01-822r
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RESOLUTION NO. 822
RESOLUTION AWARDING THE SALE OF, AND PROVIDING THE FORM, TERMS,
COVENANTS AND DIRECTIONS FOR THE ISSUANCE OF ITS TAXABLE TAX
INCREMENT REVENUE NOTE, SERIES 2001 B
NOW, THEREFORE, BE IT RESOLVED, by the Housing and Redevelopment
Authority in and for the City of Richfield as follows:
Section 1. Authorization: Award of Sale.
1.01. Authorization. The Authority and City of Richfield ("City") have heretofore
approved the establishment of the Urban Village Tax Increment Financing District (the "TIF
District") within the Richfield Redevelopment Project ("Project"), and have adopted a tax
increment financing plan for the purpose of financing certain improvements within the Project.
Pursuant to Minnesota Statutes, Section 469.178, the Authority is authorized to issue
and sell its bonds for the purpose of financing a portion of the public development costs of the
Project. Such bonds are payable from all or any portion of revenues derived from the TIF
District and pledged to the payment of the bonds. The Authority hereby finds and determines
that it is in the best interests of the Authority that it issue and sell its Taxable Tax Increment
Revenue Note, Series 2001 B (the "Note") in the original principal amount of $4,750,000
(except as otherwise provided in Section 1.02) for the purpose of financing certain public
costs of the Project.
1.02. Issuance. Sale. and Terms of the Note. The Authority hereby delegates to the
Executive Director the determination of the date on which the Note is to be delivered, in
accordance with that certain Amended and Restated Contract for Private Redevelopment
between the Authority and Richfield State Agency, Inc. ("Redeveloper") dated ,2001
(the "Agreement"). The Note shall be sold to the Redeveloper (the "Owner"), in consideration
for the Redeveloper's payment of certain Public Redevelopment Costs (as defined in the
Agreement) at a cost at least equal to the principal amount of the Note. The Note shall be
dated as of the date of delivery thereof, shall bear interest at the rate of 7.40% per annum to
the earlier of maturity or prepayment, subject to adjustment as provided in the Note.
Notwithstanding the maximum original principal amount stated in Section 1.01, if the
Authority issues its Tax Increment Revenue Note, Series 2001A ("Series 2001A Note" in an
original principal amount of less than $4,750,000, the Executive Director is authorized and
directed to add such difference to the principal amount of this Note. The Executive Director is
further authorized to adjust other terms of the Note (excluding the rate of interest and the
terms of adjustment thereof) to the extent agreed by the Redeveloper and the Owner.
Delivery of the executed Note will be conclusive evidence that the Executive Director has
approved the principal amount and any changes in the form of the Note.
1.03. Prepayment. The Note is subject to prepayment at the option of the Authority
in whole or in part on any date without premium or penalty.
Section 2. Form of Note. The Note shall be in substantially the following form,
with the blanks to be properly filled in and the principal amount, interest rate and payment
schedule adjusted as of the date of issue:
UNITED STATES OF AMERICA
STATE OF MINNESOTA
COUNTY OF HENNEPIN
HOUSING AND REDEVELOPMENT AUTHORITY
IN AND FOR THE CITY OF RICHFIELD
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No. R-1
$
TAXABLE TAX INCREMENT REVENUE NOTE
SERIES 2001 B
Date
of Oriqinallssue
The Housing and Redevelopment Authority in and for the City of Richfield (the
"Authority"), hereby acknowledges itself to be indebted and, for value received, promises
to pay to the order of Richfield State Agency, Inc., its endorsees, successors and assigns
(the "Holder"), solely from the sources and to the extent and in the manner hereinafter
provided, the original principal amount of this Note, being $ or such lesser
amount advanced herein under the Agreement hereinafter described, together with interest
on the principal balance of this Note outstanding from time to time (the "Principal Balance") I
at the rate of interest hereinafter set forth. The principal of and interest on this Note are
payable in semi-annual installments on each February 1 and August 1, commencing
August 1, 2001 and continuing through February 1, 2026 (the "Payment Dates"), which
payments will be in the amount of Available Tax Increment and Local Match Funds as
defined hereafter.
The interest rate on this Note shall be 7.40 % per annum from the date of original
issue to and including February 1, 2006. The interest rate shall be reset as of February 1,
2011, February 1, 2016, and February 1, 2021 (each a "Reset Date") to equal the effective
bond yield on single "A" rated financial institutions with five to ten year maturities, as
determined by the Authority as of each such Reset Date, plus 150 basis points.
Any payments on this Note shall be applied first to accrued interest and then to the
Principal Balance.
Each payment on this Note is payable in any coin or currency of the United States
of America which on the date of such payment is legal tender for public and private debts
and shall be made by check or draft made payable to the Holder and mailed to the Holder
at its postal address within the United States which shall be designated from time to time
by the Holder.
The Note is a special and limited obligation and not a general obligation of the
Authority, which has been issued by the Authority to provide funds to defray certain public
redevelopment costs of a project pursuant to Minnesota Statutes, Sections 469.001 to
469.047 and is issued pursuant to resolution of the Authority approved May 21, 2001
("Resolution") and Minnesota Statutes, Section 469.178.
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THE NOTE IS NOT A DEBTOF THE AUTHORITY, THE CITY OF RICHFIELD, OR
THE STATE OF MINNESOTA (THE "STATE"), AND NEITHER THE AUTHORITY, THE
CITY OF RICHFIELD, THE STATE NOR ANY POLITICAL SUBDIVISION THEREOF
SHALL BE LIABLE ON THE NOTE, NOR SHALL THE NOTE BE PAYABLE OUT OF ANY
FUNDS OR PROPERTIES OTHER THAN THE REVENUES PLEDGED PURSUANT TO
THE RESOLUTION.
The principal and interest due on any Payment Date are payable solely from and
only to the extent that the Authority shall have received as of such Payment Date
"Available Tax Increment" together with "Local Match Funds" and any other amounts
pledged to the Debt Service Fund under the Resolution, the terms of which are
incorporated as if fully set forth herein. For the purpose of this Note, "Available Tax
Increment" means seventy-five percent (75%) of the tax increment attributable to the
portion of the Urban Village Tax Increment Financing District ("TIF District") described in
Schedule A that is received by the Authority from Hennepin County as of any Payment
Date and not previously applied to any previous payment under this Note or the Authority's
Tax Increment Revenue Note, Series 2001A ("Series 2001A Note"), after application of
such revenues to payment of amounts due on such Payment Date under the Resolution
No. _ with respect to the Series 2001A Note. For the purpose of this Note, "Local
Match Funds" mean funds available to the Authority in an amount equal to 5.0 percent of
the Tax Increments attributable to the property described in Schedule A that is received by
the Authority from Hennepin County as of any Payment Date and not applied to any previous
payment under this Note or the Series 2001A Note, but which amount shall be payable solely
from unrestricted funds of the Authority and not from tax increments derived from the TIF
District or any other tax increment financing district.
The obligations of the Issuer to pay any amount on this Note shall not be deemed to
be in default in the event Available Tax Increment and Local Match Funds are not sufficient
to pay the principal and interest due on this Note on any Payment Date. The obligation of
the Authority to pay principal of an interest on this Note shall terminate on the Maturity
Date, without regard to any amounts that remain unpaid.
The Note is subject to prepayment at the option of the Authority in whole or in part on
any date without premium or penalty.
Upon payment in full of the Series 2001A Note, the Principal Balance of this Note
shall be prepaid on each Reset Date, without premium or penalty, from and to the extent of
any amounts deposited in the Prepayment Fund, as described in the Resolution.
This Note shall not be payable from or constitute a charge upon any funds of the
Authority or the City of Richfield and the Authority shall not be subject to any liability
hereon or be deemed to have obligated itself to pay hereon from any funds except the
Available Tax Increments, Local Match Funds and other funds pledged to the payment of
the Note under the Resolution, and then only to the extent and in the manner specified in
the Resolution.
The Holder shall never have or be deemed to have the right to compel any exercise
of any taxing power of the Authority or the City of Richfield or of any other public body, and
neither the Authority or the City of Richfield nor any director, commissioner, council
member, board member, officer, employee or agent of the Authority or the City of Richfield;
nor any person executing or registering this Note shall be liable personally hereon by
reason of the issuance or registration hereof or otherwise.
This Note is issuable only as a fully registered note without coupons. As provided in
the Resolution, this Note shall be transferable upon the books of the Authority kept for that
purposes at the principal office of the Registrar, by the Owner hereof in person or by such
owner's attorney duly authorized in writing, upon surrender of this Note together with a
written instrument of transfer satisfactory to the Authority, duly executed by the owner.
Upon such transfer or exchange and the payment by the Owner of any tax, fee, or
governmental charge required to be paid by the Authority with respect to such transfer or
exchange, there will be issued in the name of the transferee a new Note of the same
aggregate principal amount, bearing interest at the same rate and maturing on the same
dates. The Note shall be transferred or assigned only to an "accredited investor" within the
meaning of Regulation D of the Securities and Exchange Commission and only upon
execution and delivery by the purchaser of an investment letter substantially in the form of
Exhibit B to the Resolution.
IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions, and things
required by the Constitution and laws of the State of Minnesota to be done, to exist, to
happen, and to be performed in order to make this Note a valid and binding limited obligation
of the Authority according to its terms, have been done, do exist, have happened, and have
been performed in due form, time and manner as so required.
IN WITNESS WHEREOF, the Board of Commissioners of the Housing and
Redevelopment Authority in and for the City of Richfield has caused this Note to be executed
with the manual signatures of its Chair and Executive Director, all as of the Date of Original
Issue specified above.
Housing and Redevelopment Authority in
and for the City of Richfield
Executive Director
Chair
REGISTRATION PROVISIONS
The ownership of the unpaid balance of the within Note is registered in the bond
register of the City Finance Director, in the name of the person last listed below.
Date of
Registration
Reqistered Owner
Marquette Capital Bank, N.A.
Signature of
City Finance Manaqer
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I Date of Authentication:
Note Registrar's Authentication Certificate
This is one of the Notes described in the within mentioned Resolution.
Note Registrar
By
Authorized Signature
Section 3.
Terms. Execution and Delivery.
3.01. Denomination, Payment. The Note shall be issued as a single typewritten note
numbered R-1 in the denomination of the original principal amount of the Note.
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The Note shall be issuable only in fully registered form. Principal of and interest on
the Note shall be payable by check or draft issued by the Registrar described herein.
3.02. Dates: Interest Payment Dates. Principal of and interest on the Note shall be
payable by mail to the owner of record thereof as of the close of business on the fifteenth day
of the month preceding the Payment Date, whether or not such day is a business day.
3.03. Registration. The Authority hereby appoints the City Finance Manager to
perform the functions of registrar, transfer agent and paying agent (the "Registrar"). The
effect of registration and the rights and duties of the Authority and the Registrar with respect
thereto shall be as follows:
(a) Register. The Registrar shall keep at its office a bond register in which
the Registrar shall provide for the registration of ownership of the Note and the
registration of transfers and exchanges of the Note.
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(b) Transfer of Note. Upon surrender for transfer of the Note duly endorsed
by the registered owner thereof or accompanied by a written instrument of transfer, in
form reasonably satisfactory to the Registrar, duly executed by the registered owner
thereof or by an attorney duly authorized by the registered owner in writing, the
Registrar shall authenticate and deliver, in the name of the designated transferee or
transferees, a new Note of a like aggregate principal amount and maturity, as
requested by the transferor. Notwithstanding the foregoing, the Note shall be
transferred only to an "accredited investor" within the meaning of Regulation D of
the Securities and Exchange Commission and only upon execution and delivery by
the purchaser to the Registrar of an investment letter substantially in the form of
Exhibit B hereto. The Registrar may close the books for registration of any transfer
after the fifteenth day of the month preceding each Payment Date and until such
Payment Date.
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(c) Cancellation. The Note surrendered upon any transfer shall be promptly
cancelled by the Registrar and thereafter disposed of as directed by the Authority.
(d) Improper or Unauthorized Transfer. When the Note is presented to the
Registrar for transfer, the Registrar may refuse to transfer the same until it is satisfied
that the endorsement on such Note or separate instrument of transfer is legally
authorized. The Registrar shall incur no liability for its refusal, in good faith, to make
transfers which it, in its judgment, deems improper or unauthorized.
(e) Persons Deemed Owners. The Authority and the Registrar may treat
the person in whose name the Note is at any time registered in the bond register as
the absolute owner of the Note, whether the Note shall be overdue or not, for the
purpose of receiving payment of, or on account of, the principal of and interest on
such Note and for all other purposes, and all such payments so made to any such
registered owner or upon the owner's order shall be valid and effectual to satisfy and
discharge the liability of the Authority upon such Note to the extent of the sum or sums
so paid.
(f) Taxes. Fees and Charges. For every transfer or exchange of the Note,
the Registrar may impose a charge upon the owner thereof sufficient to reimburse the
Registrar for any tax, fee, or other governmental charge required to be paid with
respect to such transfer or exchange.
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(g) Mutilated, Lost. Stolen or Destroyed Note. In case any Note shall
become mutilated or be lost, stolen, or destroyed, the Registrar shall deliver a new
Note of like amount, maturity dates and tenor in exchange and substitution for and
upon cancellation of such mutilated Note or in lieu of and in substitution for such Note
lost, stolen, or destroyed, upon the payment of the reasonable expenses and charges
of the Registrar in connection therewith; and, in the case the Note lost, stolen, or
destroyed, upon filing with the Registrar of evidence satisfactory to it that such Note
was lost, stolen, or destroyed, and of the ownership thereof, and upon furnishing to
the Registrar of an appropriate bond or indemnity in form, substance, and amount
satisfactory to it, in which both the Authority and the Registrar shall be named as
obligees. The Note so surrendered to the Registrar shall be cancelled by it and
evidence of such cancellation shall be given to the Authority. If the mutilated, lost,
stolen, or destroyed Note has already matured or been called for redemption in
accordance with its terms, it shall not be necessary to issue a new Note prior to
payment.
3.04. Preparation and Delivery. The Note shall be prepared under the direction of
the Executive Director of the Authority and shall be executed on behalf of the Authority by the
signatures of the Chair and the Executive Director, provided that said signatures may be I
printed, engraved, or lithographed facsimiles thereof. In case any officer whose signature, or
a facsimile of whose signature, shall appear on the Note shall cease to be such officer before
the delivery of the Note, such signature or facsimile shall nevertheless be valid and sufficient
for all purposes, the same as if such offer had remained in office until delivery.
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Notwithstanding such execution, th~ N()t~ shall not be valid or obligatory for any purpose or
entitled to any security or benefit under this resolution unless and until a certificate of
authentication on such Note has been duly executed by the manual signature of an
authorized representative of the Registrar. The executed certificate of authentication on each
Note shall be conclusive evidence that it has been authenticated and delivered under this
resolution. When the Note has been so executed and authenticated, it shall be delivered by
the Executive Director to the purchaser thereof upon payment of the purchase price, and the
purchaser shall not be obligated to see to the application of the purchase price.
Section 4. Security Provisions.
4.01. Creation of Funds: Priority of Payments. There are hereby created special
funds designated as the "Debt Service Fund" and the "Prepayment Fund," to be held and
administered by the Authority separate from other funds or accounts of the Authority. The
Authority hereby pledges Available Tax Increment and Local Match Funds (as defined in the
Note) to the following funds or uses in the following order of priority:
First to the Debt Service Fund in the amount of Available Tax Increment remaining on
each Payment Date after payment or provision for payment of the amounts due under
Resolution No. _ with respect to the Series 2001A Note; and
Second to the Debt Service Fund in the amount of Local Match Funds available on
that Payment Date; and
Second, after payment in full of the principal of and interest on the Series 2001A Note,
Available Tax Increment and Local Match Funds to the Prepayment Fund.
4.02. Debt Service Fund. The Debt Service Fund together with all funds deposited
therein pursuant to this Resolution are hereby pledged to the payment of principal of and
interest on the Note and shall be used for no other purpose. Any Available Tax Increment
remaining in the Debt Service Fund shall be transferred to the Authority's account for the TIF
District upon the payment of all principal and interest to be paid with respect to the Note.
Interest earnings on amounts in the Debt Service Fund will be credited in the same manner
as Available Tax Increment. Any Local Match Funds remaining in the Debt Service Fund
shall be transferred to the Authority account from which such funds were drawn.
4.03. Prepayment Fund. There is hereby created a special fund designated as the
"Prepayment Fund" to be held and administered by the Authority. Amounts in the
prepayment fund will be applied on each Reset Date (as defined in the Note) to prepay in
part, without premium or penalty, the outstanding principal balance of the Note. Any such
prepayment will be applied to the last maturing installments of principal on Schedule A
attached to the Note without affecting the amount or timing of any remaining Scheduled
Payment. Interest earnings on amounts in the Prepayment Fund will be credited in the same
manner as Available Tax Increment.
4.06. Additional Obligations. While the Note is outstanding, the Authority shall not
pledge or permit the pledge of all or any portion of the Available Tax Increment to the
payment of principal of or interest on any obligations of the Authority or City other than the
Note and the Series 2001A Note, except any pledge approved in writing by the Holder (as
defined in the Note). Nothing in this resolution will restrict the ability of the Authority to pledge
Local Match Funds to any other obligation on a parity, subordinate or superior basis with the
Note.
4.07. Covenants Reaardina TIF District and Agreement. The Authority covenants for I
the benefit of the Holder that while the Note is outstanding:
(a) it will not take any action to remove all or any portion of the property
described in Schedule A attached to the Note from the TIF District or alter or impair
the collection of Available Tax Increment including without limitation any modification
of the TIF District in such a manner that would materially affect the amount or timing of
receipt by the Authority of Available Tax Increment, and
(b) it will enforce the Agreement except to the extent of any Redeveloper
obligations that have no material bearing on the collection of Available Tax Increment.
Section 5. Certification of Proceedings.
5.01. Certification of Proceedinqs. The officers of the Authority are hereby authorized
and directed to prepare and furnish to the Owner of the Note certified copies of all
proceedings and records of the Authority, and such other affidavits, certificates, and
information as may be required to show the facts relating to the legality and marketability of
the Note as the same appear from the books and records under their custody and control or
as otherwise known to them, and all such certified copies, certificates, and affidavits,
including any heretofore furnished, shall be deemed representations of the Authority as to the
facts recited therein,
Section 6. Continuinq Disclosure. The continuing disclosure requirements of Rule
15c2-12 promulgated by the Securities and Exchange Commission under the Securities
Exchange Act of 1934 (the "Rule") do not apply to the Notes, because the offering is exempt
from such requirements under Section 15c2-12(d)(1)(i). Consequently, the Issuer will not
enter into any undertaking to provide continuing disclosure of any kind with respect to the
Note.
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Section 7. Effective Date. This resolution shall take effect and be in force from and
after its approval.
Adopted by the Housing and Redevelopment A
this 21st day of May, 2001.
ority in and for the City of Richfield
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Thomas E. Harms, Chair
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