12-10707r RESOLUTION NO. 10707
RESOLUTION DESIGNATING CITY'S CONTRIBUTION
TOWARD HEALTH, TERM LIFE AND DENTAL INSURANCE
PREMIUM FOR MANAGEMENT AND GENERAL SERVICES EMPLOYEES
WHEREAS, the hospital-medical/surgical group health insurance plan is available
from the LOGIS Health Insurance program for City employees and their families; and
WHEREAS, a term life and accidental death and dismemberment insurance plan is
available from the Local Government Information Systems Association (LOGIS) for City
employees; and
WHEREAS, a self-funded group dental insurance plan is available to City
Management and General Services employees and their families; and
WHEREAS, a group short-term and long-term disability program is available to City
Management and General Services employees; and
WHEREAS, the City Council is required to determine by resolution the City's
contribution toward the premium for employee group insurance coverages.
NOW, THEREFORE, BE IT RESOLVED that the City shall contribute a maximum of
$1,000 per month for family health insurance to full-time employees, and in any event, said
contributions shall not exceed the cost of single coverage for employees selecting that option.
The City shall give to full-time employees not participating in the City's health plan, a sum of
$150 per month, which will be taxed as regular income. For all full-time Management and
General Services employees, the City shall also pay the $45 monthly premium for the offered
dental insurance plan, and the $3.33 monthly premium for the term life and accidental death
and dismemberment insurance plan, for a total possible maximum 2013 insurance premium
contribution of$1,048.33 per month. The City shall contribute 75% of the single health care
premium for part-time regular employees and a maximum of$500.00 per month towards
dependent coverage. Part-time employees shall also receive a portion of short-term disability
insurance dependent upon hours worked. Such contributions shall be for coverage effective
January 1, 2013.
BE IT FURTHER RESOLVED that the City shall contribute the full cost of long-term
disability insurance for full-time Management and General Services employees.
BE IT FURTHER RESOLVED that the City Council shall determine the City's
contribution toward insurance premiums for all organized employee groups by the adoption of
the appropriate resolutions concerning labor contracts with the respective organized
employee groups.
30 Adopted by the City Council of the City of Richfie • inn- .o a thi h da •f October 2012.
De•bie Goettel, ayor
ATTEST:
Nancy Gibb:, ity Clerk
Attachment 1
The City's Contribution Toward Dependent Health Insurance as a Percent of Total Premium Cost
YEAR HEALTH DEPENDENT CITY CONTRIBUTION CITY CONTRIBUTION
PLAN PREMIUM MGMT./GEN. SVCS AVERAGE % OF
COST PREMIUM
2008 HealthPartners
Open Access Choice
* Employee +
Spouse $1057.86 $730 69%
* Employee +
Children $1002.29 $730 73%
* Family $1308.91 $780 60%
Distinctions
* Employee +
Spouse $ 988.09 $730 74%
* Employee +
Children $ 933.50 $730 78%
* Family $1219.10 $780 64%
High Deductible HSA
* Employee +
Spouse $ 757.10 $730 96%
* Employee +
Children $ 715.27 $730 102%
* Family $ 934.04 $780 84%
2009 HealthPartners
Open Access Choice
* Employee +
Spouse $1226.94 $780 64%
* Employee +
Children $1162.48 $780 67%
* Family $1518.16 $830 55%
Distinctions
* Employee +
Spouse $1146.01 $780 68%
* Employee +
Children $1082.68 $780 72%
* Family $1414.98 $830 59%
High Deductible HSA $1150
* Employee +
Spouse $ 868.94 $780 90%
* Employee +
Children $ 820.92 $780 95%
* Family $1072.05 $830 77%
High Deductible HSA $2500
* Employee +
Spouse $ 807.87 $780 97%
* Employee +
Children $ 763.24 $780 102%
* Family $ 996.69 $830 83%
2010 HealthPartners
Open Access Choice
* Employee +
Spouse $1418.74 $855 60%
* Employee +
Children $1344.21 $855 64%
* Family $1755.49 $905 52%
Distinctions
* Employee +
Spouse $1325.16 $855 65%
* Employee +
Children $1251.93 $855 68%
* Family $1635.02 $905 55%
High Deductible HSA $2500
* Employee +
Spouse $ 934.16 $855 92%
* Employee +
Children $ 882.55 $855 97%
* Family $1152.50 $905 78%
2011 HealthPartners
Open Access Choice
* Employee +
Spouse $1562.16 $915 59%
* Employee +
Children $1480.10 $915 62%
* Family $1932.99 $965 50%
Distinctions
* Employee +
Spouse $1459.12 $915 63%
* Employee +
Children $1378.49 $915 66%
* Family $1800.32 $965 54%
High Deductible HSA $2500
* Employee +
Spouse $1032.52 $915 89%
* Employee +
Children $ 975.48 $915 94%
* Family $1274.10 $965 76%
2012 Blue Cross Blue Shield
Open Access Choice
* Employee +
Spouse $1295.00 $915 71%
* Employee +
Children $1233.00 $915 74%
* Family $1603.00 $965 60%
Distinctions
* Employee +
Spouse $1144.50 $915 80%
* Employee +
Children $1089.50 $915 84%
* Family $1416.50 $965 68%
High Deductible HSA $2500
* Employee +
Spouse $854.50 $915 107%
* Employee +
Children $814.00 $915 112%
* Family $1058.00 $965 91%
2013 Blue Cross Blue Shield
Distinctions
* Employee +
Spouse $1242.00 $950 76%
* Employee +
Children $1182.00 $950 80%
* Family $1537.00 $1000 65%
High Deductible HSA $2500
* Employee +
Spouse $927.00 $950 102%
* Employee +
Children $883.00 $950 108%
* Family $1148.00 $1000 87%