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08-21 HRA Resolution No. 1264 HRA RESOLUTION NO. 1264 RESOLUTION APPROVING A LOAN AND THE EXECUTION AND DELIVERY OF CERTAIN DOCUMENTS RELATED TO AN AFFORDABLE HOUSING PROJECT IN THE CITY OF RICHFIELD WHEREAS, Aeon Seasons Park LLC, Minnesota limited liability company or another affiliate of Aeon (the"Borrower"), proposes to acquire the 422 unit Seasons Park apartment complex (the "Project") on certain property located at 951 East 77th Street in the City of Richfield, Minnesota (the "City"); and WHEREAS, the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota (the "Authority") has proposed to make a loan to the Borrower in the principal amount of $150,000 (the "Authority Loan") in order to make the Project more economically feasible and to preserve affordable housing in the City, pursuant to the terms of a Loan Agreement (the "Loan Agreement") between the Authority and the Borrower; and WHEREAS, the Borrower will execute and deliver to the Authority a Promissory Note (the "Note") and a Mortgage (the "Mortgage") to secure its repayment obligations to the Authority and will also execute and deliver a Declaration of Restrictive Covenants (the "Declaration") which will set forth the affordability covenants for the Project; WHEREAS, the Borrower will obtain a loan for the acquisition of the Project and the lender (the "Senior Lender") will likely require that such loan be secured by a mortgage, among other security; and WHEREAS, the Senior Lender may require that the Authority subordinate its interests under the Loan Agreement and the Note to the interests of the Senior Lender under the Senior Lender's loan documents; and WHEREAS, there has been presented before this Board forms of the Loan Agreement, the Note, the Mortgage and the Declaration; and NOW, THEREFORE, BE IT RESOLVED, by the Board of Commissioners of the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota as follows: 1. The Authority Loan is hereby approved and shall be a deferred loan, the repayment of which shall be as provided by the terms of the Loan Agreement. 2. The Loan Agreement and the Declaration are hereby in all respects authorized, approved, and confirmed, and the Chair and the Executive Director are hereby authorized and directed to execute the Loan Agreement and the Declaration for and on behalf of the Authority in substantially the forms now on file with the Community Development Director but with such modifications as shall be deemed necessary, desirable, or appropriate, the execution thereof to constitute conclusive evidence of their approval of any and all modifications therein. 3. If a subordination agreement is required by the Senior Lender, the Chair and the Executive Director are hereby authorized and directed to execute a subordination agreement following review and comment by Authority staff and Authority's legal counsel. 4. The Authority hereby approves the forms of the Note and the Mortgage in substantially the forms on file. 5. The Chair and the Executive Director are hereby authorized to execute and deliver any and all documents deemed necessary to carry out the intentions of this resolution. Adopted by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 21st day of August, 2017. 14 __ ,Ate" Mary B. u,ple, Chair Ai/ AU T: 4 Dor' Rubenstein, Secretary 2