16-1223r RICHFIELD HOUSING AND REDEVELOPMENT AUTHORITY
HRA RESOLUTION NO. 1223
RESOLUTION AUTHORIZING AN INTERFUND LOAN FOR ADVANCE OF
CERTAIN COSTS IN CONNECTION WITH PROPOSED TAX INCREMENT
FINANCING DISTRICT NO.2014-1
BE IT RESOLVED by the Board of Commissioners (the "Board") of the gichfield Housing and
Redevelopment Authority(the"Authority")of the City of Richfield,Minnesota,as follows:
WHEREAS, the Authority and the City of Richfield, Minnesota (the "City") established Tax
Increment Financing District No. 2014-1 (the "TIF District") within the Richfield Redevelopment Project
(the "Project") pursuant to Minnesota Statutes, Sections 469.174 to 469.1794, as amended (the "TIF
Act"), and adopted a Tax Increment Financing Plan(the "TIF Plan") for the purpose of financing certain
improvements within the Project.
WHEREAS, pursuant to Resolution No. 1175 adopted January 22, 2014 (the "Interfund Loan
Resolution"), the Authority determined that it would use tax increments from the TIF District to pay for
certain costs of demolition of substandard buildings within the proposed TIF District, costs of
environmental remediation, and administrative costs(the"Qualified Costs"),which costs may be financed
on a temporary basis from City or Authority funds available for such purposes in the amount of up to
$300,000.
WHEREAS, Mesaba Capital Development, LLC, a Minnesota limited liability company (the
"Developer"), has proposed to construct a multifamily housing development with approximately 88 units
designed for seniors, including approximately 60 assisted living units and 28 memory care units (the
"Development"), within the TIF District and has asked for financial assistance, including a land write-
down for a portion of the property to be acquired by the Developer.
WHEREAS, the Authority has determined to modify the Interfund Loan Resolution to include
reimbursement to the Authority for the land write-down related to the Development in the amount of up
to$244,000.
WHEREAS, under Section 469.178, Subd. 7 of the TIF Act, the Authority is authorized to
advance or loan money from the Authority's general fund or any other fund from which such advances
may be legally authorized, in order to finance the Qualified Costs.
WHEREAS, the Authority intends to reimburse itself for all or a portion of the Qualified Costs
from tax increments derived from the TIF District in accordance with the terms of this resolution (which
terms are referred to collectively as the "Interfund Loan").
NOW THEREFORE BE IT RESOLVED by the Board as follows:
1. The Authority hereby authorizes the advance of up to $544,000 from the Capital Improvement
Reserve Fund or so much thereof as may be paid as Qualified Costs. The Authority shall
reimburse itself for such advances together with interest at the rate stated below. Interest accrues
on the principal amount from the date of each advance. The maximum rate of interest permitted
to be charged is limited to the greater of the rates specified under Minnesota Statutes, Section
270C.40 or Section 549.09 as of the date the loan or advance is authorized, unless the written
agreement states that the maximum interest rate will fluctuate as the interest rates specified under
Minnesota Statutes, Section 270C.40 or Section 549.09 are from time to time adjusted. The
interest rate shall be 4.0%and will not fluctuate.
2. Principal and interest ("Payments") on the Interfund Loan shall be paid semi-annually on each
August 1 and February 1 (each a "Payment Date"), commencing on the first Payment Date on
which the Authority has Available Tax Increment (defined below), or on any other dates
determined by the Executive Director of the Authority, through the date of last receipt of tax
increment from the T1F District.
3. Payments on this Interfund Loan are payable solely from "Available Tax Increment," which shall
mean,on each Payment Date,tax increment available after other obligations have been paid, or as
determined by the Executive Director of the Authority, generated in the preceding six (6)months
with respect to the property within the TIF District and remitted to the City by Hennepin County,
all in accordance with the TIF Act. Payments on this Interfund Loan may be subordinated to any
outstanding or future bonds or notes issued by the City or the HRA and secured in whole or in
part with Available Tax Increment. The Interfund Loan shall be paid prior to any pay-as-you-go
notes or contracts secured in whole or in part with Available Tax Increment, and any other
outstanding or future interfund loans secured in whole or in part with Available Tax Increment.
4. The principal sum and all accrued interest payable under this Interfund Loan are pre-payable in
whole or in part at any time by the Authority without premium or penalty. No partial prepayment
shall affect the amount or timing of any other regular payment otherwise required to be made
under this Interfund Loan.
5. This Interfund Loan is evidence of an internal borrowing by the Authority in accordance with
Section 469.178, Subd. 7 of the TIF Act, and is a limited obligation payable solely from
Available Tax Increment pledged to the payment hereof under this resolution. This Interfund
Loan and the interest hereon shall not be deemed to constitute a general obligation of the State of
Minnesota or any political subdivision thereof, including, without limitation, the Authority.
Neither the State of Minnesota, nor any political subdivision thereof shall be obligated to pay the
principal of or interest on this Interfund Loan or other costs incident hereto except out of
Available Tax Increment, and neither the full faith and credit nor the taxing power of the State of
Minnesota or any political subdivision thereof is pledged to the payment of the principal of or
interest on this Interfund Loan or other costs incident hereto. The Authority shall have no
obligation to pay any principal amount of the Interfund Loan or accrued interest thereon, which
may remain unpaid after the final Payment Date.
6. The Authority may amend the terms of this Interfund Loan at any time by resolution of the Board,
including a determination to forgive the outstanding principal amount and accrued interest to the
extent permissible under law.
Approved by the Board of Commissioners of the Richfield Housing and Redevelopment
Authority this 16th day of February,2016.
Mary Supple, C;air
ATTEST: f/
7(,e, or ,
Doris Rubenstein, Secretary