06-18 HRA Resolution No. 1293
HRA RESOLUTION NO. 1293
RESOLUTION APPROVING THE ISSUANCE OF, AND
PROVIDING THE FORM, TERMS, COVENANTS AND
DIRECTIONS FOR THE ISSUANCE OF ITS TAX INCREMENT
LIMITED REVENUE NOTE, SERIES 2016 IN AN AGGREGATE
PRINCIPAL AMOUNT NOT TO EXCEED $2,400,000
BE IT RESOLVED BY
the Board of Commissioners (“Board”) of the Housing and
Redevelopment Authority in and for the City of Richfield, Minnesota (the “Authority”), as follows:
Section 1. Authorization; Award of Sale.
1.01. Authorization. The Authority has heretofore approved the establishment of Tax
Increment Financing District No. 2014-1 Tax Increment Financing District (City Garage Site) (the
“TIF District”) within the Richfield Redevelopment Project (“Redevelopment Project”), and has
adopted a tax increment financing plan for the purpose of financing certain improvements within
the Redevelopment Project.
Pursuant to Minnesota Statutes, Section 469.178, the Authority is authorized to issue and
sell its bonds for the purpose of financing a portion of the public development costs of the
Redevelopment District. Such bonds are payable from all or any portion of revenues derived from
the TIF District and pledged to the payment of the bonds. The Authority hereby finds and
determines that it is in the best interests of the Authority that it issue and sell its Tax Increment
Limited Revenue Note, Series 2016 (the “TIF Note”), in the aggregate principal amount of up to
$2,400,000 for the purpose of financing certain public redevelopment costs of the Tax Increment
Plan for the TIF District.
1.02. Issuance, Sale and Terms of the TIF Note. Pursuant to the Contract for Private
Development between the Authority and the Owner (the “Agreement”), the TIF Note shall be sold
to Mesaba Capital Development, LLC (the “Owner”). The TIF Note shall be dated as of the date of
delivery and shall bear interest at the rate of 4.5% per annum to the earlier of maturity or
prepayment. In exchange for the Authority’s issuance of the TIF Note to the Owner, the Owner
shall pay certain public redevelopment costs related to the Minimum Improvements (as defined in
the Agreement) pursuant to Section 3.3 of the Agreement. The TIF Note will be delivered in the
principal amount of up to $2,400,000 for reimbursement of public redevelopment costs in
accordance with the terms of Section 3.4(a) of the Agreement.
Section 2. Form of TIF Note. The TIF Note shall be in substantially the form set forth in
Schedule A attached hereto, with the blanks to be properly filled in and the principal amount and
payment schedule adjusted as of the date of issue.
Section 3. Terms, Execution and Delivery.
3.01. Denomination, Payment. The TIF Note shall be issued as a single typewritten note
numbered R-1.
The TIF Note shall be issuable only in fully registered form. Principal of and interest on the
TIF Note shall be payable by check or draft issued by the Registrar described herein.
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3.02. Dates; Interest Payment Dates. Principal of and interest on the TIF Note shall be
payable by mail to the owner of record thereof as of the close of business on the fifteenth day of
the month preceding the Payment Date, whether or not such day is a business day.
3.03. Registration. The Authority hereby appoints the Authority’s Executive Director to
perform the functions of registrar, transfer agent and paying agent (the “Registrar”). The effect of
registration and the rights and duties of the Authority and the Registrar with respect thereto shall be
as follows:
(a) Register. The Registrar shall keep at its office a bond register in which the
Registrar shall provide for the registration of ownership of the TIF Note and the registration of
transfers and exchanges of the TIF Note.
(b) Transfer of TIF Note. Upon surrender for transfer of the TIF Note, including any
assignment or exchange thereof, duly endorsed by the registered owner thereof or accompanied
by a written instrument of transfer, in form reasonably satisfactory to the Registrar, duly executed
by the registered owner thereof or by an attorney duly authorized by the registered owner in writing,
and the payment by the Owner of any tax, fee, or governmental charge required to be paid by or to
the Authority with respect to such transfer or exchange, the Registrar shall authenticate and
deliver, in the name of the designated transferee or transferees, a new Note of the same
aggregate principal amount, bearing interest at the same rate and maturing on the same dates.
Notwithstanding the foregoing, the TIF Note shall not be transferred to any person other than an
affiliate, or other related entity, of the Owner unless the Authority has been provided with an
investment letter in a form substantially similar to the investment letter submitted by the Owner or a
certificate of the transferor, in a form satisfactory to the Authority, that such transfer is exempt from
registration and prospectus delivery requirements of federal and applicable state securities laws.
The Registrar may close the books for registration of any transfer after the fifteenth day of the
month preceding each Payment Date and until such Payment Date.
The TIF Note shall not be transferred to any person other than an affiliate, or other related
entity, of the Owner unless the Authority has been provided with an investment letter in a form
substantially similar to the investment letter in EXHIBIT C of the Agreement or a certificate of the
transferor, in a form satisfactory to the Executive Director of the Authority, that such transfer is
exempt from registration and prospectus delivery requirements of federal and applicable state
securities laws. The Registrar may close the books for registration of any transfer after the fifteenth
day of the month preceding each Payment Date and until such Payment Date.
The Owner may assign the TIF Note to a lender that provides all or part of the financing for
the acquisition of the Development Property or the construction of the Minimum Improvements.
The Authority hereby consents to such assignment, conditioned upon receipt of an investment
letter from such lender in substantially the form attached in the Agreement as EXHIBIT C, or other
form reasonably acceptable to the Executive Director of the Authority. The Authority also agrees
that future assignments of the TIF Note may be approved by the Executive Director of the Authority
without action of the Authority’s Board, upon the receipt of an investment letter in substantially the
form of EXHIBIT C of the Agreement or other investment letter reasonably acceptable to the
Authority from such assignees.
(c) Cancellation. The TIF Note surrendered upon any transfer shall be promptly
cancelled by the Registrar and thereafter disposed of as directed by the Authority.
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(d) Improper or Unauthorized Transfer. When a Note is presented to the Registrar for
transfer, the Registrar may refuse to transfer the same until it is satisfied that the endorsement on
such Note or separate instrument of transfer is legally authorized. The Registrar shall incur no
liability for its refusal, in good faith, to make transfers which it, in its judgment, deems improper or
unauthorized.
(e) Persons Deemed Owners. The Authority and the Registrar may treat the person in
whose name a Note is at any time registered in the bond register as the absolute owner of the TIF
Note, whether the TIF Note shall be overdue or not, for the purpose of receiving payment of, or on
account of, the principal of and interest on such Note and for all other purposes, and all such
payments so made to any such registered owner or upon the owner’s order shall be valid and
effectual to satisfy and discharge the liability of the Authority upon such Note to the extent of the
sum or sums so paid.
(f) Taxes, Fees and Charges. For every transfer or exchange of a Note, the Registrar
may impose a charge upon the owner thereof sufficient to reimburse the Registrar for any tax, fee,
or other governmental charge required to be paid with respect to such transfer or exchange.
(g) Mutilated, Lost, Stolen or Destroyed Note. In case any Note shall become mutilated
or be lost, stolen, or destroyed, the Registrar shall deliver a new Note of like amount, maturity
dates and tenor in exchange and substitution for and upon cancellation of such mutilated Note or in
lieu of and in substitution for such Note lost, stolen, or destroyed, upon the payment of the
reasonable expenses and charges of the Registrar in connection therewith; and, in the case the
TIF Note lost, stolen, or destroyed, upon filing with the Registrar of evidence satisfactory to it that
such Note was lost, stolen, or destroyed, and of the ownership thereof, and upon furnishing to the
Registrar of an appropriate bond or indemnity in form, substance, and amount satisfactory to it, in
which both the Authority and the Registrar shall be named as obligees. The TIF Note so
surrendered to the Registrar shall be cancelled by it and evidence of such cancellation shall be
given to the Authority. If the mutilated, lost, stolen, or destroyed Note has already matured or been
called for redemption in accordance with its terms, it shall not be necessary to issue a new Note
prior to payment.
3.04. Preparation and Delivery. The TIF Note shall be prepared under the direction of the
Executive Director of the Authority and shall be executed on behalf of the Authority by the
signatures of its Chair and its Executive Director. In case any officer whose signature shall appear
on the TIF Note shall cease to be such officer before the delivery of the TIF Note, such signature
shall nevertheless be valid and sufficient for all purposes, the same as if such officer had remained
in office until delivery. When the TIF Note has been so executed, the TIF Note shall be delivered
by the Authority to the Owner following the delivery of the necessary items delineated in Section
3.3 of the Agreement.
Section 4. Security Provisions.
4.01. Pledge. The Authority hereby pledges to the payment of the principal of and
interest on the TIF Note Available Tax Increment as defined in the TIF Note. Available Tax
Increment shall be applied to payment of the principal of and interest on the TIF Note in
accordance with Section 3.3 of the Agreement and the terms of the form of TIF Note set forth in
Schedule A attached to this resolution.
4.02. Bond Fund. Until the date the TIF Note is no longer outstanding and no principal
thereof or interest thereon (to the extent required to be paid pursuant to this resolution) remains
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unpaid, the Authority shall maintain a separate and special "Bond Fund" to be used for no purpose
other than the payment of the principal of and interest on the TIF Note. The Authority irrevocably
agrees to appropriate to the Bond Fund in each year Available Tax Increment. Any Available Tax
Increment remaining in the Bond Fund shall be transferred to the Authority's account for TIF District
No 2014-1 Tax Increment Financing District (City Garage Site) upon the payment of all principal
and interest to be paid with respect to the TIF Note.
Section 5. Certification of Proceedings.
5.01. Certification of Proceedings. The officers of the Authority are hereby authorized and
directed to prepare and furnish to the Owner of the TIF Note certified copies of all proceedings and
records of the Authority, and such other affidavits, certificates, and information as may be required
to show the facts relating to the legality and marketability of the TIF Note as the same appear from
the books and records under their custody and control or as otherwise known to them, and all such
certified copies, certificates, and affidavits, including any heretofore furnished, shall be deemed
representations of the Authority as to the facts recited therein.
Section 6. Effective Date. This resolution shall be effective upon full execution of the
Agreement.
Adopted by the Board of Commissioner the Housing and Redevelopment Authority in and for the
City of Richfield, Minnesota, this 18th day of June, 2018.
Le_ 4s,-
Mary B. Stipple, Chair
ATTEST:
Erin Vri- e D`niel. --cretary
HRA Resolution No. 1293
Schedule A
FORM OF TIF NOTE
UNITED STATE OF AMERICA
STATE OF MINNESOTA
COUNTIES OF HENNEPIN
HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE
CITY OF RICHFIELD
No. R-1 $2,400,000
TAX INCREMENT LIMITED REVENUE NOTE
SERIES 2016
Date
Rate of Original Issue
4.5% June 18, 2018
The Housing and Redevelopment Authority in and for the City of Richfield, Minnesota (the
“Authority”), for value received, certifies that it is indebted and hereby promises to pay to Mesaba
Capital Development, LLC, or registered assigns (the “Owner”), the principal sum of $2,400,000
and to pay interest thereon at the rate of four and one-half percent per annum, as and to the extent
set forth herein.
1. Payments. Principal and interest (“Payments”) shall be paid on August 1, 2018,
and each February 1 and August 1 (each a “Payment Date”) and thereafter to and including
February 1, 2044, in the amounts and from the sources set forth in Section 3 herein. Payments
shall be applied first to accrued interest, and then to unpaid principal.
Payments are payable by mail to the address of the Owner or such other address as the
Owner may designate upon 30 days written notice to the Authority. Payments on this Note are
payable in any coin or currency of the United States of America which, on the Payment Date, is
legal tender for the payment of public and private debts.
2. Interest. Interest at the rate stated herein shall accrue on the unpaid principal,
commencing on the date of original issue. Interest shall accrue on a simple basis and will not be
added to principal. Interest shall be computed on the basis of a year of 360 days and charged for
actual days principal is unpaid.
3. Available Tax Increment. Payments on this Note are payable on each Payment
Date in the amount of and solely payable from “Available Tax Increment,” which will mean, on each
Payment Date, seventy-five percent (75%) of the Tax Increment (as defined in the Agreement)
attributable to the Development Property (as defined in the Agreement) and paid to the Authority by
Hennepin County in the six months preceding the Payment Date, all as the terms are defined in the
Contract for Private Development between the Authority and Owner dated as of February 16, 2016
(the “Agreement”). The principal of and interest on this Note shall be payable each Payment Date
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solely from Available Tax Increment. Available Tax Increment will not include any Tax Increment if,
as of any Payment Date, there is an uncured Event of Default under the Agreement.
The Authority shall have no obligation to pay principal of and interest on this Note on each
Payment Date from any source other than Available Tax Increment, and the failure of the Authority
to pay the entire amount of principal or interest on this Note on any Payment Date shall not
constitute a default hereunder as long as the Authority pays principal and interest hereon to the
extent of Available Tax Increment. The Authority shall have no obligation to pay unpaid balance of
principal or accrued interest that may remain after the payment of Available Tax Increment from the
last payment of Tax Increment the Authority is entitled to receive from Hennepin County with
respect to the Development Property.
4. Optional Prepayment. The principal sum and all accrued interest payable under
this Note is prepayable in whole or in part at any time by the Authority without premium or penalty.
No partial prepayment shall affect the amount or timing of any other regular payment otherwise
required to be made under this Note.
5. Termination. At the Authority’s option, this Note shall terminate and the Authority’s
obligation to make any payments under this Note shall be discharged upon the occurrence of an
Event of Default on the part of the Developer as defined in Section 9.1 of the Agreement, but only if
the Event of Default has not been cured in accordance with Section 9.2 of the Agreement.
6. Nature of Obligation. This Note is issued to aid in financing certain public
development costs and administrative costs of a Redevelopment Project undertaken by the
Authority pursuant to Minnesota Statutes, Sections 469.001 through 469.047, as amended, and is
issued pursuant to an authorizing resolution (the “Resolution”) duly adopted by the Authority on
August 15, 2016, and pursuant to and in full conformity with the Constitution and laws of the State
of Minnesota, including Minnesota Statutes, Sections 469.174 to 469.1799, as amended. This
Note is a limited obligation of the Authority which is payable solely from Available Tax Increment
pledged to the payment hereof under the Resolution. This Note and the interest hereon shall not
be deemed to constitute a general obligation of the State of Minnesota or any political subdivision
thereof, including, without limitation, the Authority. Neither the State of Minnesota, nor any political
subdivision thereof shall be obligated to pay the principal of or interest on this Note or other costs
incident hereto except out of Available Tax Increment, and neither the full faith and credit nor the
taxing power of the State of Minnesota or any political subdivision thereof is pledged to the
payment of the principal of or interest on this Note or other costs incident hereto.
7. Estimated Tax Increment Payments. Any estimates of Tax Increment prepared by
the Authority or its financial advisors in connection with the TIF District or the Agreement are for the
benefit of the Authority, and are not intended as representations on which the Developer may rely.
THE AUTHORITY MAKES NO REPRESENTATION OR WARRANTY THAT THE
AVAILABLE TAX INCREMENT WILL BE SUFFICIENT TO PAY THE PRINCIPAL OF AND
INTEREST ON THIS NOTE.
8. Registration. This Note is issuable only as a fully registered note without coupons.
9. Transfer. As provided in the Resolution, and subject to certain limitations set forth
therein, this Note is transferable upon the books of the Authority kept for that purpose at the
principal office of the City Clerk of the City of Richfield. Upon surrender for transfer of the TIF Note,
including any assignment or exchange thereof, duly endorsed by the registered owner thereof or
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accompanied by a written instrument of transfer, in form reasonably satisfactory to the Registrar,
duly executed by the registered owner thereof or by an attorney duly authorized by the registered
owner in writing, and the payment by the Owner of any tax, fee, or governmental charge required
to be paid by or to the Authority with respect to such transfer or exchange, the Registrar shall
authenticate and deliver, in the name of the designated transferee or transferees, a new Note of
the same aggregate principal amount, bearing interest at the same rate and maturing on the same
dates.
Notwithstanding the foregoing, the TIF Note shall not be transferred to any person other
than an affiliate, or other related entity, of the Owner unless the Authority has been provided with
an investment letter in a form substantially similar to the investment letter in EXHIBIT C of the
Agreement or a certificate of the transferor, in a form satisfactory to the Executive Director of the
Authority, that such transfer is exempt from registration and prospectus delivery requirements of
federal and applicable state securities laws. The Registrar may close the books for registration of
any transfer after the fifteenth day of the month preceding each Payment Date and until such
Payment Date.
The Owner may assign the TIF Note to a lender that provides all or part of the financing for
the acquisition of the Development Property or the construction of the Minimum Improvements.
The Authority hereby consents to such assignment, conditioned upon receipt of an investment
letter from such lender in substantially the form attached in the Agreement as EXHIBIT C, or other
form reasonably acceptable to the Executive Director of the Authority. The Authority also agrees
that future assignments of the TIF Note may be approved by the Executive Director of the Authority
without action of the Authority’s Board, upon the receipt of an investment letter in substantially the
form of EXHIBIT C of the Agreement or other investment letter reasonably acceptable to the
Authority from such assignees.
This Note is issued pursuant to a resolution of the Board of the Authority and is entitled to
the benefits thereof, which Resolution is incorporated herein by reference.
IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions, and things required by
the Constitution and laws of the State of Minnesota to be done, to exist, to happen, and to be
performed in order to make this Note a valid and binding limited obligation of the Authority
according to its terms, have been done, do exist, have happened, and have been performed in due
form, time and manner as so required.
IN WITNESS WHEREOF, the Board of Commissioners of the Housing and Redevelopment
Authority in and for the City of Richfield, Minnesota, has caused this Note to be executed with the
manual signatures of its Chair and Executive Director, all as of the Date of Original Issue specified
above.
HOUSING AND REDEVELOPMENT
AUTHORITY IN AND FOR THE CITY OF
RICHFIELD, MINNESOTA
Executive Director Chair
HRA Resolution No. 1293
REGISTRATION PROVISIONS
The ownership of the unpaid balance of the within Note is registered in the bond register of
the Authority’s Executive Director, in the name of the person last listed below.
Date of Registration Registered Owner Signature of Executive Director
MESABA CAPITAL
DEVELOPMENT, LLC.
Federal ID #_____________
\[End of Form of TIF Note\]
HRA Resolution No. 1293