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091624 HRA AgendaR E G U LAR H O U S IN G AN D R E D E V E LO P ME N T AU TH O R ITY ME E TIN G R IC H F IE L D MU N IC IPAL C E N TE R, C O U N C IL C H AMB E R S S E P TEMB E R 16, 2024 7:00 P M C all to Order Open F orum E ach speaker is to keep their comment period to three minutes to allow sufficient time for others. C omments are to be an opportunity to address the H R A . P lease refer to the H R A agenda and minutes web page for additional ways to submit comments. C all into the open forum by dialing 1-415-655-0001 U se webinar access code: 2630 079 8317 and password: 1234. Approval of the Minutes A pproval of the minutes of the Regular Housing and Redevelopment A uthority meeting of A ugust 19, 2024. P R E S E N TATIO N S 1.L ocal S ales Tax P resentation AG E N D A APPR O VAL 2.A pproval of the A genda 3.Consent Calendar contains several separate items which are acted upon by the H R A in one motion. Once the Consent Calendar has been approved, the individual items and recommended actions have also been approved. No further H R A action on these items is necessary. However, any H R A Commissioner may request that an item be removed from the Consent Calendar and placed on the regular agenda for H R A discussion and action. All items listed on the Consent Calendar are recommended for approval. A .A pprove the final revised E xecutive D irector's official budget document. S taff Report No. 17 B .C onsideration of a S ection 8 payment standard adjustment. S taff Report No. 18 4.C onsideration of items, if any, removed from C onsent C alendar P U B LIC H E AR IN G S 5.P ublic hearing regarding consideration of approval of the Richfield Housing and Redevelopment A uthority's F ive- Year P ublic Housing P lan. S taff Report No. 19 H R A D IS C U S S IO N ITE MS 6.HRA D iscussion Items E X E C U T IV E D IR E C TO R R E P O R T 7.E xecutive D irector's Report C LAIMS 8.C laims 9.A djournment Auxiliary aids for individuals with disabilities are available upon request. Requests must be made at least 96 hours in advance to the City Clerk at 612-861-9739. HOUSING AND REDEVELOPMENT AUTHORITY MEETING MINUTES Richfield, Minnesota Regular Meeting August 19, 2024 CALL TO ORDER Chair Vrieze Daniels called the meeting to order at 7:00 p.m. in the Council Chambers. HRA Members Present: Erin Vrieze Daniels, Chair; Sean Hayford Oleary; John Young and Mary Supple HRA Members Absent: Gordon Hanson Staff Present: Melissa Poehlman, Executive Director; Julie Urban, Assistant Community Development Director; and Michelle Friedrich, City Clerk OPEN FORUM Chair Vrieze Daniels gave instructions on how to participate in the open forum. No one spoke. APPROVAL OF THE MINUTES M/Supple, S/Young to approve the minutes of the 1) Regular Housing and Redevelopment Authority meeting of June 17, 2024; and the Special Housing and Redevelopment Authority meeting of July 9, 2024. Motion carried: 4-0 ITEM #1 HRA BUDGET PRESENTATION Executive Director Poehlman presented the 2024R-2025 HRA Budget. Commissioner Hayford Oleary inquired about where the 10% administration fees collected for managing the TIF districts show up. Executive Director Poehlman explained. Commissioner Hayford Oleary inquired about how the decision was made to have the HRA versus the City cover the administrative costs associated with managing the TIF districts. HRA Meeting Minutes -2- August 19, 2024 Executive Director Poehlman explained. Chair Vrieze Daniels inquired about the impact to the average homeowner. Executive Director Poehlman explained. Commissioner Hayford Oleary inquired about what the max levy is based upon, Poehlman explained. Commissioner Supple inquired about the reimbursements for Section 8 administrative costs from HUD, Poehlman explained. Chair Vrieze Daniels inquired about the general fund. Commissioner Supple inquired if programing would need to be cut as TIF districts decertify, Poehlman explained. Commissioner Young thanked Poehlman for the detailed explanations and presentation. ITEM #2 APPROVAL OF THE AGENDA M/Hayford Oleary, S/Young to approve the agenda. Motion carried 4-0 ITEM #3 APPROVAL OF THE CONSENT CALENDAR Executive Director Poehlman presented the consent calendar. A. Consideration of the approval of revisions to the First Time Homebuyer Program Guidelines. M/Young, S/Supple to approve the consent calendar. Motion carried 4-0 ITEM #4 CONSIDERATION OF ITEMS, IF ANY, REMOVED FROM THE CONSENT CALENDAR None. ITEM #5 CONSIDER RESOLUTIONS APPROVING PROPOSED 2025 PROPOSED HOUSING AND REDEVELOPMENT AUTHORITY BUDGET AND TAX LEVY AND 2024 REVISED HOUSING AND REDEVELOPMENT AUTHORITY BUDGET. HRA Meeting Minutes -3- August 19, 2024 M/Supple, S/Hayford Oleary to approve resolutions approving the 2025 proposed Housing and Redevelopment Authority budget and tax levy the 2024 revised Housing and Redevelopment Authority budget. Motion carried 4-0 ITEM #6 HRA DISCUSSION ITEMS Chair Vrieze Daniels asked about the Richfield Rediscovered Home Tour. Executive Director Poehlman informed the commission about the upcoming tour. Chair Vrieze Daniels encouraged commissioners to participate. ITEM #7 EXECUTIVE DIRECTOR’S REPORT Executive Director Poehlman introduced the new City Clerk, Michelle Friedrich. ITEM #8 CLAIMS M/Hayford Oleary, S/Supple that the following claims be approved: U.S. BANK 8/19/2024 HRA Checks: #37091-37107 $451,551.34 Section 8 Checks: #136014-136091 $208,105.91 TOTAL $659,657.25 Motion carried: 4-0 ITEM #9 ADJOURNMENT The meeting was adjourned by unanimous consent at 7:35 p.m. Date Approved: September 16, 2024 Erin Vrieze Daniels HRA Chair LaTonia DuBois Melissa Poehlman Administrative Assistant Community Development Director Our Legacy, Our Future. REINVESTING IN RICHFIELD PARKS AND RECREATION Preserving the Legacy of Our Parks and Recreation System The City of Richfield is putting forward an $80 million investment plan to address critical infrastructure issues, support additional programs and provide recreational opportunities at the Richfield Community Center, Wood Lake Nature Center and Veterans Park. Wood Lake Nature Center is a 150-acre natural area dedicated to environmental education, wildlife observation and outdoor recreation. Whether it is swimming, skating, attending the farmers market, walking the trails or playing put-put, the complex serves Richfield residents and surrounding community members alike. The Richfield Community Center attracts visitors from across the city and around the region, hosting wellness, fitness, tax programs as well as other activities. Wood Lake Nature Center Veterans Park Richfield Community Center 2 OUR CHALLENGES Richfield Community Center Originally built as a public library, the 63-year-old building lacks the space and updated equipment to support the community programs and activities our residents say they want. Critical problems with the aging building include: •Small and outdated kitchen •Minimal community gathering spaces •Lack of separate space for fitness activities and sports •Electrical issues with the elevator •Inadequate space for storing equipment and supplies •Insufficient space for staff •Eroding foundation that leads to water seeping into the building when it rains 3 OUR CHALLENGES Wood Lake Nature Center The building at Wood Lake Nature Center is 50+ years old and has aged past its useful life. The facility is plagued with critical infrastructure problems that cannot be resolved with maintenance and repairs. Problems at the Wood Lake Nature Center building include: •Outdated, non-ADA accessible bathrooms •Rodent and other wildlife infestation due to foundational erosion •Insufficient space for staff to collaborate and gather •Aging HVAC system and air quality issues •Insufficient space for growing demand for educational classes and community events •Inadequate and cramped storage for equipment, supplies and educational materials 4 OUR CHALLENGES Veterans Park Despite regular maintenance, many amenities throughout the park require significant upgrades and renovations to maintain the safety and health of patrons. Major challenges at Veterans Park include: •The 63-year-old pool liner and basin is deteriorating and needs to be replaced to avoid permanently closing the pool •Outdated pool filtration and heating systems •Lack of ADA accessibility at the 53-year-old ice arena •Deteriorating trail system •Safety concerns with the aging metal roof at the pavilion •Infrastructure and grounds issues at the mini golf course/building and other parts of the park 5 Developing a Plan to Invest in Richfield The investment plan was driven by feedback from residents and facility assessments. We listened to you.Richfield residents played a key role in shaping these projects. Residents have shared their ideas and priorities through surveys and at meetings, community events and other engagement activities. The city has conducted several facility assessments, worked with experts and engineers and focused on the city’s strategic plans and goals to form recommendations for parks and recreation improvements. 6 This November, Richfield voters will decide whether to support a half-percent local sales tax to provide $65 million, plus financing costs, to support the three projects. The Plan A New Richfield Community Center The city is proposing to collect $45 million through a local sales tax to help fund a new community center, designed to support more activities for residents of all ages. Potential amenities: •Additional space allowing for more multipurpose programs, events and health and wellness groups •Designated spaces for community meetings and gatherings •Modern kitchen to support community events •Gyms and courts •Indoor walking track •Efficient workspaces for staff •Additional areas for senior, adult, youth and family programs •Increased storage space for equipment and supplies 7 The Plan Wood Lake Nature Center The city is proposing to invest $26 million to replace the current building with a new facility that would provide a more accessible and inspiring setting for residents and visitors to gather and reconnect with nature for many years to come. Key features of the new building would include: •Fully accessible facilities and restrooms •New and expanded exhibits and displays •Meeting space to host classes and larger events such as family gatherings or weddings •Hands-on-learning spaces •Capacity to support additional animal ambassadors •Reinvestment in nearby grounds and trails 8 The Plan Veterans Park To maintain and improve current offerings that serve thousands of visitors each year, the city is proposing $9 million in critical upgrades and investments to the complex. Key improvements at Veterans Park would include: •Pool: new pool liner and basin, concession area upgrades and new pool filtration and heating systems •Ice Arena: accessibility upgrades, replacement of roofing and HVAC updates for Rink #2 •Trails: resurfacing trails, vegetation improvements, removal of invasive species,wildlife viewing platform and new park signage •Bandshell: irrigation and gutter repair •Pavilion: structural repairs to the metal roof, grading and surfacing, landscaping and extending the patio area •Mini Golf: roof and fascia improvements to the adjacent building 9 Financing the Investment Plan •A half-percent local sales tax: The MN Legislature authorized the city to seek voter approval of a half-percent local sales tax to generate $65 million, plus interest and bond costs, to help finance the three projects. •State funding: To support the pre-design and construction of a new educational facility at Wood Lake Nature Center, the city has already secured $12 million in state funding. •Federal funding: An additional $3 million in federal funds has been awarded to the Wood Lake Nature Center project. 10 The city has put forward an $80 million investment plan for the Richfield Community Center, Wood Lake Nature Center and Veterans Park. The city will finance the projects through three primary funding sources: •A local sales tax spreads the cost of the project among residents and nonresidents who purchase goods and services in Richfield and often use our public amenities. •A local sales tax follows the same exemptions and applications as the state sales tax. •If the projects were funded through a property tax increase, the cost burden would fall solely on property owners in Richfield. Why a Local Sales Tax ⎻According to research by the University of Minnesota Extension Center, 55% of the sales tax would be paid by nonresidents when they make purchases in the city.⎻That means approximately $35.75 million of the $65 million collected through sales tax would be paid by nonresidents. 55% Nonresidents ($35.75 million) 45% Residents ($29.25 million) 11 •Richfield residents would only pay about one-third of the total cost of the projects when factoring in nonresident contributions from the sales tax and state and federal funding.⎼The average cost of the local sales tax per Richfield resident would be $3.92 per month, or $46.99 per year, according to a study by the University of Minnesota. How the Sales Tax Would Work •The local sales tax is not permanent and would expire within 20 years or when the total cost of the approved projects has been repaid, whichever happens sooner. •The city cannot use the sales tax for anything other than the approved projects. •The amount collected cannot change without approval from local voters. •The local sales tax includes exemptions for essential goods, including clothing, groceries, baby products, and feminine hygiene products. 12 = A half-percent sales tax amounts to one penny for every $2 spent, or five cents for a $10 purchase. Your Voice Matters Voters will have the final say:The City of Richfield has proposed this community investment plan, and residents will have the final say when they decide on Tuesday, November 5, whether to approve a half-percent local sales tax to fund this investment to improve our parks and recreation offerings. City leaders would reengage residents about whether they still want to move forward with an investment in the three project areas. However, future investments would be more modest in scale, spread over a longer period of time and likely cost more in the long run. The City of Richfield will move forward with engagement, planning and designs for the approved projects in 2025.Upgrades and construction would take place in phases from 2026-2031 to allow some new amenities to be enjoyed while others are being planned or under construction. If the Referendum Passes If the Referendum Fails 13 Visit OurLegacyOurFuture.org Learn more about: The challenges of our outdated parks and rec facilities The plan to enhance our parks and rec offerings The cost and tax impact Voting information Answers to frequently asked questions Important dates: •Early voting begins Friday, Sept. 20 , 2024 •Election Day is Tuesday, Nov. 5, 2024 We encourage everyone to learn more at OurLegacyOurFuture.org and make their voice heard on Election Day. 14 Thank You QUESTIONS? AGENDA SECTION:Consent Calendar AGENDA ITEM #3.A. STAFF REPORT NO. 17 HOUSING AND REDEVELOPMENT AUTHORITY MEETING 9/16/2024 REPORT PREPARED BY: Melissa Poehlman, Executive Director OTHER DEPARTMENT REVIEW: EXECUTIVE DIRECTOR REVIEW: ITEM FOR COUNCIL CONSIDERATION: Approve the final revised Executive Director's official budget document. EXECUTIVE SUMMARY: In putting together the final version of the Housing and Redevelopment Authority (HRA) Budget, HRA staff and the Finance Division agreed that it would be ideal to clarify the Affordable Housing Trust Fund Budget, reclassify the Bring it Home funds as Intergovernmental Revenue, and move a planned transfer of Temporary Spending Plan funds for affordable housing projects from 2024 to 2025. In order to do so, staff is requesting that the HRA approve a revised Executive Director's Budget document. The final document combines the Affordable Housing Trust Fund with the Special Legislation Tax Increment Funds for clarity. In the previous document, a fund balance of approximately $780,000 in the Special Legislation Funds and an additional transfer of $500,000 from the Temporary Spending Plan was not reflected and therefore made the Affordable Housing Trust Fund appear to be significantly overspent. While staff will continue to manage these funds separately, the combination in this document makes it clear to the reader that funds are available. This does not represent a change to any proposed funding and is an accounting change only. Bring it Home Funds that will be provided by the State were previously classified as Miscellaneous Revenue. As these are funds coming from another government unit, they should be reflected as Intergovernmental Revenue. This does not represent a change to any proposed funding and is an accounting change only. As discussed and previously approved by the HRA, funding has been committed to both the Penn Station and Aster Commons affordable housing projects, should they move forward. Given the timing of the tax credit decisions, this expenditure would not happen until 2025. Therefore, the transfers for the projects will not happen until 2025. The $485,000 and $500,000 transfers are now both reflected in 2025. This too, is an accounting change and not a programmatic or spending plan change. Additional minor typographical corrections have been made. A revised Sources and Uses slide has been attached. The Budget continues to reflect the presentation (projects and spending) given in August and the proposed levy would not change. There is no change to the previously approved General Fund Budget. RECOMMENDED ACTION: By motion: Approve a Resolution approving the revised Executive Director's official budget document. Melissa Poehlman, Executive Director9/3/2024 BASIS OF RECOMMENDATION: A.HISTORICAL CONTEXT In 2021, the Legislature passed special legislation allowing the City to temporarily transfer pooled tax increment to the Affordable Housing Trust Fund. These Special Legislation Tax Increment Funds (TIF) are part of the Affordable Housing Trust fund but must be tracked separately per state rules regarding TIF. On August 19, 2024 the HRA discussed and approved resolutions that: Approved 2024 revised and 2025 General Fund Budgets; Approved a preliminary 2025 tax levy; Approved a budget document to be maintained by the Executive Director. B.EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS The HRA Budget has been planned to work toward Desired Outcomes of the 2023-2026 Richfield Strategic Plan by putting money into efforts to diversify the City's tax base and toward maintaining Richfield as an affordable place to live. C.POLICIES (resolutions, ordinances, regulations, statutes, exc): None. D.CRITICAL TIMING ISSUES: None. E.FINANCIAL IMPACT: None. While totals within the revised document have fluctuated, actual spending has not. Instead of appearing to spend into a deficit, the document makes it clear that revenue and fund balances are available to cover proposed expenditures. F.LEGAL CONSIDERATION: While no changes to programming have been proposed, staff felt that it was important to provide the Board with a revised version of the Budget document for consideration to avoid confusion. ALTERNATIVE RECOMMENDATION(S): Do not approve a revised document. Programming will remain the same; however, it may be more confusing to review a 2025 Revised and 2026 Proposed Budget next year. PRINCIPAL PARTIES EXPECTED AT MEETING: None ATTACHMENTS: Description Type 2025 HRA Budget Exhibit Resolution Resolution Letter Sources & Uses Table Exhibit HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF RICHFIELD, MINNESOTA RESOLUTION NO. 1488 RESOLUTION APPROVING REVISED OFFICIAL BUDGET DOCUMENT WHEREAS, the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota (the “Authority”) approved a revised 2024 and 2025 budget and preliminary 2025 tax levy on August 19, 2024; and WHEREAS, the details of the revised 2024 and 2025 budgets are maintained in the Executive Director’s official copy of the budget document (the “official copy”); and WHEREAS, the Executive Director, in concert with the Finance Director of the City of Richfield, have determined that the following changes should be made to the official copy: 1.The fund balance of the Affordable Housing Trust Fund and Special Legislation Funds should be combined in the official copy to clarify available funding and transfers; 2.A previously approved expenditure for an affordable housing project should be included in the 2025 Budget rather than the 2024 budget; and 3.Anticipated funds from the State of Minnesota should be classified as Intergovernmental Revenue. WHEREAS, the proposed changes do not constitute a change to the HRA General Fund Budget or approved preliminary 2025 tax levy; and WHEREAS, the revised official copy clarifies that funding is available for programs and commitments made by the Authority. NOW, THEREFORE, BE IT RESOLVED, by the Board of Commissioners of the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota as follows: 1.The Board approves the revised Executive Director’s official copy of the 2025 Budget. Adopted by the Board of Commissioners of the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 16th day of September, 2024. Erin Vrieze Daniels, Chair ATTEST: Sean Hayford Oleary, Secretary RICHFIELD HOUSING AND REDEVELOPMENT AUTHORITY 2025 BUDGET 6700 Portland Avenue Richfield, MN 1 TABLE OF CONTENTS Page No. HRA Officials 2 Executive Director's Budget Message 3 Summary of 2024/2025 Budget - All Funds 8 Comparative Analysis of Expenditures By Major Objectives - All Funds 9 Comparative Analysis of Expenditures - All Funds 10 Comparative Analysis of Revenues - All Funds 11 General Fund: Budget Summary - General Fund 14 Housing and Redevelopment Administration - Narrative 15 General Fund - Summary by Division 17 General Fund Revenue 18 HRA Administration 19 Marketing and Promotional Events 20 Rental Housing Support 21 Richfield Rediscovered HF 22 Special Revenue Funds: Capital Improvement 25 New Home Program 28 Housing Rehabilitation Program 33 Section 8 - Housing Assistance Program 38 Section 8 - Administration 43 Affordable Housing Trust 46 Local Affordable Housing Aid 51 Bring It Home 54 Capital Projects: Development Opportunities 61 The Lakes at Lyndale 65 Lyndale Garden Center 70 Cedar Point Commons 7 Cedar Corridor 77 Penn Corridor 81 Housing & Redevelopment Fund 85 Budget Resolutions: Resolution Approving Proposed 2025 Housing and Redevelopment 91 Authority Budget and Certifying the 2025 Tax Levy. Resolution Authorizing Revision of 2024 Budget of the Housing and 92 Redevelopment Authority of Richfield. 11 CITY OF RICHFIELD, MINNESOTA ANNUAL BUDGET HOUSING AND REDEVELOPMENT AUTHORITY HRA COMMISSIONERS ERIN VRIEZE DANIELS - CHAIR COMMISSIONER - GORDON HANSON COMMISSIONER - MARY SUPPLE COMMISSIONER - SEAN HAYFORD OLEARY COMMISSIONER - JOHN YOUNG ADMINISTRATIVE STAFF MELISSA POEHLMAN - EXECUTIVE DIRECTOR/COMMUNITY DEVELOPMENT DIRECTOR KUMUD VERMA - FINANCE DIRECTOR 222 Community Development Department Housing and Redevelopment Authority 6700 PORTLAND AVENUE, RICHFIELD, MINNESOTA 55423-2599 Phone: 612.861.9760 FAX: 612.861.8974 www.richfieldmn.gov AN EQUAL OPPORTUNITY EMPLOYER MAYOR MARY SUPPLE CITY COUNCIL SHARON CHRISTENSEN SEAN HAYFORD OLEARY SIMON TRAUTMANN BEN WHALEN CITY MANAGER KATIE RODRIGUEZ July 29, 2024 Housing and Redevelopment Authority Commissioners City of Richfield Dear Commissioners: In accordance with the bylaws of the Richfield Housing and Redevelopment Authority (HRA), the HRA budget for January 1, 2025, to December 31, 2025, is submitted. A meeting on the proposed HRA budget will be held on August 19, 2024, at 7:00 p.m. Pursuant to State law, the HRA must certify the 2025 budget and the revenue required to be raised by an ad valorem property tax levy to the Hennepin County Auditor. The deadline for the certification is December 30, 2024. A proposed 2025 tax levy must be submitted to the County Auditor on or before September 30, 2024. Any amendments to the proposed budget, which would increase the property tax levy, must be made prior to September 30, 2024. No increases to the tax levy are permissible after that date, only reductions. Final certification of the HRA tax levy is part of the City’s budget process. The revised 2024 budget and the proposed 2025 budget for the HRA consist of 17 funds or programs. 1. General Fund 2. Capital Improvement Program 3. New Home Program 4. Housing Rehabilitation Program 5. Section 8 Rental Assistance - HAP 6. Section 8 Rental Assistance – ADMIN 7. Affordable Housing Trust Fund 8. Development Opportunities Fund 9. Lakes at Lyndale 10. Lyndale Garden Center 11. Cedar Point Commons 12. Cedar Corridor 13. Penn Corridor 14. Local Affordable Housing Aid (LAHA) 15. Bring it Home Rental Assistance 16. Housing and Redevelopment Fund 17. Temporary Spending Plan Fund 2024/2025 AREAS OF FOCUS During the upcoming fiscal year, the HRA and its staff will continue place emphasis on work that furthers the desired outcomes identified by the City’s Strategic Plan – 33 Housing & Redevelopment Authority Commissioners July 29, 2024 Page | 2 specifically activities that aim to create a vibrant downtown, diversify the tax base, and maintain Richfield as an affordable place to live. Activities will include: x Exploring redevelopment opportunities in identified priority areas: Downtown, Penn Corridor, Cedar Corridor. x Furthering economic and redevelopment goals through the use of Temporary Spending Plan funds. x In conjunction with EDA staff, marketing development sites owned by the HRA along East 66th Street, the Cedar Corridor, Penn Avenue, and Interstate 494. x Serving approximately 325 Section 8 clients. x Prioritizing maintenance of Richfield’s housing stock through the Deferred Loan and Fix Up Fund Loan Programs. x Facilitating homeownership opportunities for first-time buyers with a focus on building wealth for historically marginalized populations. x Facilitating investment and diversification of the housing stock through the Richfield Rediscovered Program with a renewed focus on priority or demonstration housing types. x Researching and implementing strategies and policies for the preservation of affordable housing. x Focusing on housing for those hardest to house populations with incomes at 30% or less of Area Median Income. x Programming new Local Affordable Housing Aid (LAHA) money and applying for Bring it Home funds. Individual budgets for the programs and projects administered by the HRA are provided as part of the budget document. Each of these budgets provides a narrative including the program’s mission, administrative focus, highlights of 2024, and goals for 2025. A detailed accounting of actual revenues and expenditures for the past year (2023), as well as adopted and revised 2024 budgets are provided to compare with proposed 2025. Only a narrative is provided for the Temporary Spending Plan Fund given the particulars and temporary nature of this funding source. OVERVIEW 2024 AND 2025 The HRA budget varies significantly from year-to-year for several reasons. To begin, funding to assist larger projects is made as those projects arise and is made from fund balances. Additionally, pass-through funding, such as large grants, can skew the budget significantly. The 2024 revised budgets for the Affordable Housing Trust Fund, Development Opportunities, and the Housing & Redevelopment Fund have changed significantly as opportunities have newly arisen, been delayed to 2025, or fallen away. The revised 2024 staff and fixed costs will drop by 8.2% due to a partial-year vacancy. These General Fund Expenditures will remain nearly flat for 2025 44 Housing & Redevelopment Authority Commissioners July 29, 2024 Page | 3 (increasing only $2,800 over 2024 Revised). This is due to a reallocation of IT charges that saved the HRA significant money in 2025 and allowed for the absorption of the impacts of the Compensation and Classification Study for this particular year. A proposed levy increase of 3% will allow the HRA to save for the ongoing impacts of Compensation and Classification Study, the decertification of tax increment districts, and anticipated technology needs. The resolution to certify the 2025 budget and tax levy has been prepared based on the proposed budget. This resolution and a resolution revising the 2024 budget are in the last section of this document. Respectfully submitted, Melissa Poehlman, AICP Executive Director 55 THIS PAGE WAS LEFT BLANK INTENTIONALLY 666 SUMMARY OF 2024/2025 BUDGET COMPARATIVE ANALYSIS OF EXPENDITURES BY MAJOR OBJECTIVES - ALL FUNDS COMPARATIVE ANALYSIS OF EXPENDITURES - ALL FUNDS COMPARATIVE ANALYSIS OF REVENUES - ALL FUNDS 777 SUMMARY OF 2024/2025 BUDGET - ALL FUNDSFund BalanceFund BalanceFund BalanceFUNDSJanuary 1, 2024 Revenues Expenditures December 31, 2024 Revenues Expenditures December 31, 2025GENERAL2,688,756$ 721,950$ 598,805$ 2,811,901$ 772,390$ 545,790$ 3,038,501$ SPECIAL REVENUE:Capital Improvement920,998 21,000 -941,998 40,000 -981,998 New Home Program285,263 102,390 102,390 285,263 42,400 42,400 285,263 Housing Rehabiliation Program335,684 10,330 81,850 264,164 10,660 71,850 202,974 Section 8 Rental Assistance - HAP(39,597) 1,975,000 1,975,000 (39,597) 2,200,000 2,200,000 (39,597)Section 8 Rental Assistance - ADMIN184,904 360,670 360,670 184,904 384,210 379,210 189,904 Affordable Housing Trust985,155 - 421,000564,155 985,000 1,226,000 323,155 Local Affordable Housing Aid-233,600 100,000133,600 400,000 260,000 273,600 Bring it Home-- --474,000 178,995 295,005 TOTAL SPECIAL REVENUE2,672,407 2,702,990 3,040,910 2,334,487 4,536,270 4,358,455 2,512,302 CAPITAL PROJECTS:Development Opportunities3,368,081 4,452,500 232,500 7,588,081 32,500 32,500 7,588,081 Lakes at Lyndale28,094 23,250 8,250 43,094 21,250 26,250 38,094 Lyndale Garden Center(14,347)4,6004,600 (14,347) 4,600 4,600 (14,347)Cedar Point Commons(137,697)3,0001,000 (135,697) 3,000 1,000 (133,697)Cedar Corridor 710,088 12,700 1,000 721,788 12,700 1,000 733,488 Penn Corridor 89,265 7,32031,500 65,085 31,500 32,350 64,235 Housing & Redevelopment Fund3,056,947 1,289,425 1,064,330 3,282,042 608,030 356,000 3,534,072 Spending Plans4,551,141 - 30,0004,521,141 -985,000 3,536,141 TOTAL CAPITAL PROJECTS11,651,572 5,792,795 1,373,180 16,071,187 713,580 1,438,700 15,346,067 TOTAL - ALL FUNDS17,012,735$ 9,217,735$ 5,012,895$ 21,217,575$ 6,022,240$ 6,342,945$ 20,896,870$ 8 COMPARATIVE ANALYSIS OF EXPENDITURES BY MAJOR OBJECTIVES - ALL FUNDS 2024 2025 2023 Budget Revised Budget General Fund Personal services 291,350$ 333,620$ 300,840$ 328,370$ Other services and charges 247,829 197,895 253,805 179,710 Total Current Expenditures 539,179 531,515 554,645 508,080 Transfers 8,008 54,350 44,160 37,710 Total General Fund 547,187 585,865 598,805 545,790 Special Revenue Funds Personal services 228,320$ 243,050$ 240,970$ 292,110$ Other services and charges 2,072,694 2,296,390 2,559,940 3,826,345 Total Current Expenditures 2,301,014 2,539,440 2,800,910 4,118,455 Capital outlay 100,000 - 240,000 240,000 Transfers 40,213 - -- Total Special Revenue 2,441,227 2,539,440 3,040,910 4,358,455 Capital Projects Funds Personal services -$ -$ -$ -$ Other services and charges 596,665 77,500 296,350 99,200 Total Current Expenditures 596,665 77,500 296,350 99,200 Capital outlay 70,355 349,500 1,076,830 354,500 Transfers - - - 985,000 Total Capital Projects 667,020 427,000 1,373,180 1,438,700 TOTAL FOR ALL FUNDS Personal services 519,670 576,670 541,810 620,480 Other services and charges 2,917,188 2,571,785 3,110,095 4,105,255 Total Current Expenditures 3,436,858 3,148,455 3,651,905 4,725,735 Capital outlay 170,355 349,500 1,316,830 594,500 Transfers 48,221 54,350 44,160 1,022,710 Total for All Funds 3,655,434$ 3,552,305$ 5,012,895$ 6,342,945$ 9 COMPARATIVE ANALYSIS OF EXPENDITURES ALL FUNDS 2024 2025 FUNDS 2023 Budget Revised Budget GENERAL 547,187$ 585,865$ 598,805$ 545,790$ SPECIAL REVENUE Capital Improvement 40,213 - - - New Home 2,197 1,870 102,390 42,400 Housing Rehabilitation 40,551 57,000 81,850 71,850 Section 8 - Housing Assistance Program 1,717,494 1,950,000 1,975,000 2,200,000 Section 8 - Administration 325,205 349,570 360,670 379,210 Affordable Housing Trust 315,567 181,000 421,000 1,226,000 Local Affordable Housing Aid - - 100,000 260,000 Bring it Home - - 178,995 Total Special Revenue 2,441,227 2,539,440 3,040,910 4,358,455 CAPITAL PROJECTS Development Opportunities 36,231 - 232,500 32,500 Lakes at Lyndale 409 21,250 8,250 26,250 Lyndale Garden Center 39 4,600 4,600 4,600 Cedar Point Commons -1,000 1,000 1,000 Cedar Corridor -12,700 1,000 1,000 Penn Corridor 10,986 31,500 31,500 32,350 Housing & Redevelopment Fund 619,355 356,000 1,064,330 356,000 Spending Plans - - 30,000 985,000 Total Capital Projects 667,020 427,050 1,373,180 1,438,700 TOTAL - ALL FUNDS 3,655,434$ 3,552,355$ 5,012,895$ 6,342,945$ 10 COMPARATIVE ANALYSIS OF REVENUES - ALL FUNDS - 2024 REVISED Special Capital General Revenue Projects Total Taxes 692,620$ -$ -$ 692,620$ Intergovernmental Revenues - 2,469,600 210,000 2,679,600 Miscellaneous Revenues 29,330 196,830 4,338,000 4,564,160 Transfers - 36,560 744,795 781,355 Total 721,950$ 2,702,990$ 5,292,795$ 8,717,735$ COMPARATIVE ANALYSIS OF REVENUES - ALL FUNDS - 2025 Special Capital General Revenue Projects Total Taxes 720,610$ -$ -$ 720,610$ Intergovernmental Revenues - 3,384,000 30,000 3,414,000 Miscellaneous Revenues 51,780 137,160 15,000 203,940 Transfers - 515,110 1,168,580 1,683,690 Total 772,390$ 4,036,270$ 1,213,580$ 6,022,240$ COMPARATIVE ANALYSIS OF FUND BALANCE - GENERAL FUND 2024 2025 2023 Budget Revised Fund Balance, January 1 2,213,260$ 2,498,895$ 2,688,756$ 2,760,901$ Revenues 1,022,683 1,174,180 721,950 772,390 Total Available 3,235,943 3,673,075 3,410,706 3,533,291 Expenditures 547,187 585,865 598,805 545,790 Fund Balance, December 31 2,688,756$ 3,087,210$ 2,811,901$ 2,987,501$ 11 GENERAL FUND 121212 THIS PAGE WAS LEFT BLANK INTENTIONALLY 131313 BUDGET SUMMARY - GENERAL FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 2,213,260$ 2,498,895$ 2,688,756$ 2,811,901$ Revenues: Taxes: Current 666,532 1,145,620 692,620 720,610 Total Taxes 666,532 1,145,620 692,620 720,610 Miscellaneous Revenues: Other Miscellaneous Revenues 356,151 28,560 29,330 51,780 Total Miscellaneous Revenues 356,151 28,560 29,330 51,780 Total Revenues 1,022,683 1,174,180 721,950 772,390 Expenditures: Personal Services 291,350 333,620 300,840 328,370 Other Services and Charges 247,829 197,895 253,805 179,710 Total Expenditures 539,179 531,515 554,645 508,080 Excess (Deficiency) of Revenues Over Expenditures 483,504 642,665 167,305 264,310 Transfers From (To) Other Funds: New Home - (2,390) (2,400) Rehabilitation Program (46,750) Section 8 Administration - - (34,170) (27,710) Lakes at Lyndale (408) - - - Lyndale Garden (4,600) (4,600) (4,600) (4,600) Cedar Point (3,000) (3,000) (3,000) (3,000) Net Transfers (8,008) (54,350) (44,160) (37,710) FUND BALANCE - DECEMBER 31 2,688,756$ 3,087,210$ 2,811,901$ 3,038,501$ 14 HOUSING AND REDEVELOPMENT ADMINISTRATION MISSION STATEMENT To assist in keeping the residential and commercial areas of the City vital, maintaining property values, and serving the diverse housing and economic needs of homeowners, renters, and the business community. ADMINISTRATIVE FOCUS To a significant degree, the growth, vitality, and competitive position of the community rests with programs initiated and administered by the HRA. The programs invest in both residential and commercial areas. The Housing and Redevelopment Division of Community Development has the following areas of focus: x Housing Assistance x Rental Housing Support x Housing Improvement and New Construction Programs x Redevelopment planning, administration, marketing, and project management. One of the five Strategic Priorities identified by the City Council for 2023-2027 is “Community Development.” Creating a vibrant downtown, diversifying the tax base, and maintaining Richfield as an affordable place to live are desired outcomes of the Strategic Plan, all relating to the work of the Richfield Housing and Redevelopment Authority (HRA). HIGHLIGHTS AND GOALS Highlights and goals are primarily provided for each individual project/program in the following pages. In addition to these, work over the past year included: x Conducted and presented research related to additional renter protections and institutional investors (Council Policy Request). x Continued efforts for Strengthening Richfield Apartment Communities and connecting with residents who are renters. x Administered 13 active Tax Increment Finance Districts. Administration includes a variety of activities, including: creation of the district, semi-annual payments, management of “pooled” funds, annual reporting to the Office of the State Auditor, and eventual decertification. x Managed several prospective and active redevelopment projects (e.g. 6501-6525 Penn Avenue; 101-66th Street; Aster Commons). x Evaluation of single-family housing programs for alignment with Council goals. x Onboarded and trained new Housing Specialist and continued to focus on onboarding and training of Finance staff as it relates to the specific needs of the HRA. 151515 In 2025, staff will continue to focus on many of these ongoing tasks and will add: x Implementation of the results of the single-family housing program evaluation. x Program new Local Affordable Housing Assistance (LAHA) funds in alignment with said program evaluation and other HRA/City priorities. x Work with Minnesota Housing to implement the new state-funded rental assistance program, Bring It Home. x Continue to implement the housing marketing plan; improving outreach to under- served segments of the populations. DIVISION EXPENDITURE COMMENT x The HRA Administration Division is funded almost entirely by the HRA Levy. x The 2023 Legislature approved a 0.25% metro-area sales tax (Local Affordable Housing Assistance or LAHA) with revenue dedicated to affordable housing activities. A portion of the revenue will be given directly to cities to use on eligible affordable housing activities. Richfield will receive an award of approximately $230,000 in 2024 (significantly lower than previously estimated $400,000). The 2024 Revised Budget shows this money being allocated directly into a separate LAHA Fund as it is not allowed to be used for administration of programming and has prescribed reporting and tracking requirements. x The 2024R budget increases significantly to account for the acquisition of 6525 Penn Avenue and pay closing costs and second half taxes for the donated property at 1620-40 78th Street. Additionally, money that was not spent in 2023, has been rolled over into the Revised budget. x The 2025 funds most programs at a level consistent with 2024, but also includes significant spending from the Affordable Housing Trust Fund to assist affordable housing projects (Aster Commons and Penn Station). The 2025 budget also includes a significant increase in personnel costs as the Compensation and Classification Study is implemented. 161616 DEPARTMENT SUMMARY BY BUSINESS UNIT BUSINESS UNIT BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 HRA GENERAL FUNDFUND: Community DevelopmentDEPARTMENT: Increase/ (Decrease) 2024 Budget/ 2025 Budget 108,009 - - - HRA GENERAL FUND $$$$ - 90001 416,978 527,015 484,055 486,640HRA Administration (7.66%)90100 10,002 10,650 10,650 10,900Marketing/Events 2.35%90300 - 42,500 97,500 42,500Rental Housing Support 0.00%90400 12,199 5,700 6,600 5,750Richfield Rediscovered/HF 0.88%90700 585,865 598,805 545,790547,188Community Development TOTAL $$$$(6.84%) REVENUES 1,022,683 1,174,180 721,950 772,390HRA GENERAL FUND $$$$(34.22%)90001 ADMINISTRATIVE SERVICES YEAR AMOUNT 2023 $538,766 2020 2024B $585,865 2021 2024R $598,805 2021R 2025 $545,790 2022 $0 $100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000 $800,000 2023 2024B 2024R 2025 E X P E N D I T U R E S YEAR HRA GENERAL FUND EXPENDITURES 17 HRA GENERAL FUNDFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 HRA GENERAL FUND - 90001BUSINESS UNIT: Taxes 4005 576,467 692,620 692,620 720,610Current$$$$ 4010 (3,414)- - - Delinquent 4015 5 453,000 - - Other Taxes 4020 (480)- - - Penalty & Interest 4025 93,955 - - - Fiscal Disparities 1,145,620 692,620 720,610666,533TaxesTotal$$$$ Intergovernmental Revenues 4244 100,000 - - - Grants Other $$$$ - - - 100,000Intergovernmental Revenues Total $$$$ Miscellaneous Revenues 4607 85,954 17,000 17,000 40,000Investment Earnings $$$$ 4609 4,299 - - - Change in Fair Value 4622 1,000 - 1,000 1,000Contributions & Donations 4642 4,971 1,200 - - Other Refund/Reimbursements 4643 550 - 550 - RR Program Fee 4644 159,376 10,360 10,780 10,780Other Miscellaneous Revenues 28,560 29,330 51,780256,150Miscellaneous Revenues Total $$$$ HRA GENERAL FUND TOTAL 1,174,180 721,950 772,3901,022,683$$$$ 18 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 HRA GENERAL FUNDFUND: Community DevelopmentDEPARTMENT: HRA Administration - 90100BUSINESS UNIT: Personal Services 6051 291,165 333,620 300,840 328,370Interdepartmental Labor $$$$ 333,620 300,840 328,370291,165Personal Services Total $$ $$ Other Services & Charges 6103 13,014 16,300 16,300 16,950Professional Services -General $$$$ 6201 10,640 11,070 11,070 11,400Rents & Leases 6202 73,120 75,720 75,720 55,830Data Processing Rental 6301 128 360 360 360Advertising & Publication 6302 720 775 775 800Communications 6303 2,958 3,550 3,550 3,690Professional Development 6305 1,498 1,310 1,620 1,620Subscriptions & Memberships 6307 18,765 25,060 25,060 25,060Insurance & Bonds 6401 1,628 1,760 1,760 1,830Office Supplies 6402 1,100 1,040 1,040 1,080Copy Charges 6403 283 600 400 400Postage 6409 55 500 400 500Uniforms & Clothing 6414 1,720 1,000 1,000 1,040Other Supplies 139,045 139,055 120,560125,629Other Services & Charges Total $$ $$ Other Financing Uses 8511 -54,350 44,160 37,710Operating Transfers Out $$$$ 54,350 44,160 37,710-Other Financing Uses Total $$ $$ 527,015 484,055 486,640416,794HRA Administration TOTAL $$ $$ 191919 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 HRA GENERAL FUNDFUND: Community DevelopmentDEPARTMENT: Marketing/Events - 90300BUSINESS UNIT: Other Services & Charges 6103 4,834 3,050 5,000 5,100Professional Services -General $$$$ 6301 1,033 2,800 1,100 1,200Advertising & Publication 6401 83 50 100 50Office Supplies 6402 7 750 250 250Copy Charges 6403 2,356 2,500 2,500 2,600Postage 6414 1,689 1,500 1,700 1,700Other Supplies 10,650 10,650 10,90010,002Other Services & Charges Total $$ $$ 10,650 10,650 10,90010,002Marketing/Events TOTAL $$ $$ 202020 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 HRA GENERAL FUNDFUND: Community DevelopmentDEPARTMENT: Rental Housing Support - 90400BUSINESS UNIT: Other Services & Charges 6103 - 42,000 42,000 42,000Professional Services -General $$$$ 6301 - 200 200 200Advertising & Publication 6402 - 50 50 50Copy Charges 6414 - 250 250 250Other Supplies 6511 55,000Rehab Loan Program 42,500 97,500 42,500- Other Services & Charges Total $$ $$ 42,500 97,500 42,500- Rental Housing Support TOTAL $$ $$ 212121 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 HRA GENERAL FUNDFUND: Community DevelopmentDEPARTMENT: Richfield Rediscovered/HF - 90700BUSINESS UNIT: Other Services & Charges 6103 2,685 3,500 3,500 3,500Professional Services -General $$$$ 6301 96 - 100 100Advertising & Publication 6310 - 2,000 1,700 1,700Taxes & Licenses 6315 168 200 1,300 450Other Contractual Services 5,700 6,600 5,7502,949Other Services & Charges Total $$ $$ Capital Outlay 7310 9,250 - - - Site Improvements $$$$ - - - 9,250Capital Outlay Total $$ $$ 5,700 6,600 5,75012,199Richfield Rediscovered/HF TOTAL $$ $$ 22 THIS PAGE WAS LEFT BLANK INTENTIONALLY 232323 SPECIAL REVENUE FUNDS 242424 BUDGET SUMMARY - CAPTIAL IMPROVEMENT FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 910,732$ 931,736$ 920,998$ 941,998$ Revenues: Miscellaneous Revenues: Interest 50,480 21,000 21,000 40,000 Total Revenues 50,480 21,000 21,000 40,000 Expenditures: Other Services and Charges - - Total Expenditures - - - - Excess (Deficiency) of Revenues Over Expenditures 50,480 21,000 21,000 40,000 Transfers From (To) Other Funds: General Fund (40,213) - - - Special Revenue - - - - Net Transfers (40,213) - - - FUND BALANCE - DECEMBER 31 920,998$ 952,736$ 941,998$ 981,998$ 25 HRA CAPITAL IMPROVEMENT FUND MISSION STATEMENT To fund HRA programs utilizing non-tax increment revenues such as land sale proceeds, interest earnings, and miscellaneous revenues. FUND FOCUS The primary assets of this fund were derived from the sale of land to developers in the early years of the Lyndale-Hub-Nicollet tax increment redevelopment project. Interest earnings from those revenues and miscellaneous income accounts for the balance. In an effort to maximize the use of limited funding sources, two accounts were established: the Capital Fund Trust and Capital Fund Revolving Account. The principal amount of the trust is invested. The annual interest earnings provide funding to support HRA programs. 2024 AND 2025 HIGHLIGHTS x No expenditures are planned for either 2024 or 2025. FUND EXPENDITURE COMMENT x Funding to programs is provided by “transfers out” when activity occurs. 262626 CAPITAL IMPROVEMENT FUNDFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 CAPITAL IMPROVEMENT FUND - 91001BUSINESS UNIT: Miscellaneous Revenues 4607 50,480 21,000 21,000 40,000Investment Earnings $$$$ 21,000 21,000 40,00050,480Miscellaneous Revenues Total $$$$ CAPITAL IMPROVEMENT FUND TOTAL 21,000 21,000 40,00050,480$$$$ 272727 BUDGET SUMMARY - NEW HOME PROGRAM FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 257,164$ 303,393$ 285,263$ 285,263$ Revenues: Intergovernmental CDBG Grants - - 100,000 40,000 Miscellaneous Loan Repayment 20,000 10,000 - - Interest 10,296 - - - Total Revenues 30,296 10,000 100,000 40,000 Expenditures: Other Services and Charges 2,197 1,870 102,390 42,400 Capital Outlay - - - - Total Expenditures 2,197 1,870 102,390 42,400 Excess (Deficiency) of Revenues Over Expenditures 28,099 8,130 (2,390) (2,400) Transfers From (To) Other Funds: Affordable Housing Trust Fund - - - - General Fund - - 2,390 2,400 Net Transfers - - 2,390 2,400 FUND BALANCE - DECEMBER 31 285,263$ 311,523$ 285,263$ 285,263$ 28 NEW HOME PROGRAM MISSION STATEMENT To encourage the development of new housing opportunities for low- and moderate- income families, elderly and disabled persons. PROGRAM FOCUS The New Home Program was established in 1974 to eliminate deteriorated, substandard structures and to provide home ownership opportunities for low- to moderate-income households. In cooperation with non-profit partners, the HRA contributes to the rehabilitation of existing homes or the construction of new homes to serve these households. Projects also aim to create long-term affordable housing through a community land trust, and/or to meet special housing needs. In 2018, a down payment assistance program was added to expand homeownership opportunities. 2024 HIGHLIGHTS x Funds are budgeted to cover legal expenses related to the servicing of New Home Program and First Time Homebuyer mortgages and for property maintenance and other holding-related expenses for lots held for affordable new construction. x Community Development Block Grant (CDBG) funding provides down payment assistance to four to five first-time homebuyers. 2025 PROGRAM GOALS x Funds are budgeted to cover legal expenses related to the servicing of New Home Program and First Time Homebuyer mortgages and for property maintenance and other holding-related expenses for lots held for affordable new construction. x Community Development Block Grant (CDBG) funding provides down payment assistance to two to three first-time homebuyers. PROGRAM EXPENDITURE COMMENT x Funding for New Home Program activities is provided by a variety of sources including the Affordable Housing Trust Fund (AHTF), Community Development Block Grant (CDBG), Housing and Redevelopment Fund, and Local Affordable Housing Aid (LAHA). x These funding sources do not provide for administrative costs. Administrative costs are covered by the HRA General Fund or, occasionally, repayments of loans made from certain sources. x CDBG revenues and expenditures have been moved from the AHTF to the New Home Program because the revenues must be spent within a defined time period and can’t accumulate in a trust fund. Revenues include recaptured funds from two 292929 loans that were repaid. While the increases to the 2024 Revised and 2025 Proposed budgets seem large, there is an equal and off-setting reduction from the AHTF budget. 303030 NEW HOME PROGRAMFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 NEW HOME PROGRAM - 91010BUSINESS UNIT: Intergovernmental Revenues 4214 - - 100,000 40,000CDBG Grants $$$$ - 100,000 40,000- Intergovernmental Revenues Total $$$$ Miscellaneous Revenues 4607 9,787 - - Investment Earnings $$$$ 4609 510 - - - Change in Fair Value 4648 20,000 10,000 - - Loan Repayment Revenue 10,000 - - 30,297Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 - - 2,390 2,400Operating Transfers In $$$$ - 2,390 2,400- Other Financing Sources Total $$$$ NEW HOME PROGRAM TOTAL 10,000 102,390 42,40030,297$$$$ 313131 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 NEW HOME PROGRAMFUND: Community DevelopmentDEPARTMENT: NEW HOME PROGRAM - 91010BUSINESS UNIT: Other Services & Charges 6103 2,012 1,500 2,000 2,000Professional Services -General $$$$ 6301 186 170 190 200Advertising & Publication 6315 - 200 200 200Other Contractual Services 6511 - - 100,000 40,000Rehab Loan Program 1,870 102,390 42,4002,198Other Services & Charges Total $$ $$ 1,870 102,390 42,4002,198NEW HOME PROGRAM TOTAL $$ $$ 323232 BUDGET SUMMARY - HOUSING REHABILITATION PROGRAM FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 331,602$ 335,684$ 335,684$ 264,164$ Revenues: Miscellaneous Revenues: Loan Repayments 22,800 10,000 10,000 10,000 Interest Earnings 12,751 - - - Other - 250 330 660 Total Revenues 35,551 10,250 10,330 10,660 Expenditures: Other Services and Charges 40,551 57,000 81,850 71,850 Total Expenditures 40,551 57,000 81,850 71,850 Excess (Deficiency) of Revenues Over Expenditures (5,000) (46,750) (71,520) (61,190) Transfers From (To) Other Funds: General Fund 9,082 46,750 - - Net Transfers 9,082 46,750 - - FUND BALANCE - DECEMBER 31 335,684$ 335,684$ 264,164$ 202,974$ 33 HOUSING REHABILITATION PROGRAMS MISSION STATEMENT To assist in improving and maintaining the city’s aging housing stock by providing financial and technical assistance to homeowners to make general home improvements and undertake expansions to accommodate their specific needs and desires. PROGRAM FOCUS The Richfield rehabilitation programs include the following: x The Home Energy Squad Enhanced Program offers home visits at a reduced cost to educate homeowners on saving energy and making energy-saving improvements. Visits are offered free to low-income households. Virtual consultations are also available. x The Architectural Consultation Program provides homeowners with a low-cost, two- hour consultation with an architect to discuss project design. x The Center for Energy and Environment Remodeling Advisor (CEE) provides free in- home visits with a Remodeling Advisor to offer homeowners assistance with project planning for home repair and remodeling projects. x Fix-Up Fund reduced interest rate rehabilitation loans are offered to households earning up to 115% of the Area Median Income. Demand for this program varies as interest rates rise and fall. 2024 HIGHLIGHTS x Continued to offer the Home Energy Squad Enhanced program to Richfield residents at a reduced rate and providing it for free to income-qualified households. Budget allows for up to 100 visits. x Worked with the Center for Energy and Environment to offer remodeling advising visits. Budget allows for up to 50 visits in 2024. x Continued to offer architectural consultations to homeowners planning remodeling projects. $50 co-pay is charged to the homeowner for a two-hour, in-home visit. Budget allows for up to 50 visits in 2024. x There was increased interest in reduced interest rate Fix-Up loans, and funds were used up early in 2024. The Revised 2024 budget increased funds for the program, allowing for an additional 4-5 loans. Changes were made to the program to limit the amount of the loan that would qualify for the program in order to serve more households. 343434 2025 PROGRAM GOALS x To continue to promote use of the Home Energy Squad Enhanced Program, including the free cost to low-income homeowners. (City Council Priority/Outcome 2c) x To continue assisting eligible homeowners in making repairs and improving their property, thus maintaining and improving the existing housing stock. (City Council Priority/Outcome 2b and c) x The budget for the reduced interest rate Fix-Up Fund is increased from $25,000 to $40,000. x To utilize housing rehabilitation and remodeling programs as a means of achieving HRA and City Council objectives to maintain and improve the housing stock and increase housing diversity. (City Council Priority/Outcome 2b and c) PROGRAM EXPENDITURE COMMENT x Loan repayments are used to fund housing rehabilitation programs. In recent years, repayments have exceeded expenses and cash reserves have accumulated. In 2024 and 2025, cash reserves will fund these programs. 353535 REHABILITATION LOAN PROGRAMFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 REHABILITATION LOAN PROGRAM - 91300BUSINESS UNIT: Miscellaneous Revenues 4607 12,125 - - - Investment Earnings $$$$ 4609 626 - - - Change in Fair Value 4644 - 250 330 660Other Miscellaneous Revenues 4648 22,800 10,000 10,000 10,000Loan Repayment Revenue 10,250 10,330 10,66035,551Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 9,082 46,750 - - Operating Transfers In $$$$ 46,750 - - 9,082Other Financing Sources Total $$$$ REHABILITATION LOAN PROGRAM TOTAL 57,000 10,330 10,66044,633$$$$ 363636 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 REHABILITATION LOAN PROGRAMFUND: Community DevelopmentDEPARTMENT: REHABILITATION LOAN PROGRAM - 91300BUSINESS UNIT: Other Services & Charges 6103 15,630 31,750 31,750 31,750Professional Services -General $$$$ 6301 - 250 100 100Advertising & Publication 6511 24,921 25,000 50,000 40,000Rehab Loan Program 57,000 81,850 71,85040,551Other Services & Charges Total $$ $$ 57,000 81,850 71,85040,551REHABILITATION LOAN PROGRAM TOTAL $$ $$ 373737 BUDGET SUMMARY - SECTION 8 HOUSING ASSISTANCE PROGRAM FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 (34,652)$ (34,652)$ (39,597)$ (39,597)$ Revenues: Intergovernmental Revenues - Federal Housing Assistance Plan 1,711,588 1,950,000 1,975,000 2,200,000 Miscellaneous Revenues: Other 961 - - - Total Revenues 1,712,549 1,950,000 1,975,000 2,200,000 Expenditures: Other Services and Charges 1,717,494 1,950,000 1,975,000 2,200,000 Total Expenditures 1,717,494 1,950,000 1,975,000 2,200,000 Excess (Deficiency) of Revenues Over Expenditures (4,945) - - - FUND BALANCE - DECEMBER 31 (39,597)$ (34,652)$ (39,597)$ (39,597)$ 38 SECTION 8 PROGRAM MISSION STATEMENT To provide rent assistance to low-income households through the administration of the federally funded Section 8 Rent Assistance Program. PROGRAM FOCUS The purpose of the Housing Assistance Program is to provide rent assistance to low- income households through administration of the Federal Section 8 Rent Assistance Program funded by the Department of Housing and Urban Development (HUD). Staff takes applications, maintains a waiting list, and issues housing vouchers to eligible applicants. In addition to 195 - 200 vouchers utilized by the HRA, the program also administers services to approximately 60 - 75 “portable” clients. These are clients who have received their subsidy in other jurisdictions and have moved to use their certificate or voucher in Richfield. Biennial housing quality inspections are conducted by Section 8 staff to ensure minimum housing quality standards are maintained. Income adjustments and social service referrals are routinely made to ensure client needs are met. Though the program is not limited to Richfield residents, priority is given to those who live or work in Richfield. A portion of the program administrative costs are reimbursed by HUD, with the remainder being subsidized by the HRA, when needed. 2024 HIGHLIGHTS. x Managed waiting list of 200 families from 2022 waiting list. x Updated Administrative Plan to reflect regulatory changes by HUD. x Staff trained for new HOTMA and NSPIRE-V regulatory changes that will be effective for 2025. x Richfield’s Section 8 staff was recognized by HUD staff for their exceptional administration of the program. 2025 PROGRAM GOALS x Maintain a high percentage of Section 8 vouchers under lease. x Work to maintain HUD designation of “high performer.” x Continue to provide excellent customer service to clients and landlords. x Provide education and outreach to apartment owners and service providers about the program. 393939 x Implement HOTMA and NSPIRE-V guidelines as required by HUD. PROGRAM EXPENDITURE COMMENT x Housing Assistance Payments and administrative fees have been increased by HUD. Any shortfalls are covered by the HRA General Fund; however, HUD reserves are expected to adequately cover shortfalls in 2024 and 2025. HUD encourages the use of these reserves. 404040 RICHFIELD HAPFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 RICHFIELD HAP - 91500BUSINESS UNIT: Intergovernmental Revenues 4216 1,711,588 1,950,000 1,975,000 2,200,000Section 8 $$$$ 1,950,000 1,975,000 2,200,0001,711,588Intergovernmental Revenues Total $$$$ Miscellaneous Revenues 4607 915 - - - Investment Earnings $$$$ 4609 45 - - - Change in Fair Value - - - 960Miscellaneous Revenues Total $$$$ RICHFIELD HAP TOTAL 1,950,000 1,975,000 2,200,0001,712,548$$$$ 414141 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 RICHFIELD HAPFUND: Community DevelopmentDEPARTMENT: RICHFIELD HAP - 91500BUSINESS UNIT: Other Services & Charges 6502 2,352,619 2,700,000 2,600,000 2,900,000HAP Payments $$$$ 6503 (635,125) (750,000) (625,000) (700,000)Portability HAP Credit 1,950,000 1,975,000 2,200,0001,717,494Other Services & Charges Total $$ $$ 1,950,000 1,975,000 2,200,0001,717,494RICHFIELD HAP TOTAL $$ $$ 424242 BUDGET SUMMARY - SECTION 8 ADMINISTRATION FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 145,470$ 136,419$ 184,904$ 184,904$ Revenues: Intergovernmental Revenues - Section 8 Administration Fee 274,257 240,000 240,000 270,000 Miscellaneous Revenues: Port In Administrative Fees 81,913 85,000 85,000 80,000 Interest Earnings 7,207 - - - Miscellaneous Revenues 1,262 - 1,500 1,500 Total Revenues 364,640 325,000 326,500 351,500 Expenditures: Personal Services 228,320 243,050 240,970 252,110 Other Services and Charges 96,885 106,520 119,700 127,100 Total Expenditures 325,205 349,570 360,670 379,210 Excess (Deficiency) of Revenues Over Expenditures 39,434 (24,570) (34,170) (27,710) Transfers From (To) Other Funds: General Fund - - 34,170 27,710 Net Transfers - - 34,170 27,710 FUND BALANCE - DECEMBER 31 184,904$ 111,849$ 184,904$ 184,904$ 43 SECTION 8 ADMINFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 Section 8 Admin - 91501BUSINESS UNIT: Intergovernmental Revenues 4217 274,257 240,000 240,000 270,000Admin Fee $$$$ 240,000 240,000 270,000274,257Intergovernmental Revenues Total $$$$ Miscellaneous Revenues 4607 6,854 - - - Investment Earnings $$$$ 4609 353 - - - Change in Fair Value 4638 81,913 85,000 85,000 80,000Portability Administration 4644 1,262 - 1,500 1,500Other Miscellaneous Revenues 85,000 86,500 81,50090,382Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 34,170 27,710Operating Transfers In $$$$ 34,170 27,710Other Financing Sources Total $$$$ Section 8 Admin TOTAL 325,000 360,670 379,210364,639$$$$ 444444 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 SECTION 8 ADMINFUND: Community DevelopmentDEPARTMENT: Section 8 Admin - 91501BUSINESS UNIT: Personal Services 6051 228,273 243,050 240,970 252,110Interdepartmental Labor $$$$ 6054 28,375 - - - Interdepartmental Labor Credit 243,050 240,970 252,110256,648Personal Services Total $$ $$ Other Services & Charges 6103 12,746 14,000 14,000 15,000Professional Services -General $$$$ 6201 6,560 6,790 6,790 6,990Rents & Leases 6202 20,020 20,720 20,760 24,450Data Processing Rental 6301 - 350 350 500Advertising & Publication 6302 - 560 400 560Communications 6303 450 700 4,500 1,000Professional Development 6305 478 500 500 500Subscriptions & Memberships 6401 1,785 2,500 2,200 2,500Office Supplies 6402 1,570 1,700 1,700 1,900Copy Charges 6403 1,968 2,700 2,500 2,500Postage 6414 1,334 1,000 1,000 1,200Other Supplies 6501 49,974 55,000 65,000 70,000Portability Administrative Fee 106,520 119,700 127,10096,885Other Services & Charges Total $$ $$ 349,570 360,670 379,210353,533Section 8 Admin TOTAL $$ $$ 454545 BUDGET SUMMARY - AFFORDABLE HOUSING TRUST FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 1,158,196$ 185,928$ 985,155$ 564,155$ Revenues: Intergovernmental Revenues - CDBG Grant 100,000 - - - Miscellaneous Revenues - Interest & other 42,526 50 - - Total Revenues 142,526 50 - - Expenditures: Other Services and Charges 215,567 181,000 181,000 986,000 Capital Outlay 100,000 - 240,000 240,000 Total Expenditures 315,567 181,000 421,000 1,226,000 Excess (Deficiency) of Revenues Over Expenditures (173,041) (180,950) (421,000) (1,226,000) Transfers From (To) Other Funds: General Fund - - - - Capital Reservel Fund - - - - Special Revenue Fund - - 985,000 Net Transfers - - - 985,000 FUND BALANCE - DECEMBER 31 985,155$ 4,978$ 564,155$ 323,155$ 46 AFFORDABLE HOUSING TRUST FUND MISSION STATEMENT To fund the rehabilitation and preservation of existing affordable housing, promote the development of additional affordable housing, and assist individuals with rental and down payment assistance. FUND FOCUS The City created an Affordable Housing Trust Fund in 2020 to facilitate the creation and preservation of affordable housing in the community. The Trust Fund can provide loans and grants to housing developers to create new affordable rental and owner-occupied housing; for the rehabilitation and preservation of existing multi-family residential rental housing; and can offer rental and homeownership assistance to persons of very low, low, and moderate income. 2024 HIGHLIGHTS x First-time homebuyers continue to utilize the HRA’s First-Time Homebuyer Program. Typically the HRA issues 10-11 loans annually; in 2024, 11 loans were issued by the end of June. Additional funding in the 2024 Revised Budget provides for 4-5 more loans. x Funding is provided for three to four down payment assistance loans for low- income buyers of new manufactured homes in the Woodlawn Terrace manufactured home community. x Funding is provided for the West Hennepin Affordable Housing Land Trust (WHAHLT) to purchase and remodel 2-3 homes and sell them to homebuyers earning less than 80 percent of the Area Median Income. The land trust model provides 99 years of affordability. 2025 FUND GOALS x Provide funding for the purchase and rehabilitation of two to three homes by the West Hennepin Affordable Housing Land Trust (WHAHLT). The homes will be sold to income-qualified homebuyers using the land trust model. (City Council Priority/Outcome 2c) x Provide up to $500,000 in financial assistance to Aster Commons, a 38-unit supportive housing development proposed for 6613-25 Portland Avenue, in the form of a development grant. (City Council Priority/Outcome 2b and c, and 3c) 47  Provide up to $485,000 in financial assistance to Penn Station, a 40-unit affordable housing development proposed for 6501-25 Penn Avenue, in the form of a development grant. FUND EXPENDITURE COMMENT  The budget for the Affordable Housing Trust Fund must also be approved by the City Council.  At the end of 2022, $750,000 in pooled tax increment was transferred to the Trust Fund. Because the State Auditor does not allow co-mingling of tax increment with other funds, separate codes are established for these funds; however all funds are shown in these worksheets for simplicity. Allowable use of the special legislation funds are also more restrictive (e.g., no down payment or rental assistance), as defined by special legislation approved by the State Legislature in 2021.  In order to fund development grants, $985,000 will be transferred from the Temporary Spending Plan funds to the Special Legislation Funds. 48 AFFORDABLE HOUSING TRUSTFUND: DETAIL REVENUES BY FUND CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 Intergovernmental Revenues 4214 100,000 --- CDBG Grants $$$$ --- 100,000Intergovernmental Revenues Total $$$$ Miscellaneous Revenues 4607 40,466 --- Investment Earnings $$$$ 4609 2,050 -- - Change in Fair Value 4622 10 50 - - Contributions & Donations 50 -- 42,526Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 --- 985,000Operating Transfers In $$$$ -- 985,000-Other Financing Sources Total $$$$ AFFORDABLE HOUSING TRUST TOTAL 50 - 985,000142,526$$$$ 4949 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 AFFORDABLE HOUSING TRUSTFUND: Community DevelopmentDEPARTMENT: Affordable Housing Trust - 91530BUSINESS UNIT: Other Services & Charges 6103 567 1,000 1,000 1,000Professional Services -General $$$$ 6511 215,000 180,000 180,000 985,000Rehab Loan Program 181,000 181,000 986,000215,567Other Services & Charges Total $$ $$ Capital Outlay 7110 100,000 - 240,000 240,000Land Purchases $$$$ - 240,000 240,000100,000Capital Outlay Total $$ $$ 181,000 421,000 1,226,000315,567Affordable Housing Trust TOTAL $$ $$ 505050 BUDGET SUMMARY - LOCAL AFFORDABLE HOUSING AID 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 -$ -$ 133,600$ Revenues: Intergovernmental Revenue: Grant - 233,600 400,000 Total Revenues - - 233,600 400,000 Expenditures: Other Services and Charges 100,000 260,000 Total Expenditures - - 100,000 260,000 Excess (Deficiency) of Revenues Over Expenditures - - 133,600 140,000 Transfers From (To) Other Funds: General Fund - - Net Transfers - - - - FUND BALANCE - DECEMBER 31 -$ -$ 133,600$ 273,600$ 51 LAHA -LOCAL AFFORDABLE HOUSING AIDFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 LAHA - Local Affordable Housing Aid - 95100BUSINESS UNIT: Intergovernmental Revenues 4234 233,600 400,000Low Income Housing Aid $$$$ 233,600 400,000Intergovernmental Revenues Total $$$$ LAHA - Local Affordable Housing Aid TOTAL 233,600 400,000$$$$ 525252 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 LAHA -LOCAL AFFORDABLE HOUSING AIDFUND: Community DevelopmentDEPARTMENT: LAHA - Local Affordable Housing Aid - 95100BUSINESS UNIT: Other Services & Charges 6511 100,000 260,000Rehab Loan Program $ $ $$ 100,000 260,000Other Services & Charges Total $$ $$ 100,000 260,000LAHA - Local Affordable Housing Aid TOTAL $$ $$ 535353 BUDGET SUMMARY - BRING IT HOME 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 -$ -$ -$ Revenues: Intergovernmental Revenue: Grant 474,000 Total Revenues - - - 474,000 Expenditures: Personal Services - - - 40,000 Other Services and Charges 138,995 Total Expenditures - - - 178,995 Excess (Deficiency) of Revenues Over Expenditures - - - 295,005 Transfers From (To) Other Funds: General Fund - - Net Transfers - - - - FUND BALANCE - DECEMBER 31 -$ -$ -$ 295,005$ 54 BRING IT HOMEFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 BRING IT HOME - 95150BUSINESS UNIT: Intergovernmental Revenues 4244 474,000Grants Other $$$$ 474,000Intergovernmental Revenues Total $$$$ BRING IT HOME TOTAL 474,000$$$$ 555555 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 BRING IT HOMEFUND: Community DevelopmentDEPARTMENT: BRING IT HOME - 95150BUSINESS UNIT: Personal Services 6051 40,000Interdepartmental Labor $ $ $$ 40,000Personal Services Total $$ $$ Other Services & Charges 6103 2,000Professional Services -General $ $ $$ 6205 5,000Maintenance & Repairs 6301 750Advertising & Publication 6302 750Communications 6401 1,000Office Supplies 6402 500Copy Charges 6403 320Postage 6414 675Other Supplies 6502 128,000HAP Payments 138,995Other Services & Charges Total $$ $$ 178,995BRING IT HOME TOTAL $$ $$ 565656 THIS PAGE WAS LEFT BLANK INTENTIONALLY 575757 CAPITAL PROJECTS FUNDS 58585858 TEMPORARY SPENDING PLAN MISSION STATEMENT In 2022, the City and HRA adopted a temporary spending plan and authorized the use of unobligated tax increment from existing tax increment financing districts to assist new development or substantial rehabilitation in order to create or retain jobs. FUND FOCUS In 2021, to counter negative impacts caused by the COVID-19 pandemic, the Minnesota Legislature provided temporary authority to cities to use unobligated tax increment to help stimulate private development that would not occur without assistance before December 31, 2025. The City/HRA may provide loans, interest rate subsidies, or assistance in any form to private development, as long as it consists of new construction or substantial rehabilitation of buildings and if doing so will create or retain jobs in the State, including construction jobs. The approved Spending Plan authorized the transfer of unobligated tax increment to be used on projects meeting the intent of the temporary legislation. Projects must begin construction before December 31, 2025. Preference for financial assistance will be based on goals identified by the Comprehensive Plan and the priorities identified in the City’s Strategic Plan. 2024 – 2025 FUND GOALS x Explore opportunities to help stimulate private development. High interest rates have compounded economic challenges; however, staff continues to meet regularly with prospective developers and business owners. (City Council Priority/Outcome 2a and b) FUND EXPENDITURE COMMENT x Three separate funds were established under the Temporary Spending legislation and funds were designated from three tax increment districts, including Interchange West, Urban Village, and City Bella. Any funds not used before December 31, 2025, must be returned to their respective tax increment districts. x $4.4 million in pooled tax increment was transferred to Temporary Spending Plan funds. 59 Temporary Legislation Budget: 2024 R 2025 Proposed $30,000 Support duplex construction at 6326 14th Ave $985,000 Transfer out to Special Leg. AHTF (Aster Commons/Penn Station) This narrative is provided to acknowledge the transfer of these funds and the temporary added flexibility; however, it is impossible to forecast specific expenditures as they will be in response to development opportunities and private development interest. 6060 BUDGET SUMMARY - DEVELOPMENT OPPORTUNITIES 2023 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 3,352,266$ 2,950,496$ 3,368,081$ 7,588,081$ Revenues: Intergovernmental Local Grant 12,000 - 180,000 - Contributions & Donations - - 4,220,000 - Miscellaneous Revenues- Investment Earnings 16,234 - - - Other Revenues - - - - Total Revenues 28,234 - 4,400,000 - Expenditures: Other Services and Charges 24,231 31,500 199,500 32,500 Capital Outlay 12,000 33,000 - Total Expenditures 36,231 31,500 232,500 32,500 Excess (Deficiency) of Revenues Over Expenditures (7,997) (31,500) 4,167,500 (32,500) Transfers From (To) Other Funds: Development Funds (Special Revenue Fund)23,811 Development Funds (Capital Fund)31,500 52,500 32,500 Net Transfers 23,811 31,500 52,500 32,500 FUND BALANCE - DECEMBER 31 3,368,081$ 2,950,496$ 7,588,081$ 7,588,081$ 2024 61 DEVELOPMENT OPPORTUNITIES FUND MISSION STATEMENT Support emerging redevelopment efforts in areas not currently located within TIF districts using appropriate revenue. PROGRAM FOCUS The purpose of this program is to identify and facilitate significant, large scale redevelopment opportunities and/or to respond to purchase opportunities of smaller, blighted commercial sites which are located within the Richfield Redevelopment Project area, but outside of any established TIF district. Interchange West, Lyndale Gateway, Lakes at Lyndale, City Bella and Cedar Point were all concepts originally programmed through the Development Opportunities Fund before becoming independent projects. 2024 HIGHLIGHTS x Undertook due diligence work to accept the donation of 1620 – 78th Street and continued to explore opportunities for redevelopment of 3.7 acres near the 77th Street underpass. x Held regular meetings with area developers to present a map of “Redevelopment Opportunity Sites” in Richfield and responded to development interests in various scattered sites. x Provided financial assistance to the Woodlawn Terrace Cooperative through a grant from the Metropolitan Council to bring three to four new, larger units into the manufactured home community at an affordable price. 2025 PROGRAM GOALS x Provide support to redevelopment projects as opportunities arise. (City Council Priority/Outcome 2b) x Support approved projects until TIF resources are received. PROGRAM EXPENDITURE COMMENT x The Development Fund supports the acquisition of commercial properties. Qualified costs for substandard properties are funded by the Housing and Redevelopment Fund (HRF) and the Development Fund covers the costs that cannot be covered by the HRF, including property maintenance and facilitating the development and re- sale of the properties. 62 DEVELOPMENT OPPORTUNITIESFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 DEVELOPMENT OPPORTUNITIES - 92001BUSINESS UNIT: Intergovernmental Revenues 4290 12,000 - 180,000 - Other Local Grants $$$$ - 180,000 - 12,000Intergovernmental Revenues Total $$$$ Miscellaneous Revenues 4607 15,464 - - - Investment Earnings $$$$ 4609 770 - - - Change in Fair Value 4622 - 4,220,000 - Contributions & Donations - 4,220,000 - 16,234Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 23,811 31,500 52,500 32,500Operating Transfers In $$$$ 31,500 52,500 32,50023,811Other Financing Sources Total $$$$ DEVELOPMENT OPPORTUNITIES TOTAL 31,500 4,452,500 32,50052,045$$$$ 63 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 DEVELOPMENT OPPORTUNITIESFUND: Community DevelopmentDEPARTMENT: DEVELOPMENT OPPORTUNITIES - 92001BUSINESS UNIT: Other Services & Charges 6103 22,579 25,000 21,000 21,000Professional Services -General $$$$ 6205 - 20,000 - Maintenance & Repairs 6310 808 5,000 3,000 3,000Taxes & Licenses 6315 844 1,500 8,500 8,500Other Contractual Services 6511 - 147,000 - Rehab Loan Program 31,500 199,500 32,50024,231Other Services & Charges Total $$ $$ Capital Outlay 7310 12,000 33,000 - Site Improvements $$$$ 33,000 - 12,000Capital Outlay Total $$ $$ 31,500 232,500 32,50036,231DEVELOPMENT OPPORTUNITIES TOTAL $$ $$ 64 BUDGET SUMMARY - LAKES AT LYNDALE 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 26,315$ 26,315$ 28,094$ 43,094$ Revenues: Miscellaneous Revenues: Interest 1,779 - - - Total Revenues 1,779 - - - Expenditures: Other Services and Charges 409 3,250 3,250 3,250 Capital Outlay - 18,000 5,000 23,000 Total Expenditures 409 21,250 8,250 26,250 Excess (Deficiency) of Revenues Over Expenditures 1,370 (21,250) (8,250) (26,250) Transfers From (To) Other Funds: Special Revenue Fund - - - - Development Funds (Capital Fund)409 21,250 23,250 21,250 Net Transfers 409 21,250 23,250 21,250 FUND BALANCE - DECEMBER 31 28,094$ 26,315$ 43,094$ 38,094$ 65 THE LAKES AT LYNDALE/DOWNTOWN MISSION STATEMENT The Lakes at Lyndale area has long been considered the City’s downtown and has been successfully redeveloping over the past 25 years as part of a long-range master plan for the area. The area is centered at 66th Street and Lyndale Avenue, radiating west to I-35W and north to Highway 62/Crosstown. The Lakes at Lyndale master plan goal is to make this area Richfield’s thriving urban center, providing more housing opportunities, upgrading business properties and offering connections to a fuller enjoyment of both Wood Lake Nature Center and Richfield Lake, as well as the area’s many amenities. As the City continues to focus on Downtown, and reconsider the actual boundaries of that area, we will also consider how to express that in budget and financial documents. PROGRAM FOCUS The long-range master plan focuses redevelopment based on seven themes: - Nature: The lakes are a natural centerpiece to an urban downtown. - Housing: More choices and new locations for living. - People: Connecting pathways for walking. - Transit: Bringing efficient transit service closer to residents. - Identity: Distinctive look, visual appeal and connection. - Gateways: Attractive front doors to the community. - Business: Opportunities for investment and creating value. 2024 HIGHLIGHTS x Inventory of existing businesses to identify segments of the market that may be lacking. x Application for grant funds to initiate a branding strategy for the entire Downtown area will be submitted in the fall. 2025 PROGRAM GOALS x Undertake branding initiative to guide future (2026) small area plan for Downtown. x Continued implementation of area way-finding signage program, incorporating new branding guidelines. x Continue to pursue additional redevelopment opportunities in the area. 666666 x Work with Engineering to continue to explore opportunities to increase pedestrian safety at 64th Street crossing of Lyndale Avenue. PROGRAM EXPENDITURE COMMENT x The Lakes at Lyndale Master Plan and expenses incurred in the ongoing general planning for redevelopment of the downtown represents one fund. x Approximately $40,000 is budgeted for installation of way-finding signage, benches, trash containers and other amenities in the Lakes at Lyndale area. This expenditure has been split between 2024 and 2025. x As development projects occur, a separate fund is established for each project. x Reimbursements of development related expenses incurred by the HRA come from the developer once a Contract for Redevelopment is in place. 676767 LAKES AT LYNDALEFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 LAKES AT LYNDALE - 92900BUSINESS UNIT: Miscellaneous Revenues 4607 1,693 - - - Investment Earnings $$$$ 4609 86 - - - Change in Fair Value - - - 1,779Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 409 21,250 8,250 26,250Operating Transfers In $$$$ 21,250 8,250 26,250409Other Financing Sources Total $$$$ LAKES AT LYNDALE TOTAL 21,250 8,250 26,2502,188$$$$ 686868 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 LAKES AT LYNDALEFUND: Community DevelopmentDEPARTMENT: LAKES AT LYNDALE - 92900BUSINESS UNIT: Other Services & Charges 6103 408 3,250 3,250 3,250Professional Services -General $$$$ 3,250 3,250 3,250408Other Services & Charges Total $$ $$ Capital Outlay 7330 - 18,000 5,000 23,000Streets & Sidewalks $$$$ 18,000 5,000 23,000- Capital Outlay Total $$ $$ 21,250 8,250 26,250408LAKES AT LYNDALE TOTAL $$ $$ 696969 BUDGET SUMMARY - LYNDALE GARDEN CENTER 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 (18,908)$ (18,908)$ (14,347)$ (14,347)$ Expenditures: Other Services and Charges 39 4,600 4,600 4,600 Total Expenditures 39 4,600 4,600 4,600 Transfers From (To) Other Funds: General Fund 4,600 4,600 4,600 4,600 Net Transfers 4,600 4,600 4,600 4,600 FUND BALANCE - DECEMBER 31 (14,347)$ (18,908)$ (14,347)$ (14,347)$ 707070 LYNDALE GARDEN CENTERFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 LYNDALE GARDEN CENTER - 93300BUSINESS UNIT: Other Financing Sources 8051 4,600 4,600 4,600 4,600Operating Transfers In $$$$ 4,600 4,600 4,6004,600Other Financing Sources Total $$$$ LYNDALE GARDEN CENTER TOTAL 4,600 4,600 4,6004,600$$$$ 717171 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 LYNDALE GARDEN CENTERFUND: Community DevelopmentDEPARTMENT: LYNDALE GARDEN CENTER - 93300BUSINESS UNIT: Other Services & Charges 6103 39 4,600 4,600 4,600Professional Services -General $$$$ 4,600 4,600 4,60039Other Services & Charges Total $$ $$ 4,600 4,600 4,60039LYNDALE GARDEN CENTER TOTAL $$ $$ 727272 BUDGET SUMMARY - CEDAR POINT COMMONS 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 (140,697)$ (138,697)$ (137,697)$ (135,697)$ Expenditures: Other Services and Charges - 1,000 1,000 1,000 Total Expenditures - 1,000 1,000 1,000 Transfers From (To) Other Funds: Capital Project - - - - General Fund 3,000 3,000 3,000 3,000 Net Transfers 3,000 3,000 3,000 3,000 FUND BALANCE - DECEMBER 31 (137,697)$ (136,697)$ (135,697)$ (133,697)$ 737373 CEDAR POINT COMMONS PROGRAM FOCUS The purpose of this program was to promote and facilitate the redevelopment of the Cedar Point Commons area and to administer the tax abatement and other public support needed for the redevelopment. PROGRAM EXPENDITURE COMMENT With the tax abatement district now closed (2022), the activity in this fund represents only the repayment of expenses incurred during the life of the district and minor budgeted funds for possible legal expenses. 747474 CEDAR POINT REDEVELOPMENT AREAFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 CEDAR POINT REDEVELOPMENT AREA - 93600BUSINESS UNIT: Other Financing Sources 8051 3,000 3,000 3,000 3,000Operating Transfers In $$$$ 3,000 3,000 3,0003,000Other Financing Sources Total $$$$ R POINT REDEVELOPMENT AREA TOTAL 3,000 3,000 3,0003,000$$$$ 757575 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 CEDAR POINT REDEVELOPMENT AREAFUND: Community DevelopmentDEPARTMENT: CEDAR POINT REDEVELOPMENT AREA - 93600BUSINESS UNIT: Other Services & Charges 6103 - 1,000 1,000 1,000Professional Services -General $$$$ 1,000 1,000 1,000- Other Services & Charges Total $$ $$ 1,000 1,000 1,000- AR POINT REDEVELOPMENT AREA TOTAL $$ $$ 767676 BUDGET SUMMARY - CEDAR CORRIDOR 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 683,396$ 683,396$ 710,088$ 721,788$ Revenues: Intergovernmental - - - - Local Grant - Miscellaneous Revenues: Interest 26,692 - - - Other - - - Total Revenues 26,692 - - - Expenditures: Other Services and Charges - 12,700 1,000 1,000 Capital Outlay - - - - Total Expenditures - 12,700 1,000 1,000 Excess (Deficiency) of Revenues Over Expenditures 26,692 (12,700) (1,000) (1,000) Transfers From (To) Other Funds: Development TIF Funds - 12,700 12,700 12,700 General Fund - - - - Net Transfers - 12,700 12,700 12,700 FUND BALANCE - DECEMBER 31 710,088$ 683,396$ 721,788$ 733,488$ 777777 CEDAR CORRIDOR MISSION STATEMENT Promote and support redevelopment efforts in the Cedar Corridor, in conformance with the Cedar Corridor Redevelopment Master Plan. PROGRAM FOCUS The purpose of this program is to promote the redevelopment of the affected blocks in the 87 db area that are impacted by aircraft noise from the runway. PROGRAM GOALS x Administer the tax increment financing and other financial and administrative needs associated with the redevelopment project. x Reassess the feasibility and location of further redevelopment of the Cedar Corridor area and Richfield Parkway routing. x More proactively market HRA owned properties at 7200 Cedar and 1600 and 1710 E 78th Street to correspond to the construction of the 77th Street tunnel. x Pursue grant funding as appropriate and available to facilitate redevelopment and implement project components. PROGRAM EXPENDITURE COMMENT x The majority of the initial costs were funded through an interfund loan from the HRA General Fund, which will eventually be reimbursed from Tax Increment Financing (TIF) funds generated by the RF64 townhomes. x 2024R and 2025 Budgets reduce programmed funding to a minimal baseline. Reassessment of the Cedar Corridor area is not in the current workplan. 787878 CEDAR CORRIDOR TIFFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 CEDAR CORRIDOR - 93650BUSINESS UNIT: Miscellaneous Revenues 4607 25,382 - - - Investment Earnings $$$$ 4609 1,310 - - - Change in Fair Value - - - 26,692Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 - 12,700 1,000 1,000Operating Transfers In $$$$ 12,700 1,000 1,000- Other Financing Sources Total $$$$ CEDAR CORRIDOR TOTAL 12,700 1,000 1,00026,692$$$$ 797979 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 CEDAR CORRIDOR TIFFUND: Community DevelopmentDEPARTMENT: CEDAR CORRIDOR - 93650BUSINESS UNIT: Other Services & Charges 6103 - 12,200 1,000 1,000Professional Services -General $$$$ 6301 - 500 - - Advertising & Publication 12,700 1,000 1,000- Other Services & Charges Total $$ $$ 12,700 1,000 1,000- CEDAR CORRIDOR TOTAL $$ $$ 808080 BUDGET SUMMARY- PENN CORRIDOR 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 92,934$ 92,934$ 89,265$ 89,265$ Revenues: Intergovernmental Local Grants - - - - Interest (2) - - - Total Revenues (2) - - - Expenditures: Other Services and Charges 10,986 6,000 6,000 6,850 Capital Outlay - 25,500 25,500 25,500 Total Expenditures 10,986 31,500 31,500 32,350 Excess (Deficiency) of Revenues Over Expenditures (10,989) (31,500) (31,500) (32,350) Transfers From (To) Other Funds: Development Funds (Capital)7,320 31,500 31,500 31,500 Net Transfers 7,320 31,500 31,500 31,500 FUND BALANCE - DECEMBER 31 89,265$ 92,934$ 89,265$ 88,415$ 81 PENN CORRIDOR PROGRAM MISSION STATEMENT To guide, encourage, and facilitate the revitalization and redevelopment of Penn Avenue between Highway 62 and 67th Street. PROGRAM FOCUS The purpose of this program is to foster the redevelopment of and reinvestment in the Penn Corridor to strengthen the economic vitality of the corridor, support local businesses, and to further the vision of the Penn Avenue Mainstreet Revitalization. 2024 HIGHLIGHTS x Continued to pursue redevelopment opportunities with developers interested in projects in the Penn Avenue Corridor. x Purchased the abandoned, tax-forfeited commercial property at 6525 Penn Avenue using the Housing and Redevelopment Fund. Ongoing property maintenance will be covered by the Penn Corridor Program. x Work with affordable housing developer to consider development of HRA properties at 6501 and 6525 Penn Avenue. 2025 PROGRAM GOALS x Continue to guide, encourage, and facilitate redevelopment and reinvestment within the Corridor as opportunities arise and as practicable. (City Council Priority/Outcome 2b) x Consider strategic acquisitions along the Corridor as opportunities become available. x Monitor revitalization and redevelopment efforts to ensure conformance with the Master Plan and Design Guidelines, as well as compliance with City Codes. x Continue to seek outside funding sources to assist with revitalization and redevelopment of the corridor. 828282 PENN CORRIDORFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 PENN CORRIDOR - 93750BUSINESS UNIT: Miscellaneous Revenues 4607 (2)- - - Investment Earnings $$$$ - - - (2)Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 7,320 31,500 31,500 32,350Operating Transfers In $$$$ 31,500 31,500 32,3507,320Other Financing Sources Total $$$$ PENN CORRIDOR TOTAL 31,500 31,500 32,3507,318$$$$ 838383 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 PENN CORRIDORFUND: Community DevelopmentDEPARTMENT: PENN CORRIDOR - 93750BUSINESS UNIT: Other Services & Charges 6103 11,116 6,000 5,150 6,000Professional Services -General $$$$ 6315 (3)- 850 850Other Contractual Services 6414 (127) - - - Other Supplies 6,000 6,000 6,85010,986Other Services & Charges Total $$ $$ Capital Outlay 7230 - 25,500 25,500 25,500Building Improvements $$$$ 25,500 25,500 25,500- Capital Outlay Total $$ $$ 31,500 31,500 32,35010,986PENN CORRIDOR TOTAL $$ $$ 848484 BUDGET SUMMARY - HOUSING & REDEVELOPMENT FUND 2023 2024 2025 AVAILABLE FOR APPROPRIATION Actual Budget Revised Budget FUND BALANCE - JANUARY 1 2,746,162$ 2,065,272$ 3,056,947$ 3,282,042$ Revenues: Miscellaneous Revenues: Interest 49,292 30,000 30,000 30,000 Sale of Property - - 88,000 - Loan Repayment Revenue 15,330 7,500 30,000 15,000 Total Revenues 64,622 37,500 148,000 45,000 Expenditures: Other Services and Charges 549,000 50,000 51,000 50,000 Capital Outlay 70,355 306,000 1,013,330 306,000 Total Expenditures 619,355 356,000 1,064,330 356,000 Excess (Deficiency) of Revenues Over Expenditures (554,732) (318,500) (916,330) (311,000) Transfers From (To) Other Funds: Interchange West - 98070 515,836 254,350 791,725 213,330 Urban Village - 98120 149,696 153,050 149,700 149,700 City Bella - 98150 101,366 98,590 101,370 101,370 Lyndale Gardens - 98130 53,156 37,210 53,160 53,160 TIF 2014-1 - 98165 28,527 28,910 28,530 28,530 Cedar Corridor - 98160 16,937 - 16,940 16,940 - - - - - - Net Transfers 865,517 572,110 1,141,425 563,030 FUND BALANCE - DECEMBER 31 3,056,947$ 2,318,882$ 3,282,042$ 3,534,072$ 858585 HOUSING & REDEVELOPMENT FUND MISSION STATEMENT To fund qualifying Housing and Redevelopment Authority (HRA) housing and redevelopment projects and programs with tax increment revenues from various tax increment financing districts. FUND FOCUS Within established districts, tax increment resources are dedicated to housing and redevelopment projects and programs by the HRA. The amount of funding available is limited by State Statute and can be utilized throughout the City. Presently, six redevelopment districts contribute to the Housing & Redevelopment Fund: Urban Village, Interchange West, City Bella, Lyndale Gardens, 2014-1 (Havenwood), and Cedar Point (Rya). The fund supports the removal of substandard homes and replacement with new construction homes through the Richfield Rediscovered and New Home Programs and the acquisition of blighted, substandard and/or underutilized properties along the City’s commercial corridors. The HRA also uses the fund to support the removal of blight by supporting the rehabilitation and demolition of substandard structures. 2024 HIGHLIGHTS x Funds were made available for up to one credit and one purchase of a substandard property through the Richfield Rediscovered program, as well as one purchase of a substandard property through the New Home Program. x Funds were made available to assist the Woodlawn Terrace manufactured home community with utility upgrades, the demolition of abandoned housing units, and rehabilitation of a permanent structure that provides affordable rental housing. x Funds were used to purchase the abandoned and tax-forfeited commercial property at 6525 Penn Avenue South. x Staff continued to pursue redevelopment opportunities for the HRA lots near the 77th Street underpass. The HRA was gifted the Metro Sales properties at 1620- 40 East 78th Street and Housing and Redevelopment Fund monies were used to pay closing costs and second-half property taxes. 2025 FUND GOALS x Use budgeted funds to support the purchase of one substandard property for the construction of one affordable home by a non-profit partner through the New 868686 Home Program. x Use budgeted funds to support the purchase of one substandard property for the construction of one market-rate home by a builder/buyer team and provide one redevelopment credit under the Richfield Rediscovered Program. x Strategically acquire blighted, substandard and/or underutilized properties along the City’s commercial corridors, as opportunities arise, to facilitate redevelopment in these areas. x Strategically support redevelopment, economic development, and housing preservation throughout the community. FUND EXPENDITURE COMMENT x The Housing & Redevelopment Fund pays for many programs and projects that may also be shown in other program/project budgets. This worksheet is intended to show in a holistic manner the way that “pooled” tax increment is being used throughout the community. x It is required that the funds generated by each district be managed in separate accounts rather than “one fund.” x State Statute strictly controls qualifying the use of these funds. 878787 HOUSING FUND GRAMERCYFUND: DETAIL REVENUES BY BUSINESS UNIT CLASSIFICATIONS Community DevelopmentDEPARTMENT: BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 Housing Fund Gramercy - 98500BUSINESS UNIT: Miscellaneous Revenues 4607 46,709 30,000 30,000 30,000Investment Earnings $$$$ 4609 2,584 - - - Change in Fair Value 4647 88,000HRA Land Sales 4648 15,331 7,500 30,000 15,000Loan Repayment Revenue 37,500 148,000 45,00064,624Miscellaneous Revenues Total $$$$ Other Financing Sources 8051 865,518 572,110 1,141,425 563,030Operating Transfers In $$$$ 572,110 1,141,425 563,030865,518Other Financing Sources Total $$$$ Housing Fund Gramercy TOTAL 609,610 1,289,425 608,030930,142$$$$ 888888 DETAIL EXPENDITURES BY BUSINESS UNIT CLASSIFICATIONS BUDGET 2025 REVISED 2024 BUDGET 2024 ACTUAL 2023 HOUSING FUND GRAMERCYFUND: Community DevelopmentDEPARTMENT: Housing Fund Gramercy - 98500BUSINESS UNIT: Other Services & Charges 6511 549,000 50,000 51,000 50,000Rehab Loan Program $$$$ 50,000 51,000 50,000549,000Other Services & Charges Total $$ $$ Capital Outlay 7110 - 306,000 608,330 306,000Land Purchases $$$$ 7230 67,950 - 55,000 - Building Improvements 7310 2,405 -- - Site Improvements 7320 350,000Public Utilities 306,000 1,013,330 306,00070,355Capital Outlay Total $$ $$ 356,000 1,064,330 356,000619,355Housing Fund Gramercy TOTAL $$ $$ 898989 RESOLUTIONS 909090 HRA RESOLUTION NO. RESOLUTION APPROVING PROPOSED 2025 HOUSING AND REDEVELOPMENT AUTHORITY BUDGET AND CERTIFYING THE 2025 TAX LEVY BE IT RESOLVED by the Housing and Redevelopment Authority of the City of Richfield, Minnesota as follows: Section 1. The budget for the Housing and Redevelopment Authority General Fund of Richfield for the year 2025 in the amount of $595,790 is hereby ratified. Section 2. The estimated gross revenue of the Housing and Redevelopment Authority General Fund of Richfield from all sources, including general ad valorem tax levies as hereinafter set forth for the year 2024, and as the same are more fully detailed in the Executive Director’s official copy of the budget for the year 2025, in the amount of $772,390 is hereby approved. Section 3. There is hereby levied upon all taxable property in the City of Richfield an ad valorem tax in 2024, payable in 2025 for the following purposes: Housing and Redevelopment Authority $720,610 Section 4. A certified copy of this resolution shall be transmitted to the County Auditor. Adopted by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 19th day of August, 2024. Erin Vrieze Daniels, Chair ATTEST: Sean Hayford Oleary, Secretary 919191 RESOLUTION NO. RESOLUTION AUTHORIZING REVISION OF THE 2024 BUDGET OF THE HOUSING AND REDEVELOPMENT AUTHORITY OF RICHFIELD WHEREAS, Resolution No.1460 appropriated funds for personal services and other expenses and capital outlay for the Housing and Redevelopment Authority for the year 2024 and WHEREAS, The Executive Director has requested a revision of the 2024 budget as detailed in the 2025 budget document. NOW, THEREFORE, BE IT RESOLVED by the Housing and Redevelopment Authority of Richfield, Minnesota as follows: Section 1. That the 2024 appropriation for the Housing and Redevelopment Authority General Fund is revised as follows: $63,940 increase Section 2. Estimated 2024 gross revenue of the Housing and Redevelopment Authority General Fund from all sources, as the same is more fully detailed in the Executive Director’s official copy of the 2025 budget document, are hereby revised as follows: $452,230 decrease Section 3. That the Executive Director bring into effect the provisions of this resolution. Adopted by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 19th day of August, 2024. Erin Vrieze Daniels, Chair ATTEST: Sean Hayford Oleary, Secretary 929292 THIS PAGE WAS LEFT BLANK INTENTIONALLY 939393 Funding Sources from the HRA BudgetExpenditures from the HRA BudgetHRA Sources & Uses2025 Prop.2024 Rev.2024 App.$720,610$692,620$1,145,620Taxes$3,414,000$2,679,600$2,190,000Intergov. Rev.$203,940$4,564,160$192,360Misc. Rev.$1,683,690$781,355$723,410Transfers$6,022,240$8,717,735$4,251,390Total2025 Prop.2024 Rev.2024 App.$921,020$862,430$871,060Personnel$247,660$258,760$245,570Admin.$4,189,265$3,891,705$2,435,680Programs$5,357,945$5,012,895$3,552,310Total AGENDA SECTION:Consent Calendar AGENDA ITEM #3.B. STAFF REPORT NO. 18 HOUSING AND REDEVELOPMENT AUTHORITY MEETING 9/16/2024 REPORT PREPARED BY: Lynnette Chambers, Multi-Family Housing Program Administrator OTHER DEPARTMENT REVIEW: EXECUTIVE DIRECTOR REVIEW: ITEM FOR COUNCIL CONSIDERATION: Consideration of a Section 8 payment standard adjustment. EXECUTIVE SUMMARY: On an annual basis, the U.S. Department of Housing and Urban Development (HUD) establishes a Fair Market Rent (FMR) for the Twin Cities Metropolitan Area, by bedroom size. Individual Housing and Redevelopment Authorities are allowed to select a payment standard within 90% to 110% of HUD's FMR. The payment standard sets the maximum monthly assistance payment that can be granted to families assisted with the voucher program. The selection of the payment standard should ensure that a sufficient supply of rental housing is available to Section 8 Housing Choice Voucher Program (Program) participants. HUD's newly published FMRs have increased, and the Housing and Redevelopment Authority's (HRA) current payment standards do not fit within the established parameters. To remain in compliance with HUD regulations, the HRA must increase its payment standards. The proposed payment standards will fall between 94% to 95% of the current FMRs. RECOMMENDED ACTION: By motion: Approve the proposed adjustment of the payment standard for the Section 8 Housing Choice Voucher Program. BASIS OF RECOMMENDATION: A.HISTORICAL CONTEXT The HRA last adjusted the payment standards in September 2023. B.EQUITABLE OR STRATEGIC CONSIDERATIONS OR IMPACTS Administering the Section 8 Program supports the Strategic Plan initiative to maintain Richfield as an affordable place to live. Section 8 is a tenant-based rent assistance program that serves families who have annual incomes at 50% of Area Median Income or less, many of whom are elderly/disabled (31%), have minor children (28%), and/or are Black, Indigenous and People of Color (BIPOC) (69%). C.POLICIES (resolutions, ordinances, regulations, statutes, exc): Section 8 participants will be able to choose from a larger selection of affordable housing units and may receive some immediate rent relief on a case-by-case basis. Without an increase in the payment standard, many Section 8 participants will be unable to find housing and keep up with changing rents. HUD provides sufficient federal assistance to cover these adjustments in the payment standards and Melissa Poehlman, Executive Director8/29/2024 has approved the increase. P otential changes in federal law impact the financial resources available to the P rogram if the HRA does not remain current with the F M R. D .C R IT IC AL T IMIN G IS S U E S: The new payment standards will be effective October 1, 2024. E .F IN AN C IAL IMPAC T: A n increase in the payment standard will decrease the rent burden for S ection 8 participants. HUD provides sufficient funding to cover the increase. F.L E GAL C ON S ID E R AT ION: The contract between the HRA and HUD provides for F MR adjustments in accordance with federal regulations ALTE R N AT IV E R E C O MME N D ATIO N(S): Do not change the payment standard at this time; however, this would mean that Richfield HRA is not in compliance with the HUD regulations. P R IN C IPAL PAR TIE S E X P E C TE D AT ME E TIN G: NA AT TAC H ME N T S: D escription Type 2024 P ayment S tandard B ackup Material Payment Standards Bedroom Size 0 BDR 1 BDR 2 BDR 3BDR 4 BDR 5 BDR Current Payment Standard $1,070 $1,210 $1,480 $1,995 $2,255 $2,635 Proposed Payment Standard $1,160 $1,315 $1,600 $2,130 $2,385 $2,740 AGENDA SECTION:PUBLIC HEARINGS AGENDA ITEM #5. STAFF REPORT NO. 19 HOUSING AND REDEVELOPMENT AUTHORITY MEETING 9/16/2024 REPORT PREPARED BY: Lynnette Chambers, Multifamily Housing Coordinator OTHER DEPARTMENT REVIEW: EXECUTIVE DIRE CTOR RE VIEW: Melissa Poehlman, Executive Director 9/12/2024 ITEM FOR COUNCIL CONSIDERATION: Public hearing regarding consideration of approval of the Richfield Housing and Redevelopment Authority's Five-Year Public Housing Plan. EXECUTIVE SUMMARY: The Department of Housing and Urban Development (HUD) requires every housing authority to develop a Five-Year Public Housing Plan (PHA Plan) within a required format. In order to remain compliant with HUD rules and regulations, after development of the PHA Plan, comments and feedback are solicited from tenants. A public hearing must be held and the PHA Plan approved by the local Housing and Redevelopment Authority (HRA). Once the PHA Plan is approved by the HRA, it is submitted to HUD. The PHA Plan includes the following information: The HRA's goals objectives for serving the needs of low-income, very low-income, and extremely low- income families; A progress report on HRA activities supporting low-income, very low-income, and extremely low- income families in the past five years, and; The HRA's goals for serving the needs of victims of domestic violence in compliance with the Violence Against Women Act (VAWA). RECOMMENDED ACTION: Conduct and close the public hearing and by motion: Approve the Housing and Redevelopment Authority's Five-Year Public Housing Plan for the Section 8 Housing Assistance Program and authorize the Chair and Executive Director to execute Program documents. BASIS OF RECOMMENDATION: A.HISTORICAL CONTEXT The Quality Housing and Work Responsibility Act of 1998 (QHWRA) was created by Congress. The QHRWA requires the HRA, as a Public Housing Agency (PHA) to have a Five-Year PHA Plan. The Five-Year PHA Plan describes the housing mission of the Agency and the Agency's long range goals and objectives for achieving its mission over the subsequent five years. Staff has developed a PHA Plan in the proper form and content. The QHWRA also requires the HRA to maintain a Richfield Advisory Board (RAB) to make comments about the PHA Plan. The RAB is comprised of Section 8 Housing Assistance Program (Program) participants who volunteer to provide feedback. There were no Richfield residents who receive Section 8 rental assistance who volunteered to serve on the RAB, therefore, each participant was contacted via postcard informing them of the Five Year PHA Plan, asking for their feedback. No feedback was received. HUD has designated Richfield as a high performer, signaling a high level in overall performance of administration of the P rogram. The public hearing notice of 45 days has not generated any comments or concerns. B .E QU ITAB L E OR S T R AT E GIC C ON S ID E R AT ION S OR IMPAC T S A dministering the S ection 8 P rogram supports the S trategic P lan initiative to maintain Richfield as an affordable place to live. S ection 8 is a tenant-based rent assistance program that serves families who have annual incomes at 50% of A rea Median Income or less, many of whom are elderly/disabled (31%), have minor children (28%), and/or are B lack, Indigenous and P eople of C olor (B IP O C ) (69%). C .P OL IC IE S (resolutions, ordinances, regulations, statutes, exc): The Richfield HRA operates the P HA and S ection 8 P rogram to assist in providing affordable housing for approximately 275 families in the C ity of Richfield. This affordability allows families the ability to live in decent and safe housing that might otherwise be out of reach financially for them. D .C R IT IC AL T IMIN G IS S U E S: The P HA P lan must be approved by the HRA and submitted to HUD by October 18, 2024. F ailure to approve the P HA P lan before this deadline will result in the HRA receiving a non-compliance status with HUD . Non-compliance violates the contracts that the HRA has with HUD and results in a loss of administrative and rent assistance funds. The P HA P lan will be effective from January 1, 2025, until D ecember 31, 2029. E .F IN AN C IAL IMPAC T: The HRA has four contracts for administrative and rent assistance funds with HUD . A nnually, the HRA receives approximately $1,858,400 for rental assistance payments and $229,920 for administrative payments. A current P HA P lan is a requirement of these contracts. F.L E GAL C ON S ID E R AT ION: The Housing A ssistance P rogram (HA P ) contracts that the HRA has with HUD have been previously reviewed and approved by legal counsel. Notice was published in the S un C urrent on A ugust 1, 2024, regarding the availability of the P HA P lan for review and of the public hearing to be held concerning P HA P lan approval. The publication schedule is in compliance with HUD regulations. Notice was mailed to all voucher recipients on A ugust 14, 2024. The HRA must formally adopt the P HA P lan following a public hearing. HUD requires the HRA C hair and E xecutive D irector to execute documents. ALTE R N AT IV E R E C O MME N D ATIO N(S): Approve the Plan with revisions. P R IN C IPAL PAR TIE S E X P E C TE D AT ME E TIN G: None AT TAC H ME N T S: D escription Type F ive Year P HA P lan B ackup Material 5 Year PHA Plan B.3 Progress Report Attachment From 2020 to 2024, the Richfield Housing and Redevelopment Authority made the following progress toward its PHA Plan goals and objectives: •Constructed two single-family homes affordable to low-income homebuyers through Twin Cities Habitat for Humanity. • Purchased, rehabilitated and sold three single-family homes affordable to low­ income buyers through the land trust model. •Responded to impacts of the COVID-19 pandemic by dedicating local resources towards emergency rental assistance, helping over 250 low-income households disproportionately impacted by the pandemic. •Established an Affordable Housing Trust Fund in 2020 to focus efforts and dedicate revenue to the construction and preservation of affordable housing. •Transferred $1.4 million in sales proceeds and pooled tax increment to the Trust Fund. •Approved a development agreement with a 55-unit work force housing development that includes units affordable at 30%/50%/60% of the Area Median Income (AMI) along with three ADA-accessible units. •Approved a development agreement with a 38-unit supportive housing development for neuro-diverse young adults with·units affordable at 30%/50% of the AMI and two ADA-accessible units •Committed $700,000 in Trust Funds to these two rental housing developments proposing to build 93 units of affordable housing. •Provided down payment assistance loans to 56 households through the First­ Time Homebuyer Program. Since the program was established in 2018, over 80 percent of the loan recipients have been from households that are Black, Indigenous, and People of Color (BIPOC) and six percent have been to households that have a family member with a documented disability. •Provided financial assistance for the construction of 22 new affordable rental units and 31 affordable owner-occupied townhome units. •Provided funding to preserve and rehabilitate 22 Naturally Occurring Affordable Housing (NOAH) units using tax increment financing. Rehabilitated