85-7073R17
ARK: Draft 8/21/85; 9/4/85; 9/6/85; 9/18/85 516X
RESOLUTION NO. 7073
RESOLUTION AUTHORIZING A PROJECT AND
HOUSING PROGRAM UNDER MINNESOTA STATUTES,
CHAPTER 462C (MUNICIPAL HOUSING PROGRAMS)
AND AUTHORIZING THE ISSUANCE OF
MULTIFAMILY HOUSING REVENUE BONDS TO FINANCE
THE PROJECT AND PROGRAM AND AUTHORIZING
THE EXECUTION OF VARIOUS DOCUMENTS IN
CONNECTION THEREWITH
BE IT RESOLVED by the Council of the City of
Richfield, Minnesota, as follows:
1. The Council has received a proposal from Market
Plaza Housing Limited Partnership, a Minnesota limited partner-
ship, (the "Company") that the City undertake to finance a
certain Project and multifamily rental housing program for such
Project as herein described, pursuant to Chapter 462C,
` Minnesota Statutes (the "Act"), through the issuance by the
City of its $8,250,000 Multifamily Housing Revenue Bonds,
Series 1985 (Market Plaza Housing Project) (the "Bonds"), and
in accordance with a Bond Purchase Agreement (the "Bond
Purchase Agreement") between the City, the Company, E. J.
Plesko, sole general partner of the Company, and Miller &
Schroeder Financial, Inc. (the "Bond Purchaser").
2. The Company desires to acquire and construct a
multifamily housing development consisting of an approximately
176,000 square foot building containing 166 units and related
improvements including parking facilities (hereinafter referred
to as the "Project") in the City. The Project as described
above will. facilitate the development of rental housing within
the community; encourage the development of affordable housing
opportunities for residents of the City, encourage the develop-
ment of housing facilities I'Idesigned for occupancy by persons of
low or moderate income and ~'~assist such persons in obtaining
decent, safe and sanitary housing at rentals they can afford;
encourage the development o'~f blighted or underutilized land and
structures within the boundaries of the City; and will
otherwise further the polidies and purposes of the Act; and the
findings made in the Preliminary Resolution adopted by this
Council on December 19, 198,3 with respect to the Project are
hereby ratified, affirmed a';nd approved.
3. It is proposed that, pursuant to a Loan Agreement
dated as of September 1, 1985, between the City as Lender and
the Company as Borrower (the "Loan Agreement"), the City loan
the proceeds of the Bonds to the Company to partially finance
the costs of the Project. The Loan Repayments to be made by
the Company under the LoanAgreement are fixed so as to produce
revenue sufficient to pay tie principal of, premium, if any,
and interest on the Bonds when due. It is further proposed
that the City assign its rights to the Loan Repayments and
certain other rights under the Loan Agreement to First Trust
Cor~pa:~y, Inc., in St. Paul,''Minnesota (the "Trustee") as
security for payment of the Bonds under an Indenture of Trust
dated as of September 1, 1985 (the "Indenture") between the
City and the Trustee. To further secure the payment of the
Bonds and the interest thereon and of the purchase price of any
Bonds required to be purchased under the provisions of the
Indenture, the Company will provide for a Letter of Credit (the
"Letter of Credit") to be issued by Midwest Federal Savings and.
Loan Association of Minneapolis (the "Bank") and in connection
therewith, enter into a Letter of Credit Reimbursement
Agreement dated as of September 1, 1985 (the "Reimbursement
Agreement") with the Bank. Payments under the Letter of Credit
and payments on the Bonds will be further secured by collateral
pledged to the Trustee by the Bank pursuant to a Collateral
Agreement dated as of September 1, 1985 by and between the Bank
and the Trustee. Payment of principal and interest on the
Bonds is -also secured by a Trustee Mortgage, Assignment of
Rents and Leases, Security Agreement and Fixture Financing
Statement (the "Trustee Mortgage") dated as of September 1,
1985 executed by the Company in favor of the Trustee and by a
Trustee Guaranty Agreement (the "Trustee Guaranty") dated as of
September 1, 1985 executed by E. J. Plesko in favor of the
Trustee. The Company will enter into a Remarketing Agreement,
dated as of September 1, 1985, with Miller & Schroeder
Financial, Inc. (the "Remarketing Agreement"). The acquisi-
tion, construction, operation and occupancy of the Project will
conform to the terms and colnditions of a Regulatory Agreement
(the "Regulatory Agreement") dated as of September 1, 1985
between the City, the Compal,ny, the Bank and the Trustee and a
Declaration of Restrictive (Covenants (the "Declaration") dated
as of September 1, 1985 exe'~cuted by the Company and recorded as
a covenant and restriction '~irunning with the land on which the
Project is located. ',
4. This Council,', by action taken on December 19,
1983, adopted a resolutiongiving preliminary approval to a
proposal to finance a project substantially the same as the
Project; and on or about October 25, 1984 the Minnesota Housing
Finance Agency gave approval to the proposed financing program
for the Project. An additional public hearing on the Project
to approve a change in ownership entities of the Project was
held on September 9, 1985,'lafter notice was duly published all
as required by Section 103(I,k) of the Internal Revenue Code of
1954, as amended, and the Regulations promulgated thereunder,
at which public hearing ally those appearing who so desired to
speak were heard.
5. Pursuant to the preliminary approval of the
Council, forms of the following documents have been submitted
to the Council for approval:
(a) The Loan Agreement.
(b) The Indenture.
(c) The Bond Purchase Agreement.
(d) The Regulatory Agreement.
(e) The Declaration (not executed by the City).
6. It is hereby found, determined and declared that:
(a) the Project described in the Loan
Agreement and Indenture referred to above
constitutes. a Project authorized by the Act and
the financing program for the Project is
authorized by the Act;
(b) the purpose of the Project and the
program for the Project is, and the effect thereof
will be, to promote the public welfare by the
acquisition, construction and equipping of rental
housing facilities for assisting persons of low
and moderate income within the City to obtain
decent, safe and sanitary housing at rentals they
can afford;
(c) the acquisition, construction and
installation of the Project, the issuance and sale
of the Bonds, the execution and delivery by the
City of the Loan Agreement, the Indenture, the
Bond Purchase Agreement and the Regulatory Agree-
ment (collectively the "Agreements"), and the
performance of all covenants and agreements of the
City contained in the Agreements, and of all other
acts and things required under the constitution
and laws of the State
Charter to make the
obligations of the Ci
terms, are authorized
f Minnesota and City
reements valid and binding
in accordance with their
the Act;
(d) it is desirable that the Company be
authorized, in accordance with the provisions of
the Act and subject td the terms and conditions
set forth 'in the Loan '',Agreement, Regulatory Agree-
ment and Declaration which terms and conditions.
the City determines td, be necessary, desirable and
proper, to acquire and install the Project by such
means as shall be avai~,lable to the Company and in
the manner determined by the Company, subject to
the terms of the aforesaid agreements;
(e) it is desirable that the Bonds be issued
by the City upon the terms set forth in the
Indenture;
(f) the loan repayments under the Loan
Agreement are fixed tol produce revenue sufficient
to provide for the prompt payment of principal of,
premium, if any, and ilnterest on the Bonds issued
under the Indenture when due, and the Loan
Agreement, Indenture a'nd Regulatory Agreement also
provide that the Compai,ny is required to pay all
expenses of the operation and maintenance of the
Project, including, but without limitation,
adequate insurance thereon and insurance against
all liability for injury to persons or property
arising from the operation thereof, and all taxes
and special assessments levied upon or with
respect to the Project Premises and payable during
the term of the Loan Agreement, Indenture and
Regulatory Agreement;
(g) as provided in the Loan Agreement and
Indenture, the Bonds are not to be payable from or
charged upon any funds other than the revenues
pledged to the payment thereof; the City is not
subject to any liability thereon; no holder of any
Bonds shall ever have the right to compel any
exercise by the City of its taxing powers to pay
any of the Bonds or the interest or premium, if
any, thereon, or to enforce payment thereof
against any property of the City except the
interests of the City in the Loan Agreement which
have been assigned to the Trustee under the
Indenture; the Bonds shall not constitute a
charge, lien or encumbrance, legal or equitable,
upon any property of the City except the interests
of the City in the Loan Agreement which have been
assigned to the Trustee under the Indenture; the
Bonds shall recite that the Bonds are issued
without moral obligatipn on the part of the state
or its political subdi?~isions, and that the Bonds,
including interest the
from the revenues pl
are payable solely
to the payment thereof
and that the Bonds shall not constitute a debt of
the City within the meaning of any constitutional
or statutory limitation; and.
(h) a public hewing on the Project was duly
held by the City Council on December 19, 1983; on
September 9, 1985, a subsequent public hearing was
duly held by the City Council in order to consider
a change in the entity~lowning and operating the
Project.
6. Subject to the approval of the City Attorney and
the provisions of Section 9I of this Resolution, the forms of
the Agreements and exhibits thereto are approved substantially
in the form submitted and on file in the office of the City
Clerk. The Agreements, in substantially the form submitted,
are directed to be executed~in the name and on behalf of the
City by the Mayor and the City Manager. Any other documents
and certificates necessary to the transaction described above
shall be execu~•ed by the appropriate City officers. Copies of
all of the documents necessary to the transaction herein
described shall be delivered, filed and recorded as provided
herein and in said Loan Agreement and Indenture.
7. The City shall proceed forthwith to issue its
Bonds, in the form and upon the terms set forth in the
Indenture and this Resolution. The Bonds shall initially bear
interest at a rate of seven and seventy-five one hundredths per-
cent (7.75$) per annum. The Bond Purchaser shall purchase the
Bonds for an amount not less than 97.75$ of the principal
amount of the Bonds. The offer of the Bond Purchaser to so
purchase the Bonds is hereby accepted. The Mayor and City
Manager are authorized. and directed to prepare and execute the
Bonds as prescribed in the Indenture and to deliver them to the
Trustee for authentication and delivery to the Bond Purchaser.
8. The Mayor and City Manager and other officers of
the City are authorized and directed to prepare and furnish to
the Bond Purchaser certified copies of all proceedings and
records of the City relating to the bonds, and such other
affidavits and certificates as may be required to show the
facts relating to the legality of the Bonds as such facts
appear from the books and records in the officers' custody and
control or as otherwise known to them; and all such certified
copies, certificates and affidavits, including any heretofore
furnished, shall constitute representations of the City as to
the truth of all statements contained therein.
9. The .approval hereby given to the various
documents referred to above includes approval of such
additional details therein as may be necessary and appropriate
and such modifications thereof, deletions therefrom and
additions thereto as may be~~~necessary and appropriate and
approved by the City Attorney and the City officials authorized
herein to execute said documents prior to their execution; and
said City Attorney and City officials are hereby authorized to
approve said changes on behalf of the City. The execution of
any instrument by the appropriate officer or officers of the
City herein authorized shall be conclusive evidence of the
approval of such documents in accordance with the terms hereof.
In the absence (or inability) of the officials auth-
orized herein to execute any of the documents herein referred
to, the documents may be executed by any officer or member of
the City acting in their behalf.
Passed: September 23, 1985
Attest/ ~j' (~!/~~/yl/JJ y
y Clerk
(SEAL)