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02-862r I I I 36 HRA RESOLUTION NO. 862 RESOLUTION AUTHORIZING THE USE OF FEES FOR SERVICES PROVIDED UNDER HOUSING AND REDEVELOPMENT AUTHORITY PROGRAMS WHEREAS, the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota (HRA) provides loans under various home improvement programs to allow for the maintenance and improvement of Richfield tlomes; and WHEREAS, the HRA provides junior mortgages for homes developed and sold to first-time buyers to make them affordable; and WHEREAS, the HRA must file its mortgage documents in order to secure the liens, and therefore must have evidence of proper title and ownership; and WHEREAS, if proper title and ownership need to be resolved through title updating or through legal services, the homeowners will be responsible for those fees; and WHEREAS, the HRA is requested to subordinate its liens whenever homeowners refinance or obtain a new mortgage on their home; and WHEREAS, the HRA is willing to provide such a service in cases where the HRA's lien is still secure, and the homeowner pays a $50.00 fee to cover administrative costs. NOW, THEREFORE, BE IT RESOLVED by the Housing and Redevelopment Authority in and for the City of Richfield, homeowners shall be responsible for actual fees to provide proper title and ownership for HRA lien filing, and a fee of $50.00 shall be required whenever a request is received for a subordination of an HRA lien. Adopted by the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota this 21st day of October, 2002. ATTEST: