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01-21-92 agenda • HOUSING AND REDEVELOPMENT AUTHORITY JANUARY 21, 1992 7:00 P.M. COUNCIL CHAMBERS AGENDA CALL TO ORDER APPROVAL OF MINUTES OF REGULAR HRA MEETING OF NOVEMBER 18, 1991 1. OPPORTUNITY FOR CITIZENS TO ADDRESS THE HRA ON ITEMS NOT ON THE AGENDA 2. CONSIDERATION OF ELECTION OF OFFICERS FOR THE HOUSING AND REDEVELOPMENT AUTHORITY FOR 1992 HRA LETTER NO. 1 3. CONSIDERATION OF DESIGNATION OF ACTING EXECUTIVE DIRECTOR FOR 1992 HRA LETTER NO. 2 4. CONSIDERATION OF DESIGNATION OF OFFICIAL NEWSPAPER FOR 1992 HRA LETTER NO. 3 5. CONSIDERATION OF RESOLUTIONS DESIGNATING OFFICIAL DEPOSITORIES FOR THE HRA OF RICHFIELD FOR 1992, INCLUDING APPROVAL OF COLLATERAL HRA LETTER NO. 4 6. CONSIDERATION OF RESOLUTION AUTHORIZING SUBMISSION OF AN APPLICATION FOR THE MINNESOTA HOUSING FINANCE AGENCY BLIGHTED RESIDENTIAL PROPERTY ACQUISITION AND REHABILITATION PROGRAM HRA LETTER NO. 5 7. EXECUTIVE DIRECTOR REPORT 8. CLAIMS AND PAYROLL ADJOURNMENT 0 • HOUSING AND REDEVELOPMENT AUTHORITY HRA Letter No. 5 Agenda January 21, 1992 Issue Statement: Authorization to submit an application for participation in the Minnesota Housing Finance Agency's (MHFA) Blighted Residential Property Acquisition and Rehabilitation Program (Blighted Property Program). Background: The 1991 legislature authorized the Blighted Property Program and allocated $1.75 million to be available state wide. The program provides grant funds to local communities for the acquisition and demolition or acquisition and rehabilitation of blighted properties. The program is somewhat similar to the_Richfield Rediscovered and Vo-Tech Housing Programs. However, eligible properties must be located in a specifically designated neighborhood or area and identified by the HRA as being blighted. Upon completion, the improved property must be sold to a household with a maximum adjusted gross income of less than $48,000. This grant program represents a unique opportunity .to achieve objectives which are similar to those of existing programs. The competition for funds will be keen and they will not likely be . available again. Funds would be used to acquire blighted property on a voluntary basis, clear the substandard structures, and sell the lot to a builder. Approximately $290,000 would be requested to treat approximately five properties. Any funds recovered through proceeds of sale could be used as a revolving fund for perhaps one or two additional acquisitions. The designated neighborhood would be the area identified as Redevelopment Project Area "A" and a small portion of Redevelopment Project "B" in the Richfield-Rediscovered Program. The area north of 66th Street between Lyndale and Nicollet was added to the designated neighborhood as it was not within "A" or "B". It is important to note that the only purpose of this designation is to establish an area in which MHFA program funds could be expended. (See attached map.) Approximately 34 substandard properties in this area have been offered for sale to the HRA during 1991. Properties would be evaluated to determine blight in accordance with Minnesota Statute Section 469.174, Subdivision 10. The contents of the statute is attached. This is the same standard applied to properties considered for the Richfield-Rediscovered Program. The income limit requirement is the only significant variation between the Blighted Property Program and Richfield-Rediscovered. This requirement is not expected to adversely limit potential buyers. It is anticipated that homes built on sites where . Blighted Property Program funds are used, would have values of $85,000 to $95,000. This price range is affordable to households with $35,000 to $48,000 incomes. No specific family size requirements or first time home buyer requirements apply to the Blighted Property funds. Recommended Motion: 1. Authorize the submission of a $290,000 grant application to MHFA for the Blighted Property Program. 2. Authorize the definition of blight for program purposes as that represented in Minnesota Statute Section 469.174. 3. Authorize the designated neighborhood as indicated on Exhibit A. Basis for Recommendation: 1. The State has made grant funds available which are ideally matched to existing programs of the HRA. 2. Eligible properties are available within an identified neighborhood. 3. The HRA has a process in place, through the Richfield Rediscovered Program, which could be followed. . 4. The grant could be administered by existing staff. Alternative Recommendation: Do not authorize staff to submit an application for the Blighted Property Program. . Discussion/Decision Mode: An application must be submitted to MHFA by January 31, 1992. Respect ly submitted, James Prosser Execut ve Director JDP:ds 0 Definition of Blight For the Blighted Residential Property Acquisition and Rehabilitation Program For program purposes, blight shall be defined in accordance with Minnesota Statute Section 469.174, Subdivision 10, as follows: "Structurally substandard" building is defined as containing defects in structural elements or a combination of deficiencies in essential utilities and facilities, light and ventilation, fire protection including adequate egress, layout and condition of interior partitions, or similar factors, which defects or deficiencies are of sufficient total significance to justify substantial renovation or clearance. A building is not structurally substandard if it is in compliance with the building code applicable to new buildings or could be modified to satisfy the building code at a cost less than 15 percent of the cost of constructing a new structure of the same square footage and type on the site. 0 Exhibit A a C) oC O W CL a. °o .j a a? ?N Z m W Q p = N W W ? p p Z W a 0 cn V .a t e 4 40 10 ?o 01 £Tr NSIONVIS PU zz 1• I z 41 Oz 4161 -JL MO113lONOl '3AV NV030 F-1 F-7 F-7 r Y191 VI LI 41 91 NOIONIw00'1B 4# 91 Vl rl V1 £1 4121 V111 41OI 101113 OOVOIMO 9n9wn,oo XNVd ONVIXVO '3AV ONV11N0 d 412 41r NO1N1'W 01£ 0?2 SN3A315 lot ------- ------ 1AV 131103IN 1130SIVIO NIVOM1N3M ANnamid 1NVSV31d ONVNO 131NNVN al3ldavo '3AV 31VONAl NOINOIV 1NVANe XVA100 1Nodno NOSN3w3 1NOw3Nd o NVNl9 F--l F-7 loloewnN ONIANI S3 wVr XONX NVOO1 NVONOw NO1M3N N3AIl0 '3AV NN3d N33no 113ssnN NVOIN3N5 -91 SVw0N1 Hokin 1N33NIA NNneNSVM 3AV S3XN3X 0 b b b V b ?0 ':' N N O C u z 0?. 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V ZIgIHXH HRA RESOLUTION NO. i TO AUTHORIZE THE SUBMISSION OF AN APPLICATION FOR THE MHFA BLIGHTED RESIDENTIAL PROPERTY ACQUISITION AND REHABILITATION PROGRAM WHEREAS, the Minnesota Housing Finance Agency (MHFA) is making available grants to local governments for the improvement of blighted properties in designated neighborhoods; and WHEREAS, the Richfield HRA is desirous of securing a grant of $290,000 to further a program of acquisition and clearance of blighted property; and WHEREAS, the grant requires that a neighborhood be designated and the neighborhood identified on Exhibit A attached hereto has been considered by the HRA; and WHEREAS, the grant requires that blight be defined and the HRA has considered that blight will be determined in accordance with Minnesota Statute, Section 469.174, Subdivision 10; and WHEREAS, purchasers of new homes constructed on sites acquired and cleared with the MHFA program funds are required to have gross incomes not to exceed $48,000, adjusted. NOW, THEREFORE, BE IT RESOLVED by the Richfield Housing and • Redevelopment Authority that: 1. Staff is authorized to submit an application for the MHFA Blighted Residential Property Acquisition and Rehabilitation Program. 2. The neighborhood identified on the attached Exhibit A is the "Designated Neighborhood". 3. Blight is defined in accordance with Minnesota Statute, Section 469.174, Subdivision 10. 4. Purchasers of new homes will have incomes not to exceed $48,000, adjusted. 5. The Executive Director and Chairperson are authorized to take all actions necessary to access and utilize funds received through the MHFA Program. Adopted by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 21st day of January, 1992. 0 ATTEST: Thomas E. Harms, Chair Joan Helmberger, Secretary HOUSING AND REDEVELOPMENT AUTHORITY HRA Letter No. 4 Agenda January 21, 1992 Issue Statement: Resolutions designating official depositories for the HRA of Richfield for 1992, including the approval of collateral. Background: In accordance with Minnesota Statutes Section 475.66 and 118.005, the HRA of Richfield must annually establish financial institutions which have pledged the necessary collateral over and above the amount of federal insurance, as public depositories. The Firstar Bank is pledging collateral in the amount of $1,000,000. This collateral pledge means that the HRA's deposits up to this amount are secured with the depository. In addition to this collateral pledge, HRA funds are protected by the Federal Deposit Insurance Corporation in the amount of $100,000, making the total protection afforded by this depository for HRA funds equal to $1,100,000. A resolution naming the Firstar Bank as the 1992 official depository for the Richfield Housing and Redevelopment Authority is attached to this letter. A resolution must be provided annually, designating certain savings and loan associations and banks as official depositories for investment of certain HRA funds. With approval of these official depositories, the HRA will be able to invest funds in these institutions, not exceeding the federal insurance of $100,000. Finally, a resolution is also attached which designates certain financial institutions as depositories for the investment of HRA Funds for 1992. These institutions, such as investment brokerage firms offer government securities in the manner require by law. These financial institutions include Richfield Bank and Trust Co., Marquette Bank Minneapolis, Merrill Lynch, Dain Bosworth, Prudential Bache, Kidder, Peabody, Norwest Investment Services, Piper, Jaffray & Hopwood, Shearson Lehman Brothers, and State Street Bank & Trust. Recommended Motion: It is recommended that the HRA adopt the attached resolutions designating official depositories, with the understanding that the HRA could not invest in any of the depositories beyond the level of insurance coverage of the pledged collateral. Basis of Recommendation: 1. It is recommended that the HRA adopt the attached resolutions designating official depositories, with the understanding that the HRA could not invest in any of the depositories beyond the level of insurance coverage of the pledged collateral. 2. The HRA has worked with the institutions recommended in the past and has found to have a good working relationship with these institutions. Alternative Recommendation: The HRA could solicit other financial institutions for official depositories, but past relationships with the depositories recommended have proven satisfactory,for the HRA. Discussion/Decision Mode: Action of the HRA is desirable at the January 21, 1992, HRA meeting so that the HRA may invest funds in the approved financial institutions for the year 1992 immediately. Respect lly submitted, Jame D. Prosser Executive Director JDP:ds BRA RESOLUTION NO. RESOLUTION DESIGNATING THE FIRSZAR BANK A DEPOSITORY OF FUNDS OF THE DOUSING AND REDEVELOPMENT AUTHORITY FOR RICHFIELD FOR THE YEAR 1992 AND APPROVING COLLATERAL BE IT RESOLVED by the Housing and Redevelopment Authority of Richfield as follows: That, in accordance with law, the Firstar Bank. be, and hereby is designated a depository of the funds of the Housing and Redevelopment Authority, and subject to the following terms and conditions: The said depository shall not be required to give bonds or other securities for such deposits provided that the total sum thereof shall not at any time exceed in any depository the sum for which its deposits are insured under the Acts of Congress of the United States relating to insurance of bank deposits; but not in case such deposits in any such depository shall at any time exceed such insured sum, said depository shall immediately furnish bonds or other security for such excess according to law, approved by the Housing and Redevelopment Authority of Richfield. That said depository shall pay on demand all deposits there; and shall pay all time deposits, at or after the end of the period for which the same shall be deposited, on demand. BE IT FURTHER RESOLVED, that there shall be maintained a general account in which shall be deposited all monies. Checks on this account shall be signed by the following officers or their facsimile signatures. Thomas E. Harms, Chairman James D. Prosser, Executive Director . BE IT FURTHER RESOLVED, that there shall be a daily interest savings account. All withdrawals from said account will be for transfers to the general checking account- . BE IT FURTHER RESOLVED, that the collateral in the amount of $1,000,000 deposited for safekeeping at the Marquette Bank, is hereby approved. passed by the Housing and Redevelopment Authority of Richfield this 21st day of January, 1992. Thomas E. Harms, Chairperson ATTEST: 0 Joan Helmberger, Secretary BRA. RESOLUTION NO. A RESOLUTION DESIGNATING 6MTAIN FnMNCIAL INSTITUTIDriS AS DEPOSITORIES FOR THE INVE~SDOM OF HOUSING AND REDEVELOPMENT AUTHORITY OF RICHFIELD FUNDS IN 1992 WHEREAS, the Housing and Redevelopment Authority of Richfield has money which is available for investment, and WHEREAS, different financial institutions offer different rates of return on investments, and WHEREAS, the Housing and Redevelopment Authority of Richfield shall purchase U. S. Treasury Bills, U. S. Treasury Notes and other such government securities in the manner required by law from the institution offering the highest rate to the City providing greater flexibility in the investment program and maximize interest income thereon. NOW, nHHWORE, BE IT RESOLVED by the Housing and Redevelopment Authority of Richfield, Minnesota, as follows: 1. It is hereby found and determined that it is in the best interests of the proper management of Housing and Redevelopment Authority funds that certain financial institutions be designated as add- tional depositories for Housing and Redevelopment Authority funds for 1992. • 2. The following financial institutions designated as depositories for Housing and Redevelopment Authority funds: Richfield Bank & Trust Campany Marquette Minneapolis Bank Merrill Lynch, Pierce, Fenner & Smith, Inc. Dain Bosworth, Inc. Prudential - Bache Kidder, Peabody & Canpany Norwest Investment Services Piper, Jaffray & Hopwood Shearson Lehman Brothers State Street Bank & Trust, Trust for Short-Term U.S. Government Securities 3. The Treasurer is hereby authorized to deposit Housing and Redevelop- ment Authority funds in any or all of the depositories herein de- signated. Such deposits may be made and withdrawn from time to time by the Treasurer as his/her best judgment and the interests of the Housing and Redevelopment Authority dictates. 4. The investment of funds and the reporting thereof pursuant to this resolution shall be conducted in accordance with established policies regarding the investment of these funds. 0 is 21st • . BRA RESOLUTION NO.. A RESOLUTION DESIGNING CERTAIN SAVINGS AMID IRAN ASSOCIATIONS AND BANKS AS DEPOSITORIES FOR THE INVESTMENT OF THE ROWING AND REDEVELOPMENT AUTHORITY FUNDS IN 1992 6aMUM5, pursuant to Minnesota Statutes, Section 475.66 and 118.005 municipal funds may be deposited in any Savings and Loan Association which has its deposits insured by the Federal Savings and Loan Insurance Corporation, and WHEMS, the amount of said deposits may not exceed the Federal Savings and Loan Insurance Corporation insurance covering such deposits which insurance amount is presently $100,000, and WHEREAS, the deposit of Housing and Redevelopment Authority funds in Savings and Loan Associations and Banks would provide greater flexibility in the Housing and Redevelopment Authority's investment program and maximize interest income thereon. NOW, R4HUU7ORE, BE IT RESOLVED by the Housing and Redevelopment Authority of Richfield as follows: 1. It is hereby found and determined that it is in the best interests of the proper management of Housing and Redevelopment Authority funds that certain Savings and • Loan Associations and Banks be designated as additional depositories for Housing and Redevelopment Authority funds for 1992. 2. The following Savings and Loan Associations and Banks are hereby designated as additional depositories for Housing and Redevelopment Authority funds: Norwest Bank Minnesota, NA 6445 Nicollet Avenue South Richfield, Minnesota 55423 Richfield Bank & Trust Company 6625 Lyndale Avenue South Richfield, Minnesota 55423 Twin City Federal Banking and Savings 3330 West 66th Street Edina, Minnesota 55435 3. It is further found and determined that the purpose of such depository designation is to facilitate the proper and advantageous investment of Housing and Redevelopment Authority funds and that such designation is not exclu- sive nor does it preclude the deposit of any Housing and • Redevelopment Authority funds in other officially desig- nated depositories of the Housing and Redevelopment Authority. 4. The Executive Director is hereby authorized to deposit Housing and Redevelopment Authority funds in any or all of the depositories herein designated up to the amount of $100,000, or such other amount as may be subsequently permitted by law, such deposits to be in the form of demand accounts for Public Unit Savings Certificates purchased by the Housing and Redevelopment Authority of Richfield, payable to the Housing and Redevelopment Authority of Richfield on the signatures of the E?oecxtive Director. Passed by the'Housing and Redevelopment Authority of Richfield this 21st day of January, 1992. Thanas E. Harms, Chairperson ATTEST : Joan Helmberger, Secretary 0 0 CITY OF RICHFIELD, MINNESOTA HRA Letter No.3 Agenda January 22, 1992 Issue Statement: Designation of official newspaper for 1992 Background: The Richfield Sun-Current, published by Minnesota Sun Publications, has been the City's and HRA's official newspaper for many years. Attached is a copy of a letter from Minnesota Sun Publications requesting that they be designated the official newspaper for the City of Richfield for 1992. Recommended Motion: Designate the Richfield Sun-Current as the official newspaper of the Richfield HRA for the year 1992 Basis for Recommendation: 1. The paper has served well as the official newspaper for many years. 2. The paper has expressed a desire to continue to provide-this service. 3. The newspaper is in close proximity to City offices if it is necessary to hand deliver legal notices before publication deadlines. 4. The paper is delivered to each residence in the City, thereby providing city-wide coverage of legal notices to residents. Alternative Recommendation: 1. Not make a designation and request the City Clerk's office to check into using another publication, such as the Minneapolis Star Tribune. Discussion/Decision Mode: This item has been placed on the January 22, 1992 HRA agenda so that a designation can be made for 1992. Respectfu submitted, James D rosser Execu i e Director JDP:ds 0 HOUSING AND REDEVELOPMENT AUTHORITY HRA Letter No. 2 Agenda January 21, 1992 Issue Statement: Designation of Acting Executive Director. Background: On January •13, 1992, the City Council appointed the Director of Administrative Services to serve as the Acting City Manager in the absence of the City Manager. Since the City Manager also serves as the Executive Director of the HRA, it is recommended that the Administrative Services Director, Steven Devich, be designated by the HRA as the Acting Executive Director of the HRA to serve in that capacity during the absence of the Executive Director. Recommended Motion: That the HRA move to designate Steven Devich, Director of Administrative Services, as the Acting Executive Director of the HRA. Basis for Recommendation: 1. A designation of an Acting Executive Director is a normal business action of the HRA similar to designation of is depositories and official newspaper. 2. The Administrative Services.Director has been designated as the Acting Executive Director in the past. 3. The Administrative Services Director serves as the Acting City Manager, filling other similar responsibilities for the City Manager in the Manager's absence. Alternative Recommendation: 1. Make no designation of Acting Executive Director. 2. Make the designation of Acting Executive Director to another individual or position. Discussion/Decision Mode: Designation of the Acting Executive Director is a matter that would normally be considered at the first business meeting of each year. Respectfully submitted, James. Prosser • Execu i e Director JDP:ds HOUSING AND REDEVELOPMENT AUTHORITY HRA Letter No.1 Agenda January 21, 1992 Issue Statement: Election of officers for the Housing and Redevelopment Authority. Background: The bylaws of the Richfield Housing and Redevelopment Authority provide that the HRA hold an annual meeting in January of each year. The bylaws further provide that the Chair, Vice Chair and Secretary of the HRA be elected at this meeting. Officers for the years 1988-1991 are as follows: 1988 1989 Thomas Harms, Chair Thomas Harms, Chair Vern Luettinger, Vice-Chair Vern Luettinger, Vice-Chair Joan Helmberger, Secretary Joan Helmberger, Secretary 1990 1991 Thomas Harms, Chair Thomas Harms, Chair Vern Luettinger, Vice-Chair Vern Luettinger, Vice-Chair Joan Helmberger, Secretary Joan Helmberger, Secretary Recommended Motion: • Elect officers for the year 1992. Basis for Recommendation: 1. The bylaws of the HRA require that such an election be held at the annual meeting in January of each year. Alternative Recommendation: Do not hold the election. However, this would be in contradiction to the HRA bylaws. Discussion/Decision Mode: This item has been scheduled for the January 21, 1992 HRA meeting in accordance with the HRA bylaws. Respect y submitted, James Prosser Execu ' e.Director JDP:ds 0