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09-18 HRA Resolution No. 1269 HRA RESOLUTION NO. 1269 RESOLUTION APPROVING A LOAN AND THE EXECUTION AND DELIVERY OF CERTAIN DOCUMENTS RELATED TO AN AFFORDABLE HOUSING PROJECT IN THE CITY OF RICHFIELD WHEREAS, Aeon Seasons Park LLC, Minnesota limited liability company or another affiliate of Aeon (the "Borrower"), proposes to acquire the 422 unit Seasons Park apartment complex (the "Project") on certain property located at 951 East 77th Street in the City of Richfield, Minnesota (the "City"); and WHEREAS, the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota (the "Authority") has proposed to make a loan to the Borrower in the principal amount of $150,000 (the "Authority Loan") in order to make the Project more economically feasible and to preserve affordable housing in the City, pursuant to the terms of a Loan Agreement (the "Loan Agreement") between the Authority and the Borrower; and WHEREAS, the Borrower will execute and deliver to the Authority a Promissory Note (the "Note") and a Mortgage (the "Mortgage") to secure its repayment obligations to the Authority and will also execute and deliver a Declaration of Restrictive Covenants (the "Declaration") which will set forth the affordability covenants for the Project; and WHEREAS, the Borrower will obtain a loan for the acquisition of the Project from Fannie Mae (the "Senior Lender") which requires that such loan be secured by a mortgage, among other security; and WHEREAS, pursuant to a Subordination Agreement (Conventional) (the "Subordination Agreement") proposed to be entered into between the Senior Lender, the Borrower, and the Authority, the Senior Lender requires that the Authority subordinate its interests under the Loan Agreement and the Note to the interests of the Senior Lender under the Senior Lender's loan documents; and WHEREAS, the Authority previously approved the Loan Agreement, the Note, and the Mortgage at its meeting on August 21, 2017, and the Borrower requested additional changes to the Loan Agreement, the Note, and the Mortgage which require review and approval of the Authority; and WHEREAS, there has been presented before this Board forms of the Loan Agreement, the Note, the Mortgage, the Declaration, and the Subordination Agreement, as amended; and NOW, THEREFORE, BE IT RESOLVED, by the Board of Commissioners of the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota as follows: 1. The Authority Loan is hereby approved and shall be.a deferred loan, the repayment of which shall be as provided by the terms of the Loan Agreement. 2. The Loan Agreement, the Declaration, and the Subordination Agreement are hereby in all respects authorized, approved, and confirmed, and the Chair and the Executive Director are hereby authorized and directed to execute the Loan Agreement, the Declaration, and the Subordination Agreement for and on behalf of the Authority in 505579v2 JAE RC125-357 substantially the forms now on file with the Community Development Director but with such modifications as shall be deemed necessary, desirable, or appropriate, the execution thereof to constitute conclusive evidence of their approval of any and all modifications therein. 3. The Authority hereby approves the forms of the Note and the Mortgage in substantially the forms on file. 4. The Chair and the Executive Director are hereby authorized to execute and deliver any and all documents deemed necessary to carry out the intentions of this resolution. Adopted by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 18th day of September, 2017. '7/ ti Mary B. pple, Chair ATTEST: 1 Doris Rubenstein, Secretary