 pay plan and also reclassifies the City Manager position from grade 22 to grade 25: Page 316 of 326 City of Richfield June 23,2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 2 of 7 Adopted by the City Council of the City of Richfield, Minnesota this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean ____________________________ Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 317 of 326 City of Richfield June 23,2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 3 of 7 Page 318 of 326 City of Richfield June 23,2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 4 of 7 2026 Pay Plan Amended 7/1/2026 - General Page 319 of 326 City of Richfield June 23,2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 5 of 7 2026 Pay Grades Updated Department Division Title Grade EXECUTIVE City Manager CITY MANAGER 25 POLICE Police Operations PUBLIC SAFETY DIRECTOR 21 ADMINISTRATIVE SERVICES Administration ASSISTANT CITY MANAGER 20 COMMUNITY DEVELOPMENT Community Development COMMUNITY DEVELOPMENT DIRECTOR 20 FINANCE Finance FINANCE DIRECTOR 20 FIRE Fire FIRE SERVICES DIRECTOR 20 PUBLIC WORKS Public Works Admin PUBLIC WORKS DIRECTOR 20 RECREATION Recreation RECREATION SERVICES DIRECTOR 20 HUMAN RESOURCES Human Resources HUMAN RESOURCES DIRECTOR 19 POLICE Police Operations DEPUTY PUBLIC SAFETY DIRECTOR 19 COMMUNITY DEVELOPMENT Community Development ASST COMMUNITY DEVLMT DIRECTOR 18 FIRE Fire DEPUTY FIRE CHIEF 18 PUBLIC WORKS Street DEPUTY PW DIRECTOR 18 HUMAN RESOURCES Human Resources HR PROJECT MANAGER (TEMPORARY) 17 COMMUNITY DEVELOPMENT Community Development CHIEF BUILDING OFFICIAL 17 FIRE Fire ASST FIRE CHIEF 17 PUBLIC WORKS Engineering CITY ENGINEER 17 ADMINISTRATIVE SERVICES Building Services GOVT BLDGS SUPERINTENDENT 16 ADMINISTRATIVE SERVICES Information Technology IT MANAGER 16 ADMINISTRATIVE SERVICES Liquor Operations LIQUOR OPERATIONS MANAGER 16 PUBLIC WORKS Water UTILITIES SUPERINTENDENT 16 ADMINISTRATIVE SERVICES Communication COMMUNICATIONS/ENGAGEMENT MGR 15 COMMUNITY DEVELOPMENT Community Development CITY PLANNER 15 COMMUNITY DEVELOPMENT Community Development ECONOMIC DEVELOPMENT MANAGER 15 FINANCE Finance ASST FINANCE DIRECTOR 15 FINANCE Finance BUDGET CASH AND DEBT MANAGER 15 PUBLIC WORKS Engineering TRANSPORTATION ENGINEER 15 PUBLIC WORKS Water UTILITIES ENGINEER 15 RECREATION Recreation FACILITIES/PRGM MGR-ARENA/POOL 15 ADMINISTRATIVE SERVICES City Clerk CITY CLERK 14 Page 320 of 326 City of Richfield June 23,2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 6 of 7 ADMINISTRATIVE SERVICES Information Technology ASST IT MANAGER/BUS ANALYST 14 COMMUNITY DEVELOPMENT HRA MULTI-FAMILY HOUSING PRGM ADMN 14 FINANCE Finance PAYROLL ACCOUNTANT 14 POLICE Support Services SUPPORT SERVICES SUPERVISOR 14 PUBLIC WORKS Central Garage/Street Maintenance OPERATIONS SUPERVISOR 14 PUBLIC WORKS Engineering PROJECT ENGINEER 14 PUBLIC WORKS Water UTILITIES SUPERVISOR 14 RECREATION Recreation RECREATION PROGRAM MANAGER 14 RECREATION Wood Lake Nature Center WLNC MANAGER 14 COMMUNITY DEVELOPMENT Community Development SENIOR BLDG TRADE INSPECTOR 13 EXECUTIVE/PUBLIC WORKS City Manager/PW Admin SENIOR ANALYST 13 FINANCE Finance SENIOR FINANCIAL ANALYST 13 PUBLIC WORKS Engineering CIVIL ENGINEER 13 PUBLIC WORKS Water WATER RESOURCE ENGINEER 13 RECREATION Recreation RECREATION SUPVR-FACILITIES 13 ADMINISTRATIVE SERVICES Deputy Registrar MV LICENSING SUPERVISOR 12 HUMAN RESOURCES Human Resources HUMAN RESOURCES GENERALIST ll 12 ADMINISTRATIVE SERVICES Information Technology/Police Operations IT TECHNICIAN II 12 ADMINISTRATIVE SERVICES Liquor Operations LIQUOR STORE MANAGER 12 COMMUNITY DEVELOPMENT Community Development PLANNER II 12 COMMUNITY DEVELOPMENT Community Development BUILDING/TRADE INSPECTOR 12 COMMUNITY DEVELOPMENT Community Development MECHANICAL/PLUMBING INSPECTOR 12 EXECUTIVE City Manager EQUITY COORDINATOR 12 POLICE Police Operations RECORDS SUPERVISOR 12 POLICE/RECREATION Police Operations/Recreation ANALYST 12 PUBLIC WORKS Public Works Admin GIS COORDINATOR 12 RECREATION Recreation RECREATION SUPVR 12 RECREATION Recreation SUSTAINABILITY COORDINATOR 12 RECREATION Wood Lake Nature Center NATURALIST 12 HUMAN RESOURCES Human Resources HUMAN RESOURCES GENERALIST l 11 ADMINISTRATIVE SERVICES Information Technology IT TECHNICIAN I/HELP DESK 11 CD/FINANCE CD(HRA)/Finance ACCOUNTANT 11 COMMUNITY DEVELOPMENT Community Development HOUSING SPECIALIST PT 11 POLICE Support Services CODE COMPLIANCE OFFICER 11 Page 321 of 326 City of Richfield June 23,2026 County of Hennepin State of Minnesota RESOLUTION NO. XXXXX 7 of 7 PUBLIC WORKS Engineering ENGINEERING TECHNICIAN 11 ADMINISTRATIVE SERVICES Communication COMMUNICATIONS SPECIALIST PT 10 COMMUNITY DEVELOPMENT Community Development PLANNER I 10 POLICE Police Operations CRIME PREVENTION SPECIALIST 10 POLICE Police Operations POLICE DATA & MEDIA SPECIALIST 10 POLICE Police Operations RECORDS TECHNICIAN 10 PUBLIC WORKS Engineering ENGINEERING ASSISTANT 10 PUBLIC WORKS Public Works Admin ASSET MANAGEMENT/GIS ANALYST 10 PUBLIC WORKS Street FORESTER 10 RECREATION Recreation RECREATION COORDINATOR 10 ADMINISTRATIVE SERVICES Deputy Registrar LEAD MV LICENSING TECH 9 ADMINISTRATIVE SERVICES Communication WEB COORDINATOR (Temporary) 9 ADMIN SERV/CD/EXEC/FIRE Admin Serv/CD/Exec/Fire ADMINISTRATIVE ASSISTANT 9 COMMUNITY DEVELOPMENT Community Development PLANNING TECHNICIAN 9 COMMUNITY DEVELOPMENT Community Development PERMIT TECHNICIAN 9 POLICE Support Services HEALTH/LICENSING SPECIALIST PT 9 RECREATION Recreation SOLID WASTE SPECIALIST 9 ADMINISTRATIVE SERVICES Deputy Registrar MV LICENSING TECH 8 CD/ PS/PW/ REC/WLNC CD/ PS/PW/ REC/WLNC SENIOR OFFICE ASST 8 COMMUNITY DEVELOPMENT Community Development HOUSING INSPECTIONS TECHNICIAN 8 COMMUNITY DEVELOPMENT HRA MULTI-FAMILY HOUSING ASST PT 8 FINANCE Finance ACCOUNTING TECHNICIAN 8 FINANCE Finance UTILITY BILLING TECHNICIAN 8 POLICE Support Services COMMUNITY SERVICE OFFICER PT 8 POLICE Support Services BUSINESS LICENSING TECH PT 8 ADMINISTRATIVE SERVICES Liquor Operations LIQUOR OPS SHIFT LEADER PT 7 COMMUNITY DEVELOPMENT HRA COMMUNITY DEVELOPMENT TECH PT 7 ADMINISTRATIVE SERVICES Building Services CUSTODIAN PT 6 ADMINISTRATIVE SERVICES Deputy Registrar CITY SERVICES RECEPTIONIST 6 Page 322 of 326 City Council Meeting 6/23/2026 Agenda Section: Resolutions Agenda Item: 12.b. Report Prepared By: Mark McKinley, Administrative Assistant Department Director: Katie Rodriguez, City Manager Item for Consideration: Summary of the City Manager's annual performance evaluation for the period of July 2025 to June 2026, held on June 9 and June 16, 2026, as required by Minn. Statutes 13D.05 Subd. 3(a), and consider a resolution amending the employment agreement between the City of Richfield and City Manager Katie Rodriguez. EXECUTIVE SUMMARY Each year the City Council conducts a review of the City Manager's performance for the previous year. The review considers the performance of the City Manager and the organization as measured against the goals and expectations of the City Council. Such performance evaluations are conducted in a closed session pursuant to MN State Statutes and summarized in an open meeting. In addition to the performance evaluation, the City Council also takes this opportunity to review the City Manager's salary and benefits to make any adjustments that may be warranted. RECOMMENDED ACTION By Motion: Approve the resolution amending the City’s Manager’s employment agreement with the City reflecting a salary adjustment. HISTORICAL CONTEXT The City Council has conducted a review of the City Manager's performance for the past year and must now, per State Statute, make a summary report of the outcome of that evaluation. In addition, the City Council has reviewed the compensation of the City Manager and has made a conclusion regarding the City Manager’s employment agreement. EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS Consistent evaluations of performance help ensure continuous improvement, reinforce accountability, and align the City Manager's work with strategic goals. POLICIES (RESOLUTIONS, ORDINANCES, REGULATIONS, STATUTES, ETC.) The City Manager is given an evaluation by the City Council each year as part of the City Manager’s contract. As part of the evaluation process, a review of the City Manager’s compensation package is also performed each year. As compensation comparisons, salaries of City Managers in comparable cities are considered, as is the Page 323 of 326 base salary structure adjustments of other City employees. CRITICAL TIMING ISSUES The annual performance evaluation for City Manager Rodriguez was for the period starting July 2025, to June 2026, so any merit increases will be effective on July 1, 2026. FINANCIAL IMPACT Any salary adjustment approved by the City Council will be absorbed within the 2026 revised and 2027 proposed City Manager budget. LEGAL CONSIDERATIONS The City Manager’s contract with the City requires an annual performance evaluation. Summary review of the City Manager's annual performance evaluation is required by Minn. Statutes 13D.05 Subd. 3(a). ALTERNATIVE RECOMMENDATION(S) The City Council may defer the compensation portion of this review to a future meeting. ATTACHMENTS 1. 2026-06-23 Resolution 12XXX City Manager Agreement 2. 2026 City_Manager_Amendment_to_Employment_Agreement Page 324 of 326 City of Richfield June 23, 2026 County of Hennepin State of Minnesota RESOLUTION NO. 12XXX 1 of 1 Motion by: Seconded by: RESOLUTION AMENDING THE EMPLOYMENT AGREEMENT BETWEEN THE CITY OF RICHFIELD AND CATHERINE RODRIGUEZ, CITY MANAGER NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Richfield, Minnesota as follows: The following section of the Employment Agreement between the City of Richfield, Minnesota and Catherine Rodriguez, City Manager, originally dated December 2018, is amended as follows: Section 2. Salary Employer agrees to pay Employee for her services an annual base salary of $235,000.00 payable in installments at the same time as other employees of the Employer are paid. The City Manager’s salary adjustment outlined above is effective on July 1, 2026. Approved by the City Council of the City of Richfield, Minnesota, this 23rd day of June, 2026. VOTING AYE VOTING NAY Supple, Mary Supple, Mary Burk, Walter Burk, Walter Christensen, Sharon Christensen, Sharon Coleman-Woods, Rori Coleman-Woods, Rori Hayford Oleary, Sean Hayford Oleary, Sean Mary B. Supple, Mayor ATTEST: Michelle Friedrich, City Clerk Page 325 of 326 DOCSOPEN-RC160-1-906562.v2-10/11/23 1 FOURTH AMENDMENT TO EMPLOYMENT AGREEMENT WHEREAS, the City of Richfield, a Minnesota municipal corporation (the “City”), and Catherine Rodriguez (“Employee”) entered into an employment agreement on the 26th day of November 2018, (the “Agreement”); and WHEREAS, Section 2 of the Agreement provides for salary increases based on a performance and salary review of Employee; and WHEREAS, the Richfield City Council conducted a performance evaluation of the Employee on June 9 and June 16, 2026, and desires to increase the Employee’s salary. NOW, THEREFORE, IN CONSIDERATION OF THE MUTUAL COVENANTS AND PROMISES CONTAINED IN THIS AGREEMENT AND OTHER GOOD AND VALUABLE CONSIDERATION, THE RECEIPT AND SUFFICIENCY OF WHICH ARE HEREBY ACKNOWLEDGED, THE EMPLOYEE AND CITY AGREE THAT THE AGREEMENT WILL BE AMENDED TO READ AS FOLLOWS: Section 2. Salary Employer agrees to pay Employee for her services rendered pursuant hereto an annual base salary of $192,899.20 $235,000 payable in installments at the same time as other employees of the Employer are paid. In addition, Employer agrees to increase said base salary and/or other benefits of Employee in such amounts and to such extent as the Council may determine that it is desirable to do so during the review at 6 months and thereafter on an annual basis, based on a performance and salary review of said Employee. The City Manager’s salary adjustment outlined above is effective on July 1, 2025 2026. IN WITNESS WHEREOF, City has caused this Amendment to the Agreement to be signed and executed on its behalf by its Mayor and Employee has signed this Agreement, in duplicate, the day and year written below. CITY OF RICHFIELD BY: _____________________________ Mary B. Supple, Its Mayor DATE:___________________________ EMPLOYEE: __________________________________ Catherine Rodriguez DATE:_____________________________ Page 326 of 326