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11-30-85 agenda / CITY OF RICHFIELD, MINNESOTA • Office of City Manager- Council Letter No. 373 Agenda September 30, 1985 TheeHonorable Mayor and Members of the City Council City of Richfield Subject: Public Hearing for Issuance of Industrial Development Revenue Bonds for an Office Service Center Project on the Cedar.Avenue Liquor Store Sine.T'o Be•Developed by Lincoln.Companies~ Council Members: . On September 9, 1985 the City Council was- asked to set a date for the public hearing for the use of IDRB's for the Lincoln Companies development. Trey would form a partnership known as Richfield Office Showroom Developers. An overview presentation of.the. Office/Service Center proposal was made at that meeting. Upon completion of the presentation, Mr. Robert Hall, of Nacon Properties expressed their interest in developing the site as well. He was instructed to prepare a presentation for the September 30th meeting. The Nacon proposal is discussed in another council agenda letter. Lincoln Companies would purchase from the city the existing liquor-store facility and construct on this site a 30,000 square foot one story office/service center facility. The existing trees will be retained and there will be no site access from 18th Avenue. Mr. DuFresne will present his proposal on September 30th. The City would retain the southwest corner for construction of a liquor store. On April 15, 1885, the City Council and the HRA selected Lincoln Companies to be the developer of this site and gave first reading to the ordinance providing for the sale of the land. At this time in the process, the future site. of a new liquor store was undetermined but was assumed to be away from this site.. This was the result of a lengthy process which involved evaluation of several reuse concepts by staff, the neighborhood, the City Council and HRA. The reuse concepts included multi-unit housing, an entertainment center, and, the- office/service center. The neighborhood, staff, HRA and Council found the Lincoln Companies concept to~be the most desireable. • Thus, staff was authorized. to initiate negotiations on a developerTs agreement. -Discussions have been underway, for sometime. In August of 1885, the developer and the..City reached an informal agreement whereby the City liquor 'store would be buil at the southwest corner (66th Street and Cedar Avenue) and - 2 - the developer would build a smaller facility (30,000 sq. ft.). The developer also agreed to continue .h is efforts to try and acquire additional land south of 67th Street. • The initial development concept envisioned that the existing liquor store would be relocated to another site adjacent- to 66th Street in east Richfield and Lincoln Com anies would construct ~ P a 45,000 square foot one story office/service center type facility on the Cedar Avenue Liquor. Store site.. The row of trees along. 18th Avenue would be retained. All of these - features heaped to`make the development compatible to the neighborhood. In meetings with the adjoining community, the response to this concept was very favorable. This concept has been difficult to implem$nt because of the problem in identifying an alternative liquor store site and coordinating the timing of the two developments. This difficulty has been resolved by slightly redefining the development concept as discussed above. The former service station property would be retained by the city and a liquor -store built on it. • A decision on the city's final IDRB entitlement must be made by October 31, 1985. This concept is consistent with the "Guidelines for the Issuance of IDRB's". A developers agreement is being negotiated based on the previous authorization given to staff. The con truetion of a new liquor store would be financed substantially by the land sale proceeds received from Lincoln Companies. In a separate council agenda letter is a City staff • analysis for-your review and formal action concerning the .options on: (1) financing of a new liquor facility; (2) leasinga new facility; (3) rehabilitating the Cedar store; (4) operating just two liquor stores; and, (5) the sale of all three municipal liquor stores. In considering. whether to proceed with the Lincoln company proposal, or the Nacon concept, the Council should consider the reputation. of the community with developers. The Council has in effect by past actions, already selected Lincoln Companies. It is recommended that the City Council hold the public hearing and consider adopting the attached resolution authorizing .the use of ID.RB's for .this. project and the execution of certain agreements by the Mayor and City Manager including the attached Memorandum of Agreement. R pectfu y bmitted, ' a r_._.. . ohn G. Cartwrig t City Manager JGC/eja • RESOLUTION N0. RESOLUTION GIVING PRELIMINARY APPROVAL TO A PROJECT UNDER THE MUNICIPAL INDUSTRIAL DEVELOPMENT ACT: REFERRING THE PROPOSAL TO 'THE DEPARTMENT OF ENERGY, PLANNING AND DEVELOPMENT FOR APPROVAL; AND AUTHORIZING EXECUTION OF A MEMORANDUM OF AGREEMENT AND PREPARATION OF NECESSARY DOCUMENTS BE IT RBSOLVED By the City Council of the City of Richfield, Minnesota (City), as follows: 1. It is hereby found, determined and declared as follows: 1.1 The welfare of the State of Minnesota requires active promotion, attraction, encouragement and development of economically sound industry and commerce through governmental acts to prevent, so far as possible, emergency of blighted lands and areas of chronic unemployment,. and the state has encouraged local government units to act to prevent such economic deterioration. 1.2 Richfield Office Showroom Developers, a Minnesota general partnership (Company), has advised this Council of its desire to acquire land and construct and-equip thereon an approximately 30,000 square food office showroom facility for lease to various tenants (Project). • 1.3 The existence of the Project within the City would significantly increase the tax base of the City and School District and enhance opportunities for employment for residents of the City and surrounding area. 1.4 The City has been advised by the Company that conventional, commercial financing to pay the capital cost of the Project is available only on a limited basis and at such high costs of borrowing that the economic feasibility of operating the Project-would be significantly reduced, but that with the aid of municipal financing, and its resulting low borrowing cost, the Project is economically more feasible. 1.5 This Council has been advised by Minnesota, investment bankers, that on the basis of information submitted to it and the discussions with representatives of the Company that bonds or notes to finance all or part of the cost of the Project can be successfully sold, and that it will undertake to purchase such bonds or notes. 1.6 The City is authorized by Minnesota Statutes, Chapter X74, to issue its revenue bonds, notes or other obligations (Bonds) to finance capital projects consisting of properties used and useful in connection with a revenue producing enterprise, such as that of the Company, and the issuance of . such Bonds by the City would be a substantial inducement to the Company to construct the Project within the City. 2. On the basis of information given the City to date, it presently appears that it would be in the best interest of the City to issue its industrial development revenue Bonds under the provisions of Minnesota Statutes Chapter 474. (Act) to finance the Project of the Company at a cost presently estimated to be approximately $2,900,000. 3. The Council .declares that it is its present intent to issue the Bonds. The Project above referred to is hereby given preliminary approval by the City and the issuance of Bonds for such purpose and in such amount approved, subject to approval of the Project by the Minnesota Energy and Economic Development Authority (Authority) and to the mutual agreement of this body, the Company and the initial purchasers of the Bonds as to the ' details of the Bonds and provisions for their payment. In all events, it is understood, however, that the Bonds shall not constitute a charge.,.. lien or encumbrance legal or equitable upon any property of the City except the Project, and each Bond, when, as and if issued, shall recite in substance that the Bond,including interest thereon, is payable solely from the revenues received from the Project and properly pledged to the payment thereof, and .shall not constitute a debt of the City within the meaning of any constitutional, charter or statutory limitation thereon. 4. The form of Memorandum of Agreement relating to the issuance of the Bonds to finance the cost of the Project is hereby approved, and the Mayor 'and City Manager are hereby authorized and directed to execute the Memorandum of Agreement in behalf of the City. 5. In accordance with Minnesota Statutes, Section 474.01, Subdivision 7A, the Mayor and City Manager are authorized and directed to submit the proposal for the Project to the Authority for approval. The Mayor, City Manager, City Clerk, City Attorney and other officers, employees, and agents of the City and LeFevere, Lefler, Kennedy, O'Brien & Drawz, a Professional Association, as bond counsel and City Attorney, are hereby authorized to provide the Authority. with any preliminary information needed for this purpose, and the City Attorney is authorized. to initiate and assist in the preparation of such documents as may be appropriate to the Project, if it is approved by the Authority. John Hamilton, Mayor ATTEST: Thomas Ferber, City Clerk ~s [Draft] MEMORANDUM OF AGREEMENT THIS MEMORANDUM OF AGREEMrtvl, dated as of 1985 between the City of Richfield, Minnesota (City) and Richfield Office Showroom Developers, a Minnesota general partnership .(Company) provides as follows: 1. Preliminary Statement. Among the matters of mutual induce- meat which have resulted in this Agreement are the following: (a} the Citq is authorized and empowered by the provisions of Chapter 474, Minnesota Statutes, as amended (Act), to issue revenuebonds to defray the. costa of a project as defined in the Act; (b) the Company has proposed that the City, pursuant to the Act, issue its revenue bonds to defray the costs to be .incurred in connection with the acquisition of land and the construction and equipping thereon of as approximately 30,000 square foot office showroom facility for lease to various tenants (Project), and that the. City and the Company enter into a lease, sale or loan agreement or similar agreement satisfying the requirements of the Act (Revenue Agreement); (c) the Company wishes to obtain satisfactory assurance from the City that the proceeds of. the sale of the revenue bonds of the City will be made available to finance the costs of the Project; (d) subject to due compliance. with all requirements of law, the City by virtue of such s'tatutorq authority as may now or .hereafter be conferred by the Act, will issue and sell its reve- nue bonds or other obligations, in an amount not exceeding $2,900.,000 (Bonds) to pay the costs of the Project; (e) the~Boads shall be limited obligations of the City and the principal of and interest on the Bonds shall be payable solely out of the revenues derived from amounts payable to the City by the Company pursuant to the provisions of the Revenue Agreement. 2. Undertakinsts oa the Part of the Citv. Subject to the con- ditions stated in (d) of paragraph 1 hereof, the City agrees as follows: (a) that it is its present intent to authorize the issuance and sale of the Bonds,. pursuant to the terms of the Act as then is force, and the terms and conditions of this Agreement.. (b) that, if it issues and sells the Bonds, it will as requested by the Company eater into the Revenue Agreement with the Company. The lease rentals, installment sale payments, loan payments or other amounts payable under the Revenue Agreement wil]. be sufficient to pay the principal and interest and redemp- tioa premium, if any, on the Bonds as and when the same shall become due and payable. 3. Undertakinas on the Part of the Company. The Company agrees as follows: ' (a) that it wi21 use all reasonable efforts to find one or more purchasers for the Bonds. (b) that contemporaneously with the deliverq of the Bonds the Company will enter into the Revenue Agreement with the City under the terms of which the Company wail provide security to the Gity for payment of sums sufficient is the aggregate to pay the principal of and interest and redemption premium, if any, on the _ Bonds as and when the same shall become due and payable. (c) that it will pay all costs of the Citq in connection with the financing of the Project whether or not the Project is carried to completion or approval by the Minnesota Energy and Economic Development Authority. k. General Provisions.. (a) All commitments of the City under paragraph 2 hereof and of the Company under paragraph 3 hereof are subject to the condition that within 12 months from the date hereof (or such other date as shall be mutually satisfactory to the City and the Company, and as set forth in an amendment to this Agreement), the City and the Company shall have agreed to mutually acceptable terms. and conditions of the Revenue Agreement, the Bonds and of the other instruments and proceedings relating to the Bonds. (b) If the events set forth, in (a) of this paragraph do not take place within the time set forth therein, or any modification thereof, and the Bonds are not sold and delivered within such time, the Company agrees that it will reimburse the City for all reasonable and necessary direct out-of-pocket expenses-which the City may incur arising from the execution of this Agreement and the performance by the City of its obligations hereunder, and this Agreement shall thereupon terminate. (c) This Agreement may be terminated by mutual consent of the .parties at nay time,. provided, however, that the City i • reserves the right, at its sole discretion, to withdraw its ap- proval of the,Project if at any time the City Council determines that the public interest and the purpose of the Act will not be served. by the Project. IN WITNESS WHEREOF, the parties .hereto have entered into this Agreement by their officers thereunto duly authorized as of the date first written above. CZ~Y OF RICHFIELD, MINNESOTA By Zts Mayor By Its City Manager RICHFIELD OFFZCE SHOWROOM ur,vr,i.OPERS By Its general partner CITY OF RICHFIELD, MINNESOTA Office of .City Manager Council Letter No. 372 Agenda September 30, 1885 The Honorable Mayor and Members of the City Council City of Richfield Subject: The Future for the Ricr~field Municipal Liquor •Stores Council Members: There are five opt-ions to consider wren addressing the question of what should tree city do about the future of the Cedar Avenue Liquor Store. The options are': 1. Repair the existing store and continue to operate from the present location. -The former service station site could be leased as has been past practice; 2. The city could sell off a part of the site and build a new store on the southwest corner of 66th Street and Cedar Avenue; 3. The city could sell the entire site and lease back a store for municipal liquor sales; 4. The city could sell the entire site and continue to operate two stores (Penn Avenue-and Lyndale Avenue). Take the proceeds from the land. sale, invest the principal, and appropriate the annual interest earnings to the Special Revenue Fund for capital outlay projects. Profits from the two stores would also be transferred to the Special Revenue Fund; and, 5. The city could-test the water to see if the city could sell all three stores and combine the land sale proceeds with the cast fund balances from the Special Revenue and Liquor Funds for a long term investment. The interest earnings would be used to fund the Capital Improvement Budget (CIB). ~I An Analysis of ,the Five Options Option 1 - Repair the existing Cedar.Avenue store. • The Cedar Avenue liquor store needs a new roof-and walk-in cooler. The parking. lot needs resurfacing. The estimated cost to upgrade this site is estimated tc be $120,000. This option has a number of disadvantages: {a) the site is too large and: therefore underutilized; (b) the store area is twice the size that is ideal; (c) the area needs a project that may spark additional redevelopment along the east side of Cedar Avenue north of 66th Street.. The. principal advantage is: (a) the site may become more valuable in the. future when the City of Bloomington Airport South/Met Stadium site is developed. Option 2 - City Build a New Store ' It is estimated that the new store would be more cost effective to operate. The estimated savings in the .first year is approximately $20,000 in operating • expenses. If the city sold part of the site, it is anticipated, depending upon the type of use that would be built on the site, that the city could get $250,000 or more.' The cost to build a new store including fixtures is $375,000. The land sale proceeds and Special Revenue Fund cash balance could easily finance the project. 'The SRF is expected to be $305,000 by December 31, 1985. The Liquor Fund cash balance is $375,000. Revenue from the investment of SRF or Liquor Fund would, of course, be less because some funds would be used to help pay for the new building. Tr~is interest revenue i reduction would be .more than offset by the savings -from operating a new energy efficient store. Option 3. - Sell the Entire Site and Lease Space for A Municipal Liquor Store The cost to lease a new fully equipped liquor store is nearly $60,000 more per year to operate than a new store owned by the city including depreciation expense for a new store. This estimate is based upon a $11.00 per square foot rental rate. • ~-3 The city would have land proceeds to invest with the interest earnings fore transfer to the SRF. The.. advantage is: (a) if competition or other out ide forces caused a continual decline in profits, the city could walk away "at the end"of the lease or sell its lease .interests.. The principal disadvantage is the higher annual operating costs. Option 5. - Sell the Cedar Avenue Site and Operate Two Stores The cityfs consultant, Beverage Marketing, Inc. (BMI), believes the sale of the Cedar store would see only one third of the Cedar Avenue sales going to our other two stores. There would be savings in operating expenses... The cost of personal services as a percent of sales which now averages. around 7.4~ would probably drop to $.5~ or so. Staff's initial. judgment is that with a two store operation, one of the two remaining liquor store manager positions could. be replaced by the Director of Liquor Operations. Option 5. - Sell A11 Three Stores If all three stores were sold at their fair market value, and the land sale proceeds were added to the cash fund balances of the SRF and Liquor~Funds, the city could anticipate an annual net income of $390,000 (assumes a 10..33 yield on the investments). The advantages of selling all three stores are: (a) avoid the risk of lower net profits because of: 1-more competition; and, 2- increasing expenses with no increase in sales (b) the potential of greater insurance premiums could be avoided. The recent history for city-wide. insurance premiums is: 1984-$104,000 1985-$385,000 1986-$435,000 estimate (c) without the need for dram shop insurance, the city may be-able to lower its overall insurance premiums since more bidders might be attracted. Tree key to this option is the question can the city achieve $3.1 million for the liquor-business, the land and stores? • If_not the option to sell only the Cedar Avenue store may be the next best option. LI ANALYSIS ""'"tted) sell Penn & ~ Lyndale at 3 stores 2 stores sell 3 stores Market Value, Cedar at less than MV. 1983 1984 1985 R 1986 19.86 1986 Resources Net Revenue F~oan Sale $1_.142 $1.091 $1.158 $1.158 $ .908 .000 .000 Misc. Revenues + 60 + .087 + .062 + .062 + -.110 + _.360.. + .306 Net Revenues 1.202 1.178 1.220 1.220 1.01••8 .360 .306 Zbtal Operating Expenses - .682 - .698 - .802 .843 .662 .000 .000 Gross Profit .520 .480 .418 .377 .356 .360 .306. Minus Transfers Zb General Fund .057 .060 .064 .067 .055 'Ib Self Insurance .004 .004 .004 .004 .003 Capital Outlay .004 .010 .015 .004 .004 Total Transfers .065 .074 .083 .075 .062 .000 .000 Net Profits 'IO Working Capital .055 .012 .095 .002 .000 .000 .000 ~ Zb Special Revenue Fund .400 .39.4. .240 .300 .294 .360 .306 Zbtal Net Profit .455 .406 .335 .302 .294 .360 .306 AssL.~~.ions 1. Assumes there is m purchase of a new ~~~.ater system. • 2. .Assumes no construction cost in 1985 for a new stAre; misc. interest increased $25,000. 3. Assumes 1986 interest earnings greater than presented in 1986 budget. 4 . Total net profit figures do mt include the potential interest earnings from investing the cash balance ' in the Special l~venue Fund. Conclusions Based upcin the analysis which estimates total net profit fore the various options, the conclusions are: 1. If the three liquor stores could be sold for the business value .plus the market value for the land and the buildings, the potential for earning the greatest annual profit lies with this option. This could be a big IF ! If the city were successful in selling all three stores for $3 1 million and invested the sale roc ed p e s at 10.33 interest rate and add to ' this the cash balance in the Li uor Fund q ($375,000),- the city could expect to receive $3b0,000 for capital improvements. li Also, the Special Revenue Fund cash balance ($305,000) could be invested at higher yields than at present. These earnings could be added to the $3b0,000 to make a II grand total available of $390-,474. All risks of competition, increasing insurance premiums and the unknown state legislative actions could be ' avoided.. I 2. If the city were unsuccessful in selling all three. stores for $3.1 million., the next best option is to • sell all three stores for $2,597,500. This assumes ' that~the Penn and Lyndale Avenue stores would sell for a price that includes the liquor business a v lue as well as the value for n la d and buildin s. t a I lso assumes the Ce r g da Store would onl Y sell for the market value of the land and buildings. 3. The next best option appears to be to sell only the Cedar store and continue to o crate the Penn and p Lyndale stores because the difference in total net rofit is les s than P 10 OOO from o eratin al $ , 1 three P B stores. This conclusion differs from the BM2 analysis (see council backup). However, -the trends over the past four years all point to minimal growth in sales, increasing expenses, and declining net profits. These trends support the position of selling the Cedar store site over the option. of continuing to operate three stores. 4. The fourth option, if the city is unable to obtain the sale prices outlined in this Council Letter, would be to continue operating all three stores. Recommendations 1. First, employ professional help to offer all stores. .for sale. 2. If the city is unalbe to obtain. the sale proceeds at the values given in this report, proceed with the ~ sale of the Cedar site. 3. If Council concurs. with the first two recommendations, then the request for IDRB financing .should. be turned down at this time to slow the city time to test the water for purchasers of our liquor operations. 4. The city auditor should be contracted with to either con-firm or modify these preliminary financial projections. 5. If a future developer .seeks IDB financing for. the Cedar Avenue site, the city can apply in 1986 to the pool. Changes of success are unknown. pectfu u fitted, ~ ,7.1i~ ohn G. ~ ar Wright City Manage / JGC/eja v • ANALYSIS OF OPERATING TWO STORES (LYNDALE-PENN) Sales & Costs of Sales Sales $4,432,000 Cost of Sales 3,523,440 Gross Profit $ 908,560 (20.50 Operating Expenses Personal Services $ 285,000 Other Services & Charges 331.,710 Supplies 19,401 Depreciation 25,680 Total Operating Expenses $ 661,791 Operating Income $ 246,769 Nonoperating Revenue (Expenses) Interest $ 60,000 Interest from Cedar Proceeds 45,111~~ Telephone & Cigarette Commiss. 1,792 Misc. Revenues 100 Misc. Expenses (2,697) Nonoperating Revenue (Exp) $ 104,306 Income Before Operating Transfers $ 351,075 Operating Transfers (Out) Capital Outlay $ 4,000 General Fund 47,650 Payments in Lieu of Taxes 7,730 Self Insurance Fund 2,994 Sub-Total $ 62,374 Available for Transfers to the Special Revenue Fund or Working Capital $ 288,701 ~ Assumes personal services costs of 6.4~ of sales ~*Assumes sale of Cedar property at $442,512 and investment return of 10.33 - current 10-year Treasury Bond rate LIQUOR FUND FINANCIAL TRENDS (1984-1986) Four Year Sales increased + 3.4~ Net revenue remains nearly same + 1.5 Expenses increased +23.6 Gross Profit-before transfers decreased -35.2 Net profit decreased -42.3 (3-Year - 32~) NEW CEDAR STORE ~ ~ ` 5,500 Sq. Ft. . Leased Store Owned 1986 1986 Sales $1,761,815 $1,761,815 Cost of Sales 1,409,452. 1,409,452 GROSS PROFIT $ 352,363 $ 352,363 Operating Expenses Personal Services $ 137,779 $ 137,779 Utility Services 10,421 10,421 Rent & Leases 60,950 450 Data Processing 28,620* 28,620 Advertising 18,500 18,500 Maintenance & Repairs -13,200 3,000 Professional Services 4,200 4,200 Alarm Services 700 ~ 700 Other Charges 3,200 3,200 Communications 3,500 3,500 Travel-Conf-Schools 1,500 1,500 Subscriptions & Memberships 170 170 Insurance 37,607*~ 37,607** Taxes & Licenses 800 800 Other Contract Services 2,500 2,500 Supplies 7,100 7,100 Total Operating Expenses $330,747 $260,047 Depreciation 0 11,364 Profit Before Transfers $ 21,61b $,80,952 ~ • MUN3CIPAL LIQUOR OPERATION ANALYSIS Property Tax Evaluation 1) The first portion of the analysis examines .the revenue that could be gained by the City if the liquor operation was privately owned, contributing property taxes.. • Assumption 1: According to Hennepin County Property Appraiserfs staff, the Estimated Market Value of the Liquor Store properties are as follows: Penn Ave. Store $ 300,000 E.M.V. Lyndale-Ave. Store (incl. north lot) 538,200 E.M.V. Cedar Ave. Store (.incl. car lot corner) 589,600 E.M.V. . $1 ,427,800 $613,954 - Assessed Value Assumption 2: 1985 - Total Mill Rate 107.94 ' 1985 City Mill Rate 19.47 27 Based on the above-stated assumptions, the .total taxes for the property are: $66,270.19 3) The City~s portion of the Total taxes paid is $11,953.68. t 19.47 x 66,270.19 = 11,953.68) (107.94 4) The municipal liquor operation makes payments to the City in lieu of taxes. For~1985, the payments in lieu of tax for all three stores amounted. to $12,240. Thus, the City's 1985 payment in lieu of taxes exceeds the estimated City property tax revenue by $286.32. ($12,240.00 - Payment. in Lieu of Takes ) ( 11,953.68 - Estimated City Sr~are of Property Tax) X86.32 - Difference ~ ) ~Ju~' avo C.on~-~/ ~L,u-},o~J o'~'"~Pf ~x~~l~ UIJ~TS - ?~rn(~'~' 5c~ ar~~S Gv u ~ ~.-t-c. MUNICIPAL LIQUOR OPERATION ANALYSIS Investment of Liquor Stores Sale Proceeds Assumption: Sale of Liquor Operation yields the following: (Yearly Sales $ value of Bldg. Approx. market ) ( 12 x 2.5 + inventory + and value of liquor) at cost Land operation ) $5 ,600 ,000 12 -$466,667 x 2.5 = $1,166,667 + $500,000 + $1,427,800 = $3,094,467. If we are to assume that the sale of the business would net $3,094,467, the proceeds could be invested, as in the following example: $1,000,000 - Treasury Note (3 year) @ 9.35 yield $1,000,000 - Government National Mortgage Association (2 year) g.35~ yield $1,094,000 - 30, 60, 90 day top rated commercial paper. Approx. 8.05 yield - 8.10 Total Annual Yield: T--Note (3 YR) - $ 93,500 GNMA (2 YR) - $ 93,500 Commercial Paper 30 day - $ 88,067 Total $275,067 If all of the funds were invested in the 3 year yield rate of 9.35, the result would be an approximately $14,000 additional interest. If all of the funds were invested at 10.35 yield, the total interest would be $320,.229• (10.35 yield is approximately 10-year Treasury Bond rate.) If all of the funds were invested at 12.35 yield, the total interest would be $382,109. If you were to further assume that a liquor fund cash balance of $375,000 was available at the time the operation was sold, a total amount of cash available for investment could be as follows: $3,094,467 375 .,000 $3,469,467 - total cash available after sale $3,469,000 invested at: 9.35 would render annual interest of $324,352. ¢tv 10.35 would render annual interest of $359,042. ~~'S~ ~ Lid ~rv"~~ ,~r~ 12.35$ would render annual interest of $428,422. ~ ~~~r~~ I~Q-v~v~ LIQUOR opE sis goo . s~: 454 ~ ~r ' EI 0 M U A g~~ N / D _ f S 1 D 15a o f L A R p • S j 83 19$4 1985 Est. ...w,.~,. 1$$2 19 1 ..15'~ 19$4 198 YEAR \ -,..,....-f TRAM • pRpFIT* • t (More ial ~~ue 31 * prof 1 tY~ Spy . ~le~ Decemt'er ~~sfer C~h Avazl Liter ~~~~5 S ~ n1 ' ova ~ial~l-e ~~s~ LIQUOR OPERATION FINANCIAL ANALYSIS ~ ; i i i i Est. 1980 1981 1982 1983 ~ 1984 ~ 1985 ~ ~ ~ . ~ ~ ~ PROFIT i i i i i i i (BEFORE ; ; ; ; ; ; ; TRANSFERS) ; 386,808 ~ 255,787 ~ 487,996 ; 520,163 ~ 479,871 418,220 ; ~ ~ ~ ~ ~ i i ~ ~ ~ TRANSFER TO THE; ; ; ; SPECIAL REVE- i i i i i i i NUE FUND ~ 351,349 ; 300,000 ; 379,377 ~ 400,000 ; 393,000 ; 241,000 LIQUOR FUND ; CASH AVAIL- ; ; ; ; ; ; ; ABLE 12/31 ;(128,126);(143,298). 101,795 ~ 254,700 ~ 371,549 ~ 459,000 1 MUNICIPAL LIQUOR OPERATION. ANALYSIS Insurance Comparison Home LMG Property Insurance $ 65,000 $ 86,098 General Liability 11,000 75,957 Auto Liability 26,~~3 30,175 Public Officials Liability 6,68 13175 Police Liability 17,83 12,008 . Sub-Total $ 229:925 $ 217,13 $5 million Umbrella Liability 50,985 $1 million Umbrella Liability 50,000 TOTAL $ 280',910 $ 267.' ~ 13 MUNICIPAL LIQUOR OPERATION ANALYSIS Sale of Operation Pros and Cons PROS ; CONS 1) Increased insurance costs reducing ;1) Possibly little advantage to over- profits. ; all insurance program costs in eliminating Dram Shop insurance according to 1985 costs. ~ ~ 2) Increased competition -new ;2) Question-about the financial discount liquor stores at approxi- ; strengths of certain competitors. mately 98th & Lyndale-Bloomington. i 3) Potential sale of wine in grocery ;3) Lose dollar payments to general stores passed by legislature in ; fund for Administrative, Data next few years. ; Processing and Public Safety services. Uncertain contribution. to Special ;4) Average past 5-year contribution to Revenue Fund. ; Special Revenue Fund exceeds current annual investment potential. . 5) Need significant capital invest- went at Cedar Avenue. 1 9 9 0 ri I N N E S O T A L I QUOR P R O J E C T I O N S A N D A N A L Y S I S O F V A R I O U S A L T E R N A T I V E S F O R - - I THE R I C H F I E L D M U N I C I P A L L Z~ U O R STO R E S 1`. CONDUCTED BY: Beverage Marketing,'Inc. 3927 W. 63rd Street Chicago, IL 60629 • ~~-1~ R SECTION I 1 9 9 0 L I Q U O R SALE S PROJECTI O NS FOR M I N N E S O T A SECTION I ~ 1990 Liquor Sales Projections For Minnesota A. INTRODUCTION Various factors must be taken into consideration when producing projections for state figures for five years. BMI has attempted to estimate these figures for the categories which exist in the Richfield Municipal Liquor stores (liquors, cordials, beer, wine, other). In short, what is happening is that the trend is toward hard liquor sales dropping; while wine and beer consumptions are on the upward trend. When the gross markups are taken into consideration the least profitable (hard liquor) is decreasing while the more profitalbe items to the store (wine and beer) are on an upward trend. Our calculations shwo.that there should be an overall increase in. sales dollars of 8.49% from 1984 to 1990. These calculations for the various liquor categories are summarized on page two of this section. These percentages are then used in section two to analyze the alternatives facing the Richfield Municipal Liquor stores. *Sources for state and national figures and charts in this section: 3obsons Liquor Handbook 1985 Jobsons Wine rlarketing Handbook 1985; 1984 „ ~fI Page. 2 SECTION I - 1990 Liquor Sales Projections for Minnesota _i~ B. HARD LIQUOR TRENDS The following chart breaks down the increases and decreases from 1983 to 1984 for various types of hard liquor qn a state and .national basis.. Overall hard liquor .is expected to be down (-7.1°!.) in 1990. MINNESOTA ~ NATION Cases Per Percent Cases Per Percent 1,000 1,600 Change 1,000 1,000 Change Cases Persans `8~-`84 Cases Persans `83-`84 TOTAI, 2.417,76 556.8 +0.4~ 156,718.012 66.6 (-O.lrol ~S 15.700 X2.6 . 6~ 11, 825.000 50.1 . ~io) STRAIC?~'i'S 16.700 32.4 (-14.91) tt 19, 299.500 81. ~ (-4.0°~ ) sCOTC:-i 18.500 ~5.? l -5.1°I 1 17.076.600 72. q (-2.4°~ 1 CS.t:ADIAN 550.904. 1'2.4 (-~.&al 'i 21.168.600 89.6 +2.~0 IRZSx 2.500 0.6 1. 1 ~ ~ X06.600 1. ~ +4 ..7°1 OTHi WHISKEY 2.100 0.4 (-2~.7~1 778.600 ~.3 (-15.2°0 GIN 115.800 27.8 (-6.'T~~) _ 1.806. q00 _ 58.5 (-2.7~ 1 RUM 142.700 ~ +1. C~1 ~ 12, 846.700 54. ~ +l. tTOAKA 257.100. 61.8 1-0.8°11 X0.685.804 129.4 B3aNDY & COGNAC 511.200 122.8 (-4.5101 ~ 6,742.500 28.6 +2.5~ CORDIALS `LiAUEU'RS 257,100. 61.8 +22.~n 15,8~4.~00 67.1 +7.1~ TEdUIL.A X6.200 8.7 +x.2°1 , 3.29.500 1~.7 +4.Ob P~~paRFn coc~^~Alis 20.400 5.0 1-17.c'11 2.48.400 12.6 (-2.4~~1 ~.~IzAi OUS 214, 200 0.4 , a• page 3 SECTION I - 1990 Liquor Sales Projections for Minnesota This chart documents graphically the changes from 1979 to 1984 and 1989 projections. t979, t984 & 1e89 (proje~t~d) Spirits Sales tltiuions or cases (millions of cases) 2s-- • ~ 1979 20 . ~ ~ ®1984 \ • \ ~s \ a \ \ ~ 1989 • ~ T • 10 r ~ \ S~na- TY'$+. \ alb \ ,t+ . ' ~ ` V~~. 5 • s• \ ~ \ j \ 1 •a1.i~ \ 'y ~ S.y. \ ~W • ~ \ fir. \ A'. Blends Gin Card 8 Liq Canadian Scotch Straights ' Category 1vlilGons of Cases 15 - ®1979 12 . N~z ®1984 • \ . t 989 Yt.'^~ x,,,: . Irish Bonds Tequila Cocktails &andy b Coq Rum Category Millions of Cases 115 - • • ®1979 150 - \ ~ ®1984 125 - \ ~yF*~. yr1989 100 - \ i;`"t n • Vodka Imp Whislu;y Am Whiskey Non-Whiskey Total Spirits Category ~i page 4 SECTION I - 1990 Liquor Sales Projection for Minnesota C. WINE TRENDS The following chart documents wine trends by type of wine for the nation and Minnesota for 19$3, 1.984 and projections for 1990. W I N E T REND S i MINNESOTA NATION MIiVNESCII'A NATIOTd 1983 Cases Per 1983 Cases Per 1984 Cases Per 1984 Gases Per 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 Ca„ ses Persons Cas,~,~es Persons Cases Persons Cases Persons TOTAL 2,33.2.1 557.9- 182,594.9 780.3 2,417.4 470.3 193,355 818.7 TABLE 1,844..9 445.2. 142,o82.g 607.2 1,957.4 32.6 152,407 645.4 sSERT 159.7 ~ 38.5 22,156.9 94.7. 135.5 72.2 21,779 92.2 _ARKLING~ CHA21IPAGNE 282..2 68.1 15,219.7 65,0 300.4 5.8 16,176 68.5 v~;RMOUTx 25.3 6.1 3,135.4 13.4 24.1 580.8 2,993 12.7 ' . Percent 1990 1990 National Nation Minnesota Projected 1,000 1,000 . 1990 + (-1 Cases Cases ' TOTAL +24.72°fo 229,281.62 2,883.65 TABU +26.03 179,432.3 2,375.54 DESSERT (-17.18) 18,375.2 132.26 SPARKLING CHAMPAGNE +42.27'0 28,038.5 401.48 . VERMOUTH (-10.51p) 2,807.14 22.64. i ' page 5 w. flN I - 1890 Liquor Sales Pra,jections for Minnesota SECTI wine consumption by category for 1984 VS 1989• This chart documents graphically Wu jg84ttsu1989 (proj~ tcd~ ry 244.9 millions of gallons (millions ai gallons) , 250 74.6 . tmporfed 193.4 ` ~ 6 241.0 lei / ; f/ tiC / ~f~ c . 200 . / Domes .x~.v, ~ ~ JJ >t y:,. 7 ~'~'M1w Ji 47.7 - ~ ~ '};Y~'tr + ~F { t'` x: / ~ Ry ~ti ° es~-. +v.z';?y,~vJ„~,f u~;`~' { T#' a~< b,t .`a r', r.., ~ xK~('~~"`i} .^sr~,. 1915 ~ e„ ~ ~ iN - f ~j ~ y ~1~ b4 -~.s~i1~<~e!• u g ' t ~k;1~~ ~7 x„_ yl~ St^ i ~y, ±±JJ=~~jj ~ ~ rt * r*`~k _..e , f 37 8 a ;~f'~ ..Y'om' c ~ t~ 8 ~ . ti i i b afic~"`Sn"r~l.~+'~~3' r 'i r~ +Yr'~''!.. . ~ s ~4 y. 1~..ry~~ ra. f 1984 . 0 f939 Tota{yUines 19£4 tabie Y~'ine Consumption by Caiego~Y jg84 v~.1989 (pro}ecied) millions of gauons (millions of galSons) l 25 _ ~ 2t.9 . 2t.8 ~ / ' / 14mPortad 20 . 19.5 / ~ Domestic ' ' < l 18.9 G..r+.. .Yi , ~ }}~~~ryry~e l~ / ~ ~Kl'V a •.F. ~ lYSiu C.. ~1ee.'. ff// qtr < .mow- .;,r / ~ ~ i~l~M~,`~ q ~ ¦ 14 r t~l ~ ~,r ~ as w~ -tiS'~ r' ..^I ¦ µw,,~ 2 ~=x~ ~ ~,l~ip4~f .~t27~r• t+, t. ` O.. ~ r ?r~~F w"!'r~' ~ t ;F. .r'~ a~,~ ~`at Fi Yt.' ~ i.~ Y~~~ - n t ~~=~y._.::-s---- ~ 1984 a~ page 6 SECTION I - 1990 Liquor Sales Projections for Minnesota ' D. BEER AbTD OTHER CATEGORY TRENDS Beer projections are estimated to increase by 15.29° by 1990. .The following chart shows beer consumption by type and price group for the. pas few years. 8ecr Cansumption by Type and Pricc Group Bcer Market Shares by Type and Pricc Group 1980 - 1984 1980 - 1984 (minions of barrels) Category 1980 19131 1982 1983 1984• Category 1980 1981 1982 1983 1984• Super Premium 6:8';0 6.9 6.8"~ 6.3"b S.OSS Super Premium 11.9 12.6 12.4 11.6 9.2 Premium 56.5 51.6 48.5 46.9 45.0 Premium 98.6 94.2 88.7 86.5 82.4 Light 13.0 13.8 17.8 18.5 19.9 . Lrght 22.7 25.2 32.5 34.1 36.4 Popular 18.0 21.3 20.1 21.3 23.0 Popular 31.4 38.9 36.7 39.3 42.1 Malt Liquor 3.1 3.5 3.6 3.6 3.2 Malt Liquor 5.4 6.4 6.6 6.6 5.9 :,Imported ~ 2.6 2.9 3.2 3.4 3.9 Imported 4.5 5.3 5.8 6.3 7.1 Total Volume 174.5 182.5 182.8 iS4.4 183.1 Total Volume 174.5 182.5 182.8 184.4 T83.1 (millions of barrels) •-Estimated. •-Estimated. Source: Beverage Industry. Source: Beverage Industry. The calculations for the other category was based on the trend in sales that Richfield has experienced due to the fact that there is not national or state wide figures on this. According to our calculations, other will increase by 11.9% from 1984 to 1990. ' , - ~ page 7 SECTION I - 1990 Liquor Sales Projections for Minnesota • E. OTHER Ft1CTORS 1. Family income is moving upward, this trend leads to greater market affluency and high desposable income. The trend for household formations and increasing affluency is also up; this leads to more buying power. and a tendency toward more home entertaining. 25 Mosi Affluent Markets in 1983 , - Household Efi::ctivc Projected Chingos in f)istrihuticn ~ Buying Pov~er of Family income 1933-8E (1977 dollars) Market 1933 1938 °Jo Ghsnge Distribation ~ 1 tJassau-Suffolk, NY 541,462 SG5,478 57.E Income Range 1984 1994 ~ 2 Lake County, IL 39,926 62,G87 55... 3 Bndgeport-Stamford- UnderS5,000 5.8"/° ~ ~2.4",o Norwalk-Danbury, CT 41,091 80,974 48.4 S5,000-14.999 21.8 18.2 4 Washington O.C. 36,875 56,609 53.5 515.000-24,999 23.3 27.2 S Grand Forks, N0 34,704 55,495 59.9 525,000-45,999 3G.5 39.0 6 San Jose, CA 36,521 55,254 51.3 550,000-74,999 9.1 7.8 1 tvtiddiesex-Somerset- Over575,000 3.5 5.q Hunterrfon,NJ 37,t00 55,244 48.9 Total 100.0°0 100.0"/0 8Bergen-Passaic, NJ 36,220 .54,976 51.8 Source: Estimated from U.S. Department of Commerce data. 9 Anaheim-Santa Ana, CA 36,134 54,300 50.3 t~Anchorage,AK 38,159 53.757 0.9 ttPoughkeepsie,NY 34,329 52,158 1 12 FJew London-Norwich, CT 33,396 52,692 7.8 131~tewark, NJ 34,4G4 52,680 52.9 t4 Oxnard-Ventura, CA 33,811 51,350 51.8 t5 San Francisco, CA 33,634 50,84~i 51.2 t6 Kenosha, WI 31,437 50,693 6 i .3 1 r' Richland-Kennewick- Pasco, WA 32,032 50,443 57.5 t8 tinnoluiu, Ht 33,802 50,066 49.2 t9 PA~nneapolis-St Paut, h9N 31,728 .49,767 56.9 ?OKalamazoo, Mf 30,577 49,GG6 62.4 2t Seattle, WA 31,433 49,522 57.5 22Wtlmington,OE 31,547 49,230 56.1 23 Hartford•New Britain- ' P,4iddletown-Bristol, CT 33,461 49,183 47.0 2a Rochester, MN 30,747 48;819 5~.8 25V'Utchtta, KS ~ 31,160 48,788 SG.G Snurce: S8MM 1^,°,4 Survey of Buying Power. 2. The older population is growing with higher disposable income and are , _ generally more affluent. _ Prajet:ted Changes in Age f)istributitm _ of Adults 19$4 1994 1984-94 Age Group Miltfons °lo of Total Millions °lo of Total °!o Change 18-24 29.1 12.3% 24.1 9.4°ro -17.2°.~ 25-34 40.9 17.3. 41.1 16.0 0.5 35-44 30.7 13.0 41.1 16.0 33.9 45-54 22.4 9.5 30.1 11.7 34.4 55-64 22.3 9.4 21.0 8.2 -5.8 Over 65 28.0 11.9 33.6 13. t 20.0 Total 236.2 100.0"~ 25G.7 100.OM, 8.7°~ i page 8 SECTION I - 1990 Liugor Sales Projections for Minnesota F. SUMMARIZATION OF STATE PROJECTIONS The .following charts graphically summarize the 1990 trends in Minnesota. 1990 PROJECTED 1984 1990 MINNESOTA NNNESOTA PROJECTED SANS CATErORY + SALES MINNESOTA LIQUOR (-7.1~) 2,317,37& Thousand Cases 2,152,$42 Thousand Cases (yb0 Per Case) ~i~q.o42.560 ~i29.170.520 kTIIti, +24.72 2,423.0 Thousand Cases 2,883.65 Thousand Cases ($35 Per Case) ($35 Per Case) $84.805.000 $200.927.750 K~:,~.n +15.2°fo 3, &b2, 000 Barrels 4, 21$, 624 Barr el.s ($7 Per Case} 7 Cases Per 15.5 Gal. Barrel~- $1.7~. 4q,8.000 X206.712.576 OTHERS +11.g% $22,121,148 $24,753,565 TOTAL +8.4g~ ~425,4ob,7o8 $461,5b4,411 Estimated ~ Data Nat Available -Estimated From Richfield Past Figures. ~ ~ gip`:~i~r,~s oa ~~l;.ohel ~ - v~ditates a _ ;ru~~sr---CQrsu~'~ S ~llt~~?ors~ Inc, ~ t c 3:: ''S ::j ^~O{ ;r2 ~ r a. L• •.n - r r~ i ~ ~,^y ' ' ' J , ~ ' G .r I~ r~~~'f G~ ~3r~ ,~y '36 'b7 g ' '6~ '31 ~82 - ~ " ~ 'i7 X73 ' ~ ~ y 71 • i S i ~ L1 ~ ~icuR~s ~ ON t3A'~~Q~AL ~ ~ BASED I ' ,r ~ I~ / ' S E C T I O N I I A N A L Y S I S O F A L T E R N A T I V E S F O R 'T H E R I C H F 'I E L D M U N I C I P A L L~I S U O R S T O R E S ~ . ' ~ " SECTION II _ ANALYSIS OF ALTERNATIVES FOR THE RICHFIELD MUNICIPAL LIQUOR STORES A. INTRODUCTION AND SUMMARY The calculations in section one gives us a basis for projecting the 1990 sales for various alternatives for the city of Richfield regarding its liquor operations. BMZ evaluated three scenarios: 1. Maintain all three Richfield stores through 1990. (Part B - page 3) 2. Maintain'Lyndale and Penn stores without Cedar avenue store. (Part C - page S) , 3. Se11 aII three Richfield stores. (Part D - page 8) For each situation we came up with a figure for 1990 estimated gross profit and income before transfers for that year. Comparing these shows which choice will be most profitable to the city of Richfield in the upcoming years. tde must note our calculations do not include the selling prices of the actual buildings • or rental revenue estimations. Our focus was just concerned with the liquor operation. To summarize the results of the following pages: OPTION I - Maintain all three Richfield stores through 1990. Gross Profit $1,346,280 Income Before Transfers $591,959 *In addition property and store values increasing for sale or re-evalution in 1990.. OPTION IZ - Two Richfield stores without Ce~ar avenue store. Gross Profit $1,073,044 Income Before Transfers $471,817 *Reflects residual effect on remaining stores of 3.3°I° Cedar .sales. *(In addition to this the revenue generated from rental income per year or interest earnings from sale of building would have to be added to this figure) ~-a~ page 2 SECTION II - Analysis of alternatives for the Richfield Municipal liquor stores OPTION 3 - Se11 aI1 three Richfield stores. Total selling price $1,562,812 based on year end 1984. *Interest earned per year if .invested at I2% - $187,538. (Not including compound factor of intereS~J *The additional revenue from rental yearly of three properties or interest earned on the sale price of property must also be taken into consideration) In our estimation maintaining all three stores appears to be the most profitable option for long term growth and stability for the city of Richfield. ~(J Page 3 SECTION II - Analysis of alternatives for the Richfield Municipal liquor stores B. :1AINTAINING ALL THREE RICHFIELD STORES Based on the percentage increases and decreases outlined in section one, BPiI was able to project sales and Gross Profits for the year 1990, if all three stores remained in tact. The chart detailing the calculation on the next page shows the gross profit for 1990 projects to be $1,346,.280 or a $129,780 increase •from the 1984 gross profit based on state percentages. To estimate the 1990 income before transfers we took the 2984 income before transfers divided by actual 1984 gross profit to get a 43.977. figure which will be used in each part of this section for a basis of comparison. Through this procedure we estimate 1990 income before transfers to be $591,959. In addition to this the value of the three. stores and property values should also be increasing in value. 1984 Income Before Transfer $ 479,871 Actual Gross Profit $1,092,239 '4397 1990 projected gross proift $1,346,280 x•.4397 $591,959 Income Before Transfers r_. R I C H F I E L D ~ R Q J E C T E D R E S U L T S STORES CONTINUIr~G IN OPERATION TOTAL PROJECTED TOTAL + PROFIT & 1884 1990 + SALES PERCENTAGE SALES- DOLLAR MARGIN GROSS GROSS DOLLAR RICHFIELD + RICHFIELD CHANGE OPTIMUM PROFIT PROFIT GROSS PROFIT _ ].984 BY 1990 1990 1984-1990 PERCENTAGES BREAKDOWN BREAKDOWN CHANGE '84-'90 $6,070,352 $475,042* 1984 TOTAL $5,595,310 +8.49 With ~ 21.749 +$1,216,500 +$1,346,280 +$129,780 $6,053,717 $466.? 1990 Store Total $458,407 22.2'16 LI~UOR~ coRDlaLS $2,197,156 (-7.].~) $2,041,158 (-$155,998) 18.00 +$395,488 +$367,408 (-$28,080) WTIiE $1,128,545 +24,72, $1,407,521 +$278,976 33.E +$372,420 +$464,482 +$92,062 BEER $1,980,170 +15.20°,x, $2,281,156 +$300,986 1g.0o~*~ +$376,232 +$433,419 +$57,187 OTHER $289,439 +11.90 $323,882 +$34,443 25.006 +$72,360 +$80,971 +$8,611 * Numbers do not add up exactly due to rounding and store percent variation with state-wide figures. 30 at 5~ + .70 at 20;6 markup = 19;$. " b. w 00 m ~ Ga CITY OF RICHFIELD, MINNESOTA 'I .Office of~Gity Manager Council Letter No. 371 Agenda September 30, 1885 The Honorable Mayor and Members of the City Council City of Richfield Subject: Presentation of Republic Airlines Employees Federal Credit Union and Nacon Properties. Development Proposal for the Cedar Avenue ' Liquor Store Site ' Council Members:. At the September 9th City Council. meeting, the Republic Airlines Credit Union and Nacon Properties made a brief presentation of their development concept. .They also are desirous of developing the Cedar Avenue Liquor Store site. Thee. Council asked them to make a presentation at the September 30th meeting. Their basic concept is as follows: 'I They propose to develop. two structures. One structure would be a 14,000 square foot,. 2 story hank type facility with drive- up teller windows. The second structure would be. an 18,000 square foot single story retail/office building located on the north end of the site. The city could own or rent space in this facility for its liquor store near 66th Street. Tree estimated value of the. two projects is $.1,900,000 to $2,400,000. The project would be developed in two phases: Phase I - To build the 18,000 square foot building and relocate the liquor-store into it. Construction would start late 1985. Phase II- Existing liquor store would be demolished and the 14,000 square foot, two story building would be constructed. Construction would begin in the summer of 1986. .The developers will be present on September 30th to review in greater detail, their proposal. -2- As of this writing,.there have been no negotiations with'. Nacon. However,. the land-for this development would have a higher per square foot value than it would for the office/service center proposal. Also, city staff has not been informed if the developers would seek IDB financing for their project.... A final consideration regarding tr.is proposal is its perceived impact on the .surrounding community. The residents. have not reviewed this concept. Re pest ully'submitted , J~ ~ fJ;/rI ,r~ ?"try' rl~ ' John G-.' C~rtwrigh City Manager j JGC/eja