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08-18-08 AgendaCITY OF RICHFIELD, MINNESOTA • MONDAY, AUGUST 18, 2008 REGULAR HOUSING AND REDEVELOPMENT AUTHORITY MEETING RICHFIELD CITY HALL COUNCIL CHAMBERS 6700 PORTLAND AVENUE 7:00 P.M. AGENDA Call to order Roll call 1. Approval of minutes of Regular HRA Meeting of July 21, -2008 2. HRA approval of agenda 3. Presentation from Richfield resident Jack Swan regarding HUB shopping center Staff Report No. 35 • Notes: 4. Consent Calendar contains several separate items which are acted upon by the HRA in one motion. Once the Consent Calendar has been approved, the individual items and recommended actions have also been approved. No further HRA action is necessary. However, any HRA Commissioner may request that an item be removed from the Consent Calendar and placed on the regular agenda for HRA discussion and action. All items listed on the Consent Calendar are recommended for approval. A. Consideration of approval of resolution accepting Urban Land Institute Housing Initiative Grant, authorizing matching funds of $5,000 and executing contract S. R: No. 36 Notes: 5. Consideration of denying rent-to-own management proposal by Third Way Network for property at 7422 Fourth Avenue • Staff Report No. 37 Notes: • 6. Consideration of accepting Penn Corridor Master Revitalization Plan Staff Report. No. 38 Notes: 7. Update regarding TOLD Cedar Corridor Redevelopment Notes: 8. Update regarding Cedar Point II • Notes: 9. Consideration of resolutions approving 2009 Proposed HRA budget and tax levy and 2008 Revised HRA budget Staff Report No. 39 Notes: 10. Executive Director report 11. Claims and payroll Adjournment Auxiliary aids for individuals with disabilities are available upon request. Requests must • be made at least 96 hours in advance to the City Clerk at 612-861-9738. • J STAFF REPORT 35 AGENDA ITEM # REPORT # HOUSING AND REDEVELOPMENT AUTHORITY MEETING AUGUST 18, 2008 • REPORT PREPARED BY: REPORT PRESENTER: INTERIM DEPARTMENT DIRECTOR REVIEW: REVIEWED BY EXECUTIVE DIRECTOR: r ITEM FOR HRA CONSIDERATION: Consideration of a presentation from Richfield resident Jack Swan regarding the HUB Sho in Center. I. RECOMMENDED ACTION: B Motion: No action necessa II. BACKGROUND Richfield resident Jack Swan had attended the June 16, 2008 Housing and Redevelopment Authority (HRA) meeting with the intention of addressing the HRA regarding his thoughts concerning the HUB Shopping Center (HUB). As this was not an item on that meeting's agenda, Mr. Swan was not able to address the HRA. Mr. Swan has since requested that he be placed on the HRA agenda in order to make a brief presentation. Currently, staff is not focusing on the HUB as a redevelopment area for a number of reasons; chief among which is that neither the HRA nor City Council has provided . direction to do so. Staff's assessment of the feasibility of redeveloping the HUB were summarized in the attached City Council Memorandum dated December 20, 2007 (also provided to Mr. Swan). JOHN STARK, INTERIM COMMUNITY DEVELOPMENT DIRECTOR NAME, TITLE JOHN STARK, INTERIM COMMUNITY DEVELOPMENT DIRECTOR NAME, TITLE 3 081808 HUB III. BASIS OF RECOMMENDATION A. POLICY • A resident has requested the opportunity to address the HRA concerning an item not included on any previous -agenda. B. CRITICAL IssuEs • N/A C. FINANCIAL • N/A D. LEGAL • N/A IV. ALTERNATIVE RECOMMENDATION(S~ • Provide staff with further direction regarding the HUB. V. ATTACHMENTS • December 20, City Council Memorandum with attachment. VI. PRINCIPAL PARTIES EXPECTED AT MEETING • Mr. Jack Swan • ~~ • CITY OF RICHFIELD, MINNESOTA Office of City. Manager December 20, 2007 • Council Memorandum No. 231 The Honorable. Mayor and Members of the City Council Subject: Redevelopment Potential for the HUB Shopping Center Council Members: ~ ' Recently, Sun Current reporter Steven. Pease contacted City staff to inquire about the potential to redevelop the HUB shopping center. John Stark, Assistant Community Development Director, responded to Mr. Pease via a-mail. 'The contents of that a-waif are attached for your review. The City Council may want to discuss the topic of redeveloping the HUB at the upcoming goal setting meeting, as it has been mentioned at several .recent City Council meetings. ~ ~ "~ Manager SLD:cak Attachment E-mail: Department Directors. Assistant to the City Manager • ~-~ John Stark From: John Stark Sent: Friday, November 30, 2007 10:40 AM To: 'spease@acnpapers.com' Cc: Pam Dmytrenko; Steve Devich; Bruce Palmborg Subjecf: FW: Hub redevelopment? Steven, Here are the best answers that I can provide to your questions: I am assuming that the term "redevelopment" is being used in a way #o suggest that the existing structures be demolished and replaced by new development (rather than just a "renovation" of the center). 1. What would be the greatest obstacles one would face when it comes to Hub redevelopment? By far, the number one obstacle would be the high property value that cunrently exists for the center. There would be two possible scenarios. The first scenario would have the existing property owners be a party #o the redevelopment. For this scenario to make sense, the owners would .have to feel confident that the cost of terminating {and likely buying out) leases, demolishing the ~_ structures;. forgoing rental income during a 12-24 month construction period- and constructing new .buildings and site imp.royemen#s would be exceeded by the income that the new development would generate. In a second scenario, a new developer would be brough# in to do the redevelopment. In this case, you would have to add their price to purchase the shopping center to all the costs above. !n either case, fhe value of the property and the strong income it generates would lead most developers to question whether it was an economically rational decision to make. 'fhe best way to offset these costs would be to replace the square footage that exists with a great.deal more square footage. The "footprint" of the development is constrained by the size of fhe property and the need for access and parking, so the best wayto increase the size of the ieveloprrzent would be to adii mul#iple stories to th:e development (judgin.g by past redevelopment projects - anywhere from 4 to 20 levels). Retail will only work on a ground floor with surface parking, so the add'r#ional levels would have to be office or residential. The housing market is weak. right now, so. it would be difficult to ftnd someone willing to .commit to the developmeht of 250 or more housing units (which would be the minimum number of units I would expect to be needed to -make a residential deveiopmen# feasible). In terms of the office marks#; I acn not aware of any developers who are currently buiidin.g "speculative" office space (this is the model where they construct the development first and look for office tenants second), so an office developer would have to find one large user to take up around 300,000+ square feet of office space (likely a corporete headquarters. site) or two or three users to split. this up. f am not sure that the HUB site, however, would have the amenities (particularly the highway visibility and access) #hat an office user would be looking for in its corporate or regional headquarters. . ~-3 i would-never call any sits "impossible" to redevelop; but this site wauid defiantly be very difficult. 2. Are there other "higher priorities" the city and council is currently addressing? The City (and hiRA) are currently looking at a number of redevelopment sites: • Cedar Point Phase 11 (77#h Avenue between 63rd and 65th); • The Gedar Corridor south of 66th Street; • The Lyridale Garden Center site; • The former Bridgeman's restaurant site; • .The current City Garage site (76th & Pleasant); • The northeas# quadrant of 76th and Lyndale; . A partian of the cemetery at ?2nd and Penn; • Penn Avenue between the Crosstown and 68th Street; . City/HRA awned properties on 77th Street (between Lyndaie and Nicollet}. These sites haven't necessarily been "prioritized," but #hey have been identif ed by either the City or HRA as sites that they want staff to direct their efforts towards. To dete, neither the City Council nor the HRA have identified the HUB site as a redevelopment priority. 3. Has Hub redevelopment been a broached topic before? I son only speak for staff and not the decision-makers (City Council and HRA). As I said, from an economic feasibility standpoint, staff has viewed this as a very difficult site to redevelop, so we have spent our time exploring the possibility of ather.sites that are suffering from snare blight {deterioration, vacancies; etc.), are vacant; are city awned, or are impacted by negative features such as airport noise. This is probably more information than you were looking for,. but I wanted to he as thorough as possible. Please let rae_know if you have any additional questions. -John Stark, AICP - Common. sty Qeveloprnent Department - City of Fi'ich~eld - j612) 861-9777 - jstarkQcityofrichtieid. org AGENDA ITEM # ~F REPORT # 36 STAFF REPORT HOUSING AND REDEVELOPMENT AUTHORITY MEETING AUGUST 18, 2008 REPORT PREPARED BY: KAREN BARYON, COMMUNITY DEVELOPMENT MANAGER NAME, TITLE u • REPORT PRESENTER: INTERIM DEPARTMENT DIRECTOR REVIEW: REVIEWED BY EXECUTIVE DIRECTOR: ITEM FOR HRA CONSIDERATION: Consideration to accept the Urban Land Institute Housing Initiative Grant, authorizing of matchin funds in the amount of $5,000, and authorization to execute contract. I. RECOMMENDED ACTION: By Motion: Accept the Urban Land Institute Housing Initiative Grant, a prove a $5,000 fundin match, and authorize execution of contract. II. BACKGROUND In May 2008 staff became aware of a grant opportunity through the Urban Land Institute (ULI) to provide for an audit of the City's housing programs. Staff submitted a letter of interest in June and was subsequently awarded the grant in July. The grant provides $5,000 towards the cost of contracting a housing specialist, Cathy Bennett of Bennett Community Consulting, to conduct a comprehensive audit of the City's housing programs and make recommendations on said programs. The grant requires that the Housing and Redevelopment Authority (HRA) provide matching funds in the amount of $5,000. Staff had previously discussed contracting with a consultant to conduct a housing program audit when they became aware of the grant.. Many of the HRA's housing 081808 ULI Housing Initiative Grant JOHN STARK, INTERIM COMMUNITY programs have been in place for a number of years and staff felt a comprehensive audit and review was warranted to ensure that the HRA continues to make the best use of its available funding to meet housing needs in the City. Staff is recommending the HRA accept the ULI Housing Initiative Grant, approve the matching funds in the amount of $5,000, and authorize execution of the contract. III. BASIS OF RECOMMENDATION A. POLICY • The HRA utilizes grants when available and appropriate to maximize fiscal resources. It is necessary to periodically review existing programs to ensure effectiveness, appropriateness, and prudent use of its fiscal resources. B. CRITICAL ISSUES • The cost to conduct a similar housing program audit independent of ULI's Grant Program would be approximately $1.0,000. C. FINANCIAL • • Acceptance of this grant requires the HRA to match funds in the amount of $5,000. • The HRA has funds available in the 2008 budget. D. LEGAL • HRA's attorney has reviewed the contract. IV. ALTERNATIVE RECOMMENDATION(S~ • Do not accept the grant, do not approve the matching funds, and do not authorize execution of the contract. V. ATTACHMENTS • Resolution • Award Letter • Contract VI. PRINCII'AL PARTIES EXPECTED AT MEETING • HRA's Attorney • ~J~ HRA RESOLUTION NO. RESOLUTION ACCEPTING URBAN LAND INSTITUTE HOUSING INITIATIVE GRANT AND AUTHORIZING MATCHING FUNDING WHEREAS, the Urban Land Institute, in conjunction with the Regional Council of Mayors have created a Housing Initiative Grant Program to identify and implement best practices in housing programs throughout the region; and WHEREAS, the Urban Land Institute has selected the City of Richfield to participate in the Opportunity City Pilot Housing Initiative Grant Program to identify and implement tools and strategies to support a full range of housing choices; and WHEREAS, the HRA desires to participate in the Urban Land Institute's Housing Initiative Grant Program; and, WHEREAS, the Housing Initiative Grant Program requires matching funds in the amount of $5,000 from the HRA. NOW, THEREFORE BE IT RESOLVED that the HRA accepts the Urban Land Institute Housing Initiative Grant, approves matching funds in the amount of $5,000, and authorizes the HRA Chair and its Executive Director to execute such agreements as are necessary to implement the project. • Adopted by.the Housing and Redevelopment Authority of the City of Richfield, Minnesota on this .18th day of August, 2008. Suzanne M. Sandahl, Chair ATTEST: Joan Helmberger, Secretary • ULI Housing Initiative Grant ~l -z • June 18, 2008 Mayor Debbie Goettel City of Richfield 6700 Portland Ave S Richfield, MN 55423 RE: ULI MN/Regional Council of Mayors Opportunity City Pilot Program Dear Mayor Goettel: Thank you for your strong interest in the ULI MN Regional Council of Mayors (RCM) Opportunity City Pilot Program. We are pleased to inform you that Richfield has been selected, along with 3 other cities, to participate in this first pilot program effort. The Opportunity City Pilot Program recipients will be announced at the RCM July meeting on July 14, 2008. Your participation and commitment to the RCM Housing Initiative and the Opportunity City Pilot Program will be a learning exercise that will benefit not only your city but many others throughout the region. The program will help to identify and put into practice the key tools and strategies needed in support of a full range of housing choices. Project coordinator Cathy Bennett, Bennett Community Consulting, will be in contact with your key staff members to review the process, prepare a work program and identify specific matching fund needs. • Thank you again for your interest and support. 1Ne look forward to working with you on the Opportunity City Pilot program. If you have further questions contact Caren Dewar at 612-759- - 1016 or Cathy at 651-257-4613. Sincerely, John Shardlow, Chair ULI Minnesota Cc: Steve Devich, City Manager • ~-3 • ~nneso a HOUSING INITIATIVE -OPPORTUNITY CITY PILOT RegioaalCo~ncRofMayors PROGRAM AGREEMENT . THIS AGREEMENT is made and entered. into this day of , 2008, by and between THE URBAN LAND INSTITUTE OF MINNESOTA ("ULI MN") and THE RICHFIELD HOUSING AND REDEVELOPMENT AUTHORITY (the "HRA"). RECITALS A. The Urban Land Institute's mission is to provide leadership in the responsible use of land and in creating and sustaining thriving communities worldwide. B. The Regional Council of Mayors (RCM), supported by ULI Minnesota, provides anon-partisan platform that strategically engages mayors and land use professionals to support a more connected, more sustainable and more prosperous region. C. The RCM Housing Initiative Opportunity City Pilot Program builds on the collaborative relationships among RCM and ULI professionals to identify and implement • best practices that support a full range of housing choices for economic stability and regional prosperity with funding support provided by the Family Housing Fund. D. A team of ULI MN professionals, with a representative from the Family Housing Fund, selected THE CITY OF RICHFIELD to participate in the Opportunity City Pilot Program and in working together will identify and implement tools and strategies to support a full range of housing choices. The approach will serve as a model for other cities and be brought to scale at the regional level. AGREEMENT NOW, THEREFORE, in consideration of the mutual terms hereof, the ULI MN and the HRA agree that the Opportunity City Pilot Program Agreement shall be as follows: ULI MN will provide the following to the HRA based upon the attached letter of need for assistance, work plan and timeline. • Bennett Community Consulting will complete housing audits that evaluate current housing goals, strategies and demographic trends, identify gaps, review sites for future housing growth and redevelopment activities, and recommend modifications, additions and strategies for creating housing choices. The HRA will rovide the followin to ULI MN in su ort of the O ortunit Cit Pilot p g pp pp Y Y Program and in exchange for the services provided above. 4-'f • Funding match in the amount of $5,000 provided to ULI MN with the signature of the agreement. • HRA staff support to .assist the ULI MN staff and contractors in collecting information available to the HRA and City, coordinating HRA/City meetings and providing guidance for the completion of services outlined above. • Consideration by policy leaders to work towards establishing the recommended tools and strategies. (ie: changes and modifications to official controls) in support a full range of housing choices provided to the HRA as a result of the Opportunity City Pilot Program. Except as amended, the Agreement is and shall remain in full .force and effect in accordance with its terms. IN WITNESS WHEREOF, the parties have caused this Agreement to be duly executed as of the date first above written. The Urban Land Institute Minnesota By: Its: Chair The Richfield Housing and Redevelopment Authority By: Its: Chair • • AGENDA ITEM # rj REPORT # 37 STAFF REPORT HOUSING AND REDEVELOPMENT AUTHORITY MEETING AUGUST 18, 2008 • • REPORT PREPARED BY: REPORT PRESENTER: ACTING DEPARTMENT DIRECTOR REVIEW: REVIEWED BY EXECUTIVE DIRECTOR: KIRSTEN PARTENHEIMER, HOUSING SPECIALIST NAME, TITLE JOHN STARK, COMMUNITY DEVELOPMENT DIRECTOR ITEM FOR HRA CONSIDERATION: Consideration of a denial of a rent-to-own management proposal by Third Way Network for the ro ert at 7422 4th Avenue. I. RECOMMENDED ACTION: By Motion: Deny the rent-to-own management proposal by Third Way Network for the pro ert at 7422 4th Avenue. II. BACKGROUND In early 2007 the Housing and Redevelopment Authority (HRA) redeemed its lien on 7422 4th Avenue and acquired the property through the foreclosure process. Since the HRA took ownership, there has been approximately $25,000 in improvements completed to make the house marketable. A legal challenge by the former owner has delayed the process of marketing the home for sale, but a recent court decision will now allow staff to market the home and subsequently close on any sale upon the conclusion of the appeal date on the court action (October 22, 2008). A listing price has not yet been determined. In order to recoup all of its costs incurred in the acquisition and rehabilitation of the home, a sales price of at least $155,000 must be achieved. Recently, Third Way Network approached HRA staff with a proposal to purchase the property through arent-to-own process. 081808 Third Way Network 7422 4th Ave proposal Third Way Network places low-income individuals and families into stable, affordable • housing by providing long-term family self-sufficiency through training and mentoring. Beginning in September of this year, Third Way Network proposes to provide property management services and rent the house to a qualified working family who would eventually purchase the home for $155,000 on or before June 1, 2009. During the interim, the HRA would not incur any holding, management or realtor costs to manage or sell the property. Third Way Network is proposing to make a number of improvements to the house and property and is requesting the HRA match 50% of the estimated $10,000 improvement budget. Third Way Network is not proposing to buy the house from the HRA. They are proposing to act as property manager and intermediary between the HRA and a family in one of the organization's homeownership programs. Third Way Network would like to make improvements to the property, including creating third and fourth bedrooms in the basement, addressing the mold and moisture issues in the basement, installing appliances, and performing exterior cleanup, to accommodate the family interested in renting the property. Like all property managers operating in the City of Richfield, Third Way Network will be required to obtain a rental license for the property and make any required repairs. Staff has a number of concerns regarding the Third Way Network proposal: • • With only 868 square feet on the first level (not including finished space in the basement) and one legal bedroom, staff believes that the home is insufficient in size to accommodate the space needs of a family of four. Additionally the make-up of the household dictates that they occupy a unit with a minimum of four bedrooms. • The source of subsidy Third Way Network proposes to pay the tenant's rent is speculative and tenuous. o In Attachment B, the "Analysis of 7422 4th Avenue" Third Way Network lists that of the $1,400 monthly rent, the family will pay $700 and Third Way Network will pay the remaining $700 for the first two months. o In the following seven months, the analysis indicates the family would be receiving a "Kids @ Home" rent subsidy payment to provide $700 per month towards the total rent. However,-the family cannot make application to the program until September and there is no guarantee the family would be admitted into the program. o Additionally, based on the household's income, the maximum subsidy available through the Kids @ Home program would be approximately $256- $406 per month, provided the home is converted into a three or four- . bedroom house. • Furthermore, there appears to be a number of issues associated with the proposed • improvements to the house including locating the proposed deck directly over two egress windows for the basement bedrooms. Based on the concerns stated above, staff recommends that the HRA deny the proposal by Third Way Network for the property at 7422 4th Avenue. w III. BASIS OF RECOMMENDATION A. POLICY • The HRA supports housing for families in a wide range of incomes. • The HRA recognizes the importance of providing housing that is appropriate to the size of the household as well as to the household income. B. CRITICAL ISSUES • The HRA spent a total of $155,000 to acquire and renovate the house. • The HRA would like to market the property for at least nine months to attempt to sell it at market value. • The house is currently vacant. • The house is small and has only one legal bedroom. A second room could be marketed as ~ bedroom if a closet were added. • Given the overall square ,footage of the house, staff believes it is insufficient in size to accommodate the proposed household.. • A $700 Kids @ Home subsidy has been included in the rent proforma that is not realistic. C. FINANCIAL • The HRA bought the house for $130,000 and spent $25,000 for improvements to make it marketable. • • The funds to purchase and renovate the home came from the Capital Improvement Fund. Normally, a $1 million balance is always maintained in this fund with any additional funds (garnered from interest, etc.) being transferred to other projects. In the case of the purchase of 7422 4th Avenue, the HRA authorized depletion of the fund below $1 million with the understanding that the fund would be replenished upon the sale of the home. • A~reasonable market value for the home has not yet been determined. D. LEGAL • If the proposal were to be accepted, staff would involve legal counsel in drafting the appropriate documents. IV. ALTERNATIVE RECOMMENDATION(S) • Accept the proposal and direct staff to work with Third Way Network on drafting the appropriate documents for proceeding. V. ATTACHMENTS • Third Way Network proposal • Analysis of 7422 4th Avenue VI. PRINCII'AL PARTIES EXPECTED AT MEETING • Paul Halvorson, Executive Director, Third Way Network Third WayTM 5-I ~ ~ Network 2912 Fremont Ave. N., Suite 200 • Minneapolis, MN • 55411 To: Richfield HRA From: Paul P. Halvorson, Executive Director, Date: August 7, 2008 Re: Rent-to-own management proposal for 7244 4th Street North Summary: Effective Septemberl, 2008, Third Way Network proposes to manage the property at 7244 4th. Street S. and rent it to a qualified working family who would eventually purchase the home for $155,000 on or before June 1, 2009. During the interim, the HRA would not incur any holding, management or realtor costs to manage or sell the property. Third Way Network would make the necessary improvements and ask the HRA to match $5;000 of an estimated $10,000 improvement budget. This project is designed to place a workingfamily into housing and to send their children to the Richfield Public Schools. Objectives: 1. Manage and sell the property on behalf of the RHRA. The HRA would save an estimated $12,000 in additional expense based on not incurring property management fees, holding costs or realtor costs to sell the property. In addition, an occupied property is less likely to be subject to vandalism and theft. 2. Provide housing for a working family who desires to live in Richfield. A single mother with two children and one grandchild would live in the property. Two of the children would attend the Richfield Public Schools starting in September. This family will graduate on August 19th from Third Way Network's Circle to Success Training Program. The family has no criminal background and the mom has a credit score in the low 700s. This family currently lives in St. Paul and greatly desires to live in Richfield. 3. Prepare the house for occupancy/sale. Third Way Network would complete needed renovations to the property to convert it into a four bedroom at an estimated cost of $10,000. a. Install used appliances (all missing): Refrigerator, Stove, Dishwasher, Microwave, Washer, Dryer and Dehumidifier in basement. ($2,000) b. Install window coverings. ($400) c. Trim brush, clean yard, repair fence, remove former wheel chair ramp from front stoop, and stain deck. ($300) d. Install two egress windows in basement. ($3,500) e. Build two bedrooms in basement walls, floors, electric, heating. ($2,400) f. Building Permit, trash removal and Misc ($400) All work code.compliant g. 10% Contingency~($1,000) continued Background: Third Way Network is anon-profit housing developer, family mentoring and ,~u~~. "Creating safe, decent housing people can afford and call home" Phone: 612-332-1311 • Fax: 612-332-1317 • Toli Free: T-866 Third-Way (866-844-7392) www.ThirdWayNetwork.org Email: info@ThirdWayNetwork.org ~~ community engagement organization provides housing for low-income working families earning between $20,000 and $40,000 a year. Families must complete an 8 week training program in independent living skills before they qualify for rental housing. As renters, families must continue their training to demonstrate housing stability. Over time families earn incentives to assist them in purchasing a home. Families are required to maintain their homes and pay rent and utilities on time. If they do not, they lose their housing. Families sign month-to-month leases. If one family does not work out, another trained family is ready to move in. About 80% of the 52 families trained in the last three years are successful and stable in housing with several achieving homeownership. Once stable, families complete a Homestretch Program and prepare to qualify for a home mortgage and home ownership. Third Way Network will continue to work with families for two years after they become homeowners to ensure their long term success. During this time, families must provide 8 hours a month in community service in Richfield. Third Way Network has been an active member of the Richfield Attainable Housing Committee and currently uses Oak Grove Lutheran Church as a training site where families, volunteer mentors and staff meet for regular training. Eight families have been in Richfield. Revenue & Risk: Third Way Network will set rent at a level appropriate for the family and to cover costs. Third Way Network will manage the risks associated with the property (replacing tenants, maintenance, neighbor issues, etc). The rent proceeds .will first be used to pay property taxes, insurance, maintenance and a property management fee. Any additional funds collected will then be used to cover the initial capital expense of preparing the property for occupancy. Third Way Network maintains a revolving loan fund with the Greater Metropolitan Housing Corporation (GMHC) which is a source of funds for Third Way Network housing projects. These funds can be accessed on a matching basis. We are asking RHRA fora $5,000 match. If there is an unpaid balance on the GMHC loan at the time the property sells, thi s would be added to the sale price of the property and repaid to GMHC at closing. Third Way Network would work with a designated staff person of the HRA to address any issues or make adjustments.-along the way. Request: 1. Authorize Third Way Network to enter into a management agreement with the HRA to manage the property at 7422 4th Street N including covering all holding costs and preparing to sell the property by June 1, 2009 (within 10 months) for $155,000 to a qualified family. 2. Authorize spending $5,000 on a matching basis to prepare the house for occupancy. (Third Way Network would cover the additional expense by using its GMHC loan funds.) 3. Explore a partnership with Third Way Network to acquire, rehab and manage other properties (i.e., distressed, foreclosed, tax-forfeiture, or problem properties) to be rented and sold to qualified families participating in Third Way Network family stability programs.. Thank you for the opportunity to present this proposal. I look forward to identifying other ways to work together to use housing to support family stability and maintain a vital Richfield community. I also look forward to the possibility of bringing this family to a RHRA meeting next summer as a homeowner to tell her story. Sincerely, Paul P Halvorson Paul P. Halvorson, PhD Executive Director and Founder ~!~ Analysis of 7422 4th Av S, Richfield. updated: 8/7/2008 Prepared by Paul Halvorson, .Executive Director, Third Way Network Phone: 612-332-1311 1 House built in 1939 Owner: Richfield Housing Redevelopment Authority 2 Market Value:$190,000 3 Lot Size: 59 x 134 4 Description: 2 bedroom, two bath home, with new living room carpet, eat in kitchen, finished room in basement large deck outside in back, single car attached garage. Basement can be made into two more bedrooms with second bath room already in basement 5 Estimated Sale price of Home $155,000 (What the HRA needs to recoup its investment Note this is in line with a recent market analysis of sales within the last 800 days (Refer to Analysis) 6 Estimated Cost of Buying a Home (purchase price plus closing costs) $ 3,875 Estimated Closing Costs (2.5%) $ 155,000 Estimated Purchase Price $ 158,875 Total Estimated Funds needed at time of Home Purchase 7 Source of Funds to buy home (Other options include working with the land trust). $ 5,000 Contribution by Family $ 5,000 Contribution by Third Way Network • $ 148,875 Mortgage $ 158,875 Total Source of Funds 8 Estimated Cost of Owning Home $ 835 $ 65 $ 175 $ 225 $ 1,300 9 Affordable Annual Income: Mortgage (Principle and Interest Payments) Insurance Taxes Utilities (Gas, Electric, Water/Sewer and Trash) Estimated Total Monthly Cost of Ownership $ 38,999 (based on one third for cost of housing -rent and utilities) 10 Estimated Cost to Rent House Market Rent would be $1,400/month for a four bedroom Month Family Pavs Subsidy Source of Subsidy September Rent $ 700 $ 700 TWNetwork covers first month October Rent $ 700 $ 700 TWNetwork covers Second Month November Rent $ 700 $ 700 Kids at Home covers pending (application date is 9/2/08) December Rent $ 700 $ 700 Kids at Home covers January Rent $ 700 $ 700 Kids at Home covers February Rent $ 700 $ 700 Kids at Home covers March Rent $ 700 $ 700 Kids at Home covers April Rent $ 700 $ 700 Kids at Home covers Ma Rent $ 700 $ 700 Kids at Home covers June -Ownership $ 1,075 $ - no subsid aid Family covers cost of all utilities (estimated at $225/month), not included in above analysis 11 Total Cost of Renting for Family (est.): $ 925 Page 1 of 3 (Printed on 8/11/2008 File: 081808 TWN proposal_Attach B.xls 5-~ • Affordable Income $ 33,300 If the family can save $600/month during this time, they will have saved $5,400. Of this, $5,000 would be matched by Third Way Network and used to buy a home. 12 Objective: Prepare to rent out a four bedroom house to a family for 9 months after which they would be ready to purchase the property for $155,000 or the current appraised value (whichever is less) 13 Strategy: The City of Richfield (Owner) wants to sell the House by June 1, 2009.. This gives 9 months to purchase, 6 months (Sept 1 -Feb 28) to demonstrate rental stability and up to 3 months (March, April, May) to qualify for a mortgage, sign purchase agreement and purchase home by the end of May 2009 14 Savings to the RHRA (over 9 months) a Holding Costs (This is in lieu of. $ 1, 575 $ 585 $ 2,025 $ 450 $ 4,635 b .Cost of Selling $ 7,750 $ 12,385 putting an empty building on the market) Taxes Insurance Utilities Maintenance Holding Costs (9 months) Realtor Fee (5% of $155,000) Total Savings to City over 9 months c No HRA staff needed to manage property or collect rent. (Some time needed to manage relationship with Third Way Network.) • d House is prepared for family occupancy by Third Way Network a kitchen appliances installed (working used appliances) b washer and dryer installed c dehumidifier in basement installed d two egress windows installed in basement e two bedrooms built in basement f yard work and repairs down outside Note: The $5,000 improvement grant is less money than would be spent if RHRA put the house on the market as it and worked with a realtor 15 Third Way Network Project Finances Revenue (Projected) $700 Rent from family (9 months) $700 Rent paid by Kids@Home (7 months -pending) $1,400 Total Rent Revenue (monthly) Expenses (Projected $ 175 Taxes $ 65 Insurance $ 100 Property Management Fee $ 100 Maintenance Fund Total loan $ 960 Loan Payment (cover Fix up Costs) $ 1,400 Total Rent Expense (Monthly) Note: Kids at home payment starts in November ~16 Capital Improvement Budget Source of Funds Page 2 of 3 (Printed on 8/11/2008 File: 081808 TWN proposal_Attach B.xls ~'~ $ 5,000 RHRA -Grant $ 5,000 Third Way Network (GMHC Loan Funds - 5% fixed) $ 10,000 Total Funds Available Cost of Third Way Network Funds $ 5,000 Principle $ 188 Interest (5%) $ 5,000 Matching Funds for Family Downpayment $ 10,188 Total Use of Third Way Network funds $ 7,240 Funds applied from estimated net rent collected (over 9 months) $ 2,948 Funds covered by Third Way Network Fundraising 17 Backup Plan If first family is not working out, would find other families who would sign purchase agreement and move in as new homeowners. Many Third Way Network families see living in Richfield as a real asset. 18 Questions, changes or comments, please call Paul Halvorson at 612-332-1311 • • Page 3 of 3 (Printed on 8/11/2008 File: 081808 TWN proposal_Attach B.xls AGENDA ITEM # 6 REPORT # $$ • J STAFF REPORT HOUSING AND REDEVELOPMENT AUTHORITY MEETING AUGUST 18, 2008 REPORT PREPARED BY: REPORT PRESENTER: KAREN BARYON, COMMUNITY DEVELOPMENT MANAGER NAME, TITLE KAREN BARYON, COMMUNITY DEVELOPMENT MANAGER NAME, TITLE • DEPARTMENT DIRECTOR REVIEW: REVIEWED BY EXECUTIVE DIRECTOR: ITEM FOR HRA CONSIDERATION: Consideration of the final draft of the Penn Corridor Master Revitalization Plan I. RECOMMENDED ACTION: B Motion: Accept the Penn Corridor Master Revitalization Plan. II. BACKGROUND The City of Richfield and the Richfield Housing and Redevelopment Authority (HRA) have long recognized the need to ensure the future vitality of Penn Avenue between the Crosstown Highway and 68th Street. This area was established in the 1950's and 1960's and is characterized by traffic congestion, a lack of parking, an unfriendly pedestrian environment, and aging buildings. It is also home to a number of iconic businesses frequented by residents of Richfield and the surrounding communities. In the late 1980's, the City formed an advisory committee, Penn Avenue and Sixty- Sixth Street. (PASSS), to create a vision for the future of the area to ensure its continued vitality. And in 1989, based on recommendations from the PASSS committee, the City adopted a set of design guidelines for the area. In 1999, PASSS reconvened to evaluate the feasibility of a wholesale redevelopment of the area. City staff, PASSS members, and Ryan Companies 081808 Penn Corridor Master Plan worked together on the project and subsequently determined it was financially infeasible at the time to assemble properties and redevelop the area. • In earl 2006 the Cit initiated a ro'ect with the Universit of Minnesota's U of M Y ~ Y P J Y ( ) Humphrey .Institute to create along-term land use vision for the Penn Avenue Corridor. The students met with City leaders, local residents, and business owners to create three initial visions for Penn Avenue, along with a proposed list of improvements for the Corridor. A final vision was also outlined in the report. Later in 2006, the City contracted with the planning firm Hoisington Koegler Group Inc. (HKGi), and formed a new task force, the Penn Crossings Advisory Group, to build upon the information collected and strategies emerging from the U of M visioning study, to ultimately create a master plan for the area to ensure a cohesive development of the Corridor as reinvestment, revitalization, and redevelopment occur. The Penn Crossings group has been meeting actively since January of this year to review existing plans, studies, and reports relevant to the,project area and to formulate criteria for the development of a master plan. Three public meetings were held in March, May, and August of this year to gather feedback and input from residents and stakeholders to assist in formulating a concept plan for the area. • Staff and HKGi have also held numerous meetings with the City Council, Planning Commission, HRA, City Department Directors, Hennepin County, City of Minneapolis planning staff, and Metro Transit in an effort to incorporate ideas, comments, and concerns from all potentially impacted parties. Based upon all of the information, input, and feedback gathered, HKGi has created a final draft Master Revitalization Plan ("Plan") for the Penn Avenue Corridor. The purpose of the Plan is to guide the revitalization and redevelopment of the Penn Corridor as it occurs to create a cohesive, inviting, and pedestrian-friendly environment. City staff, HKGi, and the Penn Crossings Advisory Group are currently developing design guidelines to be used in conjunction with the Master Plan to ensure the goals for the revitalization of the area are met. Staff is recommending the HRA accept the Penn Corridor Master Revitalization Plan. III. BASIS OF RECOMMENDATION A. POLICY • N/A B. CRITICAL ISSUES • Without a Master Plan to guide the revitalization and redevelopment of the Penn Avenue Corridor, the. area is1ikely to remain a disjointed and disconnected commercial area that will continue to decline. ' • The Planning Commission will be considering the Penn Corridor Master Revitalization Plan at their meeting on August 25, 2008. • The City Council will be considering the Penn Corridor Master Revitalization Plan at their meeting on September 11, 2008. C. FINANCIAL • As the area declines, property tax revenue will also decline. D. LEGAL • N/A IV. ALTERNATIVE RECOMMENDATION~S~ • N/A V. ATTACHMENTS • Final Draft Penn Corridor Master Revitalization Plan VI. PRINCIPAL PARTIES EXPECTED AT MEETING • Hoisington Koegler Group inc. C7 ~~ ~_ ~~. N ..r ,}J ,> ~. W f'~' W t(7 '-' ,~ ~m~~_ ~ f c,~, I-vaat+E ,~: I ~J ~, W„~ , ~bO S F'Comriae{+clah' ~ ~ oA~r~ ( -~uosc~ Parking Stalls- "`? 20,000 5 F Corrtmercia 23~ Parking Stalls ~" 154 Residential Units'~• ~.~ ~~;~s ~°s".~~8,000SFCommera 310 Parking Stalls ~ ' '~S, Residential U,r~its t ~,,~ '~... >~. - i- ~.~~r. Mocedli.• ~, •v r S ~;"F , s~ r¢~;nc~l Lhtei~N~' tyik~ I L~ - IINoYk Wg7~+~, aty R~sdeq[iat- g. ; ., ; item De~s~y;Res~rTent, ": ark111 J Std 5~ L~p~n~TcnsiPyRe~de~ia!" - Qesldential Un ^f.,r. ~CaJiUlnstitutitlr}al ~~~~ Parking Stalls Residential Units rx-~~ '. 00"SFCommercia I Parking Stalls Residential Units :~; .~:.~~r ~ 00~5FC menial Parking Stalls Residential Uniu ; Parking Stalls Y ' Approximate Proposed Conditions by Block SF Commercial Parkin Stalls ResidenBal Unds 62nd w 42 000 220 82nd E 35 500 525 89rd W 82 500 285 63rd E 125 14 64th W 20 000 232 154 64th E 9 000 70 52 66th W 40 000 220 65th E 18 000 237 120 BYrw 78 000 310 68 66th 28000 80 • STAFF REPORT 9 39 AGENDA ITEM # REPORT # HOUSING AND REDEVELOPMENT AUTHORITY MEETING AUGUST 18, 2008 n u REPORT PREPARED BY: REPORT PRESENTER: DEPARTMENT DIRECTOR REVIEW: REVIEWED BY EXECUTIVE DIRECTOR: CHRIS REGIS, FINANCE MANAGER NAME, TITLE ITEM FOR HRA CONSIDERATION: Consideration of resolutions approving proposed property tax levy for payable 2009 for certification to Henne in Count . L RECOMMENDED ACTION: By Motion: Adopt the attached resolutions approving the 2009 Proposed Housing and Redevelopment Authority Budget and Tax Levy and 2008 Revised Housing and Redevelopment Authority Budget. II. BACKGROUND N/A III. BASIS OF RECOMMENDATION A. POLICY • Minnesota Statutes require adoption of a preliminary levy from each taxing authority. • The budget and accompanying proposed levy for 2009 are ready for consideration. 0818budget CHRIS REGIS, FINANCE MANAGER • Even though a pubic hearing for the HRA tax levy is not required by State Statute, this does not preclude the HRA from opening this item up for public discussion if the HRA desires to do so. B. CRITICAL ISSUES • As required by State Statutes, each taxing authority must certify its proposed tax. levy for the payable year 2009 to the County Auditor on or before September 15, 2008. C. Fn_vANCIAL • The Proposed-2009 HRA levy represents a 3.00% increase from the previous year's levy. • The levy as proposed is approximately $107,000 less than the maximum HRA levy established by law of the .0185% of the City's total taxable market value. D. LEGAL • N/A IV. ALTERNATIVE RECOMMENDATION~S~ • The HRA could adopt a preliminary levy less than the one proposed herein. However, that would not provide for programs that are recommended in the 2008 Revised/2009 Proposed budget. V. ATTACHMENTS • Resolution Approving Proposed 2009.Housing and Redevelopment Authority . Budget and Certifying the 2009 Tax Levy • Resolution Authorizing Revision of the 2008 Budget of the Housing and Redevelopment Authority of Richfield VI. PRINCIPAL PARTIES EXPECTED AT MEETING • N/A HRA RESOLUTION NO. S RESOLUTION APPROVING PROPOSED 2009 HOUSING AND REDEVELOPMENT AUTHORITY BUDGET AND CERTIFYING THE 2009 TAX LEVY BE IT RESOLVED by the Housing and Redevelopment Authority of the City of Richfield, Minnesota as follows: Section 1. The budget for the Housing and Redevelopment Authority General Fund of Richfield for the year 2009 in the amount of $488,400 is hereby ratified. Section 2. The estimated gross revenue of the Housing and Redevelopment Authority General Fund of Richfield from all sources, including general ad valorem tax levies as hereinafter set forth for the year 2009, and as the same are more fully detailed in the Executive. Director's official copy of the budget for the year 2009, in the amount of $501,530 is hereby approved. Section 3. There is hereby levied upon all taxable property in the City of Richfield an ad valorem tax in 2008, payable in 2009 for the following purposes: • Housing and Redevelopment Authority $488,925 Section 4. A certified copy of this resolution shall be transmitted to the County Auditor. Adopted, by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 18th day of August, 2008. Suzanne M. Sandahl, Chair ATTEST: Joan Helmberger, Secretary • HRA RESOLUTION NO. RESOLUTION AUTHORIZING REVISION OF THE 2008 BUDGET OF THE HOUSING AND REDEVELOPMENT AUTHORITY OF RICHFIELD WHEREAS, Resolution No. 1017 appropriated funds for personal services and other expenses and capital outlay for the Housing and Redevelopment Authority for the. year 2008, and WHEREAS, The Executive Director has requested a revision of the 2008 budget as detailed in the 2009 budget document. NOW, THEREFORE, BE IT RESOLVED by the Housing and Redevelopment Authority of Richfield, Minnesota as follows: Section 1. That the 2008 appropriation for the Housing and Redevelopment Authority General Fund be revised as follows: $48,980 decrease Section 2. Estimated 2008 gross revenue of the Housing and Redevelopment Authority General Fund from all sources, as the same are more fully detailed in the Executive Director's official copy of the 2008 budget document, are hereby revised as follows: • $31,240 decrease Section 3. That the Executive Director bring into effect the provisions of this resolution. Adopted by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 18th day of August, 2008. Suzanne M. Sandahl, Chair ATTEST: Joan Helmberger, Secretary •