10-10352rRESOLUTION NO. 10352
AUTHORIZING THE ISSUANCE, SALE, AND DELIVERY OF ITS VARIABLE
RATE DEMAND MULTIFAMILY HOUSING REFUNDING REVENUE BONDS
(LYNWOOD PARTNERS, LLC PROJECT), SERIES 2010, AND ITS
SUBORDINATE MULTIFAMILY HOUSING REFUNDING REVENUE NOTES
(LYNWOOD .PARTNERS, LLC PROJECT), SERIES 2010; APPROVING THE
FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF THE
BONDS, THE SUBORDINATE NOTES, AND RELATED- DOCUMENTS;
PROVIDING FOR THE SECURITY, RIGHTS,. AND REMEDIES WITH
RESPECT TO THE BONDS AND THE SUBORDINATE NOTES; AND
GRANTING APPROVAL FOR CERTAIN OTHER ACTIONS WITH RESPECT
THERETO
WHEREAS, the City of Richfield, Minnesota (the "City"), is a home rule city and political
subdivision of the State of Minnesota; and
WHEREAS, pursuant to Minnesota Statutes, Chapter 462C, as amended (the "Act"), the City is
authorized to carry out the public purposes described in the Act by issuing revenue bonds or other
revenue obligations to finance or refinance multifamily housing developments located within the City,
and as a condition to the issuance of such revenue bonds or other revenue obligations, adopt a housing
program providing the information required by Section 46X.03, subdivision 1 a, of the Act; and
WHEREAS, in the issuance of the City's revenue bonds and other revenue obligations and in the
making of a loan to finance a multifamily housing development the City may exercise, within its
corporate limits, any of the powers that the Minnesota Housing Finance Agency may exercise under
Minnesota Statutes, Chapter 462A, as amended, without limitation under the provisions of Minnesota
Statutes, Chapter 475, as amended, including the power to issue refunding obligations and to apply the
proceeds derived from the sale of the refunding obligations to redeem and prepay the bonds or other
obligations to be refunded; and
WHEREAS, the City prepared a housing program (the "Housing Program" or "Program") to
authorize the issuance by the City of revenue bonds in the principal amount of approximately
$16,000,000 to finance the acquisition and renovation by Lynwood Partners, LLC, a Minnesota limited
liability company (the "Borrower"), of a multifamily housing development in the City; and
WHEREAS, the Housing Program was prepared and submitted to the Metropolitan Council for
its review and on March 19, 2007, the City received correspondence from the Metropolitan Council
aclrnowledging receipt of the Housing Program and providing its comments with respect to the Housing
Program and the Project; and
WHEREAS, a notice of public hearing (the "Public Notice") was published in the Richfield Sun
Current, the official newspaper of the City and a newspaper of general circulation in the City, with
respect to: (i) the required public hearing under Section 147(f) of the Internal Revenue Code of 1986, as
amended (the "Code"); (ii) the required public hearing under Section 46X.04, subdivision 2, of the Act;
(iii) the Housing Program; and (iv) approval of the issuance of the Prior Bonds, as hereinafter defined;
and
WHEREAS, the Public Notice was published at least fifteen (15) days before the regularly-
scheduled meeting of the City Council of the City and on April 24, 2007, the City Council conducted a
public hearing at which a reasonable opportunity was provided for interested individuals to express their
views, both orally and in writing, on (i) the Housing Program, (ii) the proposed issuance of the Prior
Bonds, in the approximate aggregate principal amount of $16,000,000, and (iii) the location and nature of
the Project (as hereinafter defined); and
WHEREAS, pursuant to Resolution No. 9922, adopted on Apri124, 2007, the City Council of the
City approved the Housing Program and provided preliminary approval for the sale and issuance of the
Bonds, in the approximate aggregate principal amount of $16,000,004; and
WHEREAS, pursuant to Resolution No. 9931 adopted on May 8; 2007, the City Council of the
City authorized the issuance of its Variable Rate Demand Multifamily Housing Revenue Bonds
(Lynwood Partners; LLC Project), Series 2007 (the "Prior Bonds"), in the original aggregate principal
amount of $15,445,000, pursuant to the terms of an Indenture of Trust, dated as of May 1, 2007 (the
"Prior Indenture"), between the City and U.S. Bank National Association, as trustee (the "Trustee"); and
WHEREAS, the proceeds derived from the sale of the Prior Bonds were applied to make a loan
(the "Prior Loan") by the City to the Borrower pursuant to the terms of a Loan Agreement, dated as of
May 1, 2007 (the "Prior Loan Agreement"), between the City and the Borrower; and
WHEREAS, the Borrower applied the proceeds of the Prior Loan to finance the following: (i) the
acquisition and renovation of a 306-unit residential rental multifamily housing development, comprised of
nine buildings located at 7437 Lyndale Avenue South in the City (the "Project"); and (ii) the payment of
certain costs related to the issuance of the Prior Bonds; and
WHEREAS, the Project was designed and intended to be used primarily for rental to and
occupancy by persons and families of low and moderate income; and
WHEREAS, the Borrower has requested that the City issue, sell, and deliver its: {i) Variable
Rate Demand Multifamily Housing Refunding Revenue Bonds (Lynwood Partners, LLC Project),
Series 2010 (the "Bonds"), in the original aggregate principal amount not to exceed $12,800,000; and
(ii) Subordinate Multifamily Housing Refunding Revenue Notes (Lynwood Partners, LLC Project),
Series 2010 (the "Subordinate Notes"), in the original aggregate principal amount not to exceed
$4,000,000; and
WHEREAS, the proceeds derived from the sale of the Bonds will be applied to make a loan (the
"Loan") by the City to the Borrower pursuant to the terms of a Loan Agreement, dated on or after
April 1, 2010 (the "Loan Agreement"), between the City and the Borrower, whereby the City will apply
the proceeds derived from the Loan to the redemption and prepayment of a portion of the Prior Bonds;
and
WHEREAS, the Bonds will be issued pursuant to this resolution and an Indenture of Trust, dated
on or after April 1, 2010 (the "Indenture"), between the City and the Trustee, and the Bonds and the
interest on the Bonds: (i) shall be payable solely from the revenues pledged therefor under the Loan
Agreement; (ii) shall not constitute a debt of the City within the meaning of any constitutional or statutory
limitation; (iii) shall not constitute nor give rise to a pecuniary liability of the City or a charge against its
general credit or taxing powers; (iv) shall not constitute a charge, lien, or encumbrance, legal or equitable,
upon any property of the City other than the City's interest in the Loan Agreement; and (v) shall not
constitute a general or moral obligation of the City; and
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WHEREAS, the Borrower has requested that the Subordinate Notes be issued by the City as
obligations subordinate in priority, payment, and security to the Bonds; and
WHEREAS, the proceeds derived from the sale of the Subordinate Notes will be loaned to the
Borrower pursuant to the terms of a Subordinate Note Agreement, dated on or after April 1, 2010 (the
"Note Agreement"), between the City and the Bozxower, whereby the City will apply the proceeds
derived from the sale of the Subordinate Notes to the redemption and prepayment of a portion of the Prior
Bonds; and
WHEREAS, the Subordinate Notes will be issued pursuant to this resolution and the Subordinate
Notes and the interest on the Subordinate Notes: (i) shall be payable solely from the revenues pledged
therefor under the Note Agreement; (ii) shall not constitute a debt of the City within the meaning of any
constitutional or statutory limitation; (iii) shall not constitute nor give rise to a pecuniary liability of the
-City or a charge against its general credit or taxing powers; (iv) shall not constitute a charge, lien, or
encumbrance, legal or equitable, upon any property of the City other than the City's interest in the Note
Agreement; and (v) shall not constitute a general or moral obligation of the City;
NOW,- THEREFORE, BE IT RESOLVED BY THE CITY COUNCIh OF THE CITY OF
RICHFIELD, MINNESOTA, AS FOLLOWS:
1. The City acknowledges, finds, determines, and declares that the issuance of the Bonds
and the Subordinate Notes is authorized by the Act and is consistent with the purposes of the Act and that
the issuance of the Bonds and the Subordinate Notes, and the other actions of the City under the
Indenture, the Loan Agreement, the Note Agreement, and this resolution constitute a public purpose and
are in the interests of the City. In authorizing the issuance of the Bonds and the Subordinate Notes for the
refmancing of the Project and related costs, the City's purpose is and the effect thereof will be to promote
the public welfare of the City and its residents by providing multifamily housing developments for low or
moderate income residents of the City and otherwise furthering the purposes and policies of the Act.
2. For the purposes set forth above, there is hereby authorized the issuance, sale, and
delivery of the Bonds in one or more series in the maximum aggregate principal amount not to exceed
$12,800,000. The Bonds shall bear interest at the rates, shall be designated, shall be numbered, shall be
dated, shall mature, shall be in the aggregate principal amount, shall be subject to redemption prior to
maturity, shall be in such form, and shall have such other terms, details, and provisions as are prescribed
in the Indenture, in the form now on file with the City, with the amendments referenced herein. The City
hereby authorizes the Bonds to be issued, in whole or in part, as "tax-exempt bonds," the interest on
which is not includable in gross income for federal and State of Minnesota income tax purposes.
All of the provisions of the Bonds, when executed as authorized herein, shall be deemed to be a
part of this resolution as fully and to the same extent as if incorporated verbatim herein and shall be in full
force and effect from the date of execution and delivery thereof. The Bonds shall be substantially in the
form in the Indenture on file with the City, which form is hereby approved, with such necessary and
appropriate variations, omissions, and insertions (including changes to the aggregate principal amount of
the Bonds, the stated maturities of the Bonds, the interest rates on the Bonds and the terms of redemption
of the Bonds) as the Mayor and the City Manager, in their discretion, shall determine. The execution of
the Bonds with the manual or facsimile signature of the Mayor and the City Manager and the delivery of
the Bonds by the City shall be conclusive evidence of such determination.
3. For the purposes set forth above, there is hereby authorized the issuance, sale, and
delivery of the Subordinate Notes in one or more series in the maximum aggregate principal amount not
to exceed $4,000,000. -The Subordinate Notes shall bear interest at the rates, shall be designated, shall be
numbered, shall be dated, shall mature, shall be in the aggregate principal amount, shall be subject to
redemption prior to maturity, shall be in such form, and shall have such other terms, details, and
provisions as are prescribed in the .Subordinate Notes, in the form now on file with the City, with the
amendments referenced herein. The City hereby authorizes the Subordinate Notes to be issued, in whole
or in part, as "tax-exempt bonds," the interest on which is not includable in gross income fox federal and
State of Minnesota income tax purposes.
All of the provisions of the Subordinate Notes, when executed as authorized herein, shall be
deemed to be a part of this resolution as fully and to the~same extent as if incorporated verbatim herein
and shall be in full force and effect from the date of execution and delivery thereof. The form of the
Subordinate Notes now on file with the City is hereby approved, with such necessary and appropriate
variations, omissions, and insertions (including changes to the aggregate principal amount of the
Subordinate Notes, the stated maturities of the Subordinate Notes, the interest rates on the Subordinate
Notes and the terms of redemption of the Subordinate Notes) as the Mayor and the City Manager, in their
discretion, shall determine. The execution of the Subordinate Notes with the manual or facsimile
signature of the Mayor and the City Manager and the delivery of the Subordinate Notes by the City shall
be conclusive evidence of such determination.
4. The Bonds shall be special, limited obligations of the City payable solely from the
revenues provided by the Borrower pursuant to the Loan Agreement and other funds pledged pursuant to
the Indenture and from payments made pursuant to an Irrevocable Letter of Credit, dated on or after
April 1, 2010 (the "Letter of Credit"), issued by Wells Fargo Bank, National Association, a national
banking association (the "Bank"), pursuant to the terms of a Reimbursement Agreement, dated on or after
April 1, 2010 (the "Reimbursement Agreement"), between the Borrower and the Bank. The City Council
of the City hereby authorizes and directs the Mayor and the City Manager to execute the Indenture, and to
deliver the Indenture to said Trustee, and hereby authorizes and directs the execution of the Bonds in
accordance with the terms of the Indenture, and hereby provides that the Indenture shall provide the terms
and conditions, covenants, rights, obligations, duties, and agreements of the owners of the Bonds, the City
and the Trustee as set forth therein.
All of the provisions of the Indenture, when executed as authorized herein, shall be deemed to be
apart of this resolution as fully and to the same extent as if incorporated verbatim herein and shall be in
full force and effect from the date of execution and delivery thereof. The Indenture shall be substantially
in the form on file with the City, which is hereby approved, with such necessary and appropriate
variations, omissions and insertions as do not materially change the substance thereof, and as the Mayor
and the City Manager, in their discretion, shall determine, and the execution thereof by the Mayor and the
City Manager shall be conclusive evidence of such determination.
5. The Mayor and the City Manager are hereby authorized and directed to execute and
deliver the Loan Agreement and the Bond Purchase Agreement, dated on or after April 1, 2010 (the
"Bond Purchase Agreement"), between Dougherty & Company LLC (the "Underwriter"), the City, and
the Borrower. All of the provisions of the Loan Agreement and Bond Purchase Agreement, when
executed and delivered as authorized herein, shall be deemed to be a part of this xesolution as fully and to
the same extent as if incorporated verbatim herein and shall be in full force and effect from the date of
execution and delivery thereof. The Loan Agreement and Bond Purchase Agreement shall be
substantially in the forms on file with the City which are hereby approved, with such omissions and
insertions as do not materially change the substance thereof, and as the Mayor and the City Manager, in
their discretion, shall determine, and the execution thereof by the Mayor and the City Manager shall be
conclusive evidence of such determinations.
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6. The Subordinate Notes shall be special, limited obligations of the City payable solely
from the revenues provided by the Borrower pursuant to the Note Agreement. The City Council of the
City hereby authorizes and directs the Mayor and the City Manager to execute the Subordinate. Notes and
hereby provides that the .Subordinate Notes shall provide the terms and conditions, covenants, rights,
obligations, duties, and agreements of the owners of the Subordinate Notes and the City as set forth
therein.
7. The Mayor and the City Manager are hereby authorized and directed to execute and
deliver the Note Agreement. All of the provisions of the Note Agreement, when executed and delivered
as authorized herein, shall be deemed to be a part of this resolution as .fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of execution and delivery
thereof. The Note Agreement shall be substantially in the form on file with the City which is hereby
approved, with such omissions and insertions as do not materially change the substance thereof, and as
the Mayor and the City Manager, in their discretion, shall determine, and the execution thereof by the
Mayor and the City Manager shall be conclusive evidence of such determinations.
8. To ensure compliance with certain rental and occupancy restrictions imposed by the Act
and Section 142(d) of the Internal Revenue Code of 1986, as amended (the "Code"), and to ensure
compliance with certain restrictions imposed by the City, a Regulatory Agreement, dated as of
May 1, 2007 (the "Original Regulatory Agreement"}, was executed by the City, the Borrower, and the
Trustee, and delivered in conjunction with the issuance of the Prior Bonds. To ensure continuing
compliance with such restrictions, the Mayor and City Manager are hereby authorized and directed to
execute and deliver a First Amendment to Regulatory Agreement, dated on or after April 1, 2010 (the
"First Amendment to Regulatory Agreement"), between the City, the Borrower, and the Trustee. All of
the provisions of the First Amendment to Regulatory Agreement, when executed and delivered as
authorized herein, shall be deemed to be a part of this resolution as fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of execution and delivery
thereof. The First Amendment to Regulatory Agreement shall be substantially in the form on file with the
City which is hereby approved, with such omissions and insertions as do not materially change the
substance thereof, or as the Mayor and the City Manager, in their discretion, shall determine, and the
execution thereof by the Mayor and the City Manager shall be conclusive evidence of such determination.
9. The Bonds shall be special, limited revenue obligations of the City, the proceeds of which
shall be disbursed pursuant to the terms of the Indenture and the Loan Agreement, and the principal,
premium, and interest on the Bonds shall be payable solely from the revenues derived from the Loan
Agreement and the other sources set forth in the Indenture. The Subordinate Notes shall be special,
limited revenue obligations of the City, the proceeds of which shall be disbursed pursuant to the terms of
the Note Agreement, and the principal, premium, and interest on the Subordinate Notes shall be payable
solely from the revenues derived from the Note Agreement.
10. The Trustee is hereby appointed as Paying Agent and Bond Registrar for the Bonds.
11. The Mayor and the City Manager are hereby authorized to execute and deliver, on behalf
of the City, such other documents and certificates as are necessary or appropriate in connection with the
issuance, sale, and delivery of the Bonds and the Subordinate Notes, including an assignment to the Bank
of the mortgage granted by the Borrower to the City to secure the Bonds, various certificates of the City,
an Information Return for .Tax-Exempt Private Activity Bond Issues, Form 8038, with respect to the
Bonds and the Subordinate Notes, a certificate as to arbitrage and rebate, and similar documents, and all
other documents and certificates as shall be necessary and appropriate in connection with the issuance,
sale, and delivery of the Bonds and the Subordinate Notes. The City hereby approves the execution and
delivery by the Trustee of the Indenture and all other instruments, certificates, and documents prepared in
conjunction with the issuance of the Bonds that require execution by the Trustee. The City hereby
authorizes Kennedy & Graven, Chartered, as bond counsel to prepare, execute, and deliver its approving
legal opinions with respect to the Bonds and the Subordinate Notes.
12. The City will not participate in the preparation of an Official Statement relating to the
offer and sale of the Bonds (the "Official Statement"), and will make no independent investigation with
respect to the information contained therein, including the appendices thereto, and the City assumes no
responsibility for the sufficiency, accuracy, or completeness of such information (except for the limited
information with regard to the City that may be included therein). Subject to the foregoing, the City
hereby consents to the distribution and the use by the Underwriter of the Official Statement in connection
with the offer and sale of the Bonds. The Official Statement is the sole material consented to by the City
for use in connection with the offer and sale of the Bonds.
13. On any date subsequent to the date of issuance of the Bonds and the Subordinate Notes,
the Mayor and the City Manager are hereby authorized to execute and deliver any amendments or
supplements to any of the documents referred to in this resolution if, after review by bond counsel, the
Mayor and the City Manager determine that the execution and delivery of such amendment or supplement
is in the interests of the City. The Mayor and the City Manager may impose any terms or conditions on
their execution and delivery of any such amendment or supplement as the Mayor and the City Manager
deem appropriate.
14. Except as otherwise provided in this resolution, all rights, powers, and privileges
conferred and duties and liabilities imposed upon the City or the City Council by the provisions of this
resolution or of the aforementioned documents shall be exercised or performed by the City or by such
members of the City Council, or such officers, board, body or agency thereof as may be required or
authorized by law to exercise such powers and to perform such duties.
No covenant, stipulation, obligation, or agreement herein contained or contained in the
aforementioned documents shall be deemed to be a covenant, stipulation, obligation, or agreement of any
member of the City Council of the City, or any officer, agent, or employee of the City in that person's
individual capacity, and neither the City Council of the City nor any officer or employee executing the
Bonds or the Subordinate Notes shall be personally liable on the Bonds or the Subordinate Notes or be
subject to any personal liability or accountability by reason of the issuance thereof.
No provision, covenant, or agreement contained in the aforementioned documents, the Bonds, the
Subordinate Notes, or in any other document relating to the Bonds or the Subordinate Notes, and no
obligation therein or herein imposed upon the City or the breach thereof, shall constitute or give rise to a
general or moral obligation of the City or any pecuniary liability of the City or any charge upon its
general credit or taxing powers. In making the agreements, provisions, covenants, and representations set
forth in such documents, the City has not obligated itself to pay or remit any funds or revenues, other than
funds and revenues derived from the Loan Agreement and the Note Agreement which are to be applied to
the payment of the Bonds and the Subordinate Notes, as provided therein.
15. Except as herein otherwise expressly provided, nothing in this resolution or in the
aforementioned documents expressed or implied, is intended or shall be construed to confer upon any
person or firm or corporation, other than the City, and any holders of the Bonds and the Subordinate
Notes issued under the provisions of this resolution, any right, remedy or claim, legal or equitable, under
and by reason of this resolution or any provisions hereof, this resolution, the aforementioned documents,
and all of their provisions being intended to be and being for the sole and exclusive benefit of the City,
and any holders from time to time of the Bonds and the Subordinate Notes issued under the provisions of
this resolution.
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16. In case any one or more of the provisions of this resolution, other than the provisions
contained in Sections 4, 6, and 9 hereof, or of the aforementioned documents; or of the Bonds and the
Subordinate Notes issued hereunder shall for any reason be held to be illegal or invalid, such illegality or
invalidity shall not affect any other provision of this resolution, or of the aforementioned documents, or of
the Bonds and the Subordinate Notes, but this resolution, the aforementioned documents, and the Bonds
and the Subordinate Notes shall be construed and endorsed as if such illegal or invalid provisions had not
been contained therein.
17. The Bonds, when executed and delivered, shall contain a recital that they are issued
pursuant to the Act, and such recital shall be conclusive evidence of the validity of the Bonds and the
regularity of the issuance thereof, and that all acts, conditions, and things required by the laws of the State
of Minnesota relating to the adoption of this resolution, to the issuance of the Bonds, and to the execution
of the aforementioned documents to happen, exist, and be performed precedent to the execution of the
aforementioned documents have happened, exist, and have been performed as so required by law.
18. The Subordinate Notes, when executed and delivered, shall contain a recital that they are
issued pursuant to the Act, and such recital shall be conclusive evidence of the validity of the Subordinate
Notes and the regularity of the issuance thereof, and that all acts, conditions, and things required by the
laws of the State of Minnesota relating to the adoption of this resolution, to the issuance of the
Subordinate Notes, and to the execution of the aforementioned documents to happen, exist, and be
performed precedent to the execution of the aforementioned documents have happened, exist, and have
been performed as so required by law.
19. The officers of the City, bond counsel, other attorneys, engineers, and other agents or
employees of the City are hereby authorized to do all acts and things. required of them by or in connection
with this resolution, the aforementioned documents, and the Bonds and the Subordinate Notes, for the
full, punctual, and complete performance of all the terms, covenants, and agreements contained in the
Bonds, the Subordinate Notes, the aforementioned documents, and this resolution. If for any reason the
Mayor or the City Manager is unable to execute and deliver the documents referred to in this Resolution,
such documents may be executed by any member of the City Council or any officer of the City delegated
the duties of the Mayor or the City Manager with the same force and effect as if such documents were
executed and delivered by the Mayor or the City Manager.
20. The Borrower shall pay the administrative fee of the City on the date of issuance of the
Bonds and the Subordinate Notes and on each anniversary of the date of issuance of the Bonds and the
Subordinate Notes, in the amount of one-eighth of one percent (0.125%) of the outstanding principal
amount of the Bonds and the Subordinate Notes as of each such payment date. The Borrower will also
pay, or, upon demand, reimburse the City for payment of, any and all costs incurred by the City in
connection with the Project and the issuance of the Bonds and the Subordinate Notes, whether or not the
Bonds and the Subordinate Notes are issued, including any costs for attorneys' fees.
21. This Resolution shall be in full force and effect from and after its approval and
publication.
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Adopted by the City Council of the City. of Richfield, Minnesota, on this March 23, 201 Q.
CITY OF RICHFIELD, MINNESOTA
Attest:
City Clerk
RC145-612 (JU)
365141v.3