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THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR
THE CITY OF RICHFIELD
RESOLUTION NO. 809
RESOLUTION AWARDING THE SALE OF, AND
PROVIDING THE FORM, TERMS, COVENANTS AND
DIRECTIONS FOR THE ISSUANCE OF ITS LIMITED
REVENUE TAX INCREMENT NOTE, SERIES 2001;
APPROVING AMENDMENT TO CONTRACT FOR
PRIVATE REDEVELOPMENT AND ESTOPPEL
CERTIFICATE; RESCINDING RESOLUTION NO. 804 AND
RESOLUTION NO. 805
BE IT RESOLVED BY the Board of Commissioners ("Board") of the Housing and
Redevelopment Authority in and for the City of Richfield (the "Authority") as follows:
Section 1. Authorization; Award of Sale.
1.01. Authorization. The Authority and City of Richfield ("City") have heretofore
approved the establishment of Gramercy Redevelopment Tax Increment District (the
"TIF District") within Richfield Redevelopment Project Area ("Project"), and have
adopted a tax increment financing plan for the purpose of financing certain
improvements within the Project.
Pursuant to Minnesota Statutes, Section 469.178, the Authority is authorized to
issue and sell its bonds for the purpose of financing a portion of the public development
costs of the Project. Such bonds are payable from all or any portion of revenues
derived from the TIF District and pledged to the payment of the bonds. The Authority
hereby finds and determines that it is in the best interests of the Authority that it issue
and sell its Limited Revenue Tax Increment Note, Series 2001 (the "Note"), in the
maximum principal amount of $2,230,174 for the purpose of financing certain public
costs of the Project.
1.02. Approval of Documents; Issuance. Sale. and Terms of the Note. The Note
is issued in accordance with that certain Contract for Private Redevelopment between
the Authority and Gramercy Park Cooperative at Lake Shore Drive, a Minnesota
Cooperative Corporation ("Redeveloper") dated July 20, 1998, as amended by the First
Amendment thereto dated December 21, 1998 ("First Amendment") and the Second
Amendment thereto dated March 22, 2001 ("Second Amendment") (the Contract and
the Amendments thereto are collectively referred to herein as the "Agreement"). The
Authority hereby authorizes issuance of the Note in accordance with terms set forth in this
resolution to the Redeveloper, at a price of par. The Note shall be dated as of the date of
delivery thereof and shall bear interest at a rate not to exceed 9.75% per annum to the
earlier of maturity or prepayment. The Note shall be payable in semi-annual
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installments of principal and interest on each February 1 and August 1 commencing
August 1, 2001 and continuing through February 1, 2026 (the "Payment Dates").
The Note is issued as replacement for the Authority's $2,230,174 Limited
Revenue Tax Increment Note issued pursuant to the First Amendment (the "Prior
Note"), and the Redeveloper shall return the Prior Note to the Authority as a condition
precedent to delivery of the Note.
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The principal amount and interest rate of the Note shall be as requested by the
Owner in writing prior to the issuance of the Note, provided that: (a) in no case shall the
principal amount of the Note exceed $2,230,17 4; (b) in no case shall the sum of the
present value of the maximum amounts of principal and interest payable on the Note
exceed the present value of the maximum amount of principal and interest that would have
been payable on the Prior Note; and (c) in no case shall the interest rate on the Note
exceed 9.75%. The Authority's Executive Director is directed to complete the Note in
accordance with the provisions of this paragraph and is further directed to deliver a
certificate attesting to the calculation of the principal amount and interest rate of the Note
in accordance with the terms of this Resolution.
The HRA hereby rescinds its approval of its Resolution No. 804 and Resolution No.
805, contingent upon the Redeveloper's execution of the Second Amendment.
The Authority hereby further approves and authorizes and directs the Authority's I
Chair and Executive Director to execute and deliver as appropriate: (i) the Second
Amendment; (ii) the Certificate of Completion attached as Exhibit B to the Contract; (iii)
the Assessment Agreement attached as Exhibit D to the Contract; and (iv) the estoppel
certificate presented to the Authority as of the date of this Resolution in accordance with
the provisions of Section 10.4 of the Contract and containing the representations set
forth therein.
1.03. Optional Prepayment. The Authority may prepay the Note in whole or in
part without premium or penalty at any time at the option of the Authority.
Section 2. Form of Note. The Note shall be in substantially the following form,
with the blanks to be properly filled in as of the date of issue:
$1,977,000
UNITED STATES OF AMERICA
STATE OF MINNESOTA
COUNTY OF HENNEPIN
THE HOUSING AND REDEVELOPMENT AUTHORITY
IN AND FOR THE CITY OF RICHFIELD
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LIMITED REVENUE TAX INCREMENT NOTE, SERIES 2001
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The Housing and Redevelopment Authority in and for the City of Richfield (the
"Authority"), hereby acknowledges itself to be indebted and, for value received, promises
to pay to the order of Gramercy Park Cooperative at Lake Shore Drive or its permitted
assigns (the "Owner"), to the extent and in the manner hereinafter provided, the original
principal amount of this Note, being $1,977,000 (the "Principal Amount"), together with
interest thereon accrued from the date of this Note, at the rate of interest of 9.50% per
annum (the "Stated Rate"), payable on each February 1 and August 1 commencing
August 1, 2001 and continuing through February 1, 2026 (the "Payment Dates").
Any payments on this Note shall be applied first to accrued interest and then to the
Principal Amount in respect of which such payment is made.
Each payment on this Note is payable in any coin or currency of the United States
of America which on the date of such payment is legal tender for public and private debts
and shall be made by check or draft made payable to the Owner and mailed to the Owner
at it postal address within the United States which shall be designated from time to time by
the Owner.
The Note is a special and limited obligation and not a general obligation of the
Authority, which has been issued by the Authority to aid in financing a "project," as defined
in Minnesota Statutes, Section 469.174, of the Authority within and for the benefit of the
Gramercy Redevelopment Tax Increment District ("District").
THE NOTE IS NOT A DEBT OF THE AUTHORITY, THE CITY OF RICHFIELD,
OR THE STATE OF MINNESOTA (THE "STATE"), AND NEITHER THE AUTHORITY,
THE CITY OF RICHFIELD, THE STATE NOR ANY POLITICAL SUBDIVISION THEREOF
SHALL BE LIABLE ON THE NOTE, NOR SHALL THE NOTE BE PAYABLE OUT OF
ANY FUNDS OR PROPERTIES OTHER THAN AVAILABLE TAX INCREMENT, AS
DEFINED BELOW.
Payments on this Note are payable solely from proceeds of this Note and from and
only to the extent that the Authority shall have received as of such Payment Date
"Available Tax Increment." For the purpose of this Note, "Available Tax Increment"
means: Seventy-five Percent (75%) of the tax increment received from the real estate
described in Exhibit C to the Agreement (the "Redevelopment Property") for years
beginning with 2001 and ending in 2026.
To the extent that on any Payment Date the Authority does not have on hand
sufficient Available Tax Increment to make the scheduled payment (which insufficiency is
not due to a failure of the Owner to pay full real estate taxes payable on the
Redevelopment Property), such deficiency shall be deferred and paid to the extent
possible on the next Payment Date on which the Authority has received Available Tax
Increment sufficient to do so. This Note shall terminate upon the "Maturity Date", hereby
defined as the earlier of: (i) the date when the Redeveloper has been fully reimbursed
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according to the terms hereof; or (ii) February 1, 2026. This Note may be prepaid in full at
any time at the option of the Authority.
This Note shall also terminate and the Authority's obligation to make any payments
under this Note shall be discharged and the Authority shall have no obligation and incur no
liability to make any payments hereunder immediately upon the occurrence of an Event of
Default under the Contract for Private Development, dated July 20, 1998, as amended by
the First Amendment thereto dated December 21, 1998 and the Second Amendment
thereto dated , 2001 (the Contract and the Amendments thereto are
collectively referred to herein as the "Development Contract") between the Authority and
the Owner, subject to the notice and cure provisions of Section 9.2 thereof.
This Note shall not be payable from or constitute a charge upon any funds of the
Authority or the City of Richfield and the Authority shall not be subject to any liability
hereon or be deemed to have obligated itself to pay hereon from any funds except the
Available Tax Increment, and then only to the extent and in the manner herein specified.
The Owner shall never have or be deemed to have the right to compel any exercise
of any taxing power of the Authority or the City of Richfield or of any other public body, and
neither the Authority or the City of Richfield nor any director, commissioner, council
member, board member, officer, employee or agent of the Authority or the City of
Richfield, nor any person executing or registering this Note shall be liable personally
hereon by reason of the issuance or registration hereof or otherwise.
This Note shall not be transferred to any person without the prior written consent
of the Authority.
IT IS HEREBY CERTIFIED AND RECITED that, except as provided in the
Development Contract, any acts, conditions, and things required by the Constitution and
laws of the State of Minnesota to be done, to have happened, and to be performed
precedent to and in the issuance of this Note have been done, have happened, and have
been performed in regular and due form, time, and manner as required by law; and that
this Note, together with all other indebtedness of the Authority or the City of Richfield
outstanding on the date hereof and on the date of its actual issuance and delivery, does
not cause the indebtedness of the Authority or the City of Richfield to exceed any
constitutional or statutory limitation thereon.
IN WITNESS WHEREOF, the Board of Commissioners of the Authority has caused
this Note to be executed by the manual signatures of the Chairperson and the Executive
Director of the Authority and has caused this Note to be dated , 2001.
Chairperson
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Executive Director
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AUTHENTICATION AND REGISTRATION PROVISIONS
This is one of the Notes described in the within mentioned Resolution. The
ownership of the unpaid balance of the within Note is registered in the bond register of
the City Clerk-Treasurer, in the name of the person last listed below.
Date of Registration
Registered Owner
Name
Tax I.D. No:
Signature of Registrar
Section 3. Terms. Execution and Delivery.
3.01. Denomination. Payment. The Note shall be issued as one or more
typewritten notes numbered from R-1 upwards. The Note shall be issuable only in fully
registered form. Principal of and interest on the Note shall be payable by check or draft
issued by the Registrar described herein.
3.02. Dates; Interest Payment Dates. Principal of and interest on the Note shall
be payable by mail to the owner of record thereof as of the close of business on the
fifteenth day of the month preceding the Payment Date, whether or not such day is a
business day.
3.03. Reqistration. The Authority hereby appoints the City's Finance Director to
perform the functions of registrar, transfer agent and paying agent (the "Registrar"). The
effect of registration and the rights and duties of the Authority and the Registrar with
respect thereto shall be as follows:
(a) Reqister. The Registrar shall keep at its office a bond register in which the
Registrar shall provide for the registration of ownership of the Note and the registration
of transfers and exchanges of the Note.
(b) Transfer of Note. Except as provided in the Development Contract, the
Note shall not be transferred to any person without the prior written consent of the
Authority.
(c) Cancellation. The Note surrendered upon any transfer shall be promptly
cancelled by the Registrar and thereafter disposed of as directed by the Authority.
(d) Improper or Unauthorized Transfer. When the Note is presented to the
Registrar for transfer, the Registrar may refuse to transfer the same until it is satisfied
that the endorsement on such Note or separate instrument of transfer is legally
authorized. The Registrar shall incur no liability for its refusal, in good faith, to make
transfers which it, in its judgment, deems improper or unauthorized.
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(e) Persons Deemed Owner~. The Authority and the Registrar may treat the
person in whose name the Note is at any time registered in the bond register as the
absolute owner of the Note, whether the Note shall be overdue or not, for the purpose of
receiving payment of, or on account of, the principal of and interest on such Note and
for all other purposes, and all such payments so made to any such registered owner or
upon the owner's order shall be valid and effectual to satisfy and discharge the liability
of the Authority upon such Note to the extent of the sum or sums so paid.
(f) Taxes. Fees and Charoes. For every transfer or exchange of the Note,
the Registrar may impose a charge upon the owner thereof sufficient to reimburse the
Registrar for any tax, fee, or other governmental charge required to be paid with respect
to such transfer or exchange.
(g) Mutilated. Lost. Stolen or Destroyed Note. In case any Note shall become
mutilated or be lost, stolen, or destroyed, the Registrar shall deliver a new Note of like
amount, maturity dates and tenor in exchange and substitution for and upon
cancellation of such mutilated Note or in lieu of and in substitution for such Note lost,
stolen, or destroyed, upon the payment of the reasonable expenses and charges of the
Registrar in connection therewith; and, in the case the Note lost, stolen, or destroyed,
upon filing with the Registrar of evidence satisfactory to it that such Note was lost,
stolen, or destroyed, and of the ownership thereof, and upon furnishing to the Registrar
of an appropriate bond or indemnity in form, substance, and amount satisfactory to it, in
which both the Authority and the Registrar shall be named as obligees. The Note so
surrendered to the Registrar shall be cancelled by it and evidence of such cancellation
shall be given to the Authority. If the mutilated, lost, stolen, or destroyed Note has
already matured or been called for redemption in accordance with its terms, it shall not
be necessary to issue a new Note prior to payment.
(h) Prepayment. In the event the Note is prepaid in whole or in part, notice
thereof will be given by the Registrar by mailing a copy of the redemption notice by first
class mail (postage prepaid) not more than 60 and not less than 30 days prior to the date
fixed for redemption to the registered owner of the Note at the address shown on the
registration books kept by the Registrar. Failure to give notice by mail to any registered
owner, any defect therein, will not affect the validity of any proceeding for the redemption
of the Note. The Note so called for redemption will cease to bear interest after the
specified redemption date, provided that the funds for the redemption are on deposit with
the place of payment at that time.
3.04. Preparation and Deliverv. The Note shall be prepared under the direction
of the Secretary and shall be executed on behalf of the Authority by the signatures of its
Chair and Secretary. In case any officer whose signature shall appear on the Note shall
cease to be such officer before the delivery of the Note, such signature shall
nevertheless be valid and sufficient for all purposes, the same as if such officer had
remained in office until delivery. Notwithstanding such execution, the Note shall not be
valid or obligatory for any purpose or entitled to any security or benefit under this resolution
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unless and until a certificate of authentication on such Note has been duly executed by the I
manual signature of an authorized representative of the Registrar. Certificates of
authentication on different Notes certificates need not be signed by the same
representative. The executed certificate of authentication on each Note shall be
conclusive evidence that it has been authenticated and delivered under this resolution.
When the Note has been so executed and authenticated, it shall be delivered by the
Secretary to the Owner upon payment of the purchase price therefor, and the Owner
shall not be obligated to see to the application of the purchase price.
Section 4. Security Provisions.
4.01. Pledqe. The Authority hereby pledges to the payment of the principal of
and interest on the Note all Available Tax Increment as defined in the Note. Available
Tax Increment shall be deposited in the Debt Service Fund in accordance with Section
4.02 hereof and applied to payment of the principal of and interest on the Note in
accordance with the terms of the form of Note set forth in Section 2 of this resolution.
4.02. Debt Service Fund. So long as the Note is outstanding and any principal
thereof or interest thereon remains unpaid, the Authority shall maintain a separate Limited
Revenue Tax Increment Note, Series 2001 Debt Service Fund (the "Debt Service Fund")
to be used for no purpose other than the payment of the principal of and interest on the
Note. The Authority appropriates and irrevocably pledges to the Debt Service Fund: (a)
Available Tax Increment pledged pursuant to Section 4.01 of this Resolution; (b) all
investment earnings on funds held in the Debt Service Fund; and (c) any other funds
appropriated to the Debt Service Fund. The Debt Service Fund and all moneys deposited
therein pursuant to this Resolution are hereby pledged to the payment of principal of and
interest on the Note.
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4.02. Investment of Funds. All amounts held in the Debt Service Fund will be
invested in accordance with the provisions of Minnesota Statutes, Chapter 118A,
governing the investment of funds of governmental entities.
Section 5. Certification of Proceedinqs.
5.01. Certification of Proceedinqs. The officers of the Authority are hereby
authorized and directed to prepare and furnish to the Owner of the Note certified copies
of all proceedings and records of the Authority, and such other affidavits, certificates,
and information as may be required to show the facts relating to the legality and
marketability of the Note as the same appear from the books and records under their
custody and control or as otherwise known to them, and all such certified copies,
certificates, and affidavits, including any heretofore furnished, shall be deemed
representations of the Authority as to the facts recited therein.
Section 6. Continuing Disclosure. The continuing disclosure requirements of Rule I
15c2-12 promulgated by the Securities and Exchange Commission under the Securities
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Exchange Act of 1934 (the "Rule") do not apply to the Note, because the offering is
exempt from such requirements under Section 15c2-12(d)(1)(i). Consequently, the
Authority will not enter into any undertaking to provide continuing disclosure of any kind
with respect to the Note.
Section 7. Effective Date. This resolution shall be effective upon full execution
of the Second Amenpment.
Adopted this 19th day of March, 2001.
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Chairperson
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Secretary (,._//
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