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03-15-82 agendaHOUSING AND REDEVELOPMENT AUTHORITY Office of Executive Director HRA Letter No. 18 Agenda March 15, 1982 Housing and Redevelopment Authority Commissioners City of Richfield Dear Commissioners: Subject: Status Report on Tax Increment Project There is an item on the March 15, 1982 HRA agenda providing for review and discussion of the overall L/H/N tax increment project, tax increment proceeds, and effect:. of the project on tax- payers of the City of Richfield. This-item is for the purpose of giving HRA commissioners and the public background information on the tax increment project in our community. Attached to this letter is a chart depicting the cash flow and revenue projections for the two bond issues currently out- standing which financed improvements in the tax increment district (the K-Mart bond issue and the General Improvement bonds for City Project 705.). The chart has been prepared in an effort to analyze the stability of the L/H/N project financing. In the last year and one-half, the tax increment fund has benefitted greatly from inflationary increases in valuation as well as the great number of projects which have been built in the L/H/N. Originally, we projected a difficult period from 1984 to 1990 for the tax increment flows. It was for that reason we built up as much reserve from the two bond issues as we could in order to carry the project to 1990 when the tax increment flows would rap- idly outpace the the debt service needs. It now appears that the cash flow of increment has built to the point that we may not have to use the reserve accumulation, but rather will benefit greatly by the interest income being made on those reserves There will be adequate revenues received from tax increment, special assessment payments (in the case of CP 705) and interest earnings on the cash balance to meet our total debt service obli- gations. Because of the conservative nature of our estimates, I believe that actual revenues received to support these two components of the L/H/N project will be more than adequate to meet each year's debt service obligations for the entire life of the bonds. The projected assessed value used for tax increment receipts in the attachment are expected to increase by 4.8 percent annually, M HRA Letter No. 18 -2- March 15, 1982 which has been our actual annual experienced increase excluding any new development. If any new development occurs in the project area after this time, the additional evaluation of that new devel- opment will further increase the tax increment, as well as the accumulative effects of high inflation being likely to increase the tax increments by more than 4.8 percent. Similarly, we have assumed interest earnings of 3 1/2 percent on the beginning cash balance for each year. Because of the timing of the debt service payments, a large portion of the cash balance is drawn down early in the year, and it is necessary to project the interest earnings for the entire year on a fluctuating cash balance. Nonetheless, I believe the 4.8 percent inflation assumption and the 3 1/2 percent assumption for interest earnings are both conservative. In our original sale of the CP 705 bonds, it was anticipated that the Richfield State Agency project would be required to help finance the debt service. When the RSA project is built, it will provide surplus increment to the project fund as will expansion of the Hub and any other expansions or rehabilitations of property within the project area. The attached chart does not include any data for the bond issue which will be sold to support the HRA's costs related to the Lyndale Garden Center, Lake Shore Drive housing project, or start- up costs related to the Godfather block properties. You might re- call that projections for that bond issue which we have developed as part of seeking to market those bonds indicate that those projects will be fully self-supporting. For this reason, there should be no change in the status of the tax increment feasibility of the project in its entirety resulting from sale of these new bonds. In analyzing any effect that the tax increment project may have on the remaining taxpayers of the City of Richfield, it is necessary to consider the original assumptions of the tax increment program. Much of the rede~eiopment effort would not have occurred without the initiative of the city and the HRA. Redevelopment such as the K-Mart project or the Lake Shore Drive housing project would certainly not have occurred solely at private sector initiative, without HRA acquisition of the property, demolition and resale of the land to the developer. It would simply have been financially infeasible for a developer to undertake such development activity on that scale in light of the costs of land accumulation. The real temporary loss to the other city taxpayers in a tax increment project results from loss of the inflated value of the property within the district to the overall city assessed value. In the case of the L/H/N tax increment project, the original L/H/N assessed value of $.7,521,225 as of January 1, 1975 remains in the tax base for all taxing entities within the city. Any assessed value in excess of that $7,521,225 is allocated to the-tax increment program to help pay for costs associated with the redevelopment activities. This valuation beyond the frozen value and the taxes which are yielded by that excess valuation, becomes the "tax increment" which is being used for retirement of the city's and the HRA's indebtedness related to the redevelopment process. The 1981 assessed value for HRA Letter No. 18 -3- March 15, 1982 for the tax increment district is $11,804,705, an increase of $4,283,380 over the frozen valuation for the district. While the inflation rate of the Twin Cities has been substantial since 1975, when the district was formed, the basic theory underlying the use of tax increment financing is that the blighting effect of proper- ties within a tax increment redevelopment area offsets some, or all, of any increase in property value which might result from inflation. Of course, it is virtually impossible to determine how much the assessed value in the project area would have inflated had there not been a tax increment project, although I feel it is cer- tain that any increase in value would have been minimal, because of the deteriorated nature of the property in the project area at the time the district was formed. The actual increase in the assessed value in the L/H/N area for the past six years has been 4.8% when the new developments stimulated by the city and the HRA are ex- cluded. To evaluate the impact of the tax increment on the city's taxpayers, it is necessary to assume that either 1) the improve- ments would have occurred without the tax increment district being formed, or 2) that inflation would have increased values in the district by 4.8 percent per year. In either case, the lass in assessed value, or the increase in valuation over the frozen $7,521,325 figure and the resultant tax consequences on the valuation is that difference which must be borne by the city's other taxpayers. The actual 1982 tax increment is estimated to equal $443,330 excluding delinquent tax payments for 1981. The 1982 tax_ increment if the district had increased by 4.8 percent per year as discussed in the second option above would have-been $252,8&4. Since this tax increment is the actual difference in taxes paid on the higher valuation over the taxes paid on the frozen valuation, dividing this tax payment by the assessed valuation of the city as a whole to derive a city wide mill levy loss will provide an estimated cost to each taxpayer. The following paragraphs are an attempt to develop that analysis. 1. Assuming the Improvements Would Have Been made Without A Tax Increment Project by the City/HRA - On all commercial development except tax increment projects before 1979, the metropolitan wide fiscal disparities pool takes 40 percent of the increased assessed value for commercial and industrial redevelopment. Since the L/H/N area is a commercial area, virtually the entire increase in valuation is caused by increases in commercial assessed value. This means that 40 percent of the $443,330 (or $177,332) would have been lost and not available to local taxing entities, leaving $265,998 in local tax revenue. The $265,998 of local tax revenue translates to 1.32 mills of the tax rate for 1982, based on the city wide assessed value for taxes payable in 1982 of $201,102,004. The average market value of a house in Richfield is about $68,000. The assessed value in January, 1981 of a $68,000 house in Richfield is $14,180. 1.32 mills times the HRA Letter No. 18 -4- March 15, 1982 assessed value of $14,180, equals $18.72 of property tax for the average Richfield house. This is the gross effect of the tax increment project on the average Rich- field house, before state aids. However, other factors must be taken into consideration to determine the net effect on the Richfield taxpayer. The 1982 total property tax bill for the average Richfield hor;2e is $1 , 468 . The average Richfield .home qualifies for the maximum homestead credit allowance of $650. Even if the property tax bill were reduced by the $18.72 attribu- table to the tax increment project, the average homeowner would still qualify for the maximum homestead credit allow- ance. However, the state has a circuit breaker tax refund program which assists individuals with property tax pay- -ments, based on income guidelines. The average Richfield household income in 1980 was $21.,695. Based on the 1982 average property tax bill, and the 1982 circuit -breaker tax refund program, it appears that the average Richfield homeowner would receive at least one-half of the property tax due to the tax increment project back through the cir- cuit breaker. For instance, the average Richfield home- owner with an income of $21,695 will receive a circuit breaker refund of $224 this year. If the tax increment project were not in place, the property tax bill for that homeowner would have decreased by $18.72. However, the circuit breaker refund would have decreased by only about $9, making the net impact of the tax increment project equal to approximately $9 for the average Richfield property homeowner with the average Richfield household income. 2. Assuming that Inflation Would Have Increas_e_d Values in The District by 4.8 percent per Year If the property values in the district would have increased by 4.8 percent per year without the project, the 1982 tax increment would have been $252,884. Forty percent of this, or $101,153 would have been lost to the fiscal disparities pool, leaving a local tax revenue of $151,731. This is equivalent to .755 mills of the 1982 tax rate. Applying this mill rate to the average Richfield property results in a property tax of $10.71, which is the gross tax impact. of the project on the average Richfield home- owner under this assumption. Again, the average Richfield homeowner qualifies for the full amount of the homestead credit, and a reduction in his tax bill of $10.71 would not alter the homestead credit which he would receive. However, the circuit breaker provisions would remain the same, and the reduction in the circuit breaker which would result from the decreased property tax would be approxi- mately one-half of the amount of the property tax decrease, or approximately $5 to $5.50 in this case. HRA Letter No. 18 -5- March 15, 1982 As the tax increment to the city increases, the burden of this project on the average Richfield property taxpayer will also in- crease. That burden will peak at a point just prior to the final payoff of the bonds which have been issued for the redevelopment area. While that time is a number of years away, a successful record of receipts so far may enable the early retirement of the indebtedness for the project. At any rate, the $5 to $10 net property tax bill which might be attributed to the tax increment project seems a small price for any individual homeowner to pay for revitalization of the city's central business district in the way that we have witnessed in the LjH/N business area. 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The Executive Director of.-the HRA will be present at this meeting to verbally report on possible sites within the city. Respectfully submitted, Karl Nollenberger Executive Director KN/eja I ~ C~ ~~ ~ ~ `~- t c= ~, ~. ~ ti~l_ ~~.L.t^~~ ~(~__t~ _ nn ~ L,6~~ '~ -' Ll~ _)"'~ J ~ HOUSING AND REDEVELOPMENT AUTHORITY Office of Executive Director HRA Letter No. 16 Agenda Niarch 15 , 1 982 Housing and Redevelopment Authority Commissioners City of Richfield De:ar Commissioners: Subject: Bond Sale There is an item on the HRA agenda of March 15, 1982, provid- ing for HRA consideration of a resolution which would request the city council to authorize sale of bonds in the amount of $4,100,.000 to recover the HRA's financing costs related to the Lake Shore Drive condominium, Lyndale Garden Center, the three houses on Graham Avenue, the Richfield State Agency development and property acquisitions on the western half of the Godfather block. Summary of the costs for these projects is as follows: Previous Bond Issue Authorized $2,450,000 Richfield State Agency 791,000 Godfather Block (West End) 859,000 Dotal $4,100,000 The previous bond issue authorized but not sold, included all of the project costs for the Lake Shore Drive condominium project, Lyndale Garden Center and the three houses on Graham Avenue. The project cost for the Richfield State Agency totals $789,600 (plus $1,400 for issuance costs) which represents the HRA's cost of acquisition, relocation, etc. for the Bjorn Hagen and Kentucky Fried Chicken properties and relocation of the utilities that are described in the developer's agreement with Richfield State Agency. The costs related to the Godfather block total $857,130 (plus $1870 issuance costs) and are related to acquisition and relocation for the Phillips property, the Stanton Realty building, the Craswell building and Larry's Auto Body property. The capitalized interest on the project relates almost entirely to the Lake Shore Drive condominium project. The Garden Center will yield taxes in 1983, and the revenues identified to support the Richfield State Agency and the Godfather block costs will be available as soon as the debt service obligations are incurred. You might recall that the agreement between the HRA and the Richfield State Agency provides that, if the project is not underway and does not yield sufficient tax increment to retire the HRA's costs re- lated to the debt service, the Richfield State Agency will pay the city sufficient monies to meet those debt service obligations. HRA Letter No. 16 -2- March 15, 1982 It appears reasonable to include the costs related to the Godfather block acquisitions in this bond issue for several reasons, as well: 1. These costs have already..-been incurred by the HRA; 2. The development of the western half of the Godfather block as an entity separate from the entire block is financially and physically feasible, should the dis- cussions with Derrick Development Corp. break down, and development of the entire block not be feasible. It is reasonable that the HRA could expect to find a developer for just the western portion of the block; 3. It appears financially advantageous to the HRA to maintain as large as possible a balance in the capital fund, to in- sure that adequate monies are available to meet frontend costs of any additional or future developments. Placing this project on permanent financing will enable repayment of the capital fund., and increase the balance in that fund. The resolution which will be presented to the HRA on Monday night provides for the HRA to request that the city council author- ize sale of the bond issue to recover these costs. The bonds are to be retired by tax increment from the overall project area and from the guaranteed payments by the Richfield State Agency, should the project not get underway in accordance with the current time- table. If revenues from these two sources should not be adequate at some time to meet the debt service obligations on the bonds, it is the recommendation of the staff that the interest earnings from investment monies in the L/H/N capital fund be pledged for that purpose. The city council will consider the HRA's request to sell these bonds at its March 22, 1982 meeting. The bond sale is tentatively scheduled for April 7, 1982. The city's financial advisors have indicated that, because of the recent downturn in the market, it may be possible to sell the bonds for a.20-year period at an inter- est rate of approximately 11.5 percent. HRA members might recall that a previous attempt to market bonds for a portion of these costs, i.e., the Knutson-Lyndale Garden Center-Graham Avenue pro- jects, resulted in receiving no bids, since the bond market was ex- ceeding the 12 percent state interest limit. For this reason, it appears advantageous for the HRA and the city council to authorize this bond sale, and to actually conduct the sale as soon as possi- ble in hopes that the bond market will continue to dec-line as it has over the past ten days to two weeks. The legislature is ex- pected to pass a bill on Saturday, March 13, which will lift the interest rate ceiling on city bonds and peg the new limit to an interest rate of one percent over the bond buyers index (a comp- utation of what bonds are selling for across the nation). HRA Letter No. 16 -3- March 15, 1982 It is recommended that the HRA adopt the resolution request- ing the city council to authorize sale of the bonds. Respectfully submitted, ~~ ~~~~-~ Karl Nollenberger City Manager cc: Community Development Director Housing and Redevelopment Coordinator Administrative Services Director Finance Coordinator KN/eja 1 HRA RESOLUTION N0. A RESOLUTION DETERMINING THE NEED FOR FINANCING REQUIRING THE CITY COUNCIL OF THE CITY OF RICHFIELD TO AUTHORIZE THE ISSUANCE OF GENERAL OBLIGATION DEVELOPMENT BONDS TO FINANCE PUBLIC REDEVELOPMENT COSTS IN THE LYNDALE-HUB-NICOLLET REDEVELOPMENT AREA BE IT RESOLVED by the Housing and Redevelopment Authority of the City of Richfield, Minnesota, as follows: Section 1. Findings 1.01. This Authority has pursuant to Minnesota Statutes, Section 462.411 to 462.716 (the "Housing Act") duly adopted a Redevelopment Plan. (the "Plan") for a redevelopment project described as the Lyndale-Hub- Nicollet Redevelopment Project (the "Project Area") and commonly referred to as the LHN Project. The Plan and the Project Area have been duly approved by the City Council of the City of Richfield (the "City") with the Housing Act. 1.02. This Authority and the City have entered into a Tax Increment Agreement (the "Agreement") dated May 9, 1977 in accordance with the Housing Act and Minnesota Statutes, Section 273.71 to 273._75, the Tax Increment Financing Act (the Housing Act and the Tax Increment Financing Act collec- tively referred to as the "Act") for the purpose of authorizing the issuance of general obligations of the City, payable from tax increments in the Project Area, to finance Public Redevelopment Costs within the Project Area. The Agreement authorizes the issuance by the City of its general obligations for such costs at the request of this Authority. 1.03. The Plan has been duly modified and amended in accordance with the Act to provide for the acquisition and improvement of certain lands in the Project Area for the purpose of facilitating the construction of a multifamily housing development and related improvements (collectively "the Project") and to provide for the financing of other related Public Redevelopment costs of the Project Area. This Authority has authorized the execution of development agreements in connection with the acquisition and disposition.of land for the Project. 1.04. This Authority has incurred Public Redevelopment Costs for the Project and other costs for the Project Area, and it is found and determined that it is necessary for the sound financial management of the LHN Project Area that general obligations of the City be issued to finance all or a portion of such costs. - 2- Section 2. Public Redevelopment Costs 2,01. The Executive Director has submitted to the Authority a list of Public .Redevelopment Costs of the Project Area which are presently estimated to be as follows: Multifamily Site Costs Acquisition $ 880,696 Site Improvements 28,325 Relocation 107,510 Demolition .4,200 Project 705 Special Assessments 78,626 Disposition Expense 15,000 Administration Expense 44,938 Contingencies 91,271 Property Management Expense 60,816 Legal Costs 12,000 Lyndale Garden Center Costs Acquisition $ 205,002 Relocation 18,063 Administration Expense 50,893 Richfield State A~encv Costs Acquisition $ 552,500 Site Improvements 126,000 Relocation 30,000 ~ Administration Expense 44,684 Contingencies 25,000 Legal Gosts 12,000 Godfather Block (West End) Costs Acquisition $ 597,000 Relocation 24,905 Demolition 23,273 Administrative Expense 90,072 Contingencies 77,880 Property Management Expense 44,000 Other Proiect Area Costs Administrative Costs - LHN Project $ 177,700 Multifamily and Commercial Rehab, General Administrative Costs 100,376 Financing Costs Legal and Fiscal $ 25,000 Capitalized Interest 471,970 Bond Discount 80,300 Total Bond Issue Required 54100,000 1 -3- Section 3. Issuance of Bonds 3.01. This Authority hereby requests the City to issue and sell its general obligations in an aggregate principal amount not to exceed $4,100,000 to finance all or a portion of the Public Redevelopment Costs identified in Section 2. 3.02. The Agreement is hereby ratified and confirmed in all respects. 3.03. This Authority renews and reaffirms its statement in HRA Resolution No. 32 of May 9, 1977, concerning its intent to request additional series of bonds in the future to finance the Public Redevelopment Costs in the Project Area and restates its request that all such series of bonds be on a parity with each other such series of bonds so issued, and be equally and ratably secured by the pledge of the Agreement. 3.04. The Executive Director is authorized and directed to transmit a certified copy of the resolution to the City forthwith. Passed by the Housing and Redevelopment Authority of the City of Richfield, Minnesota this 15th day of March, 1982. Thomas E. Harms Chairman ATTEST: Michael Freeman Secretary HOUSING A~'D REDEVELOPMENT AUTHORITY Office of Executive Director Housing and Redevelopment Authority Commissioners City of Richfield Dear Commissioners: :." e ~~~ ~ ~' ,- „s c, ~v ~ c ~~ Lis C~ HRA Letter No. 15 Agenda March 15, 1982 Subject: Assistance to Small Businesses Over the past year, the staff has been giving consideration to the goals that the HRA and the city council expressed concern- ing further commercial rehabilitation in the city outside of the L/H/N redevelopment area. Areas that have been identified are Lyndale Avenue (74th Street to 78th Street), Penn Avenue (62nd Street to 68th Street), and Cedar Avenue (63rd Street to 67th Street). The nature of these commercial areas is quite different than the L/H/N and requires us to have different goals than those adopted for the L/H/T1. Similarily, the financial tools used in the L/H/N area will not be transferable to these other areas that consist of smaller types of businesses and industry. There is an extensive lead time to prepare for major rehab- ilitation efforts. The businesses in the Lyndale Avenue area have already expressed some interest in pursuing rehabilitation of their commercial area. For these reasons, I believe it is incumbent upon the HRA to respond to these needs by beginning to accumulate the necessary resources to provide services to our business community. One of these resources is the SBA 503 program. Briefly, the program's objective is to provide long-term, low interest rate loans to businesses for expansion, purchase of real property, new construction, and purchase of machinery and equipment. The pro- gram requires that a Conununity Development Corporation (CDC) of 25 members, with a f ive-member board of directors, be established. The CDC would contract for services with the HRA. The staff would evaluate loan applications and present them to the CDC board for approval. Ten percent of the loan would be provided by the borrower, 40 percent by the SBA, and 50 percent from a private lender. The program would also help achieve HRA goals for the L/H/N area and other conunerc ial areas of the c ity . As a result of discussions at the January HRA meeting, the staff was directed to meet with representatives of local lending institutions to determine their support for the program. Repre- sentatives of both Summit State Bank and Richfield Bank and Trust indicated that they would support formation of a CDC, and partic- ipate as lenders in the 503 program. However, the 50 percent portion of the 503 loan that they would provide is not presently saleable on the secondary loan market. This would be a limiting factor ir. loan participation unless a secondary market could be developed. Staff training and the organizing of a CDC must take place. The National Development Council (NDC) provides training and technical assistance in use of the SBA program. The NDC was organized in the early 1970's with the primary purpose of helping cities establish economic development programs. The NDC is under contract to HUD and SBA to assist their staff in implementing programs. They are also under contract to many cities, including the City of St. Paul, which is recognized nationally as a leader in neighborhood commercial revitalization utilizing the SBA pro- grams. The city staff would need to be trained in operating this program. The proposed schedule for implementation of the program is as follows: Phase I - June-July,- 19.2 Initiate contact work for establishing CDC. Begin process to identify a prospective borrower to use the 503 program. Staff training could be completed by June 1, 1982. Phase II - August-September, 1982 Establish a CDC, have organizational meeting, etc. Draft a contract for services to be executed by the HRA and CDC. Identify a prospective borrower. Phase TII - October-November, 1982 Package and submit a prospective borrower to SBA. Identify a second prospective borrower. Phase IV - December and after Make the comrlunity aware of the program through public relations efforts and prepare as many loan packages as possible. The staff is also investigating the design of a plan for implementing a new state law designed to facilitate the rehabil- itation of existing commercial buildings. A bill has been passed by the P•Zinnesota House and the. Senate, which would make it possi- ble for cities to sell revenue bonds to provide funding for re- habilitation. The bonds would be retired by the borrowers and would not become a liability of the city. The proposed law makes it possible for a city to designate the HRA as the administrator of the program. We are reviewing this legislation now and monitor- ing its status in St. Paul. 111 L~...~v. ~.s.~ l~v. ~.r v __~-___ ~ ~ - _ There is an additional program which has recently been estab- lished by the state and is administered by the P•linnesota Small Business Finance Agency. Under this program, monies are provided through the sale of tax exempt notes. This agency is able to pro- vide this type of financing in amounts less than $100,000. Ordin- arily, it is too expensive to administer issues with a value of less than $400,000, however, the state has streamlined the process to reduce the administrative and overhead costs, thereby making smaller amounts feasible. Monies from this program are now avail- able to businesses in Richfield and throughout the state. This program is very similar (except on a smaller scale) to the tax exempt financing provided by the city to various developers in the L/H/N area, such as Lyndale Hardware. I believe it is important for the HRA to authorize the staff to begin the process of developing tools for the use by small businesses in our community in light of our goals statement. This process will not be allowed to compete with the completion of the L/H/N major goals, but will supplement these goals by providing opportunities for small businesses in the L/H/N also (Trestman Music, Star Auto, Opdahl property, etc.). In order to facilitate the process it will take some allocation of HRA resources in 1982. The general fund of the HRA has adequate monies to begin this process and provide the necessary training for staff members. As we identify tools and further resources, we would discuss them at future HRA meetings. For 1982, I anticipate we would be allo- cating approximately $8,000 of the general fund of the HRA to this effort. The fund balance currently has in excess of $150,000. It is recommended that the HRA authorize the staff to invest- igate and pursue a program of incentives for enhancing construction and rehabilitation of small businesses in the community. Respectfully submitted, ~ \, n ~. „ . Karl Nollenberger Executive Director cc: Admin. Ser. Director Community Dev. Director Housing and Redevelopment Coordinator HOUSING AND REDEVELOPMENT AUTHORITY Office of Executive Director HRA Letter No. 14 Agenda March 15, 1982 Housing and Redevelopment Authority Commissioners City of Richfield Commissioners: Subject: Establishment of Just Compensation and Authorization to Purchase Real Property in the L/H/N Area In March, 1979, the city council and HRA identified the "Godfather Block" for acquisition and redevelopment. In August, 1980, the HRA began purchasing property in this block when it became available for sale. The HRA presently owns 744 West 66th Street and 738 West 66th Street. As of this time, the owners of Larry's Auto Body, 735 West 65th Street, and Craswell Studio, 732 West 66th Street, have also indicated a willingness to sell their property to the HRA. Larry's Auto Body, 735 West 65th Street Nir. Terry Duggan is the owner-occupant of this property. The two-story concrete, commercial building has no basement and was constructed in 1971. The building contains approximately 3,210 square feet; and the land area contains approximately 12,280 square feet, including off-street parking facilities. Three appraisals of the property have been completed. O.J. Janski and Associates, Wiley Appraisal, Inc. and Don Hennessey, the city's review appraisor, appraised the property and made recommendations. Based upon the appraisals, the HRA has made an offer of $151,344. Mr. Duggan has executed a purchase agreement accepting the offer, subject to HRA approval. The closing date would be May 4, 1982. In addition to the cost of purchasing the property, the HRA must pay relocation benefits, estimated at $8,656. Craswell Studio, 732 West 66th Street Lorraine and Bill Brady are owners of the property and occupants of a portion of the building. Farmers Insurance Group presently has a month-to-month verbal lease which allows them to occupy approximately 352 square feet of office space in the building. A son, James Brady, occupies the second floor and operates a computer-related business. The total building area is approximately 3,924 square feet, and the land area is approx- imately 21,704 square feet. The one and one-half story building was constructed in 1942; the addition was constructed in 1958. HRA Letter No. 14 -2- March 15, 1982 Three appraisors, O.J. Janski and Associates, Wiley Appraisal, Inc. and Don Hennessey have also appraised this property. Based upon their recommendation, the HRA made an offer of $135,000 for purchase of the real estate. The Bradys have executed a purchase agreement which is subject to approval by the HRA. The date of closing is set for July 2, 1932. One-half of the purchase price would be paid on this date, with the balance to be paid January 3, 1983. In addition to the acquisition of the real estate, the HRA would pay relocation benefits to Craswell Studio of $9,957; to James Brady of $948; and to Farmers Insurance Group tenants of approximately $10,000. Monies for the purchase of these properties would become available from bonds to be sold during 1982. It is recommended that the HRA adopt the attached resolution establishing just compensation at $151,344 for Larry's Auto Body, and $135,000 for Craswell Studio, as well as authorizing the Executive Director to execute the purchase agreement for acquisition of these properties. Respectfully submitted, Karl Nollenberger Executive Director KN/sh cc: Community Development Director Housing and Redevelopment Coordinator Finance Coordinator Director Administrative Services RESOLUTION NO. RESOLUTION ESTABLISHING JUST COMPENSATION, AND AUTHORIZING THE PURCHASE OF 735 WEST 65TH STREET WHEREAS, the Housing and Redevelopment Authority of Richfield, Minnesota (HRA) did on October 15, 1975, approve a redevelopment plan for an urban renewal project for the Lyndale-Hub-Nicollet area of Richfield entitled "Lyndale- Hub-Nicollet Commercial Improvement Program" (The "Plan"); and WHEREAS, it as been determined pursuant to and in furtherance of the Plan that the acquisition of certain real property is necessary, said real property being described as follows: Tract E, Register Land Survey 1318, Hennepin County, Minnesota 27-028-24-23-0073. (735 West 65th Street) WHEREAS, the HRA has caused appraisals of the subject property to be made and has carefully considered such appraisals, and recommends establishing just compensation at $150,000; and WHEREAS, a purchase .agreement has been executed by the owner subject to HRA board approval; and WHEREAS, funds to provide-for the purchase of this property will be available from the Bonds of 1982. NOW, THEREFORE, BE IT RESOLVED BY THE RICHFIELD HOUSING AND REDEVELOPMENT AUTHORITY: 1. that $151,344 is determined to be just compensation for the subject real. property; and 2. that the monies for the purchase of this property are to be made available from the proceeds of the Bonds of 19 82 ; and 3. that the Executive Director be, and hereby authorized to execute, as an agent of the Richfield Housing and Redevelop- ment Authority, the Purchase Agreement for the purchase of said real estate. Passed by the Housing and Redevelopment Authority of Richfield this 15th day of March, 1982. Thomas E. Harms, Chairman Michael Freeman, Secretary RESOLUTION NO. RESOLUTION ESTABLISHING JUST COMPENSATION AND AUTHORIZING THE PURCHASE OF 732 W. 66TH STREET WHEREAS, the Housing and Redevelopment Authority of Rich- field, Minnesota (HRA) did on October 15, 1975, approve a redevelopment plan for an urban renewal project for the Lyndale- Hub-Nicollet area of Richfield entitled "Lyndale-Hub-Nicollet Commercial Improvement Program" (The "Plan"); and WHEREAS, the City Council of Richfield, Minnesota (the "City") did on November 24, 1975 approve the Plan; and WHEREAS, it as been determined pursuant to and in furtherance of the Plan that the acquisition of certain real property is necessary, said real property being described as follows: That part of Government Lot 1, Section 27, Tract 28, Range 24, described as beginning at a point of the South line of said Government Lot 1 distance 64.8 feet East from the Southwest corner of said Government Lot l; thence East along said South line a distance of 88 feet; thence North, parallel with the West line of said Government Lot 1 and its extension North, to the Southerly line of Registered Land Survey No. 1318, Files of the Registrar of Titles, County of Hennepin; thence Southwesterly along the Southerly line of said Registered Land Survey No. 1318 to it intersection with a line drawn North, parallel with the West line of said Government Lot 1 and its extension North, from the point of beginning; thence South along the last described line to the point of beginning. That the East boundary line of said tract has bEen judicially deter- mined and Judicial Landmarks set pursuant to Torrens Case No. 17641 (732 West 66th Street); and WHEREAS, the HRA has caused appraisals of this subject property to be made and has carefully considered such appraisals; and recommends establishing just compensation at $135,000; and WHEREAS, a purchase agreement has been executed subject to the HRA board approval; and WHEREAS, funds to provide for the purchase of this property will be available from the Bonds of 1982. NOW, THEREFORE, BE IT RESOLVED by the Housing and Redevelopment Authority of Richfield, Dinnesota: 1. that $135,000 is determined to be just compensation for the subject real property; and 2. that the monies for the purchase of this property are to be made available from the proceeds of the Bonds of 1982; and -2- 3. that the Executive Director be, and hereby authorized to execute, as an agent of the Richfield Housing and Redevelop- ment Authority, the Purchase Agreement for the purchase of said real estate. Passed by the Housing and Redevelopment Authority of Richfield this 15th day of March, 1982. Thomas E. Harms, Chairman Michael Freeman, Secretary HOUSING AND REDEVELOPMENT AUTHORITY Office of Executive Director HRA Letter No. 13 Agenda March 15, 1982 Housing and Redevelopment Authority Commissioners City of Richfield Commissioners: Subject: Resolution Appointing a Responsible Authority and Defining Duties for Purposes of Implementing the Minnesota Data Practices Act There is an item on the March 15, 1982 HRA agenda providing for discussion of the Minnesota Data Practices Act as it relates to the HRA. That legislation provides that all government data collected, created, received, maintained or disseminated is public information unless classified as not public, private or confidential by state statute, federal law or the Minnesota Com- missioner of Administration. The act also requires that govern- mental entities establish a data practices policy and appoint a Responsible Authority to administer that policy. The City of Richfield designated the city manager as Responsible Authority and assigned him the duties of administering the Data Practices Act some time ago. However, since the HRA is legally a separate jurisdiction from the city,: the HRA attorney has advised us that it would be desirable for the HRA to take separate action with regard to implementation of the Data Practices Act. The first step in implementing the requirements of the Data Practices Act provide that the HRA appoint a Responsible Authority and assign that person the duties of administering the Act. Attached to this letter is a resolution which would designate the HRA exec- utive director as the Responsible Authority. The Responsible Authority may select certain other persons in the organization as designees in charge of particular files or types of data. The designees represent the Responsible Authority in administering and applying provisions of the Data Practices Act with regard to the data they manage. It is likely, for instance, that individuals such as the Community Development Director end the Housing and Re- development coordinator might be selected by the Responsible Authority as designees since both of those individuals maintain specific types of HRA records and information and would best be able to determine which types of their information fall within which categories for data established by the legislation. HRA Letter No. 13 -2- March 15, 1982 According to the Minneoota Data Practices Act, the Responsible Authority is required, after appointment, to prepare a public document containing the procedures which will be used to admin- ister the act. The City of Richfield has developed such a doc- ument which defines its procedures with regard to information collection and classification. I would anticipate that the HRA Data Practices Policy will be virtually identical to that already drawn up by the city, since many of the categories of information, particularly information on individuals, are virtually identical. The city has, in the past, had many problems in responding to requests from media representatives and members of the public for information, particularly for public safety information. The HRA has historically experienced but very few requests for infor- mation, so that we have been able to evaluate such requests on a case by case basis with regard to the act. However, I believe it is important that HRA members become generally familiar with the contents of the Minnesota Government Practices Data Act, including the penalties and liabilities for failure to properly administer the act. After the policy for classification and dissemination of HRA information is finalized, we will provide copies of that document to HRA members. It is recom*~ended that the HRA adopt the attached resolution, appointing the Executive Director as the Responsible Authority and assigning duties in accordance with provisions of the Minnesota Government Data Practices Act. Respectfully submitted, t1 n ~a,,.x. ~i:~~ca.,,;~.¢n.. Karl Nollenberger Executive Director KN/sh cc: HRA Attorney Community Development Director Housing and Redevelopment Coordinator City Clerk RESOLUTION N0. RESOLUTION APPOINTING A RESPONSIBLE AUTHORITY AND ASSIGNING DUTIES REGARDING HOUSING AND REDEVELOPMENT AUTHORITY DATA WHEREAS, the Minnesota Government Data Practices Act, Minnesota Statutes, Sections 15.1611 to 15.1698 as amended, requires that the Housing and Redevelopment Authority appoint one person as the Responsible Authority to administer the requirements for collection, storage, use and dissemination of data on individuals, government data, and summary data, within this city, and WHEREAS, the Housing and Redevelopment Authority is concerned with the responsible use of its data and wishes to satisfy this concern by immediately appointing an admin- istratively qualified Responsible AutY~.ority as required under the Act and assigning duties to that person; NOW, THEREFORE, BE IT RESOLVED by the Housing and Redevelopment Authority of the City of Richfield, Minnesota: 1. The Housing and Redevelopment Authority of Richfield, Minnesota, appoints the Executive Director as the Responsible Authority for the purpose of meeting all require- ments of the Minnesota Government Data Practices Act, Minnesota Statutes, Section 15.1611 through 15.1698, as amended. 2. The Responsible Authority may designate an Housing and Redvelopment Authority employee or employees to assist in the administration and enforcement of the duties of the Responsible Authority and to be in charge of individual files or systems containing government data and to receive and comply with requests for government data. If the Responsible Authority appoints a designee or designees, this appointment must be in writing, and the Housing and Redevelopment Authority shall be provided a copy of the appointment. If designees are appointed, the Responsible Authority shall instruct the designees in the requirements of administering and enforcing the Minnesota Government Data Practices Act. 3. The duties of the Responsible Authority are as provided in Minnesota Statutes, 1980, Sections 15.162 - 15.1698, commonly known as the Minnesota Government Data Practices Act. 4. This resolution implementing the Minnesota Government Data Practices Act shall remain in force and effect until modified by the Housing and Redevelopment Authority. Passed by the Housing and Redevelopment Authority of the City of Richfield, this 15th day of March, 1982. Thomas E: Harms Chairman __.__ ATTEST: Michael 0. Freeman Secretary HOUSING AND REDEVELOPMENT AUTHORITY Office of Executive Director HRA Letter No. 12 Agenda March 15, 1982 Housing and Redevelopment Authority Commissioners City of Richfield Commissioners: Subject: Metropolitan Council Policy 39 At the January, 1982 HRA meeting, during a discussion on residential preference for housing programs, the HRA indicated a desire for additional information about the Metropolitan Council's Policy 39. The staff had indicated that it was ad- vantageous, under Policy 39, for the HRA to refrain from adopting a Richfield resident preference system. Discussion of this policy was scheduled for the February, 1982 HRA meeting. However, at that meeting, the HRA deferred discussion on the policy to the March 22, 1982 meeting. The following information is presented to the HRA to more fully inform you on Policy 39. ~- 4~-~;,`--tv,~ ~Gl I ~ Since 1971, the Metropolitan Council has used its _~, imposed plan review responsibilities for all grant applications involving state or federal funds, to reward communities which plan for, and provide,- low and moderate income housing opportunities. The Council has done so based on Policy 39 of the Housing chapter, Metropolitan Development Guide. Policy 39 establishes funding priorities based upon each community's lower cost housing oppor- tunities, and its plans, policies and programs to provide such housing in the future. Communities are ranked, based on criteria which measure local housing performance. The ranking is then applied when applications from local governments are submitted for state or federal funding. Grants for transportation, criminal justice, parks and open space, and aging programs can be ranked and awarded, based in part on the Policy 39 ranking. As measured by Policy 39, Richfield presently ranks seventh out of the 190 communities in the metropolitan area in its housing efforts. The city of St. Paul ranks first, followed by Minneapolis, Rosemount, Coon Rapids, Hopkins, Shakopee, and Richfield. Twenty- five criteria are utilized to evaluate housing programs and establish the ranking. A copy of the ranking data used by the Metropolitan Council is attached. Richfield can maintain its ranking by: HRA Letter No. 12 -2- March 15, 1982 - continuing to receive proposals from developers for subsidized housing; - building more attached forms of housing (townhouses, condo- miniums) each year as has been done with the Duraps Ltd., Coach Homes of Richfield and the Knutson Lake Shore Drive condominium project; - utilizing a variety of financing techniques, such as tax increment, CDBG, or local funds to develop housing; - utilizing CDBG and locally initiated financing techniques for maintaining and rehabilitating housing; and - continuing to conform with the Metropolitan Council's goals, policies and programs. Of course, maintaining our ranking assumes that the other 189 communities do not increase their ranking trhough improved hous- ing performance. Richfield can improve its ranking by: - increasing the stock of owner-occupied housing affordable to low, moderate and modest-income persons; - increasin the stock of affordable rental housing; - adopting ordinances and authorizing resolutions that either directly assist the development of housing affordable to low and moderate income persons (waiving of permit fees and zoning changes) or "promote inter-jurisdictional mobility" (no residency preference policy); - removing ordinance requirements for minimum unit sizes in multi-family housing; and - adopting an ordinance permitting the creation or expansion of mobile home parks. Richfield's ranking is important for receiving grant monies for park and open space development. When the city applies for either a federal Land and Water Conservation Act (LAWCON) grant or a State of Minnesota Legislative Commission on Minnesota Resources (LCMR) grant, the Metropolitan Council will consider Policy 39 when processing the application. In evaluating a LAWCON or LMCR grant request, one-third of the ranking evaluation is based on a community's rank with Policy 39. Because Richfield has performed well in housing, we have ranked high in application evaluations for park and open space grant monies.. The city has reveived LAWCON and LMCR grants totalling $143,750 for the development of Monroe Fairwood Park, and $166,000 for the development of Adams Hill Park. An LMCR grant was also responsible for inprovements at Sheridan HRA Letter No. 12 -3- March 15, 1982 Park, the Wood Lake Nature Center boardwalk, and the Taft Park fishing dock. Since these grants can cover as much as 75 percent of project costs, they have been significant in reducing the amount of local funds for park development. Repayment of these grant funds is not required. Respectfully submitted, Karl Nollenberger Executive Director KN/sh .,. POLICY 39 HOUSIfif~ PERFORMANCE SCORES (11-10-81) Community Points Community Points St. Paul C2.O Falcon Heights 43.5 Minneapolis £31.5 Hound 42.5 ' Rosemount 7?_.5 Neva Brighton 42.0 Coon Rapids 69.0 Roseville 41.5 Hopkins 67.0 4Jayzata 41.5 Shakopee 66.5 Apple Valley 41.5 Richfield 64.5 Burnsville 41.0 Eden Prairie 62.5 Lexington 41.0 Eagan 62.5 Cottage Grove 40.0 Stillwater 6?..O Champlin 39.5 Chaska 62.0 Inver Grove Heights 39.0 Oakda 1 e 59.5 l~Ji 11 ern i ~? 3~c3.5 Anoka 5`x.5 1~lhite Gear l_akP 37.5 Fridley 57.5 Excelsior -X7-,5. '~'o•S North St. Paul 57.5 Loret*_o 37.0 Blaine 57.5 Chanhassen 37,0 Prior Lake 57,0 St. Anthony 35.5 Forest Lake 57.E tiillton 35.0 South St. Paul 57.0 Cologne 34.5 Robbinsdale 56.5 t'endota 34.5. Pl vrnouth 55.0 St . Parr 1 P.?rk 34.5 [3r~ok 1 yn Center 54 , , Arden Fti 1 1 s 3 + . 5 Hastings F4,0 Little Canada 34.0 Be11P Plaine. 54.0 Carver 34.0 Maplewood 53.5 t~?ayer 3'1.0 St. Louis P.?rk 53.5 Center; i 11~ 3~:.f1 tiamburq r;?.0 ',Jhite Ef~ar Lake T~.,p. 33.5 Bl~~mington ^2.:~ Louisville T~r:p, 33.E ,'pi,~ Grove r?.~ Crystal 33.0 t;e~,~ Hope 5? .O Lino ;.~::es .32.5 ' Oak Park E1ei~~htS F!.:~ '.:aodh'~rY 32.`? :'adnais Heights ~,~1.r~ '1rOno 31.5 Lone Lake 5~.~~ "ounc';s :'ie~.: ~::, 28.5 St. rrancis 50.rJ ~a~~p~~rt 31.5 Far^rington -;-,1~:±`~-- 5(,.O !_aud•a~.,~?le ?0.5 t;orrrc?od ..a.ti Ceephav~~n ?~~,~ Columbia Heights ~9.n Shore~,;rod 30.E ,lordan ~'~. - East 3et',~l "'Q.S t.}~•.•rport ~:`',±1 Si~oreviF~~,•r ?_9.5 St. ?nni`s?cius ~'~' !~ '•'ir,n~~t,-;sta '9.O rJacc~n i a :7 ,'1 '.e•~.~ G,-r~•r>n•,~ '~~.5 ;~. _ ._ ?,-c~~,': l yn ? rk :'; , n ? l .? i:,~ i T:•r;~ . 37.5 .. 1 t t ~) n ~ U .. '.. i.. .. . ~~.;;t~~,.., ,fit .~ ,!1 ~SSE'C~ ~- __ .') ti Community Points Community Points Coates ?_3.5 ~•tarshan Tti•rp. 16.0 flew Scand is Tarp. 23.5 St. P•larys Point 16.0 Spring Lake Twp. 7_:1.0 Hampton 15.5 Sprinct Park 22.5 Greenfield 15.5 Randolph Tarp. 2?_.5 Lakeland 15.5 Lavrrence Tvrp. St 22.5 Young America Twp. 15.5 . Hollya!ood Tvrp. 22.0 Credit River Tv;p. 15.5 Belle Plaine Tvrp. 7.1.5 Qurns Tt•rp. 15.0 Andover 21.5 Sciota Twp. 15.5 Tonka Qay _ 21.5 Hampton Twp. 14.5 Spring Lake Park ?1..5 Afton 14.5 Eiirchwood 21.0 Sand Creek Twp. 14.5 Randolph 2?.0 Douglas Tvrp. 14.5 Helena Tvrp. 21.0 Dahlgren Twp, 14.0 Forest Lake Tvrp. 2.0.5 Laketot•rn Tvrp. 14.0 Lake St. Croix Beach 20.5 Nininr~er Twp. 14.0 Nevr Market 20.5 i~tedina lr'+.0 Ramsey 7.0.5 Hassan T~:rn. 13.5 Rogers 20.0 Vermillion T~:rp. 13.5 Cedar Lake Twp. 20.0 Hancock Tvrp. 13.5 Qethel 20.0 Colu~r.hus Tvrp. 12.5 Independence 1Q.5 Rockford 12.5 Huqo ?9.5 t•loodlanH 12.5 Empire Twp. 19.0 ~•tarine-on-St. Croix 1?_.5 Watertown Tarp. ] 9.0 Oak Gr~v~ T~:rp. 12.0 Davton ?3.5 San Fr:nciscn Twp. .12.0 Vermillion 13.0 !•tay Tvrp . _ 11.5 Greenv:ood l".0 Landfall ll.a Gre•v Cloud Island Twp. 13.0 ~'endnta Heinhts 11.0 daeon i a T~•ro. l ^ .0 Hanover 10.5 Eur-eka Tarp, 13.0 i•tinnetenica Qeach 10.0 Chaska Twn. 13.0 Victoria 10.0 Castl•~ Pock T~:;n. '.?,, Camd_n T~•vp. 9.5 ;•taple ?lain t7.5 "Adicir:e L•~':e 9.r ':laterford Tarp. 17.5 Rave~.n' T'~~p• Q•5 Corcoran 17.5 Laken^d Shnrr•s 9.~ ~~e•,v Trier 17.E .~ties•Ji l le 7.5 'fie+•r Market Twn, 17.5 Denm3r'~ "•rrD. 7.~1 Lilvdale ':1.0 Grznt T::o, 7.0 Greenvale T•;rp. 17.0 Ping Sprinns 6•`~ Still~•rat~r T`,vo. '_7.0 Dell•,:or.d 5.0 !lam Late Two. 17.0 ~;ortn "a~:s `~•. Jackson T~•;p. 15.`3 ~,est La~:alanti T.rp. 3.5 Eltio ? ~.0 ?entnn T~rp. 3.7 Bavto•;rn T•~•rC+. ?^.~? Sur:ris~~ La'•:~ 2.5 L'~'?7C .' ~_ `~. GUIDELINES FOR PRIORITY FU?dDING FOR HOUSI'IG PERFORM^.A'1CE POLICY 39 EVAL'JATIO"1 CRITERIA The following are the factors which the Metropolitan Council uses to evaluate a community's housing performance. The relative weight of each factor is indicated. AFFORDABLE A;ID DIVERSE HOUSIaIG Points 0 to 5~ 1. Low- and Moderate-Income Homeownership ''nits - Municipalities are ranked according to the percentage of their total homesteaded hcusing units in 1980 cahich are affordable to low= and moderate-income persons based or: 1980 mar',cet value data compiled by the county. The percentage of mobile homes is added to arrive at a total percentage. 0 to 5'~ 2. Loca- ar.d ModQrste-Inco^~e Re^.ta'_ Units - Municipalities are ranked according to tie percentas~e of their total rental housi:~K in a price ra^ge affordable to low- and :node^~te- income perscns based on t!:e most curre.^.t census data. The per^-entage of substan,iard rental units is subt^acted to arrive at a total pe.^ce.^.tase, {For ex?:^p' e - units t„e., t j .~~ `v^ ~ j.: '.~ Qr less , 1 ~,' t ~ men $'~:s . i 0 to 5 * 3 • Subs ? ~ a e~' ''c~.:s i -:~ U^ _ is - ^ ~'ua_c_pa__.._es are ra::xed acc~^''_^g t~ t::e per^pnta~~ o.' t'~ejr total !~cusi:~-~ stoc't that r v subs i~ ' ~ d ~.: is constr•:c ted, is comp ised o~ ~- e pure'.^.ase~', ass_stec' or approved by t:'P `•-^'d_^g J ' app?.^.C:eS i Or CO:+st.^'1Ct10:7, ~::!'^..^:3Se O"• assistance i.^. t'.^e cc^..runrty_ °or to°~- ar.r oerscr.s. {'^c'.:des ~T~D _ow ^g^` publ_C ti:CUS:.^.~, ••°-~;~ S::^~_°!.le.^.~ C.C'°C~S, $e^,' _,~,~; ~ asS_Ste~: •.:..^._~S• C?C_G^. G?: , "7 a^•~ v-,~ to _ r~fAt rAn_ c..c_.a=~Q, a^d _...:s ~ J..~i ~«..y vn n ~ .. _ ... .. _ ~-nr~tnrr AS>r-COO <"7. o3f-~~= o ~. O. 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I n -_ - I r~ n \ ' I d •~.,t ..in _ C 1 Z ^, ~~ ~; I C ~c7r~CtiC7 1 '~; C?7 o r r I n 1 y tP ~-. • 1 Z ... I ~ • I I •'.~ i •--• c vc•wwww I o . I 0000000 rJrJr~r~rJV-- ' ~ !.^ • `~ .' r_ _ >r `r• 7 -r rl -+ -.l ..rr«.. r-... n '~ _ '1 1 :•I r ~ ~ r I '~ .`~ Ut -C ~ - I .. _ .~ ^. 1 t -i ^1 1 :+ v, y~ I 1 r7 I rJ NNrJ I N •0 000 C) 0 =~ 3 C H -i O C y1 H c,~ n :v O 3 C"7 rn C7 --t ;t7 ~t 0 N J °oints 0 to 10* 4. Allocation Plan Achievement - Mur.icipalities are awarded points based on the percentage of the 1980-1983 Subsidized Housing Allocation Plan's~* fa:~ily and large family Qoals which the co:rmunities ^ave achieved as follows: ~ 00+ - 10 points 50 -5~ ~ - 5 points 9 0 -9 9 ~ - 9 ~ 0 -'-: 9 ° - !a 80-89 0 - 8 30-39 ; - 3 70-79p - 7 20-29 0 - 60-69 ~ - 6 1-19 0 - 1 Municipalities not allocated individual numerical goals in the 1980-1983 plan but providing subsidized housing opportunities during the period of this plan through the allocation to the "balance of the '~!etropoiitar. Area" receive a point for each family or large family unit achieved up tc 10 points. 5 0 to ~ ~ J C :~ 5 } 5. Fa~~ ilv Subsidized Housing Ac.".ieve^~e.^.t - Municipalities in whic:: two per^ent or morQ of the total housing'stock is low-Van-' moderate- inco:~s Subsi di..eri !^aOci ~~A f':.~n -~pi r~ ~c i ~' ~~ Y ~ i percent or more of such-housi^g is not specifically designated as elderl;~ units, 5• Proposed S~~Ss:dze~; uousin~ - Municipalities receive an addition=_'_ two t r t C2n ve'^' °. i pOin S L. ;7eJ lid/ t,:;a„ i!1 tie ,,^vaSt two years they have received a propcsa_ for a family subsidized 'Housing deve'op~:en~ not yA} selected for fund'_ng by HUC, ~'~~ ;, or Pm;,A J s+h'_c:^. is consistent ~,+ith rpgic^'= 5cais a^~' pc'__c_es, any? .cr which t"ey Ha•;e _ntQd necessary :~ur._,._pal a^provals =_..~ ",,,~~-~ _ s a ~'=~--~=::~ ;:if?.^~~_~ Cn c-~n `~e!:1C.^.S~.^3«.~ ~,.+ S l1A to ..ne deve~cpr:en~. 7. ~''Od°s`-~t;S .: r.^on~npnsh j ~j^' - _/ °S -r° .+7 .~•J q(. acs.. ~. ~'.. _. ..~ v e ~°-.^Ce.^...3,;° of`-ne.. tot31 !?C^.o~'°3^°'~ !;O'.'S::1 units in 930 which a^e wi~^_ a ,cries`-co g range based cr. 1980 markst va^.:e ~a~a co:-psled Via[..^._C1C3._.._?S 3.^O ^ana~.; 3C"..^~_. ., .^. ~.^.a .gip !`^°n ~']YO ~. ~j'P ~. ~.^. ~a_ ren .,` +..s ', - ~:~:~ -:;`=? ~,.:.~ <.,,' Points 0 to 5~ 9. New Modest-Cost Housing Achievements - Municipalities are awarded~po~nts upon verification of new modest-cost housing units rented or homesteaded within their jurisdiction for the first time during the previous calendar year. Points will not be awarded when rental units given points in previous criteria are converted to ownership units. Points will be awarded for the city's regional fair share new modest-cost private market housing achievement according to the following percentages: 10+ percent - 6 points 6-9 percent - 4 points 3-5 percent - 2 points 0-2 percent - 0 points The Council will adjust the unit value and rent limit for modest-cost housing annually based on HUD-determined income categories fcr the S~iSA. The number of modest-cost units produced in a single year which exceeds ten percent of a municipality's fair share goal may be carried over and counted toward the next year's achievement. 0 to 5 10. Alternative Housing Tvices - ;~Sunicipaiities are ranKed according to t".e percentage of their total new housing unit or occupancy per:~its issued in the previcus calendar year for dwelling units other than traditicnal, detached single-family homes, suc:, as all for~as of =ttac.".ed housing, mobile hcmeS O.n Z?n0-10~ iine Un: ~$ • :.^.° mun i c ~ pal_`.;~ yust ^ave ^e^::,itt2~' at least f :v? new U.'~i~tS Or a rii:~4Je.n iihic^ ncnnaSpntJ f i'Je percent (at least f:•re un_ts)+o_ :ts 'crecasted heusehc'_d g^c'.~t^ throug^ ~9~0 aCCCrd:ng t0 JeVeIOD~:.en`. ".^a.".:?4%G:"'< .fC.neC3StS.~* 1' . House^~ =cr SoPcia' 'Iee~'s - ~1un1~'~Ja~l ~°_S are `a wG:'~pd ..w~i ~o _::tJ ar J . ` wi ~j'i_.^1 t!':e_.^ jU'~~Sv_C~_J*1. i ~ ` °-'~?:"3-, St:*e ~ cc'.:r`• Cr _cc3'_ fu.^.ds cr t^o$e c: a nc^.-cr^: _.. .. o^~ r._..at.cn ^a••P ~ee.^. used ..c ... ^;;?;e and .. Pr'~~~ n~j~~~?^.,_al ~.._..s ~.. ^J ;'~'J_~P _... en SP's ~.... .. ...:?^.C?.nom ,. ? ~---'~•'•°---.• '`'..~ci ;^^ ?) 3 _ _ _ _ ': `~',? ^..•'$.~a__'J ..^.3^.''._:3~^~ar+~ :1?^.t3_~y ice:, Wenta_ :'~_':.~.":a_.''.^.^ ..^°'~iC31 aano;;'.~.e.^.t 1S .~ 3 GOALS A~1D IMPLEMENTATION PROGRAMS TO PROVIDE "~ HOUSING OPPORTUNITIES Municipalities receive points as indicated if their comprehensive plan includes goals and imD_lemer.tation programs as described below: Points 3 12. Low- and '~!oderate-Income Housing Oooortun.ties Goal - A numerical low- and moderate-income housing opportunities goal consistent with the Council's ten year fair share plan for low- and moderate-income housing opportunities.** 3 13. Modest-Cost Housir.? ODDOrtunities Goal - A numerical modest-cost housing apportunities goal consistent with the Council's ten year fair share plan for new modest-cost private mar!"cet housing opportunities.''' 3 14 . Programs to ACh; e~iA the TOW- a^d !~Ioderate_ Income t?ousir,? Goal - Speciic local, regional, state or .federal programs to be used to achieve the coc;*~un i tv' s low- and moderate-income housing opportunities goal. 15 . Pro~r?r~s to Achieve Housinr~ uainter.ance ano' Se:^.abi~ i ta` ~ ~^ Gce._s - Specific rehabilita~ion loan and grant programs or local funding efforts to be uses' t0 acti:l?Ve the comi'1u211ty'.9 hOUS.ng ~a2ntenannc and re::^.abilita~icn goals. Cr _.^. _ „ _? „ _'iac S': C.^. 3S tax-?:{ °'"^ ~ ^C.^''.T3,So ra.ipnue tJC.^.`yS, ~3X inc..or..cnt - -~'S"^--'~''S ="°--a`a~ V to :;cus_^g, cr ^_GHG cr l^cal f'.:rds to ass_st ., the deve lop:aezt of new ~ ow- an^ .:.eder3 ~?- ; -:come cr modest-cost ::cusi^g o^portur:_t.es are a~~ar~'ed t::o ac_^ts for eac^yactiv.•' . PC?.^.~S 3.^O_ 3::a^'~ed O^Ce fOr e3C^ t'i^.e O.° act_v_`. ar.d are ~:a_^tai-:ed fcr tao~ yea~~ ,r as lc^^_s ..::e actiY.';i is ccnt_^~.:_n g ~!ax_.mu~: cf six cc_^ts. ~~~ ~_ '. 4 .y. ' -: ~ =,..~; Points 6 17. Local Housing Initiatives - Official Controls - Municic_alities are awarded two points for each of several additional activities for which it can be demonstrated that new lower- cost housing ODDOrtUnitieS have been created in the communit~r. The activities may be official controls used specifically to assist the development of new low- and mcderate- income or modest-cost housing such as the waiving of permit fees or dedications, the establishment of mandatory inclusionary zoning requirements, the provision of density bonuses or the implementation of policies or programs which promote interjurisdictional mobility such as the elimination of residence preferences for assisted housing. Points are awarded once for each type of activity and are maintained for two years, or as long as the activity is continuing. ~!aximum of six points. Official controls for which points are subsequently awarded u..^.der Codes and Ordinances (below) are not awarded points in this criterion. 6 18. Local Housir.~ Initiatives - ?reservation of Housing Stock ~lur.icipalities are awarded two points for each use of a fiscal device, initiative or i:~plementatior. o° an official control whic.": assists in the prese.^vaticn of housing stock. These initiatives may be official ccr.trc_s such as a housi.^.g maintena^ce code, a main~er.a^ce code en: crce~:ent pro3^a^! c^ ., g S_^1_3.^ ::iC.^._`..^,r_. occO.+t t0 'J!"ey°^. ., dete^'_or..,ion, cr the i::itiat_ve ^:ay to a ..°iSCa~ Ve'liC° cr tOCI ~J~:_C.^. ',.OU'_d n0~ Ot:'.°_rwiSe ~e _'!3__abl°_ ri.,.^.OU~ ~CCaI ini~~at_'Je SL'^.^. aS ~::e use of C03C or fecal .°',:..^.dS for .^.CUS _.^.~ r°.^.a ~ _ l _ ~a ~ iOP. 3C ~ _ ! _ . _ °S . ?CintS a.^e 3wz.^^.?d fv^*' eaC^ ~;/^~? 0.° aC~_7_~,J and are ^ai^tai.^.ed fOr two yea^S, Or 3S '_~^g aS ~he aCt:'Ji';: iS CC:1t_.'I'.1_7.; u3xi~1L':1 O: SiX CC1ntS. . CODES AND ORDI:`1ANCES Municipalities receive points as indicated for current codes _ and ordinances as described below: Points 4 2 19. Single-ramilt~_DeveloDment Densities - Zoning ordinances or standards which permit single-family residential development at densities consistent with the Council's land use. advisory standards.~'~ 2 20 . Multi family Development Densities - Zoning ordinances or standards which permit multifamily residential development at densities consistent with the Council's land use advisory standards.*~ 2 21 . S i nstle-c amity ~-ious insr Size - No 'rouse size requiremen~s for single-family housing. 2 22. i•'ult' °amily Uni'- Size - No unit size requirements for multifa~^ily housing. 2 23 S.^:~le-Fa^li lv CZraQo Reou.•°nlartg - Local land use regulation whi cC: does not require the construction of a s3arage or covered park i.^.3 space with a single-family detached housing unit. 2 ZU . Mug * i.°aTi~ v Ga^a~e Reoui^e^~e^.` - Local land use regulation '.~::ic'.^. does r.ot rey•.:_re t^e construction of a garage or covered par'.~c _^S sp ce w..`: S _^5 e-. ami' y a~......~,.^.°'~ or ^~u_.._°a.,,_'•r nous.-:x+ur._~J un_ess pr ^CSa_S ~C. S'~C.^. •.rCe J. ''e'r?_^C^.:?'l~S ~o '1C .. ..::C_'.:de ~..^,at ,...^.? :".L.^.-C Ca--~~r CC^.S_''e••S ~C ~P 3C'°_^y ::3te un.`. St.^.r3a7,° ~3Cil_`..°_S. '~'.ob__e ::^c~e .,cn_^~ cr other local la^d ~ase re~,::13tiCnS Or or~i.^.3.^.Ces W!':ic::?er~i~ ~^e cr~aticr. or expansion of .~:obile ^or!e ' develcpraents. 3t _e33t C^.e :.^. _ ,. ... 3 ::::....":'C^ ::t.:.~S2r C.: u.^.. ~S 3S r+aSC.^ .:;a~ 6 HOUSING AND REDEVELOPP-1E:~'T AUTHORITY Office of Executive Director HRA Letter No. 11 Agenda March 15, 1982 Housing and Redevelopment Authority Commissioners City of Richfield Dear Commissioners: Subject: Public Hearing Concerning the Sale of Property at 6413 22nd Avenue In October, 1981, the HRA approved entering into a contract with South Hennepin Vocational Technical Center (Vo-Tech) to sub- stantially rehabilitate a structure located at 6413 22nd Avenue. Under the contract, the structure was removed from a lot located adjacent to Taft Park, and relocated to the present site. Re- habilitation work is scheduled to be completed in July, 1982, at which time the house will be sold, and the $46,479 contract will be paid with the proceeds of the sale. In order to assure mortgage financing for the project, it is necessary to execute a purchase agreement now. Before a pur- chase agreement is signed, the HRA must hold a public hearing on the disposition of this property. A public hearing has been scheduled for the March 15, 1982 HRA meeting. The Planning Commission has found the disposition of this property to be in conformance with the city's comprehensive plan. The HRA wa's able to secure one of the few remaining FHA Section 235 "preliminary commitments This makes it possible to finance the sale of the home to a moderate income family at a lower than market rate interest, or 8 percent. The FHA has established a statutory deadline of March 31, 1982, requiring all Section 235 mortgages to receive a "firm commitment" by that date. A Section 235 mortgage will not be available after that date. Since it is only necessary for FHA to receive a firm comm- itment at this time, the closing will be scheduled after completion of the rehabilitation work. In order to meet the March deadline, the selection process to determine a purchaser began on January 24, 1982. The selection criteria required the applicants to: -have a 5 to 8 member family to best utilize a four bed- room home; -have an income between $17,000 and $27,200 depending upon family size (this is 80°s of the metro area wide median income); ` HRA Letter No. 11 -2- March 15, 1982 -pay the sale price of $55,000, with $5,000 required as a down payment; -be subject to a second and third lien by the IiRA and HUD, respectively. These liens are discussed in detail later in this letter; -be a first time home buyer. Advertisements for qualified purchasers were published in the Richfield Sun, Minneapolis Star and Tribune, St. Paul Dis- patch and .the Twin Cities Courier. Richfield area churches, libraries, and school counselors received copies of the ad and were asked for assistance in finding local eligible families. Southern suburb Section 8 rental complexes and other metropol- itan area HRA's were also contacted. Four applications were received and preliminarily evaluated. Two of the applicants were qualified (one exceeded the required income limits and one owned a mobile home). The two qualified applicants were then ranked by a lottery held on February 10, ~n 1982. The six member McCune family, renting in Edina, was K~c~l~°'=~-'~ ~``"'~~'`~drawn as the applicant who would first be evaluated for eligibil- ity. The seven member Hanson family, renting in Richfield, was drawn as the alternate and would be evaluated if the McCune's were found to be ineligible. The McCune's are currently being evaluated by Northwestern Bank and appear to be eligible for an FHA 235 mortgage. In order to receive the firm commitment by March 31, a pur- chase agreement must be executed before the McCune family can be determined eligible by FHA. The McCune's have executed a purchase agreement, but it is "subject to authorization by the HRA and is void and earnest money released in the event authorization is not received." The purchase agreement also explains the type of liens the HRA and HUD are considering. Both the HRA and HUD intend to re- cover program costs of the project. The initial $55,000 purchase price is enough to cover the HRA's costs. After the $50,000 first lien mortgage to the lender and the $5,000 down payment, the purchaser is responsible for paying an additional $10,000 to the HRA. This amount is the difference between the $55,000 sales price and the $65,000 FHA estimated value of the property. Since this amount is not needed to cover project costs, it would not have to be paid by the purchaser until, and if, the house was sold at some future time. The $10,000 would not accure interest during this period. With a third lien, the purchaser is responsi- ble to HUD for approximately $125,000 of mortgage subsidy over a 30-year period, or 50 percent of the equity appreciation in the house, whichever is less. Like the IiRA's second lien, the third lien takes effect when the property is sold by the purchaser. It is not known at this time if the applicant is definately the qualified purchaser. The FHA can make that determination HRA Letter No. 11 -3- March 15, 1982 once a loan package and purchase agreement are received. How- ever, because the lender has found them acceptable, FHA will probably find them acceptable also. It is recommended that the HRA adopt the attached resolu- tion authorizing the disposition of property at 6413 22nd Avenue and the execution of a purchase agreement by the Executive Director. Respectfully submitted, Karl Nollenberger Executive Director KN/eja cc: Community Development Director Housing and Redevelopment Coordinator HRA RESOLUTION NO. RESOLUTION AUTHORIZING SALE OF PROPERTY AT 6413 22ND AVENUE SOUTH WHEREAS, the Housing and Redevelopment Authority of Richfield, Minnesota, (hereinafter referred to as the HRA) owns certain real property located at 6413 22nd Avenue South, said property legally described as follows: Lot 13, Block 4 New Ford Town Addition Hennepin County; and WHEREAS, the property was acquired by the HRA from the city so that the South Hennepin Vocational Technical Center could relocate and rehabilitate a house on the site and subsequently sell the home to a moderate income family utilizing the FHA Section 235 program; and WHEREAS, the Department of Housing and Urban Develop- ment has required that a firm commitment be secured for FHA Section 235 no later than March 31, 1982; and WHEREAS, as the result of a lottery and in cooperation with the lender, qualified purchasers for 6413 22nd Avenue South have been assigned a position establishing eligibility for purchase as follows: John and Lauri McCune, Terry and Noel Hanson; and WHEREAS, a purchase agreement has been executed with the first ranked family, John and Lauri McCune, to allow FHA evaluation for an FHA Section 235 mortgage; and WHEREAS, the conditions of sale include a sale price of $55,000, a mortgage amount of $50,000, and provisions for second and third mortgages by the HRA and the Department of Housing and Urban Development (HUD) respectively; and WHEREAS, if the McCune- family is found not to be qualified, the alternate purcYiaser will be considered and qualified as established above; and. WHEREAS, the purchaser will also be subject to any require- ments imposed by HUD or FHA; and WHEREAS, the HRA has completed a public hearing on the proposed disposition of 6413 22nd Avenue South. NOW, THEREFORE, BE IT RESOLVED BY THE HOUSING AND REDEVELOPMENT AUTHORITY OF RICHFIELD, MINNESOTA: 1) that the property located at 6413 22nd Avenue South can be sold in accordance with the conditions of sale; 2) that the Executive Director is authorized to execute a purchase agreement; and 3) that the Executive Director and staff are authorized to take such steps that may be necessary to effectuate this resolution and any sales agreement. Passed by the Housing and Redevelopment Authority of Richfield this 15th day of March, 1982. Thomas E. Harms, Chairman Michael Freeman, Secretary