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06-1003r HRA RESOLUTION NO.1 003 RESOLUTION AUTHORIZING INTERFUND LOAN FOR ADVANCE OF CERTAIN COSTS IN CONNECTION WITH CEDAR POINT PROJECT AREA BE IT RESOLVED By the Board of Commissioners of the Housing and Redevelopment Authority in and for the City of Richfield, Minnesota (the "Authority") as follows: Section 1. BackQround. 1.01. The Authority has established a Modification to the Redevelopment Plan for the Richfield Redevelopment Project Area pertaining to the development of certain property known as the Cedar Point Development, a "Redevelopment Project" pursuant to Minnesota Statutes, Chapter 469 (the "Act"). 1.02. The Authority may incur certain costs related to the Redevelopment Project, which costs may be financed on a temporary basis from available Authority funds. 1.03. Under Section 469.178, Subdivision 7 of the Act, the Authority is authorized to advance or loan money from any fund from which such advances may be legally made in order to finance expenditures that are eligible to be paid with tax increments under the Act. 1.04. The Authority owns or will acquire certain property (the "Redevelopment Property") and has incurred or will incur certain costs to prepare such property for redevelopment. . 1.05. The Authority entered into that certain Contract for Private Development dated July 27, 2005, that certain First Amendment to Contract for Private Development dated June 30, 2006, that certain Second Amendment to Contract for Private Development dated July 21, 2006, that certain Third Amendment to Contract for Private Development dated August 16, 2006, and that certain Fourth Amendment to Contract for Private Development dated October 25, 2006 (collectively, the "Contract") with Ryan Companies US, Inc. (the "Developer"), under which the Authority (among other things) is responsible for reimbursing Developer for certain increased costs resulting from a delay in the negotiation of deed restrictions applicable to certain parcels which are to be conveyed to the Developer. 1.06. The Authority's obligation, as provided in the Contract is to reimburse Developer for increased costs incurred by Developer as a result of Ryan's delaying construction due to the delay in obtaining satisfactory deed restrictions; up to a maximum reimbursement obligation of $500,000. Such payment represents an advance of Authority funds. . 1.07. The Authority hereby designates such advances as an interfund loan in accordance with the terms of this resolution and the Act. Section 2. Repavment of Interfund Loan. 2.01. The Authority will reimburse itself for the advance in the principal amount not to exceed $500,000 together with interest at the rate per annum described below (the "Interfund Loan"). Interest accrues on the amount of each payment from the date of each payment to the Developer. The interest rate will, without further action by the Authority, be adjusted on January 1 of each year to reflect the greater of the rate specified under Minnesota Statutes, Section 270C.40 and Section 549.09 in effect for that calendar year. The rate in effect for'calendar year 2006 is 6%. 2.02. Principal and interest ("Payments") on the Interfund Loan shall be paid semi- annually on each August 1 and February 1 (each a "Payment Date"), commencing on the first Payment Date on which the Authority has funds available for that purpose. 2.03. Payments on the Interfund Loan will be made solely from funds available to the Authority and designated by the Authority from time to time for use for that purpose. Payments shall be applied first to accrued interest, and then to unpaid principal. Interest accruing will be compounded semiannually on February 1 and August 1 of each year and added to principal until the first Payment Date, unless otherwise specified by the Executive Director. 2.04. The principal sum and all accrued interest payable under this resolution is pre-payable in whole or in part at any time by the Authority without premium or penalty. 2.05. This resolution is evidence of an internal borrowing by the Authority in accordance with Section 469.178, subdivision 7 of the Act, and is a limited obligation payable solely from funds pledged to the payment hereof under this resolution. The Interfund Loan shall not be deemed to constitute a general obligation of the State of Minnesota or any political subdivision thereof, including, without limitation, the Authority and the City. Neither the State of Minnesota, nor any political subdivision thereof shall be obligated to pay the principal of or interest on the Interfund Loan or other costs incident hereto except out of funds designated by the Authority to be used for that purpose. 2.06. The Authority may at any time make a determination to forgive the outstanding principal amount and accrued interest on the Interfund Loan to the extent permissible under law. 2.07. The Authority may from time to time amend the terms of this Resolution to the extent permitted by law, including without limitation amendment to the payment schedule and the interest rate; provided that the interest rate may not be increased above the maximum specified in Section 469.178. subd. 7 of the Act. Section 3. Disposition of Available Funds. The Executive Director is authorized and directed to place $500,000 of Available Funds in escrow in accordance with the terms of the Escrow and Disbursing Agreement approved as part of the Fourth Amendment to the Contract for Private Development. Section 4. Effective Date. This resolution is effective upon approval. Adopted this 25th day of October, 2006 ATTEST: ~~~111. . Sandahl, Chair ~~ c::u-~ Donna Drummond, Secretary