03-9398r
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RESOLUTION NO. 9398
220
RESOLUTION DESIGNATING CITY'S CONTRIBUTION
TOWARD HEALTH, TERM LIFE AND DENTAL INSURANCE
PREMIUM FOR MANAGEMENT AND GENERAL SERVICES EMPLOYEES
WHEREAS, the hospital-medical/surgical group health insurance plan is available
from the LOGIS Health Insurance program for City employees and their families; and
WHEREAS, a term life and accidental death and dismemberment insurance plan is
available from the Local Government Information Systems Association (LOGIS) for City
employees; and
WHEREAS, a self-funded group dental insurance plan is available to City
Management and General Services employees and their families; and
WHEREAS, a group short-term and long-term disability program is available to City
Management and General Services employees; and
WHEREAS, the City Council is required to determine by resolution the City's
contribution toward the premium for employee group insurance coverages.
NOW, THEREFORE, BE IT RESOLVED that the City shall contribute a maximum of
$580 per month for family health insurance to full-time employees, and in any event, said
contributions shall not exceed the cost of single coverage for employees selecting that option.
The City shall give to full-time employees not participating in the City's health plan, a sum of
$50 per month, which will be taxed as regular income. For all full-time Management and
General Services employees, the City shall also pay the $27 monthly premium for the offered
dental insurance plan, and the $4.88 monthly premium for the term life and accidental death
and dismemberment insurance plan for, for a total possible maximum 2004 insurance
premium contribution of $611.88 per month. The City shall contribute 75% of the single health
care premium for part-time regular employees and a maximum of $290 per month towards
dependent coverage. Part-time employees shall also receive a portion of short-term disability
insurance dependent upon hours worked. Such contributions shall be for coverage effective
January 1, 2004.
BE IT FURTHER RESOLVED that the City shall contribute the full cost of long-term
disability insurance for full-time Management and General Services employees.
BE IT FURTHER RESOLVED that the City Council shall determine the City's
contribution toward insurance premiums for all organized employee groups by the adoption of
the appropriate resolutions concerning labor contracts with the respective organized
employee groups.
Adopted by the City Council of the City of Richfield, Minnesot
November 2003.
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Attachment 1
The City's Contribution Toward Dependent Health Insurance as a Percent of Total Premium Cost
YEAR HEAL TH DEPf,:NDENT CITY CONTRIBUTION CITY CONTRIBUTION
PLAN PREMIUM MGMT./GEN. SVCS AVERAGE % OF I
COST PREMIUM
1999 MEDICA
High Option $524.92 $415.00 79%
Low Option $480.31 $415.qO 86%
2000 MEDICA
High Option
* Employee +
Spouse $524 $435 83%
* Employee +
Children $495 $435 88%
* Family $646.96 $435 67%
Elect Option
* Employee +
Spouse $469.87 $435 93%
* Employee +
Children $443.87 $435 98%
* Family $580.13 $435 87%
Low Option
* Employee +
Spouse $479.46 $435 91%
* Employee +
Children $452.93 $435 96%
* Family $591.97 $435 73% I
2001 MEDICA
High Option
* Employee +
Spouse $586.98 $455 78%
* Employee +
Children $554.50 $455 82%
* Family $724.72 $455 63%
Elect Option
* Employee +
Spouse $536.18 $455 85%
* Employee +
Children $506.50 $455 90%
* Family $661.99 $455 69%
Low Option
* Employee +
Spouse $546.93 $455 83%
* Employee +
Children $516.66 $455 88%
* Family $675.28 $455 67%
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2002 MEDICA
High Option
* Employee +
Spouse $636.00 $495 78%
I * Employee +
Children $600.81 $495 82%
* Family $785.25 $495 63%
Elect Option
* Employee +
Spouse $580.96 $495 85%
* Employee +
Children $548.80 $495 90%
* Family $717.28 $495 69%
MIC 1000
* Employee +
Spouse $534.24 $495 93%
* Employee +
Children $504.68 $495 98%
* Family $659.61 $495 75%
2003 MEDICA
High Option
* Employee +
Spouse $704.43 $515 73%
* Employee +
Children $665.46 $515 77%
* Family $869.74 $530 61%
Elect Option
* Employee +
Spouse $643.47 $515 80%
I * Employee +
Children $607.85 $515 85%
* Family $794.46 $530 67%
MIC 1000
* Employee +
Spouse $591.72 $515 87%
* Employee +
Children $558.98 $515 92%
* Family $730.58 $530 73%
2004 MEDICA
High Option
* Employee +
Spouse $800.37 $575 71%
* Employee +
Children $756.10 $575 75%
* Family $987.70 $590 59%
Elect Option
* Employee +
Spouse $731.11 $575 77%
* Employee +
Children $690.66 $575 82%
* Family $902.97 $590 64%
MIC 1000
* Employee +
I Spouse $713.02 $575 79%
* Employee +
Children $673.57 $575 84%
* Family $880.35 $590 66%